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CPF Central Pacific Financial Corp

Price (delayed)

$28.29

Market cap

$765.65M

P/E Ratio

13.47

Dividend/share

$1.04

EPS

$2.1

Enterprise value

$629.18M

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily ...

Highlights
The company's equity rose by 16% YoY and by 4.8% QoQ
The revenue has increased by 2.8% from the previous quarter
The P/E is 33% above the 5-year quarterly average of 10.1 and 26% above the last 4 quarters average of 10.7
CPF's net income is down by 11% year-on-year

Key stats

What are the main financial stats of CPF
Market
Shares outstanding
27.06M
Market cap
$765.65M
Enterprise value
$629.18M
Valuations
Price to book (P/B)
1.41
Price to sales (P/S)
3.13
EV/EBIT
8.53
EV/EBITDA
7.73
EV/Sales
2.57
Earnings
Revenue
$244.71M
Gross profit
$244.71M
Net income
$56.93M
EBIT
$73.78M
EBITDA
$81.4M
Free cash flow
$76.78M
Per share
EPS
$2.1
EPS diluted
$2.1
Free cash flow per share
$2.84
Book value per share
$20.09
Revenue per share
$9.04
TBVPS
$274
Balance sheet
Total assets
$7.42B
Total liabilities
$6.87B
Debt
$190.09M
Equity
$543.73M
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.68
Margins
EBITDA margin
33.3%
Gross margin
100%
Net margin
23.3%
Operating margin
30.1%
Efficiency
Return on assets
0.8%
Return on equity
11%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
30.1%
Dividend
Dividend yield
3.68%
DPS
$1.04
Payout ratio
49.5%

CPF stock price

How has the Central Pacific Financial stock price performed over time
Intraday
0.07%
1 week
-8.48%
1 month
-7.7%
1 year
45.52%
YTD
43.75%
QTD
-4.13%

Financial performance

How have Central Pacific Financial's revenue and profit performed over time
Revenue
$244.71M
Gross profit
$244.71M
Operating income
$73.78M
Net income
$56.93M
Gross margin
100%
Net margin
23.3%
The operating income has decreased by 13% YoY
Central Pacific Financial's operating margin has decreased by 12% YoY and by 3.5% QoQ
CPF's net income is down by 11% year-on-year
The net margin has declined by 10% year-on-year and by 2.1% since the previous quarter

Growth

What is Central Pacific Financial's growth rate over time

Valuation

What is Central Pacific Financial stock price valuation
P/E
13.47
P/B
1.41
P/S
3.13
EV/EBIT
8.53
EV/EBITDA
7.73
EV/Sales
2.57
The P/E is 33% above the 5-year quarterly average of 10.1 and 26% above the last 4 quarters average of 10.7
CPF's EPS is down by 11% year-on-year
The stock's P/B is 18% above its 5-year quarterly average of 1.2 and 18% above its last 4 quarters average of 1.2
The company's equity rose by 16% YoY and by 4.8% QoQ
CPF's P/S is 25% above its 5-year quarterly average of 2.5 and 25% above its last 4 quarters average of 2.5
The revenue has increased by 2.8% from the previous quarter

Efficiency

How efficient is Central Pacific Financial business performance
CPF's return on equity is down by 20% year-on-year and by 3.5% since the previous quarter
CPF's return on sales is down by 12% year-on-year and by 3.5% since the previous quarter
The ROIC is down by 9% YoY

Dividends

What is CPF's dividend history
DPS
$1.04
Dividend yield
3.68%
Payout ratio
49.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Central Pacific Financial financials performed over time
The company's total assets is 8% higher than its total liabilities
Central Pacific Financial's total liabilities has decreased by 4.2% YoY
The company's total assets fell by 2.9% YoY
The debt is 65% smaller than the equity
The company's equity rose by 16% YoY and by 4.8% QoQ
Central Pacific Financial's debt to equity has decreased by 13% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.