HOMB Home Bancshares margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 83

Gross margin

100%

Operating margin

56.4%

EBITDA margin

59.3%

Net margin

43.6%

Based on the latest figures, Home Bancshares reports a gross margin of 100%, an operating margin of 56.4%, an EBITDA margin of 59.3%, and a net margin of 43.6%. EBITDA margin headed the available margin improvements with a 0.2 percentage-point increase, while net margin dropped by 0.3 percentage points.

HOMB margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Home Bancshares recorded average margins of 100% gross, 54.64% operating, 57.58% EBITDA, and 42.2% net. Home Bancshares's current performance shows that operating, EBITDA, and net margins are above their three-year averages.

HOMB margin expansion

Year-over-year margin changes in percentage points

Compared with the same period last year, operating margin expanded by 0.1 percentage points and EBITDA margin by 0.2 percentage points, while net margin contracted by 0.3 percentage points.

Gross margin expansion

0pp

Operating margin expansion

0.1pp

EBITDA margin expansion

0.2pp

Net margin expansion

-0.3pp

HOMB Gross margin

Home Bancshares recorded an average gross margin of 100% across the last 3 years. Home Bancshares currently reports a gross margin of 100%, in line with its three-year average. Looking back over the last 3 years, Home Bancshares's gross margin reached 100% at its highest point in Sep 2026 and 100% at its lowest in Dec 2023.

HOMB Operating margin

In the last 3 years, Home Bancshares had an average operating margin of 54.64%. Against its three-year average, Home Bancshares's operating margin is currently 56.4%, 1.8 percentage points above its three-year average. Looking back over the last 3 years, Home Bancshares's operating margin reached 57.3% at its highest point in Mar 2026 and 52% at its lowest in Dec 2023.

HOMB EBITDA margin

Over the last 3 years, the average EBITDA margin for Home Bancshares was 57.58%. The latest EBITDA margin for Home Bancshares is 59.3%, 1.7 percentage points above its three-year average. Home Bancshares's EBITDA margin ranged from a low of 55.1% in Dec 2023 to a high of 60.1% in Mar 2026.

HOMB Net margin

Over the last 3 years, the average net margin for Home Bancshares was 42.2%. Compared with its three-year average, Home Bancshares's current net margin is 43.6% and is 1.4 percentage points above its three-year average. Home Bancshares's net margin ranged from a low of 39.7% in Jun 2024 to a high of 44.5% in Mar 2026.

HOMB margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, HOMB stands higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.5%, Home Bancshares's gross margin is 20% higher.

HOMB margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Home Bancshares's gross margin?

The current gross margin for HOMB is 100% as of Sep 30, 2026.

What is Home Bancshares's operating margin?

As of Sep 30, 2026, HOMB has an operating margin of 56.4%.

What is Home Bancshares's EBITDA margin?

As of Sep 30, 2026, HOMB has an EBITDA margin of 59.3%.

What is Home Bancshares's net margin?

As of Sep 30, 2026, HOMB has a net margin of 43.6%.

What are the average margins of HOMB?

Home Bancshares's average margins over the last 3 years were 100.0% gross, 54.6% operating, 57.6% EBITDA, and 42.2% net.

What are the highest historical margins of HOMB?

Looking back across 5 years, HOMB reached 100% gross in Sep 2026, 58.3% operating in Dec 2021, 61% EBITDA in Dec 2021, and 44.6% net in Dec 2021.

What are the lowest historical margins of HOMB?

In the last 5 years, the lowest margins reported by HOMB were 100% gross in Dec 2021, 42.9% operating in Jun 2022, 46.5% EBITDA in Jun 2022, and 33.2% net in Jun 2022.