FOA Finance of America Companies Inc

Price (delayed)

$27.58

Market cap

$305.57M

P/E Ratio

3.21

Dividend/share

N/A

EPS

$8.59

Enterprise value

$29.6B

Finance of America is a diversified, vertically integrated consumer lending platform. Product offerings include residential mortgages, reverse mortgages, and loans to residential real estate investors distributed across retail, third party ...

Highlights
FOA's net income has surged by 70% since the previous quarter
Finance of America Companies's EPS has surged by 65% QoQ
The debt rose by 7% YoY

Key stats

What are the main financial stats of FOA
Market
Shares outstanding
11.08M
Market cap
$305.57M
Enterprise value
$29.6B
Valuations
Price to earnings (P/E)
3.21
Price to book (P/B)
0.94
Price to sales (P/S)
0.58
EV/EBIT
309.72
EV/EBITDA
220.04
EV/Sales
56.11
Earnings
Revenue
$527.52M
Gross profit
$527.52M
Operating income
$184.44M
Net income
$90.25M
EBIT
$95.57M
EBITDA
$134.51M
Free cash flow
-$376.13M
Per share
EPS
$8.59
EPS diluted
$6.77
Free cash flow per share
-$34.07
Book value per share
$29.41
Revenue per share
$47.78
TBVPS
$2,712.46
Balance sheet
Total assets
$30.15B
Total liabilities
$29.67B
Debt
$29.53B
Equity
$325.26M
Working capital
N/A
Liquidity
Debt to equity
90.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
217.77
Margins
EBITDA margin
25.5%
Gross margin
100%
Net margin
17.1%
Operating margin
35%
Efficiency
Return on assets
0.3%
Return on equity
30.4%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
18.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FOA stock price

How has the Finance of America Companies stock price performed over time
Intraday
-1.22%
1 week
12.07%
1 month
19.14%
1 year
273.21%
YTD
-1.92%
QTD
18.27%

Financial performance

How have Finance of America Companies's revenue and profit performed over time
Revenue
$527.52M
Gross profit
$527.52M
Operating income
$184.44M
Net income
$90.25M
Gross margin
100%
Net margin
17.1%
FOA's operating income has soared by 105% from the previous quarter
FOA's net income has surged by 70% since the previous quarter
FOA's operating margin has soared by 67% since the previous quarter
The company's gross profit rose by 47% YoY and by 23% QoQ

Price vs fundamentals

How does FOA's price correlate with its fundamentals

Growth

What is Finance of America Companies's growth rate over time

Valuation

What is Finance of America Companies stock price valuation
P/E
3.21
P/B
0.94
P/S
0.58
EV/EBIT
309.72
EV/EBITDA
220.04
EV/Sales
56.11
Finance of America Companies's EPS has surged by 65% QoQ
The P/E is 50% lower than the last 4 quarters average of 6.4
The P/B is 88% more than the 5-year quarterly average of 0.5 and 18% more than the last 4 quarters average of 0.8
The equity has grown by 43% YoY and by 11% from the previous quarter
The revenue is up by 47% year-on-year and by 23% since the previous quarter
The P/S is 17% below the 5-year quarterly average of 0.7 but 16% above the last 4 quarters average of 0.5

Efficiency

How efficient is Finance of America Companies business performance
FOA's ROIC has soared by 100% QoQ
The company's return on equity has surged by 55% QoQ
FOA's ROA has soared by 50% since the previous quarter
Finance of America Companies's return on sales has increased by 35% QoQ

Dividends

What is FOA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FOA.

Financial health

How did Finance of America Companies financials performed over time
The total assets has grown by 8% YoY
FOA's total liabilities is up by 7% year-on-year
The equity has grown by 43% YoY and by 11% from the previous quarter
FOA's debt to equity is down by 25% year-on-year and by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.