CPF Central Pacific Financial Corp

Price (delayed)

$19.75

Market cap

$534.14M

P/E Ratio

9.1

Dividend/share

$1.04

EPS

$2.17

Enterprise value

$198.44M

Central Pacific Financial Corp. is a Hawaii-based bank holding company with approximately $6.6 billion in assets. Central Pacific Bank, its primary subsidiary, operates 32 branches (four of which remain temporarily ...

Highlights
The company's equity rose by 11% YoY and by 8% QoQ
The P/E is 25% above the last 4 quarters average of 7.3 but 13% below the 5-year quarterly average of 10.5
The debt rose by 27% year-on-year
CPF's net income is down by 21% year-on-year and by 8% since the previous quarter

Key stats

What are the main financial stats of CPF
Market
Shares outstanding
27.05M
Market cap
$534.14M
Enterprise value
$198.44M
Valuations
Price to earnings (P/E)
9.1
Price to book (P/B)
1.06
Price to sales (P/S)
2.22
EV/EBIT
2.58
EV/EBITDA
2.35
EV/Sales
0.82
Earnings
Revenue
$240.97M
EBIT
$76.82M
EBITDA
$84.47M
Free cash flow
$98.68M
Per share
EPS
$2.17
Free cash flow per share
$3.65
Book value per share
$18.63
Revenue per share
$8.91
TBVPS
$282.61
Balance sheet
Total assets
$7.64B
Total liabilities
$7.14B
Debt
$186.74M
Equity
$503.82M
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.97
Margins
EBITDA margin
35.1%
Gross margin
100%
Net margin
24.3%
Operating margin
31.9%
Efficiency
Return on assets
0.8%
Return on equity
12.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
31.9%
Dividend
Dividend yield
5.27%
DPS
$1.04
Payout ratio
47.9%

CPF stock price

How has the Central Pacific Financial stock price performed over time
Intraday
-0.15%
1 week
1.75%
1 month
7.75%
1 year
6.81%
YTD
0.36%
QTD
0.36%

Financial performance

How have Central Pacific Financial's revenue and profit performed over time
Revenue
$240.97M
Gross profit
$240.97M
Operating income
$76.82M
Net income
$58.67M
Gross margin
100%
Net margin
24.3%
The operating income has decreased by 22% YoY and by 9% from the previous quarter
CPF's net income is down by 21% year-on-year and by 8% since the previous quarter
Central Pacific Financial's operating margin has decreased by 14% YoY and by 7% QoQ
The net margin has declined by 13% year-on-year and by 6% since the previous quarter

Growth

What is Central Pacific Financial's growth rate over time

Valuation

What is Central Pacific Financial stock price valuation
P/E
9.1
P/B
1.06
P/S
2.22
EV/EBIT
2.58
EV/EBITDA
2.35
EV/Sales
0.82
The P/E is 25% above the last 4 quarters average of 7.3 but 13% below the 5-year quarterly average of 10.5
CPF's EPS is down by 20% year-on-year and by 8% since the previous quarter
The stock's P/B is 12% below its 5-year quarterly average of 1.2 but 6% above its last 4 quarters average of 1.0
The company's equity rose by 11% YoY and by 8% QoQ
CPF's P/S is 18% below its 5-year quarterly average of 2.7 but 17% above its last 4 quarters average of 1.9
The revenue has decreased by 9% YoY and by 2.3% from the previous quarter

Efficiency

How efficient is Central Pacific Financial business performance
CPF's return on equity is down by 24% year-on-year and by 11% since the previous quarter
The ROIC is down by 23% YoY and by 9% from the previous quarter
The ROA has contracted by 20% YoY
CPF's return on sales is down by 14% year-on-year and by 7% since the previous quarter

Dividends

What is CPF's dividend history
DPS
$1.04
Dividend yield
5.27%
Payout ratio
47.9%
Recent dividends

Financial health

How did Central Pacific Financial financials performed over time
The company's total assets is 7% higher than its total liabilities
The company's total assets rose by 2.8% YoY
Central Pacific Financial's total liabilities has increased by 2.3% YoY
The debt is 63% smaller than the equity
The debt rose by 27% year-on-year
Central Pacific Financial's debt to equity has increased by 16% YoY but it has decreased by 8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.