OPFI OppFi Inc

Price (delayed)

$3.81

Market cap

$423.9M

P/E Ratio

18.14

Dividend/share

N/A

EPS

$0.21

Enterprise value

$650.81M

Highlights
The equity has surged by 74% since the previous quarter
OppFi's gross profit has surged by 51% YoY and by 3.4% QoQ
OppFi's EPS has plunged by 54% YoY
OPFI's net income is down by 32% YoY

Key stats

What are the main financial stats of OPFI
Market
Shares outstanding
111.26M
Market cap
$423.9M
Enterprise value
$650.81M
Valuations
Price to earnings (P/E)
18.14
Price to book (P/B)
23.25
Price to sales (P/S)
0.26
EV/EBIT
12.12
EV/EBITDA
9.9
EV/Sales
2.33
Earnings
Revenue
$279.21M
EBIT
$53.68M
EBITDA
$65.75M
Free cash flow
$295.93M
Per share
EPS
$0.21
Free cash flow per share
$15.41
Book value per share
$0.16
Revenue per share
$14.54
TBVPS
$29.33
Balance sheet
Total assets
$563.21M
Total liabilities
$365.91M
Debt
$315.64M
Equity
$18.18M
Working capital
N/A
Liquidity
Debt to equity
17.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.45
Margins
EBITDA margin
23.5%
Gross margin
60%
Net margin
1.5%
Operating margin
33.9%
Efficiency
Return on assets
0.7%
Return on equity
36.1%
Return on invested capital
6.3%
Return on capital employed
N/A
Return on sales
19.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

OPFI stock price

How has the OppFi stock price performed over time
Intraday
5.25%
1 week
8.24%
1 month
16.87%
1 year
93.4%
YTD
-25.59%
QTD
12.39%

Financial performance

How have OppFi's revenue and profit performed over time
Revenue
$279.21M
Gross profit
$167.51M
Operating income
$94.72M
Net income
$4.28M
Gross margin
60%
Net margin
1.5%
The operating income has surged by 145% year-on-year
OppFi's operating margin has surged by 96% YoY
OppFi's gross profit has surged by 51% YoY and by 3.4% QoQ
The company's net margin fell by 46% YoY

Growth

What is OppFi's growth rate over time

Valuation

What is OppFi stock price valuation
P/E
18.14
P/B
23.25
P/S
0.26
EV/EBIT
12.12
EV/EBITDA
9.9
EV/Sales
2.33
OppFi's EPS has plunged by 54% YoY
The equity has surged by 74% since the previous quarter
OPFI's P/B is 29% below its last 4 quarters average of 31.0
The stock's price to sales (P/S) is 25% more than its last 4 quarters average of 0.2
OppFi's revenue has increased by 25% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is OppFi business performance
OppFi's ROA has decreased by 36% YoY
OPFI's return on invested capital is up by 24% year-on-year and by 15% since the previous quarter
OppFi's ROS has increased by 9% from the previous quarter but it has decreased by 4% YoY

Dividends

What is OPFI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPFI.

Financial health

How did OppFi financials performed over time
The total assets is 54% more than the total liabilities
OppFi's total liabilities has decreased by 10% QoQ and by 8% YoY
The total assets has contracted by 6% from the previous quarter
The debt to equity has plunged by 93% YoY and by 48% from the previous quarter
The equity has surged by 74% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.