FITB Fifth Third Bancorp margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 70

Gross margin

100%

Operating margin

29.3%

EBITDA margin

35.9%

Net margin

23%

The Fifth Third Bancorp shows a gross margin of 100%, an operating margin of 29.3%, an EBITDA margin of 35.9%, and a net margin of 23%. Operating margin declined by 8.4 percentage points, while other available margins were stable.

FITB margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Fifth Third Bancorp's margins averaged 100% gross, 34.95% operating, 41.29% EBITDA, and 27.58% net. For Fifth Third Bancorp, operating, EBITDA, and net margins are below their three-year averages.

FITB margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin contracted by 8.4 percentage points, EBITDA margin by 8.4 percentage points, and net margin by 6.7 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

-8.4pp

EBITDA margin expansion

-8.4pp

Net margin expansion

-6.7pp

FITB Gross margin

Across the last 3 years, Fifth Third Bancorp's gross margin came to 100%. The current gross margin stands at 100%, in line with its three-year average. Gross margin was highest at 100% in Sep 2026 and lowest at 100% in Dec 2023.

FITB Operating margin

Over the last 3 years, Fifth Third Bancorp's operating margin averaged 34.95%. The current operating margin of 29.3% is 5.7 percentage points below its three-year average. During this period, operating margin reached a high of 38.4% in Dec 2025 and a low of 29.3% in Sep 2026.

FITB EBITDA margin

The average EBITDA margin for Fifth Third Bancorp was 41.29% across the past 3 years. Compared with its three-year average, Fifth Third Bancorp's current EBITDA margin is 35.9% and is 5.4 percentage points below its three-year average. The EBITDA margin for Fifth Third Bancorp moved between 35.9% in Sep 2026 and 45.1% in Dec 2025.

FITB Net margin

Fifth Third Bancorp's net margin averaged 27.58% across the past 3 years. Fifth Third Bancorp currently reports a net margin of 23%, 4.6 percentage points below its three-year average. Over the last 3 years, Fifth Third Bancorp's net margin peaked at 30.2% in Dec 2025 and reached a low of 23% in Sep 2026.

FITB margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, FITB stands higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.5%, Fifth Third Bancorp's gross margin is 20% higher.

FITB margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Fifth Third Bancorp's gross margin?

The current gross margin for FITB is 100% as of Sep 30, 2026.

What is Fifth Third Bancorp's operating margin?

The current operating margin for FITB is 29.3% as of Sep 30, 2026.

What is Fifth Third Bancorp's EBITDA margin?

As of Sep 30, 2026, FITB has an EBITDA margin of 35.9%.

What is Fifth Third Bancorp's net margin?

For the period ending Sep 30, 2026, FITB recorded a net margin of 23%.

What are the average margins of FITB?

The three-year average margins for FITB were 100.0% gross, 35.0% operating, 41.3% EBITDA, and 27.6% net.

What are the highest historical margins of FITB?

Across the 5-year period, FITB posted its highest margins at 100% gross in Sep 2026, 42.6% operating in Dec 2021, 46.8% EBITDA in Dec 2021, and 33.5% net in Dec 2021.

What are the lowest historical margins of FITB?

Across the 5-year period, FITB posted its lowest margins at 100% gross in Dec 2021, 29.3% operating in Sep 2026, 35.9% EBITDA in Sep 2026, and 23% net in Sep 2026.