PB Prosperity Bancshares margins

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  3. NYSE: PB
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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 77
Gross margin
100%
Operating margin
51.8%
EBITDA margin
54.6%
Net margin
40.4%

The Prosperity Bancshares reports a gross margin of 100%, an operating margin of 51.8%, an EBITDA margin of 54.6%, and a net margin of 40.4%. Operating margin declined by 2.5 percentage points, while other available margins were unchanged.

PB margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Prosperity Bancshares's margins averaged 100% gross, 51.57% operating, 54.43% EBITDA, and 40.37% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

PB margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin contracted by 2.5 percentage points, EBITDA margin by 2.5 percentage points, and net margin by 2.2 percentage points, while gross margin was unchanged.

Gross margin expansion
0pp
Operating margin expansion
-2.5pp
EBITDA margin expansion
-2.5pp
Net margin expansion
-2.2pp

PB Gross margin

Looking back over the last 3 years, Prosperity Bancshares recorded an average gross margin of 100%. Prosperity Bancshares's current gross margin is 100% and is in line with its three-year average. The highest gross margin for Prosperity Bancshares was 100% in Jun 2026, while the lowest was 100% in Dec 2023.

PB Operating margin

Over the last 3 years, the average operating margin for Prosperity Bancshares was 51.57%. The latest operating margin for Prosperity Bancshares is 51.8%, 0.2 percentage points above its three-year average. Prosperity Bancshares's operating margin ranged from a low of 47.6% in Mar 2024 to a high of 55.5% in Dec 2025.

PB EBITDA margin

Looking back over the last 3 years, Prosperity Bancshares recorded an average EBITDA margin of 54.43%. The current EBITDA margin of 54.6% is 0.2 percentage points above its three-year average. The highest EBITDA margin for Prosperity Bancshares was 58.2% in Dec 2025, while the lowest was 50.5% in Mar 2024.

PB Net margin

Over the last 3 years, Prosperity Bancshares's net margin averaged 40.37%. At present, Prosperity Bancshares's current net margin is 40.4%, which is 0 percentage points above its three-year average. During this period, net margin reached a high of 43.4% in Dec 2025 and a low of 37.3% in Mar 2024.

PB margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, PB ranks higher than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 83.4%, Prosperity Bancshares's gross margin is 20% higher.

PB margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Prosperity Bancshares's gross margin?

For the period ending Jun 30, 2026, PB recorded a gross margin of 100%.

What is Prosperity Bancshares's operating margin?

For the period ending Jun 30, 2026, PB recorded an operating margin of 51.8%.

What is Prosperity Bancshares's EBITDA margin?

The current EBITDA margin for PB is 54.6% as of Jun 30, 2026.

What is Prosperity Bancshares's net margin?

As of Jun 30, 2026, PB has a net margin of 40.4%.

What are the average margins of PB?

The three-year average margins for PB were 100.0% gross, 51.6% operating, 54.4% EBITDA, and 40.4% net.

What are the highest historical margins of PB?

Prosperity Bancshares's highest recorded margins during the past 5 years were 100% gross in Jun 2026, 58.2% operating in Dec 2021, 60.8% EBITDA in Dec 2021, and 45.8% net in Dec 2021.

What are the lowest historical margins of PB?

Over the last 5 years, Prosperity Bancshares's lowest margins were 100% gross in Dec 2021, 47.6% operating in Mar 2024, 50.5% EBITDA in Mar 2024, and 37.3% net in Mar 2024.