OPFI OppFi Inc

  1. Stocks
  2. Financial Services
  3. NYSE: OPFI

Price (delayed)

$2.88

Market cap

$319.44M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.06

Enterprise value

$594.68M

Highlights
OppFi's gross profit has surged by 64% YoY and by 10% QoQ
OppFi's gross margin has increased by 30% YoY and by 3.3% QoQ
OPFI's net income has plunged by 114% YoY and by 113% from the previous quarter
OppFi's EPS has plunged by 112% from the previous quarter and by 112% YoY
Sector: Financial Services
Industry: Credit Services
Peers: PGY PHR

Key stats

What are the main financial stats of OPFI
Market
Shares outstanding
110.92M
Market cap
$319.44M
Enterprise value
$594.68M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
30.53
Price to sales (P/S)
0.17
EV/EBIT
12.37
EV/EBITDA
9.78
EV/Sales
2.18
Earnings
Revenue
$273.18M
EBIT
$48.08M
EBITDA
$60.81M
Free cash flow
$287.16M
Per share
EPS
-$0.06
Free cash flow per share
$17.52
Book value per share
$0.09
Revenue per share
$16.67
TBVPS
$36.7
Balance sheet
Total assets
$601.54M
Total liabilities
$407.51M
Debt
$349.18M
Equity
$10.44M
Working capital
N/A
Liquidity
Debt to equity
33.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.53
Margins
EBITDA margin
22.3%
Gross margin
59.3%
Net margin
-0.4%
Operating margin
34.1%
Efficiency
Return on assets
-0.2%
Return on equity
-13.1%
Return on invested capital
5.5%
Return on capital employed
N/A
Return on sales
17.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

OPFI stock price

How has the OppFi stock price performed over time
Intraday
-1.37%
1 week
-12.46%
1 month
19.5%
1 year
41.87%
YTD
-43.75%
QTD
15.2%

Financial performance

How have OppFi's revenue and profit performed over time
Revenue
$273.18M
Gross profit
$161.94M
Operating income
$93.11M
Net income
-$1.01M
Gross margin
59.3%
Net margin
-0.4%
OppFi's operating margin has surged by 156% YoY and by 19% QoQ
OPFI's net income has plunged by 114% YoY and by 113% from the previous quarter
The company's net margin has shrunk by 113% QoQ and by 112% YoY
OppFi's gross profit has surged by 64% YoY and by 10% QoQ

Growth

What is OppFi's growth rate over time

Valuation

What is OppFi stock price valuation
P/E
N/A
P/B
30.53
P/S
0.17
EV/EBIT
12.37
EV/EBITDA
9.78
EV/Sales
2.18
OppFi's EPS has plunged by 112% from the previous quarter and by 112% YoY
OPFI's P/B is 53% below its last 4 quarters average of 66.3
The equity has declined by 9% since the previous quarter
OppFi's revenue has increased by 26% YoY and by 7% from the previous quarter
The stock's price to sales (P/S) is 10% less than its last 4 quarters average of 0.2

Efficiency

How efficient is OppFi business performance
OppFi's ROA has plunged by 115% from the previous quarter and by 115% YoY
The ROE has dropped by 108% since the previous quarter
OppFi's ROS has decreased by 14% from the previous quarter and by 9% YoY
OPFI's return on invested capital is up by 12% year-on-year but it is down by 8% since the previous quarter

Dividends

What is OPFI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPFI.

Financial health

How did OppFi financials performed over time
The total assets is 48% more than the total liabilities
The total assets has grown by 3.7% YoY
OppFi's total liabilities has decreased by 3.1% YoY
The debt to equity has soared by 105% YoY and by 6% from the previous quarter
The equity has declined by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.