SFBS ServisFirst Bancshares margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 92

Gross margin

100%

Operating margin

67.3%

EBITDA margin

68.1%

Net margin

54.7%

The ServisFirst Bancshares shows a gross margin of 100%, an operating margin of 67.3%, an EBITDA margin of 68.1%, and a net margin of 54.7%. Operating margin improved by 4.6 percentage points, while other available margins were stable.

SFBS margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, ServisFirst Bancshares's margins averaged 100% gross, 61.1% operating, 62.08% EBITDA, and 50.19% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

SFBS margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 4.6 percentage points, EBITDA margin by 4.4 percentage points, and net margin by 3.8 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

4.6pp

EBITDA margin expansion

4.4pp

Net margin expansion

3.8pp

SFBS Gross margin

Over the last 3 years, ServisFirst Bancshares's gross margin averaged 100%. The current gross margin of 100% is in line with its three-year average. During this period, gross margin reached a high of 100% in Jun 2026 and a low of 100% in Dec 2023.

SFBS Operating margin

Across the last 3 years, ServisFirst Bancshares's operating margin stood at 61.1%. ServisFirst Bancshares's current operating margin is 67.3% and is 6.2 percentage points above its three-year average. Operating margin was highest at 67.3% in Jun 2026 and lowest at 55.6% in Jun 2024.

SFBS EBITDA margin

ServisFirst Bancshares's EBITDA margin averaged 62.08% over the last 3 years. Compared with its three-year average, ServisFirst Bancshares's current EBITDA margin is 68.1% and is 6 percentage points above its three-year average. Over the last 3 years, ServisFirst Bancshares's EBITDA margin peaked at 68.1% in Jun 2026 and reached a low of 56.6% in Jun 2024.

SFBS Net margin

Across the last 3 years, ServisFirst Bancshares had an average net margin of 50.19%. Against its three-year average, ServisFirst Bancshares's net margin is currently 54.7%, 4.5 percentage points above its three-year average. Looking back over the last 3 years, ServisFirst Bancshares's net margin reached 54.7% at its highest point in Jun 2026 and 46.4% at its lowest in Sep 2024.

SFBS margin group comparison

Margins compared with peer-group, industry and sector averages

ServisFirst Bancshares's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.4%, ServisFirst Bancshares's gross margin is 20% higher.

SFBS margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is ServisFirst Bancshares's gross margin?

The current gross margin for SFBS is 100% as of Jun 30, 2026.

What is ServisFirst Bancshares's operating margin?

As of Jun 30, 2026, SFBS has an operating margin of 67.3%.

What is ServisFirst Bancshares's EBITDA margin?

For the period ending Jun 30, 2026, SFBS recorded an EBITDA margin of 68.1%.

What is ServisFirst Bancshares's net margin?

For the period ending Jun 30, 2026, SFBS recorded a net margin of 54.7%.

What are the average margins of SFBS?

Over the last 3 years, ServisFirst Bancshares's margins averaged 100.0% gross, 61.1% operating, 62.1% EBITDA, and 50.2% net.

What are the highest historical margins of SFBS?

Across the 5-year period, SFBS posted its highest margins at 100% gross in Jun 2026, 67.3% operating in Jun 2026, 68.1% EBITDA in Jun 2026, and 54.7% net in Jun 2026.

What are the lowest historical margins of SFBS?

Within the 5-year period, SFBS recorded its lowest margins at 100% gross in Dec 2021, 55.6% operating in Jun 2024, 56.6% EBITDA in Jun 2024, and 46.4% net in Sep 2024.