GNW Genworth Financial margins

Relative Growth: Rel. Growth: 35

Relative Strength: Rel. Strength: 52

Relative Valuation: Rel. Valuation: 86

Relative Profitability: Rel. Profitability: 37

Gross margin

23.4%

Operating margin

6.8%

EBITDA margin

5.2%

Net margin

2.9%

Current Genworth Financial reports a gross margin of 23.4%, an operating margin of 6.8%, an EBITDA margin of 5.2%, and a net margin of 2.9%. Net margin increased the most, by 0.3 percentage points, while gross margin fell the most, by 1.6 percentage points.

GNW margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Genworth Financial's margins averaged 23.66% gross, 7.06% operating, 5.26% EBITDA, and 2.32% net. Currently, net margin is above its three-year average, while gross, operating, and EBITDA margins are below their three-year averages.

GNW margin expansion

Year-over-year margin changes in percentage points

The strongest improvement was in net margin, which increased by 0.3 percentage points, but gross margin contracted by 1.6 percentage points, operating margin by 1.1 percentage points, and EBITDA margin by 0.7 percentage points.

Gross margin expansion

-1.6pp

Operating margin expansion

-1.1pp

EBITDA margin expansion

-0.7pp

Net margin expansion

0.3pp

GNW Gross margin

The average gross margin for Genworth Financial was 23.66% across the past 3 years. The current gross margin stands at 23.4%, 0.3 percentage points below its three-year average. The gross margin for Genworth Financial moved between 21.2% in Jun 2024 and 26.5% in Dec 2024.

GNW Operating margin

The average operating margin for Genworth Financial was 7.06% across the past 3 years. At present, the current operating margin for Genworth Financial is 6.8%, 0.3 percentage points below its three-year average. The operating margin for Genworth Financial moved between 5% in Jun 2024 and 9.7% in Dec 2024.

GNW EBITDA margin

Genworth Financial recorded an average EBITDA margin of 5.26% across the last 3 years. Genworth Financial currently reports an EBITDA margin of 5.2%, 0.1 percentage points below its three-year average. The highest EBITDA margin for Genworth Financial was 7.8% in Dec 2024, while the lowest was 3.3% in Jun 2024.

GNW Net margin

The average net margin for Genworth Financial was 2.32% during the last 3 years. At present, the current net margin for Genworth Financial is 2.9%, 0.6 percentage points above its three-year average. The net margin for Genworth Financial moved between 0.4% in Jun 2024 and 4.1% in Dec 2024.

GNW margin group comparison

Margins compared with peer-group, industry and sector averages

Genworth Financial's gross margin of 23.4% is lower than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 83.7%, Genworth Financial's gross margin is 72% lower.

GNW margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Genworth Financial's gross margin?

For the period ending Jun 30, 2026, GNW recorded a gross margin of 23.4%.

What is Genworth Financial's operating margin?

For the period ending Jun 30, 2026, GNW recorded an operating margin of 6.8%.

What is Genworth Financial's EBITDA margin?

The current EBITDA margin for GNW is 5.2% as of Jun 30, 2026.

What is Genworth Financial's net margin?

For the period ending Jun 30, 2026, GNW recorded a net margin of 2.9%.

What are the average margins of GNW?

Genworth Financial's average margins over the last 3 years were 23.7% gross, 7.1% operating, 5.3% EBITDA, and 2.3% net.

What are the highest historical margins of GNW?

Within the 5-year period, GNW recorded its highest margins at 41.1% gross in Dec 2022, 19.6% operating in Dec 2022, 17.9% EBITDA in Dec 2022, and 12.2% net in Dec 2022.

What are the lowest historical margins of GNW?

Over the last 5 years, Genworth Financial's lowest margins were 21.2% gross in Jun 2024, 5% operating in Jun 2024, 3.3% EBITDA in Jun 2024, and 0.4% net in Jun 2024.