CPF Central Pacific Financial Corp

  1. Stocks
  2. Financial Services
  3. NYSE: CPF

Price (delayed)

$18.315

Market cap

$493.94M

P/E Ratio

6.78

Dividend/share

$1.04

EPS

$2.7

Enterprise value

$528.65M

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily ...

Highlights
The P/E is 44% below the 5-year quarterly average of 12.4 and 13% below the last 4 quarters average of 8.0
The debt has declined by 43% since the previous quarter
The company's equity fell by 19% YoY but it rose by 3.3% QoQ
CPF's net income is down by 7% year-on-year and by 2.8% since the previous quarter
CPF's EPS is down by 5% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.centralpacificbank.com/about-cpb/works-for-you/overview.aspx
Peers: EWBC CVBF BOH BANR

Key stats

What are the main financial stats of CPF
Market
Shares outstanding
26.97M
Market cap
$493.94M
Enterprise value
$528.65M
Valuations
Price to earnings (P/E)
6.78
Price to book (P/B)
1.1
Price to sales (P/S)
1.88
EV/EBIT
5.35
EV/EBITDA
4.94
EV/Sales
2
Earnings
Revenue
$264.76M
EBIT
$98.77M
EBITDA
$106.93M
Free cash flow
$95.68M
Per share
EPS
$2.7
Free cash flow per share
$3.51
Book value per share
$16.63
Revenue per share
$9.72
TBVPS
$272.98
Balance sheet
Total assets
$7.43B
Total liabilities
$6.98B
Debt
$146.75M
Equity
$452.87M
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.32
Margins
EBITDA margin
40.4%
Gross margin
100%
Net margin
27.9%
Operating margin
37.3%
Efficiency
Return on assets
1%
Return on equity
16.1%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.3%
Dividend
Dividend yield
5.68%
DPS
$1.04
Payout ratio
38.5%

CPF stock price

How has the Central Pacific Financial stock price performed over time
Intraday
-3.1%
1 week
-5.54%
1 month
-20.37%
1 year
-35.28%
YTD
-9.69%
QTD
-9.69%

Financial performance

How have Central Pacific Financial's revenue and profit performed over time
Revenue
$264.76M
Gross profit
$264.76M
Operating income
$98.77M
Net income
$73.93M
Gross margin
100%
Net margin
27.9%
CPF's net income is down by 7% year-on-year and by 2.8% since the previous quarter
The operating income has decreased by 7% YoY and by 3% from the previous quarter
The net margin has declined by 6% year-on-year
Central Pacific Financial's operating margin has decreased by 5% YoY

Growth

What is Central Pacific Financial's growth rate over time

Valuation

What is Central Pacific Financial stock price valuation
P/E
6.78
P/B
1.1
P/S
1.88
EV/EBIT
5.35
EV/EBITDA
4.94
EV/Sales
2
The P/E is 44% below the 5-year quarterly average of 12.4 and 13% below the last 4 quarters average of 8.0
CPF's EPS is down by 5% year-on-year
The stock's P/B is 19% below its 5-year quarterly average of 1.4 and 19% below its last 4 quarters average of 1.4
The company's equity fell by 19% YoY but it rose by 3.3% QoQ
CPF's P/S is 35% below its 5-year quarterly average of 3.0 and 16% below its last 4 quarters average of 2.3

Efficiency

How efficient is Central Pacific Financial business performance
The ROIC is down by 13% YoY and by 7% from the previous quarter
CPF's return on equity is up by 11% year-on-year and by 2.5% since the previous quarter
The ROA has contracted by 9% YoY
CPF's return on sales is down by 5% year-on-year

Dividends

What is CPF's dividend history
Dividend details
DPS
$1.04
Dividend yield
5.68%
Payout ratio
38.5%
Recent dividends

Financial health

How did Central Pacific Financial financials performed over time
The company's total assets is 6% higher than its total liabilities
The debt is 68% smaller than the equity
Central Pacific Financial's debt to equity has decreased by 46% QoQ but it has increased by 23% YoY
The debt has declined by 43% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.