FOA
Finance of America Companies
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: FOA
- PE Ratio
As at Jul 24, 2026, the FOA stock has a price-to-earnings ratio of 7.03. This is based on the current EPS of $3.25 and the stock price of $22.85 per share.
FOA PE ratio history
The mean historical PE ratio of Finance of America Companies over the last seven years is 51.68. The current 7.03 P/E ratio is 86% lower than the historical average. In the past seven years, FOA's PE ratio peaked in the Dec 2020 quarter at 260, with a price of $104 and an EPS of $0.4. The Sep 2024 quarter marked the lowest point at 0.75, with a price of $11.57 and an EPS of $15.44.
Finance of America Companies PE ratio by year
Maximum annual increase: 314.74% in 2020
Maximum annual decrease: -71.36% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 5.13 | -71.36% | $24.21 | $4.72 |
| 2024 | 17.91 | N/A | $28.12 | $1.57 |
| 2023 | N/A | N/A | $11 | -$9.77 |
| 2022 | N/A | N/A | $12.7 | -$30.6 |
| 2020 | 260 | 314.74% | $104 | $0.4 |
| 2019 | 62.69 | N/A | $100.3 | $1.6 |
Finance of America Companies PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 5.11 | -0.39% | $16.6 | $3.25 |
| Dec 2025 | 5.13 | N/A | $24.21 | $4.72 |
| Sep 2025 | N/A | N/A | $22.43 | -$0.94 |
| Jun 2025 | 2.71 | -33.42% | $23.32 | $8.59 |
| Mar 2025 | 4.07 | -77.28% | $21.26 | $5.22 |
| Dec 2024 | 17.91 | 2,288% | $28.12 | $1.57 |
| Sep 2024 | 0.75 | N/A | $11.57 | $15.44 |
| Jun 2024 | N/A | N/A | $4.93 | -$0.49 |
| Mar 2024 | N/A | N/A | $7.35 | -$9.33 |
| Dec 2023 | N/A | N/A | $11 | -$9.77 |
| Sep 2023 | N/A | N/A | $12.8 | -$25 |
| Jun 2023 | N/A | N/A | $19.1 | -$31.05 |
| Mar 2023 | N/A | N/A | $12.4 | -$28.5 |
| Dec 2022 | N/A | N/A | $12.7 | -$30.6 |
| Sep 2022 | N/A | N/A | $14.8 | -$87.3 |
FOA Price vs fair value
FOA average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of FOA is above the 3 and 5-year averages.
PE comparison
Finance of America Companies's P/E of 7.03 is below the Financial Services sector and the industry average. In comparison with its Financial Services sector average of 13.51, Finance of America Companies's P/E is 48% lower.
FOA PE vs peers
In comparison to its peer stocks OWL and PAX, FOA's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FOA Finance of America Companies Inc | 7.03 | $203.18M |
| PAX Patria Investments Ltd | 20 | $1.72B |
| OWL Blue Owl Capital Inc | 72.69 | $14.73B |
Frequently asked questions
What is Finance of America Companies's PE ratio?
As of Jul 24, 2026, FOA stock has a price to earnings ratio of 7.03.
What is the 3-year average PE ratio for Finance of America Companies (FOA)?
The 3-year average price to earnings ratio for FOA stock is 5.95.
What is the 5-year average PE ratio for Finance of America Companies (FOA)?
The 5-year average price to earnings ratio for FOA stock is 6.87.
What is the highest PE ratio for FOA?
Over the last seven years, the quarterly PE ratio reached a historic high of 260 in the Dec 2020 quarter.
How does the current PE ratio for FOA compare to its historical average?
FOA's current price to earnings ratio is 86% below its 7-year historical average.
Why is Finance of America Companies's PE ratio so low?
FOA's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
How is FOA's PE ratio calculated (Finance of America Companies PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 24, 2026), Finance of America Companies's stock price is $22.85. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.25. Therefore, Finance of America Companies's PE ratio for today is 7.03. PE RATIO(7.03) = STOCK PRICE($22.85) / TTM EPS($3.25)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.