CPF Central Pacific Financial Corp

Price (delayed)

$24.75

Market cap

$669.3M

P/E Ratio

12.01

Dividend/share

$1.04

EPS

$2.06

Enterprise value

$545.75M

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily ...

Highlights
The debt has declined by 12% year-on-year
The company's equity rose by 8% YoY
The P/E is 50% above the last 4 quarters average of 8.0 and 20% above the 5-year quarterly average of 10.0
CPF's net income is down by 22% year-on-year and by 6% since the previous quarter

Key stats

What are the main financial stats of CPF
Market
Shares outstanding
27.04M
Market cap
$669.3M
Enterprise value
$545.75M
Valuations
Price to book (P/B)
1.32
Price to sales (P/S)
2.85
EV/EBIT
7.53
EV/EBITDA
6.8
EV/Sales
2.32
Earnings
Revenue
$235.11M
EBIT
$72.5M
EBITDA
$80.25M
Free cash flow
$97.98M
Per share
EPS
$2.06
Free cash flow per share
$3.62
Book value per share
$18.75
Revenue per share
$8.69
TBVPS
$273.97
Balance sheet
Total assets
$7.41B
Total liabilities
$6.9B
Debt
$189.33M
Equity
$507.2M
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.54
Margins
EBITDA margin
34.1%
Gross margin
100%
Net margin
23.6%
Operating margin
30.8%
Efficiency
Return on assets
0.7%
Return on equity
11.3%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
30.8%
Dividend
Dividend yield
4.2%
DPS
$1.04
Payout ratio
50.5%

CPF stock price

How has the Central Pacific Financial stock price performed over time
Intraday
3.08%
1 week
6.54%
1 month
23.26%
1 year
39.83%
YTD
25.76%
QTD
16.75%

Financial performance

How have Central Pacific Financial's revenue and profit performed over time
Revenue
$235.11M
Gross profit
$235.11M
Operating income
$72.5M
Net income
$55.43M
Gross margin
100%
Net margin
23.6%
The operating income has decreased by 23% YoY and by 6% from the previous quarter
CPF's net income is down by 22% year-on-year and by 6% since the previous quarter
Central Pacific Financial's operating margin has decreased by 14% YoY and by 3.4% QoQ
The net margin has declined by 12% year-on-year and by 2.9% since the previous quarter

Growth

What is Central Pacific Financial's growth rate over time

Valuation

What is Central Pacific Financial stock price valuation
P/E
12.01
P/B
1.32
P/S
2.85
EV/EBIT
7.53
EV/EBITDA
6.8
EV/Sales
2.32
The P/E is 50% above the last 4 quarters average of 8.0 and 20% above the 5-year quarterly average of 10.0
CPF's EPS is down by 20% year-on-year and by 5% since the previous quarter
The stock's P/B is 32% above its last 4 quarters average of 1.0 and 10% above its 5-year quarterly average of 1.2
The company's equity rose by 8% YoY
CPF's P/S is 43% above its last 4 quarters average of 2.0 and 14% above its 5-year quarterly average of 2.5
The revenue has decreased by 11% YoY and by 2.4% from the previous quarter

Efficiency

How efficient is Central Pacific Financial business performance
The ROA has contracted by 30% YoY and by 13% from the previous quarter
CPF's return on equity is down by 28% year-on-year and by 7% since the previous quarter
The ROIC is down by 23% YoY
CPF's return on sales is down by 14% year-on-year and by 3.4% since the previous quarter

Dividends

What is CPF's dividend history
DPS
$1.04
Dividend yield
4.2%
Payout ratio
50.5%
Recent dividends

Financial health

How did Central Pacific Financial financials performed over time
The company's total assets is 7% higher than its total liabilities
Central Pacific Financial's total liabilities has decreased by 3.3% QoQ and by 2.1% YoY
The company's total assets fell by 3% QoQ
The debt is 63% smaller than the equity
Central Pacific Financial's debt to equity has decreased by 20% YoY
The debt has declined by 12% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.