QTWO Q2 Holdings Inc

Price (delayed)

$69

Market cap

$4.15B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.35

Enterprise value

$4.41B

Q2 is a financial experience company dedicated to providing digital banking and lending solutions to banks, credit unions, alternative finance, and fintech companies in the U.S. and internationally. With comprehensive ...

Highlights

The gross profit has increased by 16% YoY and by 3% QoQ

The quick ratio has increased by 14% YoY and by 6% QoQ

QTWO's EPS is down by 21% since the previous quarter but it is up by 9% year-on-year

The company's net income fell by 20% QoQ but it rose by 8% YoY

Sector: Technology

Industry: Software - Application

Website: http://www.q2ebanking.com

Peers: ACIW JKHY FIS

Key stats

What are the main financial stats of QTWO

Market

Shares outstanding

60.1M

Market cap

$4.15B

Enterprise value

$4.41B

Valuations

Price to earnings (P/E)

N/A

Price to book (P/B)

8.77

Price to sales (P/S)

6.44

EV/EBIT

N/A

EV/EBITDA

1,207.69

EV/Sales

6.93

Earnings

Revenue

$637.12M

EBIT

-$68.03M

EBITDA

$3.66M

Free cash flow

$48.86M

Per share

EPS

-$1.35

Free cash flow per share

$0.82

Book value per share

$7.87

Revenue per share

$10.72

TBVPS

$10.1

Balance sheet

Total assets

$1.23B

Total liabilities

$763.42M

Debt

$546.02M

Equity

$464.97M

Working capital

$265.85M

Liquidity

Debt to equity

1.17

Current ratio

2.38

Quick ratio

2.17

Net debt/EBITDA

73.12

Margins

EBITDA margin

0.6%

Gross margin

48.9%

Net margin

-12.4%

Operating margin

-12.4%

Efficiency

Return on assets

-6.6%

Return on equity

-17.5%

Return on invested capital

-9.4%

Return on capital employed

-6.6%

Return on sales

-10.7%

Dividend

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

QTWO stock price

How has the Q2 Holdings stock price performed over time

Intraday

3.79%

1 week

3.87%

1 month

17.29%

1 year

97.14%

YTD

58.95%

QTD

14.37%

Financial performance

How have Q2 Holdings's revenue and profit performed over time

Revenue

$637.12M

Gross profit

$311.61M

Operating income

-$79.04M

Net income

-$78.71M

Gross margin

48.9%

Net margin

-12.4%

Q2 Holdings's operating margin has increased by 31% YoY and by 10% from the previous quarter

Q2 Holdings's operating income has increased by 24% YoY and by 8% QoQ

The company's net income fell by 20% QoQ but it rose by 8% YoY

QTWO's net margin is down by 18% QoQ but it is up by 16% YoY

Growth

What is Q2 Holdings's growth rate over time

Valuation

What is Q2 Holdings stock price valuation

P/E

N/A

P/B

8.77

P/S

6.44

EV/EBIT

N/A

EV/EBITDA

1,207.69

EV/Sales

6.93

QTWO's EPS is down by 21% since the previous quarter but it is up by 9% year-on-year

QTWO's P/B is 63% above its last 4 quarters average of 5.2 and 22% above its 5-year quarterly average of 6.9

The equity has grown by 6% YoY and by 3.7% from the previous quarter

QTWO's price to sales (P/S) is 63% higher than its last 4 quarters average of 3.8 but 23% lower than its 5-year quarterly average of 8.1

QTWO's revenue is up by 9% year-on-year and by 2% since the previous quarter

Efficiency

How efficient is Q2 Holdings business performance

The ROIC has contracted by 25% from the previous quarter and by 18% YoY

QTWO's return on sales is up by 20% year-on-year but it is down by 19% since the previous quarter

Q2 Holdings's ROA has decreased by 20% from the previous quarter

Q2 Holdings's ROE has decreased by 18% from the previous quarter but it has increased by 12% YoY

Dividends

What is QTWO's dividend

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

There are no recent dividends present for QTWO.

Financial health

How did Q2 Holdings financials performed over time

The company's total assets is 61% higher than its total liabilities

The quick ratio has increased by 14% YoY and by 6% QoQ

QTWO's current ratio is up by 12% year-on-year and by 7% since the previous quarter

QTWO's debt is 17% higher than its equity

The equity has grown by 6% YoY and by 3.7% from the previous quarter

The company's debt to equity fell by 6% YoY and by 4.1% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.