CPF Central Pacific Financial Corp

  1. Stocks
  2. Financial Services
  3. NYSE: CPF

Price (delayed)

$37.43

Market cap

$963.73M

P/E Ratio

11.92

Dividend/share

$1.13

EPS

$3.14

Enterprise value

$681.07M

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Relative Growth: Rel. Growth: 75
Relative Strength: Rel. Strength: 60
Relative Valuation: Rel. Valuation: 88
Relative Profitability: Rel. Profitability: 88

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $7.41 billion in assets as of March 31, 2025. Central Pacific Bank, its primary subsidiary, operates 27 branches ...

Highlights
CPF's EPS is up by 40% year-on-year and by 4% since the previous quarter
The debt has declined by 38% year-on-year
The P/E is 18% above the 5-year quarterly average of 10.1 and 3.7% above the last 4 quarters average of 11.5
Sector: Financial Services
Industry: Banks - Regional
Website: http://ir.centralpacificbank.com
Peers: EWBC CVBF BOH BANR

Key stats

What are the main financial stats of CPF

CPF stock price

How has the Central Pacific Financial stock price performed over time
Intraday
-0.19%
1 week
-3.28%
1 month
-4.22%
1 year
27.27%
YTD
20.12%
QTD
-2.02%

Financial performance

How have Central Pacific Financial's revenue and profit performed over time
Revenue
$288.19M
Gross profit
$288.19M
Operating income
$105.66M
Net income
$83M
Gross margin
100%
Net margin
28.8%
CPF's net income is up by 37% year-on-year and by 3.2% since the previous quarter
The operating income has increased by 37% YoY and by 2.9% from the previous quarter
The net margin rose by 21% year-on-year
Central Pacific Financial's operating margin has increased by 21% YoY

Price vs fundamentals

How does CPF's price correlate with its fundamentals

Growth

What is Central Pacific Financial's growth rate over time

Valuation

What is Central Pacific Financial stock price valuation
CPF P/E details
P/E
11.92
P/B
1.64
P/S
3.38
EV/EBIT
6.45
EV/EBITDA
6
EV/Sales
2.36
CPF's EPS is up by 40% year-on-year and by 4% since the previous quarter
The P/E is 18% above the 5-year quarterly average of 10.1 and 3.7% above the last 4 quarters average of 11.5
The stock's P/B is 26% above its 5-year quarterly average of 1.3 and 9% above its last 4 quarters average of 1.5
The company's equity rose by 4.8% YoY
CPF's P/S is 30% above its 5-year quarterly average of 2.6 and 9% above its last 4 quarters average of 3.1
The revenue has increased by 14% YoY

Efficiency

How efficient is Central Pacific Financial business performance
The ROA has grown by 38% YoY
The ROIC is up by 36% YoY and by 7% from the previous quarter
CPF's return on equity is up by 27% year-on-year and by 2.2% since the previous quarter
CPF's return on sales is up by 21% year-on-year

Dividends

What is CPF's dividend history
Dividend details
DPS
$1.13
Dividend yield
3.02%
Payout ratio
36%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Central Pacific Financial financials performed over time
The company's total assets is 9% higher than its total liabilities
The debt is 83% smaller than the equity
Central Pacific Financial's debt to equity has decreased by 41% YoY
The debt has declined by 38% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.