GBCI Glacier Bancorp margins

Relative Growth: Rel. Growth: 73

Relative Strength: Rel. Strength: 45

Relative Valuation: Rel. Valuation: 56

Relative Profitability: Rel. Profitability: 81

Gross margin

100%

Operating margin

34%

EBITDA margin

38.9%

Net margin

27.4%

For this period, Glacier Bancorp reports a gross margin of 100%, an operating margin of 34%, an EBITDA margin of 38.9%, and a net margin of 27.4%. The main improvement was in operating margin, up 3.1 percentage points; the remaining margins remained unchanged.

GBCI margin history

Gross, operating, EBITDA and net margin trends

Glacier Bancorp's margins averaged 100% gross, 30.53% operating, 35.53% EBITDA, and 25.38% net during the last 3 years. Against the three-year averages, operating, EBITDA, and net margins are above their three-year averages.

GBCI margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 3.1 percentage points, EBITDA margin by 2.9 percentage points, and net margin by 1.7 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

3.1pp

EBITDA margin expansion

2.9pp

Net margin expansion

1.7pp

GBCI Gross margin

Glacier Bancorp recorded an average gross margin of 100% across the last 3 years. Glacier Bancorp currently reports a gross margin of 100%, in line with its three-year average. Gross margin was highest at 100% in Jun 2026 and lowest at 100% in Dec 2023.

GBCI Operating margin

The average operating margin for Glacier Bancorp was 30.53% over the last 3 years. As of the latest period, the current operating margin for Glacier Bancorp is 34%, 3.5 percentage points above its three-year average. The operating margin for Glacier Bancorp moved between 27.4% in Sep 2024 and 34% in Jun 2026.

GBCI EBITDA margin

Across the last 3 years, Glacier Bancorp's EBITDA margin averaged 35.53%. The current EBITDA margin stands at 38.9%, 3.4 percentage points above its three-year average. EBITDA margin was highest at 38.9% in Jun 2026 and lowest at 32.5% in Sep 2024.

GBCI Net margin

The average net margin for Glacier Bancorp was 25.38% over the last 3 years. The latest net margin for Glacier Bancorp is 27.4%, 2 percentage points above its three-year average. The net margin for Glacier Bancorp moved between 23.3% in Sep 2024 and 28% in Dec 2023.

GBCI margin group comparison

Margins compared with peer-group, industry and sector averages

Glacier Bancorp's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.7%, Glacier Bancorp's gross margin is 19% higher.

GBCI margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Glacier Bancorp's gross margin?

The current gross margin for GBCI is 100% as of Jun 30, 2026.

What is Glacier Bancorp's operating margin?

As of Jun 30, 2026, GBCI has an operating margin of 34%.

What is Glacier Bancorp's EBITDA margin?

The current EBITDA margin for GBCI is 38.9% as of Jun 30, 2026.

What is Glacier Bancorp's net margin?

The current net margin for GBCI is 27.4% as of Jun 30, 2026.

What are the average margins of GBCI?

Looking back over 3 years, GBCI recorded average margins of 100.0% gross, 30.5% operating, 35.5% EBITDA, and 25.4% net.

What are the highest historical margins of GBCI?

In the last 5 years, the highest margins reported by GBCI were 100% gross in Jun 2026, 44.6% operating in Dec 2021, 48.6% EBITDA in Dec 2021, and 36.3% net in Dec 2021.

What are the lowest historical margins of GBCI?

Over the last 5 years, Glacier Bancorp's lowest margins were 100% gross in Dec 2021, 27.4% operating in Sep 2024, 32.5% EBITDA in Sep 2024, and 23.3% net in Sep 2024.