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OPFI OppFi Inc

Price (delayed)

$12.21

Market cap

$1.06B

P/E Ratio

N/A

Dividend/share

$0.25

EPS

-$0.4

Enterprise value

$1.27B

Highlights
OppFi's gross profit has increased by 44% YoY and by 14% QoQ
OppFi's revenue has increased by 25% YoY and by 9% from the previous quarter
The equity has declined by 31% since the previous quarter but it has increased by 24% year-on-year

Key stats

What are the main financial stats of OPFI
Market
Shares outstanding
86.81M
Market cap
$1.06B
Enterprise value
$1.27B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
46.79
Price to sales (P/S)
0.83
EV/EBIT
32.29
EV/EBITDA
26.46
EV/Sales
3.64
Earnings
Revenue
$349.07M
Gross profit
$240.84M
Operating income
$175.27M
Net income
-$9.65M
EBIT
$39.34M
EBITDA
$47.99M
Free cash flow
$317.85M
Per share
EPS
-$0.4
EPS diluted
-$0.4
Free cash flow per share
$13.42
Book value per share
$0.26
Revenue per share
$14.73
TBVPS
$27.02
Balance sheet
Total assets
$640.07M
Total liabilities
$403.31M
Debt
$300.84M
Equity
$22.55M
Working capital
N/A
Liquidity
Debt to equity
13.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.38
Margins
EBITDA margin
13.7%
Gross margin
69%
Net margin
-2.8%
Operating margin
50.2%
Efficiency
Return on assets
-1.6%
Return on equity
-35.5%
Return on invested capital
4.6%
Return on capital employed
N/A
Return on sales
11.3%
Dividend
Dividend yield
2.05%
DPS
$0.25
Payout ratio
N/A

OPFI stock price

How has the OppFi stock price performed over time
Intraday
-2.79%
1 week
-13.89%
1 month
-1.77%
1 year
274.54%
YTD
59.4%
QTD
31.29%

Financial performance

How have OppFi's revenue and profit performed over time
Revenue
$349.07M
Gross profit
$240.84M
Operating income
$175.27M
Net income
-$9.65M
Gross margin
69%
Net margin
-2.8%
The operating income has surged by 85% year-on-year and by 26% since the previous quarter
OppFi's operating margin has increased by 48% YoY and by 16% QoQ
OppFi's gross profit has increased by 44% YoY and by 14% QoQ
OppFi's revenue has increased by 25% YoY and by 9% from the previous quarter

Price vs fundamentals

How does OPFI's price correlate with its fundamentals

Growth

What is OppFi's growth rate over time

Valuation

What is OppFi stock price valuation
P/E
N/A
P/B
46.79
P/S
0.83
EV/EBIT
32.29
EV/EBITDA
26.46
EV/Sales
3.64
OPFI's P/B is 114% above its last 4 quarters average of 21.9
The equity has declined by 31% since the previous quarter but it has increased by 24% year-on-year
The stock's price to sales (P/S) is 108% more than its 5-year quarterly average of 0.4 and 108% more than its last 4 quarters average of 0.4
OppFi's revenue has increased by 25% YoY and by 9% from the previous quarter

Efficiency

How efficient is OppFi business performance
The ROE has dropped by 198% year-on-year
OppFi's ROS has decreased by 41% YoY and by 35% from the previous quarter
OPFI's return on invested capital is down by 31% since the previous quarter and by 27% year-on-year

Dividends

What is OPFI's dividend history
DPS
$0.25
Dividend yield
2.05%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did OppFi financials performed over time
The total assets is 59% more than the total liabilities
The total assets has grown by 14% YoY
OppFi's total liabilities has increased by 10% YoY
The debt to equity has grown by 32% from the previous quarter but it has contracted by 23% YoY
The equity has declined by 31% since the previous quarter but it has increased by 24% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.