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OPFI OppFi Inc
Price (delayed)
$5.45
Market cap
$470.08M
P/E Ratio
23.7
Dividend/share
$0.12
EPS
$0.23
Enterprise value
$705.19M
Highlights
The equity has surged by 150% year-on-year and by 2.5% since the previous quarter
OppFi's gross profit has increased by 44% YoY and by 7% QoQ
OppFi's EPS has decreased by 32% YoY but it has increased by 10% from the previous quarter
Key stats
What are the main financial stats of OPFI
Market
Valuations
Earnings
Shares outstanding
86.25M
Market cap
$470.08M
Enterprise value
$705.19M
Price to book (P/B)
32.55
Price to sales (P/S)
0.37
EV/EBIT
12.92
EV/EBITDA
10.72
EV/Sales
2.42
Revenue
$290.91M
EBIT
$54.56M
EBITDA
$65.8M
Free cash flow
$300.23M
Per share
Balance sheet
Liquidity
EPS
$0.23
Free cash flow per share
$15.26
Book value per share
$0.17
Revenue per share
$14.79
TBVPS
$29.13
Total assets
$573.09M
Total liabilities
$371.4M
Debt
$315.95M
Equity
$18.63M
Working capital
N/A
Debt to equity
16.96
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.57
Margins
Efficiency
Dividend
EBITDA margin
22.6%
Gross margin
61.8%
Net margin
1.8%
Operating margin
36.3%
Return on assets
0.9%
Return on equity
35.5%
Return on invested capital
6.5%
Return on capital employed
N/A
Return on sales
18.8%
Dividend yield
2.2%
DPS
$0.12
Payout ratio
52.2%
OPFI stock price
How has the OppFi stock price performed over time
Intraday
1.68%
1 week
11.68%
1 month
24.43%
1 year
132.91%
YTD
6.45%
QTD
15.22%
Financial performance
How have OppFi's revenue and profit performed over time
Revenue
$290.91M
Gross profit
$179.7M
Operating income
$105.6M
Net income
$5.21M
Gross margin
61.8%
Net margin
1.8%
The operating income has surged by 96% year-on-year and by 11% since the previous quarter
OppFi's operating margin has surged by 56% YoY and by 7% QoQ
OppFi's gross profit has increased by 44% YoY and by 7% QoQ
OppFi's revenue has increased by 25% YoY and by 4.2% from the previous quarter
Growth
What is OppFi's growth rate over time
Valuation
What is OppFi stock price valuation
P/E
23.7
P/B
32.55
P/S
0.37
EV/EBIT
12.92
EV/EBITDA
10.72
EV/Sales
2.42
OppFi's EPS has decreased by 32% YoY but it has increased by 10% from the previous quarter
The equity has surged by 150% year-on-year and by 2.5% since the previous quarter
OPFI's P/B is 12% above its last 4 quarters average of 28.5
The stock's price to sales (P/S) is 80% more than its last 4 quarters average of 0.2
OppFi's revenue has increased by 25% YoY and by 4.2% from the previous quarter
Efficiency
How efficient is OppFi business performance
The ROE has dropped by 91% year-on-year
OppFi's ROA has increased by 29% from the previous quarter
OPFI's return on invested capital is up by 20% year-on-year and by 3.2% since the previous quarter
OppFi's ROS has decreased by 7% YoY and by 2.1% from the previous quarter
Dividends
What is OPFI's dividend history
DPS
$0.12
Dividend yield
2.2%
Payout ratio
52.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OppFi financials performed over time
The total assets is 54% more than the total liabilities
OppFi's total liabilities has decreased by 7% YoY
The equity has surged by 150% year-on-year and by 2.5% since the previous quarter
The debt to equity has plunged by 64% YoY and by 2.4% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.