QTWO Q2 Holdings Inc

Price (delayed)

$22.825

Market cap

$1.32B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.9

Enterprise value

$1.85B

Q2 is a financial experience company dedicated to providing digital banking and lending solutions to banks, credit unions, alternative finance, and fintech companies in the U.S. and internationally. With comprehensive ...

Highlights

The gross profit has increased by 14% YoY and by 2.7% QoQ

QTWO's revenue is up by 13% year-on-year and by 2.7% since the previous quarter

QTWO's EPS is down by 7% since the previous quarter but it is up by 5% year-on-year

The company's net income fell by 7% QoQ but it rose by 3.3% YoY

The equity has contracted by 27% YoY and by 2.6% from the previous quarter

QTWO's debt is up by 18% YoY

Sector: Technology

Industry: Software - Application

Website: http://www.q2ebanking.com

Peers: ACIW FISV JKHY NCR

Key stats

What are the main financial stats of QTWO

Market

Shares outstanding

57.74M

Market cap

$1.32B

Enterprise value

$1.85B

Valuations

Price to earnings (P/E)

N/A

Price to book (P/B)

3.13

Price to sales (P/S)

2.31

EV/EBIT

N/A

EV/EBITDA

N/A

EV/Sales

3.27

Earnings

Revenue

$565.67M

EBIT

-$99.4M

EBITDA

-$37.74M

Free cash flow

$6.5M

Per share

EPS

-$1.9

Free cash flow per share

$0.11

Book value per share

$7.29

Revenue per share

$9.87

TBVPS

$12.06

Balance sheet

Total assets

$1.35B

Total liabilities

$930.7M

Debt

$731.09M

Equity

$419.02M

Working capital

$339.03M

Liquidity

Debt to equity

1.74

Current ratio

2.77

Quick ratio

2.64

Net debt/EBITDA

-14.02

Margins

EBITDA margin

-6.7%

Gross margin

45.3%

Net margin

-19.3%

Operating margin

-18.5%

Efficiency

Return on assets

-8.1%

Return on equity

-25.1%

Return on invested capital

-9.6%

Return on capital employed

-8.6%

Return on sales

-17.6%

Dividend

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

QTWO stock price

How has the Q2 Holdings stock price performed over time

Intraday

-2.25%

1 week

-1.53%

1 month

-29.79%

1 year

-64.45%

YTD

-15.05%

QTD

-15.05%

Financial performance

How have Q2 Holdings's revenue and profit performed over time

Revenue

$565.67M

Gross profit

$256.35M

Operating income

-$104.76M

Net income

-$108.98M

Gross margin

45.3%

Net margin

-19.3%

Q2 Holdings's operating income has decreased by 34% YoY and by 17% QoQ

Q2 Holdings's operating margin has decreased by 19% YoY and by 13% from the previous quarter

QTWO's net margin is up by 15% YoY but it is down by 4.3% QoQ

The gross profit has increased by 14% YoY and by 2.7% QoQ

Growth

What is Q2 Holdings's growth rate over time

Valuation

What is Q2 Holdings stock price valuation

P/E

N/A

P/B

3.13

P/S

2.31

EV/EBIT

N/A

EV/EBITDA

N/A

EV/Sales

3.27

QTWO's EPS is down by 7% since the previous quarter but it is up by 5% year-on-year

QTWO's P/B is 67% below its 5-year quarterly average of 9.7 and 38% below its last 4 quarters average of 5.2

The equity has contracted by 27% YoY and by 2.6% from the previous quarter

QTWO's price to sales (P/S) is 77% lower than its 5-year quarterly average of 10.1 and 45% lower than its last 4 quarters average of 4.3

QTWO's revenue is up by 13% year-on-year and by 2.7% since the previous quarter

Efficiency

How efficient is Q2 Holdings business performance

Q2 Holdings's ROE has decreased by 33% YoY and by 16% from the previous quarter

QTWO's return on sales is down by 13% since the previous quarter and by 13% year-on-year

The ROIC has contracted by 10% from the previous quarter and by 4.3% YoY

Q2 Holdings's ROA has decreased by 8% from the previous quarter

Dividends

What is QTWO's dividend

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

There are no recent dividends present for QTWO.

Financial health

How did Q2 Holdings financials performed over time

The company's total assets is 45% higher than its total liabilities

Q2 Holdings's total liabilities has increased by 14% YoY and by 3.1% from the previous quarter

The quick ratio has decreased by 11% YoY and by 9% QoQ

QTWO's debt is 74% higher than its equity

The company's debt to equity has surged by 60% YoY and by 2.4% QoQ

The equity has contracted by 27% YoY and by 2.6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.