HTH Hilltop Holdings margins

Relative Growth: Rel. Growth: 51

Relative Strength: Rel. Strength: 54

Relative Valuation: Rel. Valuation: 78

Relative Profitability: Rel. Profitability: 69

Gross margin

100%

Operating margin

16.9%

EBITDA margin

17.3%

Net margin

12.7%

Using the latest TTM figures, Hilltop Holdings shows a gross margin of 100%, an operating margin of 16.9%, an EBITDA margin of 17.3%, and a net margin of 12.7%. Operating margin led the remaining margin gains with 1.2 percentage points, while the other margins were unchanged.

HTH margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Hilltop Holdings recorded average margins of 100% gross, 14.83% operating, 15.58% EBITDA, and 10.95% net. Right now, operating, EBITDA, and net margins are above their three-year averages.

HTH margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 1.2 percentage points, EBITDA margin by 0.8 percentage points, and net margin by 1.1 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

1.2pp

EBITDA margin expansion

0.8pp

Net margin expansion

1.1pp

HTH Gross margin

Across the last 3 years, Hilltop Holdings recorded an average gross margin of 100%. Right now, the current gross margin for Hilltop Holdings is 100%, in line with its three-year average. The highest gross margin for Hilltop Holdings was 100% in Jun 2026, while the lowest was 100% in Dec 2023.

HTH Operating margin

Across the last 3 years, Hilltop Holdings recorded an average operating margin of 14.83%. Hilltop Holdings's current operating margin is 16.9% and is 2.1 percentage points above its three-year average. The highest operating margin for Hilltop Holdings was 17.3% in Dec 2025, while the lowest was 12.7% in Dec 2023.

HTH EBITDA margin

Hilltop Holdings's EBITDA margin averaged 15.58% across the past 3 years. Compared with its three-year average, Hilltop Holdings's current EBITDA margin is 17.3% and is 1.7 percentage points above its three-year average. Over the last 3 years, Hilltop Holdings's EBITDA margin peaked at 18.1% in Dec 2025 and reached a low of 13.5% in Sep 2024.

HTH Net margin

Over the last 3 years, Hilltop Holdings's net margin averaged 10.95%. The current net margin of 12.7% is 1.8 percentage points above its three-year average. During this period, net margin reached a high of 13% in Dec 2025 and a low of 9.1% in Sep 2024.

HTH margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, HTH stands higher than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 83.7%, Hilltop Holdings's gross margin is 19% higher.

HTH margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Hilltop Holdings's gross margin?

As of Jun 30, 2026, HTH has a gross margin of 100%.

What is Hilltop Holdings's operating margin?

As of Jun 30, 2026, HTH has an operating margin of 16.9%.

What is Hilltop Holdings's EBITDA margin?

The current EBITDA margin for HTH is 17.3% as of Jun 30, 2026.

What is Hilltop Holdings's net margin?

For the period ending Jun 30, 2026, HTH recorded a net margin of 12.7%.

What are the average margins of HTH?

Hilltop Holdings's average margins over the last 3 years were 100.0% gross, 14.8% operating, 15.6% EBITDA, and 11.0% net.

What are the highest historical margins of HTH?

Within the 5-year period, HTH recorded its highest margins at 100% gross in Jun 2026, 26.6% operating in Dec 2021, 27.3% EBITDA in Dec 2021, and 19.8% net in Dec 2021.

What are the lowest historical margins of HTH?

Within the 5-year period, HTH recorded its lowest margins at 100% gross in Dec 2021, 11.5% operating in Jun 2023, 13.4% EBITDA in Jun 2023, and 8.5% net in Jun 2023.