CPF Central Pacific Financial Corp
Price (delayed)
$26.99
Market cap
$730.5M
P/E Ratio
13.7
Dividend/share
$1.05
EPS
$1.97
Enterprise value
$537.93M
Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily
Highlights
The company's equity rose by 7% YoY
The P/E is 34% above the 5-year quarterly average of 10.2 and 13% above the last 4 quarters average of 12.1
CPF's net income is down by 9% year-on-year and by 6% since the previous quarter
Key stats
What are the main financial stats of CPF
Market
Valuations
Earnings
Shares outstanding
27.07M
Market cap
$730.5M
Enterprise value
$537.93M
Price to earnings (P/E)
13.7
Price to book (P/B)
1.36
Price to sales (P/S)
3.04
EV/EBIT
7.91
EV/EBITDA
6.97
EV/Sales
2.24
Revenue
$240.63M
Gross profit
$240.63M
Operating income
$68.04M
Net income
$53.41M
EBIT
$68.04M
EBITDA
$77.15M
Free cash flow
$75.43M
Per share
Balance sheet
Liquidity
EPS
$1.97
EPS diluted
$1.97
Free cash flow per share
$2.79
Book value per share
$19.89
Revenue per share
$8.89
TBVPS
$276.08
Total assets
$7.47B
Total liabilities
$6.93B
Debt
$188.37M
Equity
$538.39M
Working capital
N/A
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.5
Margins
Efficiency
Dividend
EBITDA margin
32.1%
Gross margin
100%
Net margin
22.2%
Operating margin
28.3%
Return on assets
0.7%
Return on equity
10.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28.3%
Dividend yield
3.89%
DPS
$1.05
Payout ratio
53.3%
CPF stock price
How has the Central Pacific Financial stock price performed over time
Intraday
-0.18%
1 week
-1.14%
1 month
-7.06%
1 year
39.27%
YTD
-7.09%
QTD
-0.18%
Financial performance
How have Central Pacific Financial's revenue and profit performed over time
Revenue
$240.63M
Gross profit
$240.63M
Operating income
$68.04M
Net income
$53.41M
Gross margin
100%
Net margin
22.2%
The operating income has decreased by 11% YoY and by 8% from the previous quarter
Central Pacific Financial's operating margin has decreased by 11% YoY and by 6% QoQ
CPF's net income is down by 9% year-on-year and by 6% since the previous quarter
The net margin has declined by 9% year-on-year and by 4.7% since the previous quarter
Growth
What is Central Pacific Financial's growth rate over time
Valuation
What is Central Pacific Financial stock price valuation
P/E
13.7
P/B
1.36
P/S
3.04
EV/EBIT
7.91
EV/EBITDA
6.97
EV/Sales
2.24
The P/E is 34% above the 5-year quarterly average of 10.2 and 13% above the last 4 quarters average of 12.1
CPF's EPS is down by 9% year-on-year and by 6% since the previous quarter
The stock's P/B is 13% above its 5-year quarterly average of 1.2 and 4.6% above its last 4 quarters average of 1.3
The company's equity rose by 7% YoY
CPF's P/S is 22% above its 5-year quarterly average of 2.5 and 9% above its last 4 quarters average of 2.8
Efficiency
How efficient is Central Pacific Financial business performance
CPF's return on equity is down by 17% year-on-year and by 8% since the previous quarter
The ROA has contracted by 13% from the previous quarter and by 13% YoY
CPF's return on sales is down by 11% year-on-year and by 6% since the previous quarter
The ROIC is down by 10% from the previous quarter and by 10% YoY
Dividends
What is CPF's dividend history
DPS
$1.05
Dividend yield
3.89%
Payout ratio
53.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Central Pacific Financial financials performed over time
The company's total assets is 8% higher than its total liabilities
Central Pacific Financial's total liabilities has decreased by 2.9% YoY
The company's total assets fell by 2.2% YoY
The debt is 65% smaller than the equity
The company's equity rose by 7% YoY
Central Pacific Financial's debt to equity has decreased by 5% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.