OPFI OppFi Inc
Price (delayed)
$8.88
Market cap
$767.28M
P/E Ratio
24.67
Dividend/share
$0.12
EPS
$0.36
Enterprise value
$1.01B
Highlights
OppFi's gross profit has increased by 31% YoY and by 8% QoQ
OppFi's revenue has increased by 18% YoY and by 4.9% from the previous quarter
The stock's price to earnings (P/E) is 56% more than its last 4 quarters average of 15.8
The equity has declined by 6% since the previous quarter
Key stats
What are the main financial stats of OPFI
Market
Valuations
Earnings
Shares outstanding
86.4M
Market cap
$767.28M
Enterprise value
$1.01B
Price to earnings (P/E)
24.67
Price to book (P/B)
23.36
Price to sales (P/S)
0.56
EV/EBIT
18
EV/EBITDA
15.36
EV/Sales
3.14
Revenue
$321.48M
Gross profit
$211.8M
Operating income
$139.24M
Net income
$7.26M
EBIT
$56.18M
EBITDA
$65.8M
Free cash flow
$310.8M
Per share
Balance sheet
Liquidity
EPS
$0.36
EPS diluted
$0.36
Free cash flow per share
$15.43
Book value per share
$0.38
Revenue per share
$15.96
TBVPS
$31.83
Total assets
$641.17M
Total liabilities
$406.96M
Debt
$332.05M
Equity
$32.77M
Working capital
N/A
Debt to equity
10.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.7
Margins
Efficiency
Dividend
EBITDA margin
20.5%
Gross margin
65.9%
Net margin
2.3%
Operating margin
43.3%
Return on assets
1.2%
Return on equity
27.8%
Return on invested capital
6.7%
Return on capital employed
N/A
Return on sales
17.5%
Dividend yield
1.35%
DPS
$0.12
Payout ratio
33.3%
OPFI stock price
How has the OppFi stock price performed over time
Intraday
-5.03%
1 week
-8.36%
1 month
-31.85%
1 year
236.36%
YTD
15.93%
QTD
15.93%
Financial performance
How have OppFi's revenue and profit performed over time
Revenue
$321.48M
Gross profit
$211.8M
Operating income
$139.24M
Net income
$7.26M
Gross margin
65.9%
Net margin
2.3%
The operating income has grown by 50% year-on-year and by 12% since the previous quarter
OppFi's gross profit has increased by 31% YoY and by 8% QoQ
OppFi's operating margin has increased by 27% YoY and by 7% QoQ
OppFi's revenue has increased by 18% YoY and by 4.9% from the previous quarter
Growth
What is OppFi's growth rate over time
Valuation
What is OppFi stock price valuation
P/E
24.67
P/B
23.36
P/S
0.56
EV/EBIT
18
EV/EBITDA
15.36
EV/Sales
3.14
The stock's price to earnings (P/E) is 56% more than its last 4 quarters average of 15.8
OppFi's EPS has increased by 16% from the previous quarter
OPFI's P/B is 39% above its last 4 quarters average of 16.8
The equity has declined by 6% since the previous quarter
The stock's price to sales (P/S) is 87% more than its last 4 quarters average of 0.3 and 40% more than its 5-year quarterly average of 0.4
OppFi's revenue has increased by 18% YoY and by 4.9% from the previous quarter
Efficiency
How efficient is OppFi business performance
The ROE has declined by 22% since the previous quarter
OPFI's return on invested capital is up by 22% year-on-year but it is down by 2.9% since the previous quarter
OppFi's ROS has decreased by 7% from the previous quarter
Dividends
What is OPFI's dividend history
DPS
$0.12
Dividend yield
1.35%
Payout ratio
33.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OppFi financials performed over time
The total assets is 58% more than the total liabilities
The total assets has grown by 7% YoY and by 3.5% from the previous quarter
OppFi's total liabilities has increased by 2% QoQ
The debt to equity has plunged by 70% YoY but it has grown by 4.1% from the previous quarter
The equity has declined by 6% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.