OPFI OppFi PE ratio, current and historical analysis
As of Mar 13, 2025, the OppFi stock's P/E ratio is 24.67. This takes into account the latest EPS of $0.36 and stock price of $8.88. The PE ratio has increased by 56% from its last 4 quarters average of 15.8.
OPFI PE ratio history
The PE ratio of OppFi has averaged 7.5 over the last four years. The current price-to-earnings ratio of 24.67 is in line with the historical average. Analyzing the last four years, OPFI's PE ratio reached its highest point in the Dec 2024 quarter at 21.28, when the price was $7.66 and the EPS was $0.36. The lowest point was recorded in the Jun 2022 quarter, when it reached 1.46 with a price of $3.29 and an EPS of $2.25.
OppFi PE ratio by year
Maximum annual increase: 71.06% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 21.28 | N/A | $7.66 | $0.36 |
| 2023 | N/A | N/A | $5.12 | -$0.06 |
| 2022 | 4.02 | 71.06% | $2.05 | $0.51 |
| 2021 | 2.35 | N/A | $4.54 | $1.93 |
| 2020 | N/A | N/A | $10.18 | $0 |
| 2019 | N/A | N/A | N/A | $0 |
| 2018 | N/A | N/A | N/A | N/A |
OppFi PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 21.28 | 39.45% | $7.66 | $0.36 |
| Sep 2024 | 15.26 | 3.53% | $4.73 | $0.31 |
| Jun 2024 | 14.74 | 23.87% | $3.39 | $0.23 |
| Mar 2024 | 11.9 | N/A | $2.5 | $0.21 |
| Dec 2023 | N/A | N/A | $5.12 | -$0.06 |
| Sep 2023 | 4.94 | -17.67% | $2.52 | $0.51 |
| Jun 2023 | 6 | 34.53% | $2.04 | $0.34 |
| Mar 2023 | 4.46 | 10.95% | $2.05 | $0.46 |
| Dec 2022 | 4.02 | 101% | $2.05 | $0.51 |
| Sep 2022 | 2 | 36.99% | $2.3 | $1.15 |
| Jun 2022 | 1.46 | -15.12% | $3.29 | $2.25 |
| Mar 2022 | 1.72 | -26.81% | $3.43 | $1.99 |
| Dec 2021 | 2.35 | -68.33% | $4.54 | $1.93 |
| Sep 2021 | 7.42 | N/A | $7.86 | $1.06 |
| Jun 2021 | N/A | N/A | $10.21 | $0 |
OPFI average PE ratio chart
Currently, OPFI's PE ratio is higher than the 3-year average.
OPFI PE vs peers
| Stock name | PE ratio | Market cap |
|---|---|---|
| OPFI OppFi Inc | 25.75 | $800.97M |
| PHR Phreesia Inc | N/A | $1.48B |
| PHUN Phunware Inc | N/A | $54.69M |
Frequently asked questions
What is OppFi's PE ratio?
As of Mar 13, 2025, OPFI stock has a price to earnings ratio of 24.67.
What is the 3-year average PE ratio for OppFi (OPFI)?
The average PE ratio for OPFI stock over the past 3 years is 7.98.
What is the highest PE ratio for OPFI?
Within the last four years, the current price to earnings ratio is at its peak with a value of 24.67.
How does the current PE ratio for OPFI compare to its historical average?
OPFI's price to earnings ratio is currently 229% above its 4-year historical average.
How is OPFI's PE ratio calculated (OppFi PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Mar 13, 2025), OppFi's share price is $8.88. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.36. Therefore, OppFi's price to earnings ratio for today is 24.67. PE RATIO(24.67) = STOCK PRICE($8.88) / TTM EPS($0.36)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.