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CPF Central Pacific Financial Corp
- Stocks
- Financial Services
- NYSE: CPF
Price (delayed)
$27.75
Market cap
$748.58M
P/E Ratio
12.91
Dividend/share
$1.05
EPS
$2.15
Enterprise value
$634.15M
Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily
Highlights
The debt has declined by 14% year-on-year and by 14% since the previous quarter
The company's equity rose by 10% YoY and by 3.5% QoQ
The P/E is 21% above the 5-year quarterly average of 10.3 but 3.7% below the last 4 quarters average of 12.9
Sector: Financial Services
Industry: Banks - Regional
Key stats
What are the main financial stats of CPF
Market
Valuations
Earnings
Shares outstanding
26.98M
Market cap
$748.58M
Enterprise value
$634.15M
Price to earnings (P/E)
12.91
Price to book (P/B)
1.35
Price to sales (P/S)
3.03
EV/EBIT
8.61
EV/EBITDA
7.66
EV/Sales
2.56
Revenue
$247.76M
Gross profit
$247.76M
Operating income
$73.67M
Net income
$58.23M
EBIT
$73.67M
EBITDA
$82.82M
Free cash flow
$81.24M
Per share
Balance sheet
Liquidity
EPS
$2.15
EPS diluted
$2.14
Free cash flow per share
$3
Book value per share
$20.59
Revenue per share
$9.15
TBVPS
$273.39
Total assets
$7.41B
Total liabilities
$6.85B
Debt
$162.46M
Equity
$557.38M
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.38
Margins
Efficiency
Dividend
EBITDA margin
33.4%
Gross margin
100%
Net margin
23.5%
Operating margin
29.7%
Return on assets
0.8%
Return on equity
10.8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.7%
Dividend yield
3.78%
DPS
$1.05
Payout ratio
48.8%
CPF stock price
How has the Central Pacific Financial stock price performed over time
Intraday
3.93%
1 week
3.47%
1 month
15.53%
1 year
30.96%
YTD
-4.48%
QTD
2.63%
Financial performance
How have Central Pacific Financial's revenue and profit performed over time
Revenue
$247.76M
Gross profit
$247.76M
Operating income
$73.67M
Net income
$58.23M
Gross margin
100%
Net margin
23.5%
CPF's net income is up by 9% since the previous quarter and by 5% year-on-year
The operating income has increased by 8% from the previous quarter
The net margin rose by 6% since the previous quarter
Central Pacific Financial's operating margin has increased by 4.9% QoQ but it has decreased by 3.6% YoY
Price vs fundamentals
How does CPF's price correlate with its fundamentals
Growth
What is Central Pacific Financial's growth rate over time
Valuation
What is Central Pacific Financial stock price valuation
P/E
12.91
P/B
1.35
P/S
3.03
EV/EBIT
8.61
EV/EBITDA
7.66
EV/Sales
2.56
The P/E is 21% above the 5-year quarterly average of 10.3 but 3.7% below the last 4 quarters average of 12.9
CPF's EPS is up by 9% since the previous quarter and by 4.4% year-on-year
The company's equity rose by 10% YoY and by 3.5% QoQ
The stock's P/B is 8% above its 5-year quarterly average of 1.2
CPF's P/S is 17% above its 5-year quarterly average of 2.5 but 2.7% below its last 4 quarters average of 3.0
The revenue has increased by 5% YoY and by 3% from the previous quarter
Efficiency
How efficient is Central Pacific Financial business performance
The ROA has grown by 14% from the previous quarter and by 14% YoY
The ROIC is up by 11% from the previous quarter
CPF's return on equity is up by 7% since the previous quarter but it is down by 4.4% year-on-year
CPF's return on sales is up by 4.9% since the previous quarter but it is down by 3.6% year-on-year
Dividends
What is CPF's dividend history
DPS
$1.05
Dividend yield
3.78%
Payout ratio
48.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Central Pacific Financial financials performed over time
The company's total assets is 8% higher than its total liabilities
The debt is 71% smaller than the equity
Central Pacific Financial's debt to equity has decreased by 22% YoY and by 17% QoQ
The debt has declined by 14% year-on-year and by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.