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OPFI OppFi Inc
Price (delayed)
$12.64
Market cap
$1.09B
P/E Ratio
40.77
Dividend/share
$0.12
EPS
$0.31
Enterprise value
$1.35B
Highlights
The equity has surged by 87% since the previous quarter
OppFi's gross profit has increased by 34% YoY and by 9% QoQ
OPFI's net income is up by 40% from the previous quarter but it is down by 5% YoY
OppFi's EPS has decreased by 39% YoY but it has increased by 35% from the previous quarter
Key stats
What are the main financial stats of OPFI
Market
Valuations
Earnings
Shares outstanding
86.21M
Market cap
$1.09B
Enterprise value
$1.35B
Price to earnings (P/E)
40.77
Price to book (P/B)
31.25
Price to sales (P/S)
0.84
EV/EBIT
23.48
EV/EBITDA
19.89
EV/Sales
4.42
Revenue
$306.41M
Gross profit
$196.66M
Net income
$7.3M
EBIT
$57.7M
EBITDA
$68.1M
Free cash flow
$301.15M
Per share
Balance sheet
Liquidity
EPS
$0.31
EPS diluted
$0.12
Free cash flow per share
$14.87
Book value per share
$0.4
Revenue per share
$15.13
TBVPS
$30.58
Total assets
$619.27M
Total liabilities
$398.96M
Debt
$339.29M
Equity
$34.89M
Working capital
N/A
Debt to equity
9.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.89
Margins
Efficiency
Dividend
EBITDA margin
22.2%
Gross margin
64.2%
Net margin
2.4%
Operating margin
40.6%
Return on assets
1.2%
Return on equity
35.6%
Return on invested capital
6.9%
Return on capital employed
N/A
Return on sales
18.8%
Dividend yield
0.95%
DPS
$0.12
Payout ratio
38.7%
OPFI stock price
How has the OppFi stock price performed over time
Intraday
4.98%
1 week
14.7%
1 month
71.74%
1 year
267.44%
YTD
65.01%
QTD
65.01%
Financial performance
How have OppFi's revenue and profit performed over time
Revenue
$306.41M
Gross profit
$196.66M
Operating income
$124.32M
Net income
$7.3M
Gross margin
64.2%
Net margin
2.4%
The operating income has surged by 69% year-on-year and by 18% since the previous quarter
OppFi's operating margin has increased by 41% YoY and by 12% QoQ
OPFI's net income is up by 40% from the previous quarter but it is down by 5% YoY
OppFi's gross profit has increased by 34% YoY and by 9% QoQ
Growth
What is OppFi's growth rate over time
Valuation
What is OppFi stock price valuation
P/E
40.77
P/B
31.25
P/S
0.84
EV/EBIT
23.48
EV/EBITDA
19.89
EV/Sales
4.42
OppFi's EPS has decreased by 39% YoY but it has increased by 35% from the previous quarter
The equity has surged by 87% since the previous quarter
OPFI's P/B is 23% above its last 4 quarters average of 25.4
The stock's price to sales (P/S) is 180% more than its last 4 quarters average of 0.3 and 110% more than its 5-year quarterly average of 0.4
OppFi's revenue has increased by 20% YoY and by 5% from the previous quarter
Efficiency
How efficient is OppFi business performance
The ROE has dropped by 77% year-on-year
OppFi's ROA has increased by 33% from the previous quarter but it has decreased by 8% YoY
OPFI's return on invested capital is up by 15% year-on-year and by 6% since the previous quarter
OppFi's ROS has decreased by 8% YoY
Dividends
What is OPFI's dividend history
DPS
$0.12
Dividend yield
0.95%
Payout ratio
38.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OppFi financials performed over time
The total assets is 55% more than the total liabilities
The total assets has grown by 8% from the previous quarter and by 3.1% YoY
OppFi's total liabilities has increased by 7% QoQ but it has decreased by 2.9% YoY
The equity has surged by 87% since the previous quarter
The debt to equity has plunged by 69% YoY and by 43% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.