RNST Renasant margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 90

Gross margin

100%

Operating margin

39.1%

EBITDA margin

40.1%

Net margin

31.3%

Using the latest TTM figures, Renasant shows a gross margin of 100%, an operating margin of 39.1%, an EBITDA margin of 40.1%, and a net margin of 31.3%. Operating margin led the available margin gains with 15.9 percentage points, while the other margins were unchanged.

RNST margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, Renasant recorded average margins of 100% gross, 30.8% operating, 34.25% EBITDA, and 24.73% net. The current figures show operating, EBITDA, and net margins are above their three-year averages.

RNST margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 15.9 percentage points, EBITDA margin by 14.1 percentage points, and net margin by 12.3 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

15.9pp

EBITDA margin expansion

14.1pp

Net margin expansion

12.3pp

RNST Gross margin

Throughout the last 3 years, Renasant had an average gross margin of 100%. Against its three-year average, Renasant's gross margin is currently 100%, in line with its three-year average. Looking back over the last 3 years, Renasant's gross margin reached 100% at its highest point in Sep 2026 and 100% at its lowest in Dec 2023.

RNST Operating margin

Over the last 3 years, the average operating margin for Renasant was 30.8%. The current operating margin stands at 39.1%, 8.3 percentage points above its three-year average. Renasant's operating margin ranged from a low of 23.2% in Sep 2025 to a high of 39.1% in Sep 2026.

RNST EBITDA margin

Across the last 3 years, Renasant's EBITDA margin came to 34.25%. The current EBITDA margin stands at 40.1%, 5.9 percentage points above its three-year average. EBITDA margin was highest at 40.1% in Sep 2026 and lowest at 26% in Sep 2025.

RNST Net margin

Looking at the last 3 years, Renasant had an average net margin of 24.73%. Against its three-year average, Renasant's net margin is currently 31.3%, 6.6 percentage points above its three-year average. Looking back over the last 3 years, Renasant's net margin reached 31.3% at its highest point in Sep 2026 and 19% at its lowest in Sep 2025.

RNST margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, RNST stands above the Financial Services sector and the industry average. Looking at its Financial Services sector average of 83.5%, Renasant's gross margin is 20% higher.

RNST margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Renasant's gross margin?

The current gross margin for RNST is 100% as of Sep 30, 2026.

What is Renasant's operating margin?

As of Sep 30, 2026, RNST has an operating margin of 39.1%.

What is Renasant's EBITDA margin?

For the period ending Sep 30, 2026, RNST recorded an EBITDA margin of 40.1%.

What is Renasant's net margin?

As of Sep 30, 2026, RNST has a net margin of 31.3%.

What are the average margins of RNST?

Renasant's average margins over the last 3 years were 100.0% gross, 30.8% operating, 34.3% EBITDA, and 24.7% net.

What are the highest historical margins of RNST?

Across the 5-year period, RNST posted its highest margins at 100% gross in Sep 2026, 39.1% operating in Sep 2026, 41.9% EBITDA in Dec 2022, and 31.3% net in Sep 2026.

What are the lowest historical margins of RNST?

Across the 5-year period, RNST posted its lowest margins at 100% gross in Dec 2021, 23.2% operating in Sep 2025, 26% EBITDA in Sep 2025, and 19% net in Sep 2025.