SCHW Charles Schwab margins

Relative Growth: Rel. Growth: 94

Relative Strength: Rel. Strength: 53

Relative Valuation: Rel. Valuation: 70

Relative Profitability: Rel. Profitability: 94

Gross margin

100%

Operating margin

50.2%

EBITDA margin

55.3%

Net margin

38.8%

Current Charles Schwab reports a gross margin of 100%, an operating margin of 50.2%, an EBITDA margin of 55.3%, and a net margin of 38.8%. Operating margin expanded by 6.7 percentage points, while other available margins were unchanged.

SCHW margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Charles Schwab's margins averaged 100% gross, 41.09% operating, 47.75% EBITDA, and 32.02% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

SCHW margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 6.7 percentage points, EBITDA margin by 5.3 percentage points, and net margin by 5.1 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

6.7pp

EBITDA margin expansion

5.3pp

Net margin expansion

5.1pp

SCHW Gross margin

The average gross margin for Charles Schwab was 100% across the past 3 years. Right now, the current gross margin for Charles Schwab is 100%, in line with its three-year average. The gross margin for Charles Schwab moved between 100% in Dec 2023 and 100% in Jun 2026.

SCHW Operating margin

Charles Schwab recorded an average operating margin of 41.09% across the last 3 years. Charles Schwab currently reports an operating margin of 50.2%, 9.1 percentage points above its three-year average. Over the last 3 years, Charles Schwab's operating margin peaked at 50.2% in Jun 2026 and reached a low of 32.9% in Mar 2024.

SCHW EBITDA margin

Over the last 3 years, Charles Schwab's EBITDA margin averaged 47.75%. At present, Charles Schwab's current EBITDA margin is 55.3%, which is 7.6 percentage points above its three-year average. During this period, EBITDA margin reached a high of 55.3% in Jun 2026 and a low of 40.4% in Mar 2024.

SCHW Net margin

Charles Schwab's net margin averaged 32.02% over the last 3 years. Compared with its three-year average, Charles Schwab's current net margin is 38.8% and is 6.8 percentage points above its three-year average. Over the last 3 years, Charles Schwab's net margin peaked at 38.8% in Jun 2026 and reached a low of 26.1% in Mar 2024.

SCHW margin group comparison

Margins compared with peer-group, industry and sector averages

Charles Schwab's gross margin of 100% is higher than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 83.9%, Charles Schwab's gross margin is 19% higher.

SCHW margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Charles Schwab's gross margin?

For the period ending Jun 30, 2026, SCHW recorded a gross margin of 100%.

What is Charles Schwab's operating margin?

The current operating margin for SCHW is 50.2% as of Jun 30, 2026.

What is Charles Schwab's EBITDA margin?

As of Jun 30, 2026, SCHW has an EBITDA margin of 55.3%.

What is Charles Schwab's net margin?

As of Jun 30, 2026, SCHW has a net margin of 38.8%.

What are the average margins of SCHW?

The three-year average margins for SCHW were 100.0% gross, 41.1% operating, 47.8% EBITDA, and 32.0% net.

What are the highest historical margins of SCHW?

Over this 5-year history, SCHW peaked at 100% gross in Jun 2026, 50.2% operating in Jun 2026, 55.3% EBITDA in Jun 2026, and 38.8% net in Jun 2026.

What are the lowest historical margins of SCHW?

In the last 5 years, the lowest margins reported by SCHW were 100% gross in Dec 2021, 32.9% operating in Mar 2024, 40.4% EBITDA in Mar 2024, and 26.1% net in Mar 2024.