BOH Bank of Hawaii margins

Relative Growth: Rel. Growth: 61

Relative Strength: Rel. Strength: 41

Relative Valuation: Rel. Valuation: 82

Relative Profitability: Rel. Profitability: 87

Gross margin

100%

Operating margin

41.5%

EBITDA margin

45.2%

Net margin

32.1%

The Bank of Hawaii reports a gross margin of 100%, an operating margin of 41.5%, an EBITDA margin of 45.2%, and a net margin of 32.1%. Operating margin improved by 6.7 percentage points, while other available margins were unchanged.

BOH margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Bank of Hawaii's margins averaged 100% gross, 34.78% operating, 39.38% EBITDA, and 26.78% net. The current figures show operating, EBITDA, and net margins are above their three-year averages.

BOH margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 6.7 percentage points, EBITDA margin by 5.9 percentage points, and net margin by 4.9 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

6.7pp

EBITDA margin expansion

5.9pp

Net margin expansion

4.9pp

BOH Gross margin

Looking back over the last 3 years, Bank of Hawaii recorded an average gross margin of 100%. Compared with its three-year average, Bank of Hawaii's current gross margin is 100% and is in line with its three-year average. The highest gross margin for Bank of Hawaii was 100% in Sep 2026, while the lowest was 100% in Dec 2023.

BOH Operating margin

Across the last 3 years, Bank of Hawaii's operating margin came to 34.78%. The current operating margin stands at 41.5%, 6.7 percentage points above its three-year average. Operating margin was highest at 41.5% in Sep 2026 and lowest at 29.8% in Sep 2024.

BOH EBITDA margin

Bank of Hawaii's EBITDA margin averaged 39.38% during the last 3 years. Compared with its three-year average, Bank of Hawaii's current EBITDA margin is 45.2% and is 5.8 percentage points above its three-year average. Over the last 3 years, Bank of Hawaii's EBITDA margin peaked at 45.2% in Sep 2026 and reached a low of 34.9% in Sep 2024.

BOH Net margin

Throughout the last 3 years, Bank of Hawaii had an average net margin of 26.78%. Against its three-year average, Bank of Hawaii's net margin is currently 32.1%, 5.3 percentage points above its three-year average. Looking back over the last 3 years, Bank of Hawaii's net margin reached 32.1% at its highest point in Sep 2026 and 22.6% at its lowest in Sep 2024.

BOH margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, BOH ranks higher than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 83.4%, Bank of Hawaii's gross margin is 20% higher.

BOH margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Bank of Hawaii's gross margin?

For the period ending Sep 30, 2026, BOH recorded a gross margin of 100%.

What is Bank of Hawaii's operating margin?

As of Sep 30, 2026, BOH has an operating margin of 41.5%.

What is Bank of Hawaii's EBITDA margin?

For the period ending Sep 30, 2026, BOH recorded an EBITDA margin of 45.2%.

What is Bank of Hawaii's net margin?

As of Sep 30, 2026, BOH has a net margin of 32.1%.

What are the average margins of BOH?

Bank of Hawaii's gross, operating, EBITDA, and net margins averaged 100.0% gross, 34.8% operating, 39.4% EBITDA, and 26.8% net over the last 3 years.

What are the highest historical margins of BOH?

Within the 5-year period, BOH recorded its highest margins at 100% gross in Sep 2026, 45.3% operating in Dec 2021, 49.8% EBITDA in Dec 2021, and 35.2% net in Dec 2021.

What are the lowest historical margins of BOH?

Looking back across 5 years, BOH reached its lowest margins at 100% gross in Dec 2021, 29.8% operating in Sep 2024, 34.9% EBITDA in Sep 2024, and 22.6% net in Sep 2024.