Based on the latest figures, Home Bancshares reports a gross margin of 100%, an operating margin of 56.4%, an EBITDA margin of 59.2%, and a net margin of 43.7%. Operating margin led the reported margin gains with 1.1 percentage points, while the other margins did not change.
Over the last 3 years, Home Bancshares recorded average margins of 100% gross, 54.48% operating, 57.42% EBITDA, and 42.07% net. Home Bancshares's current performance shows that operating, EBITDA, and net margins are above their three-year averages.
Operating margin expanded by 1.1 percentage points, EBITDA margin by 1.1 percentage points, and net margin by 0.7 percentage points, while gross margin was unchanged.
Home Bancshares recorded an average gross margin of 100% across the last 3 years. Home Bancshares currently reports a gross margin of 100%, in line with its three-year average. Looking back over the last 3 years, Home Bancshares's gross margin reached 100% at its highest point in Jun 2026 and 100% at its lowest in Dec 2023.
In the last 3 years, Home Bancshares had an average operating margin of 54.48%. Against its three-year average, Home Bancshares's operating margin is currently 56.4%, 1.9 percentage points above its three-year average. Looking back over the last 3 years, Home Bancshares's operating margin reached 57.3% at its highest point in Mar 2026 and 52% at its lowest in Dec 2023.
Over the last 3 years, the average EBITDA margin for Home Bancshares was 57.42%. The latest EBITDA margin for Home Bancshares is 59.2%, 1.8 percentage points above its three-year average. Home Bancshares's EBITDA margin ranged from a low of 55.1% in Dec 2023 to a high of 60.1% in Mar 2026.
Over the last 3 years, the average net margin for Home Bancshares was 42.07%. Compared with its three-year average, Home Bancshares's current net margin is 43.7% and is 1.6 percentage points above its three-year average. Home Bancshares's net margin ranged from a low of 39.7% in Jun 2024 to a high of 44.5% in Mar 2026.
With a gross margin of 100%, HOMB stands higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.7%, Home Bancshares's gross margin is 19% higher.
The current gross margin for HOMB is 100% as of Jun 30, 2026.
As of Jun 30, 2026, HOMB has an operating margin of 56.4%.
As of Jun 30, 2026, HOMB has an EBITDA margin of 59.2%.
As of Jun 30, 2026, HOMB has a net margin of 43.7%.
Home Bancshares's average margins over the last 3 years were 100.0% gross, 54.5% operating, 57.4% EBITDA, and 42.1% net.
Looking back across 5 years, HOMB reached 100% gross in Jun 2026, 58.3% operating in Dec 2021, 61% EBITDA in Dec 2021, and 44.6% net in Dec 2021.
In the last 5 years, the lowest margins reported by HOMB were 100% gross in Dec 2021, 42.9% operating in Jun 2022, 46.5% EBITDA in Jun 2022, and 33.2% net in Jun 2022.