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Price (delayed)
$28.99
Market cap
$784.58M
P/E Ratio
13.8
Dividend/share
$1.04
EPS
$2.1
Enterprise value
$675.33M
Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily
Highlights
The company's equity rose by 9% YoY and by 2.3% QoQ
CPF's net income is down by 16% year-on-year but it is up by 2.4% since the previous quarter
The P/E is 53% above the last 4 quarters average of 9.0 and 39% above the 5-year quarterly average of 9.9
CPF's EPS is down by 16% year-on-year
Key stats
What are the main financial stats of CPF
Market
Valuations
Earnings
Shares outstanding
27.06M
Market cap
$784.58M
Enterprise value
$675.33M
Price to book (P/B)
1.51
Price to sales (P/S)
3.29
EV/EBIT
9.1
EV/EBITDA
8.24
EV/Sales
2.84
Revenue
$238.06M
EBIT
$74.2M
EBITDA
$81.94M
Free cash flow
$93.7M
Per share
Balance sheet
Liquidity
EPS
$2.1
Free cash flow per share
$3.46
Book value per share
$19.18
Revenue per share
$8.8
TBVPS
$273.05
Total assets
$7.39B
Total liabilities
$6.87B
Debt
$189.65M
Equity
$518.65M
Working capital
N/A
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.33
Margins
Efficiency
Dividend
EBITDA margin
34.4%
Gross margin
100%
Net margin
23.8%
Operating margin
31.2%
Return on assets
0.8%
Return on equity
11.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
31.2%
Dividend yield
3.59%
DPS
$1.04
Payout ratio
49.5%
CPF stock price
How has the Central Pacific Financial stock price performed over time
Intraday
-0.17%
1 week
-2.72%
1 month
1.76%
1 year
87.03%
YTD
47.31%
QTD
-1.76%
Financial performance
How have Central Pacific Financial's revenue and profit performed over time
Revenue
$238.06M
Gross profit
$238.06M
Operating income
$74.2M
Net income
$56.77M
Gross margin
100%
Net margin
23.8%
The operating income has decreased by 17% YoY but it has increased by 2.4% from the previous quarter
CPF's net income is down by 16% year-on-year but it is up by 2.4% since the previous quarter
Central Pacific Financial's operating margin has decreased by 12% YoY
The net margin has declined by 11% year-on-year
Growth
What is Central Pacific Financial's growth rate over time
Valuation
What is Central Pacific Financial stock price valuation
P/E
13.8
P/B
1.51
P/S
3.29
EV/EBIT
9.1
EV/EBITDA
8.24
EV/Sales
2.84
The P/E is 53% above the last 4 quarters average of 9.0 and 39% above the 5-year quarterly average of 9.9
CPF's EPS is down by 16% year-on-year
The stock's P/B is 51% above its last 4 quarters average of 1.0 and 26% above its 5-year quarterly average of 1.2
The company's equity rose by 9% YoY and by 2.3% QoQ
CPF's P/S is 50% above its last 4 quarters average of 2.2 and 37% above its 5-year quarterly average of 2.4
The revenue has decreased by 6% YoY
Efficiency
How efficient is Central Pacific Financial business performance
CPF's return on equity is down by 22% year-on-year
The ROIC is down by 17% YoY
The ROA has grown by 14% from the previous quarter but it has contracted by 11% YoY
CPF's return on sales is down by 12% year-on-year
Dividends
What is CPF's dividend history
DPS
$1.04
Dividend yield
3.59%
Payout ratio
49.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Central Pacific Financial financials performed over time
The company's total assets is 8% higher than its total liabilities
Central Pacific Financial's total liabilities has decreased by 3.1% YoY
The company's total assets fell by 2.4% YoY
The debt is 63% smaller than the equity
The company's equity rose by 9% YoY and by 2.3% QoQ
Central Pacific Financial's debt to equity has decreased by 8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.