HIG Hartford Financial Services Group margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 74

Gross margin

46.3%

Operating margin

18%

EBITDA margin

20.5%

Net margin

15%

Current Hartford Financial Services Group reports a gross margin of 46.3%, an operating margin of 18%, an EBITDA margin of 20.5%, and a net margin of 15%. EBITDA margin headed the improvement across the available margins, gaining by 3.6 percentage points.

HIG margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Hartford Financial Services Group's margins averaged 43.95% gross, 15.48% operating, 17.18% EBITDA, and 12% net. All four current margins are above their three-year averages.

HIG margin expansion

Year-over-year margin changes in percentage points

All available margins expanded year over year, led by EBITDA margin with an increase of 3.6 percentage points.

Gross margin expansion

2.7pp

Operating margin expansion

2.6pp

EBITDA margin expansion

3.6pp

Net margin expansion

3.1pp

HIG Gross margin

The average gross margin for Hartford Financial Services Group was 43.95% during the last 3 years. Against its three-year average, Hartford Financial Services Group's gross margin is currently 46.3%, 2.4 percentage points above its three-year average. The gross margin for Hartford Financial Services Group moved between 41.4% in Sep 2023 and 46.6% in Mar 2026.

HIG Operating margin

In the last 3 years, Hartford Financial Services Group had an average operating margin of 15.48%. Against its three-year average, Hartford Financial Services Group's operating margin is currently 18%, 2.5 percentage points above its three-year average. Looking back over the last 3 years, Hartford Financial Services Group's operating margin reached 18.1% at its highest point in Mar 2026 and 12.7% at its lowest in Sep 2023.

HIG EBITDA margin

Hartford Financial Services Group recorded an average EBITDA margin of 17.18% across the last 3 years. Hartford Financial Services Group currently reports an EBITDA margin of 20.5%, 3.3 percentage points above its three-year average. EBITDA margin was highest at 20.5% in Jun 2026 and lowest at 14.9% in Sep 2023.

HIG Net margin

Across the last 3 years, Hartford Financial Services Group's net margin averaged 12%. The current net margin stands at 15%, 3 percentage points above its three-year average. Net margin was highest at 15% in Jun 2026 and lowest at 9.6% in Sep 2023.

HIG margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 46.3%, HIG is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 83.9%, Hartford Financial Services Group's gross margin is 45% lower.

HIG margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Hartford Financial Services Group's gross margin?

As of Jun 30, 2026, HIG has a gross margin of 46.3%.

What is Hartford Financial Services Group's operating margin?

As of Jun 30, 2026, HIG has an operating margin of 18%.

What is Hartford Financial Services Group's EBITDA margin?

As of Jun 30, 2026, HIG has an EBITDA margin of 20.5%.

What is Hartford Financial Services Group's net margin?

As of Jun 30, 2026, HIG has a net margin of 15%.

What are the average margins of HIG?

Looking back over 3 years, HIG recorded average margins of 44.0% gross, 15.5% operating, 17.2% EBITDA, and 12.0% net.

What are the highest historical margins of HIG?

Looking back across 5 years, HIG reached 46.6% gross in Mar 2026, 18.1% operating in Mar 2026, 20.5% EBITDA in Jun 2026, and 15% net in Jun 2026.

What are the lowest historical margins of HIG?

Hartford Financial Services Group's lowest recorded margins during the past 5 years were 40.5% gross in Jun 2023, 11.1% operating in Dec 2022, 13.7% EBITDA in Jun 2023, and 8.1% net in Dec 2022.