KMPR KEMPER PE ratio, current and historical analysis
The P/E ratio for KEMPER stock stands at 11.83 as of Jun 6, 2025. This takes into account the latest EPS of $5.4 and stock price of $63.9. A decrease of 59% has been observed in the PE ratio compared to its average of 28.6 of the past four quarters.
KMPR PE ratio history
Over the last ten years, the average PE ratio of KEMPER has been 28.58. The current 11.83 price-to-earnings ratio is 59% less than the historical average. Analyzing the last ten years, KMPR's PE ratio reached its highest point in the Dec 2016 quarter at 134.24, with a price of $44.3 and an EPS of $0.33. The Dec 2019 quarter saw the lowest point at 9.64, with a price of $77.5 and an EPS of $8.04.
KEMPER PE ratio history chart
KEMPER PE ratio by year
Maximum annual increase: 494.51% in 2016
Maximum annual decrease: -78.07% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 13.42 | N/A | $66.44 | $4.95 |
| 2023 | N/A | N/A | $48.67 | -$4.25 |
| 2022 | N/A | N/A | $49.2 | -$4.5 |
| 2021 | N/A | N/A | $58.79 | -$1.92 |
| 2020 | 12.31 | 27.7% | $76.83 | $6.24 |
| 2019 | 9.64 | -52.79% | $77.5 | $8.04 |
| 2018 | 20.42 | -30.64% | $66.38 | $3.25 |
| 2017 | 29.44 | -78.07% | $68.9 | $2.34 |
| 2016 | 134.24 | 494.51% | $44.3 | $0.33 |
| 2015 | 22.58 | 32.59% | $37.25 | $1.65 |
| 2014 | 17.03 | 58.71% | $36.11 | $2.12 |
| 2013 | 10.73 | -36.36% | $40.88 | $3.81 |
| 2012 | 16.86 | -29.01% | $29.5 | $1.75 |
| 2011 | 23.75 | 177.78% | $29.21 | $1.23 |
| 2010 | 8.55 | 2.4% | $24.54 | $2.87 |
KEMPER PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 12.38 | -7.75% | $66.85 | $5.4 |
| Dec 2024 | 13.42 | -7.32% | $66.44 | $4.95 |
| Sep 2024 | 14.48 | -80.47% | $61.25 | $4.23 |
| Jun 2024 | 74.16 | N/A | $59.33 | $0.8 |
| Mar 2024 | N/A | N/A | $61.92 | -$1.89 |
| Dec 2023 | N/A | N/A | $48.67 | -$4.25 |
| Sep 2023 | N/A | N/A | $42.03 | -$5.89 |
| Jun 2023 | N/A | N/A | $48.26 | -$4.78 |
| Mar 2023 | N/A | N/A | $54.66 | -$4.39 |
| Dec 2022 | N/A | N/A | $49.2 | -$4.5 |
| Sep 2022 | N/A | N/A | $41.26 | -$5.35 |
| Jun 2022 | N/A | N/A | $47.9 | -$5.36 |
| Mar 2022 | N/A | N/A | $56.54 | -$5.2 |
| Dec 2021 | N/A | N/A | $58.79 | -$1.92 |
| Sep 2021 | 54.75 | 216.29% | $66.79 | $1.22 |
KMPR Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
KMPR average PE ratio chart
Currently, KMPR's PE ratio is under its 5 and 10-year averages.
PE vs average
KMPR PE vs peers
When compared to its peer stocks HIG and CNA, KMPR's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| KMPR KEMPER Corp | 11.83 | $4.09B |
| HIG Hartford Financial Services Group Inc | 12.7 | $36.74B |
| CNA Cna Financial Corp | 14.33 | $12.75B |
| CIA Citizens Inc | 20.67 | $186.56M |
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Frequently asked questions
What is KEMPER's PE ratio?
The price to earnings ratio for KMPR stock as of Jun 6, 2025, stands at 11.83.
What is the 5-year average PE ratio for KEMPER (KMPR)?
As an average over the last 5 years, KMPR stock has a PE ratio of 23.09.
What is the highest PE ratio for KMPR?
Over the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 134.24.
How does the current PE ratio for KMPR compare to its historical average?
KMPR's price to earnings ratio is currently 59% below its 10-year historical average.
How is KMPR's PE ratio calculated (KEMPER PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jun 6, 2025), KEMPER's share price is $63.9. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $5.4. Therefore, KEMPER's price to earnings ratio for today is 11.83. PE RATIO(11.83) = STOCK PRICE($63.9) / TTM EPS($5.4)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.