NIC Nicolet Bankshares Inc.

  1. Stocks
  2. Financial Services
  3. NYSE: NIC

Price (delayed)

$79.74

Market cap

$1.19B

P/E Ratio

19.12

Dividend/share

$1

EPS

$4.17

Enterprise value

$863.97M

Nicolet Bankshares, Inc. is the bank holding company of Nicolet National Bank, a growing, full-service, community bank providing services ranging from commercial and consumer banking to wealth management and retirement ...

Highlights
NIC's debt has dropped by 69% year-on-year and by 16% since the previous quarter
NIC's equity is up by 7% year-on-year and by 7% since the previous quarter
Nicolet Bankshares's EPS has decreased by 38% YoY but it has increased by 4.5% from the previous quarter
The company's net income fell by 35% YoY but it rose by 5% QoQ
NIC's P/E is 46% above its 5-year quarterly average of 13.1 and 13% above its last 4 quarters average of 16.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.nicoletbank.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of NIC
Market
Shares outstanding
14.9M
Market cap
$1.19B
Enterprise value
$863.97M
Valuations
Price to earnings (P/E)
19.12
Price to book (P/B)
1.13
Price to sales (P/S)
4.31
EV/EBIT
9.97
EV/EBITDA
8.23
EV/Sales
3.17
Earnings
Revenue
$272.5M
EBIT
$86.63M
EBITDA
$105.04M
Free cash flow
$89.77M
Per share
EPS
$4.17
Free cash flow per share
$6.09
Book value per share
$70.39
Revenue per share
$18.48
TBVPS
$547.68
Balance sheet
Total assets
$8.47B
Total liabilities
$7.43B
Debt
$166.93M
Equity
$1.04B
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.09
Margins
EBITDA margin
38.5%
Gross margin
100%
Net margin
22.6%
Operating margin
31.8%
Efficiency
Return on assets
0.7%
Return on equity
6.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.8%
Dividend
Dividend yield
1.25%
DPS
$1
Payout ratio
24%

NIC stock price

How has the Nicolet Bankshares stock price performed over time
Intraday
-2.48%
1 week
-0.2%
1 month
-3.87%
1 year
42.62%
YTD
-0.92%
QTD
-7.27%

Financial performance

How have Nicolet Bankshares's revenue and profit performed over time
Revenue
$272.5M
Gross profit
$272.5M
Operating income
$86.63M
Net income
$61.52M
Gross margin
100%
Net margin
22.6%
The company's net income fell by 35% YoY but it rose by 5% QoQ
NIC's net margin is down by 31% year-on-year but it is up by 2.7% since the previous quarter
The operating income has contracted by 31% YoY
The company's operating margin fell by 28% YoY and by 2.2% QoQ

Growth

What is Nicolet Bankshares's growth rate over time

Valuation

What is Nicolet Bankshares stock price valuation
NIC P/E details
P/E
19.12
P/B
1.13
P/S
4.31
EV/EBIT
9.97
EV/EBITDA
8.23
EV/Sales
3.17
NIC's P/E is 46% above its 5-year quarterly average of 13.1 and 13% above its last 4 quarters average of 16.9
Nicolet Bankshares's EPS has decreased by 38% YoY but it has increased by 4.5% from the previous quarter
The price to book (P/B) is 13% more than the last 4 quarters average of 1.0 but 6% less than the 5-year quarterly average of 1.2
NIC's equity is up by 7% year-on-year and by 7% since the previous quarter
The P/S is 11% above the 5-year quarterly average of 3.9 and 8% above the last 4 quarters average of 4.0
NIC's revenue is down by 4.8% year-on-year but it is up by 2.5% since the previous quarter

Efficiency

How efficient is Nicolet Bankshares business performance
The return on assets has declined by 42% year-on-year
Nicolet Bankshares's return on equity has decreased by 41% YoY but it has increased by 3.3% QoQ
Nicolet Bankshares's ROIC has decreased by 31% YoY
Nicolet Bankshares's ROS has decreased by 28% YoY and by 2.2% from the previous quarter

Dividends

What is NIC's dividend history
DPS
$1
Dividend yield
1.25%
Payout ratio
24%
Recent dividends

Financial health

How did Nicolet Bankshares financials performed over time
NIC's total assets is 14% greater than its total liabilities
The company's total liabilities fell by 4.6% YoY
NIC's total assets is down by 3.4% year-on-year
NIC's debt is 84% smaller than its equity
The debt to equity has plunged by 71% YoY and by 20% from the previous quarter
NIC's debt has dropped by 69% year-on-year and by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.