OBK Origin Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: OBK

Price (delayed)

$30.95

Market cap

$959.1M

P/E Ratio

11.38

Dividend/share

$0.6

EPS

$2.72

Enterprise value

$956.53M

Origin is a financial holding company headquartered in Ruston, Louisiana. Origin's wholly owned bank subsidiary, Origin Bank, was founded in 1912. Deeply rooted in Origin's history is a culture committed ...

Highlights
The company's equity rose by 12% YoY and by 6% QoQ
OBK's debt has dropped by 67% year-on-year but it is up by 33% since the previous quarter
Origin Bancorp's revenue has increased by 11% YoY but it has decreased by 4.2% QoQ
The EPS has declined by 17% year-on-year and by 17% since the previous quarter
OBK's net income is down by 16% from the previous quarter and by 4.5% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.origin.bank
Peers: NRIM NKSH

Key stats

What are the main financial stats of OBK
Market
Shares outstanding
30.99M
Market cap
$959.1M
Enterprise value
$956.53M
Valuations
Price to earnings (P/E)
11.38
Price to book (P/B)
0.9
Price to sales (P/S)
2.8
EV/EBIT
9.03
EV/EBITDA
7.74
EV/Sales
2.8
Earnings
Revenue
$341.14M
EBIT
$105.92M
EBITDA
$123.55M
Free cash flow
$103.14M
Per share
EPS
$2.72
Free cash flow per share
$3.34
Book value per share
$34.39
Revenue per share
$11.04
TBVPS
$308.94
Balance sheet
Total assets
$9.72B
Total liabilities
$8.66B
Debt
$277.88M
Equity
$1.06B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.02
Margins
EBITDA margin
36.2%
Gross margin
100%
Net margin
24.6%
Operating margin
31%
Efficiency
Return on assets
0.8%
Return on equity
8.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31%
Dividend
Dividend yield
1.94%
DPS
$0.6
Payout ratio
22.1%

OBK stock price

How has the Origin Bancorp stock price performed over time
Intraday
3.27%
1 week
9.6%
1 month
3.17%
1 year
1.28%
YTD
-12.99%
QTD
-0.93%

Financial performance

How have Origin Bancorp's revenue and profit performed over time
Revenue
$341.14M
Gross profit
$341.14M
Operating income
$105.92M
Net income
$83.8M
Gross margin
100%
Net margin
24.6%
OBK's net income is down by 16% from the previous quarter and by 4.5% YoY
The operating income has contracted by 15% from the previous quarter
OBK's net margin is down by 14% year-on-year and by 12% since the previous quarter
Origin Bancorp's operating margin has decreased by 11% QoQ and by 11% YoY

Growth

What is Origin Bancorp's growth rate over time

Valuation

What is Origin Bancorp stock price valuation
OBK P/E details
P/E
11.38
P/B
0.9
P/S
2.8
EV/EBIT
9.03
EV/EBITDA
7.74
EV/Sales
2.8
The EPS has declined by 17% year-on-year and by 17% since the previous quarter
The stock's price to earnings (P/E) is 9% more than its last 4 quarters average of 10.4 but 9% less than its 5-year quarterly average of 12.5
The stock's price to book (P/B) is 25% less than its 5-year quarterly average of 1.2 and 10% less than its last 4 quarters average of 1.0
The company's equity rose by 12% YoY and by 6% QoQ
OBK's P/S is 15% below its 5-year quarterly average of 3.3
Origin Bancorp's revenue has increased by 11% YoY but it has decreased by 4.2% QoQ

Efficiency

How efficient is Origin Bancorp business performance
The return on equity has declined by 25% year-on-year and by 18% since the previous quarter
The return on assets has declined by 20% since the previous quarter and by 20% year-on-year
The return on sales has declined by 11% since the previous quarter and by 11% year-on-year
OBK's return on invested capital is down by 8% since the previous quarter and by 8% year-on-year

Dividends

What is OBK's dividend history
Dividend details
DPS
$0.6
Dividend yield
1.94%
Payout ratio
22.1%
Recent dividends

Financial health

How did Origin Bancorp financials performed over time
The total assets is 12% more than the total liabilities
OBK's debt is 74% smaller than its equity
Origin Bancorp's debt to equity has shrunk by 71% YoY but it has increased by 24% QoQ
OBK's debt has dropped by 67% year-on-year but it is up by 33% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.