FOA Finance of America Companies Inc
Price (delayed)
$20.83
Market cap
$223.12M
P/E Ratio
13.27
Dividend/share
N/A
EPS
$1.57
Enterprise value
$28.61B
Finance of America is a diversified, vertically integrated consumer lending platform. Product offerings include residential mortgages, reverse mortgages, and loans to residential real estate investors distributed across retail, third party
Highlights
FOA's net income has surged by 119% year-on-year but it has dropped by 89% since the previous quarter
Finance of America Companies's EPS has surged by 116% YoY but it has shrunk by 90% QoQ
The debt rose by 8% YoY
Key stats
What are the main financial stats of FOA
Market
Valuations
Earnings
Shares outstanding
10.71M
Market cap
$223.12M
Enterprise value
$28.61B
Price to earnings (P/E)
13.27
Price to book (P/B)
0.81
Price to sales (P/S)
0.61
EV/EBIT
1,599.71
EV/EBITDA
503.45
EV/Sales
84.61
Revenue
$338.17M
Gross profit
$338.17M
Operating income
-$6.45M
Net income
$15.49M
EBIT
$17.89M
EBITDA
$56.83M
Free cash flow
-$423.82M
Per share
Balance sheet
Liquidity
EPS
$1.57
EPS diluted
$1.18
Free cash flow per share
-$43.02
Book value per share
$25.72
Revenue per share
$34.33
TBVPS
$2,937.82
Total assets
$29.16B
Total liabilities
$28.84B
Debt
$28.69B
Equity
$255.3M
Working capital
N/A
Debt to equity
112.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
499.52
Margins
Efficiency
Dividend
EBITDA margin
16.8%
Gross margin
100%
Net margin
4.6%
Operating margin
-1.9%
Return on assets
0.1%
Return on equity
6.1%
Return on invested capital
0%
Return on capital employed
N/A
Return on sales
5.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
FOA stock price
How has the Finance of America Companies stock price performed over time
Intraday
5.74%
1 week
10.15%
1 month
-2.66%
1 year
288.62%
YTD
-25.92%
QTD
-2.02%
Financial performance
How have Finance of America Companies's revenue and profit performed over time
Revenue
$338.17M
Gross profit
$338.17M
Operating income
-$6.45M
Net income
$15.49M
Gross margin
100%
Net margin
4.6%
FOA's net income has surged by 119% year-on-year but it has dropped by 89% since the previous quarter
The net margin has soared by 113% YoY but it has shrunk by 76% QoQ
FOA's operating margin has dropped by 104% since the previous quarter but it has soared by 97% year-on-year
FOA's operating income has plunged by 102% from the previous quarter but it has soared by 96% YoY
Growth
What is Finance of America Companies's growth rate over time
Valuation
What is Finance of America Companies stock price valuation
P/E
13.27
P/B
0.81
P/S
0.61
EV/EBIT
1,599.71
EV/EBITDA
503.45
EV/Sales
84.61
Finance of America Companies's EPS has surged by 116% YoY but it has shrunk by 90% QoQ
The P/B is 62% more than the last 4 quarters average of 0.5
The equity has contracted by 18% from the previous quarter but it has grown by 10% YoY
The revenue has dropped by 53% since the previous quarter but it is up by 44% year-on-year
The P/S is 53% above the last 4 quarters average of 0.4 but 13% below the 5-year quarterly average of 0.7
Efficiency
How efficient is Finance of America Companies business performance
FOA's ROA has soared by 133% year-on-year but it has dropped by 80% since the previous quarter
The company's return on equity has surged by 117% YoY but it has shrunk by 89% QoQ
Finance of America Companies's return on sales has surged by 115% YoY but it has shrunk by 73% QoQ
FOA's ROIC has shrunk by 100% QoQ but it has soared by 100% YoY
Dividends
What is FOA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for FOA.
Financial health
How did Finance of America Companies financials performed over time
The total assets has grown by 8% YoY
FOA's total liabilities is up by 7% year-on-year
FOA's debt to equity is up by 24% since the previous quarter
The equity has contracted by 18% from the previous quarter but it has grown by 10% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.