ADS Alliance Data Systems Corporation

Price (delayed)

$73.14

Market cap

$3.49B

P/E Ratio

11.76

Dividend/share

$1.26

EPS

$6.22

Enterprise value

$7.86B

Sector: Financial Services
Industry: Credit Services
Alliance Data Systems Corp. engages in the provision of data-driven and transaction-based marketing and customer loyalty solutions. It operates through the following segments: LoyaltyOne, Epsilon and Card Services. The LoyaltyOne segment provides coalition and short-term loyalty programs. The Epsilon segment offers end-to-end, integrated marketing solutions. The Card Services offers risk management solutions, account origination, funding, transaction processing, customer care, collections, and marketing services for the company's private label and co-brand credit card programs. The company was founded in 1996 and is headquartered in Columbus, Ohio.

Highlights

ADS's P/E is 41% below its 5-year quarterly average of 19.9 and 38% below its last 4 quarters average of 19.0
The debt has declined by 26% year-on-year and by 13% since the previous quarter
The equity has increased by 15% from the previous quarter but it has decreased by 12% YoY
The net income has contracted by 36% YoY
Alliance Data Systems's EPS has decreased by 27% YoY

Key stats

What are the main financial stats of ADS
Market
Shares outstanding
47.72M
Market cap
$3.49B
Enterprise value
$7.86B
Valuations
Price to earnings (P/E)
11.76
Price to book (P/B)
2.64
Price to sales (P/S)
0.72
EV/EBIT
8.67
EV/EBITDA
7.35
EV/Sales
1.61
Earnings
Revenue
$4.87B
EBIT
$905.8M
EBITDA
$1.07B
Free cash flow
$1.12B
Per share
EPS
$6.22
Free cash flow per share
$23.38
Book value per share
$27.72
Revenue per share
$102.15
TBVPS
$420.42
Balance sheet
Total assets
$21.11B
Total liabilities
$19.79B
Debt
$7.45B
Equity
$1.32B
Working capital
$7.92B
Liquidity
Debt to equity
5.63
Current ratio
1.74
Quick ratio
1.58
Net debt/EBITDA
4.08
Margins
EBITDA margin
21.9%
Gross margin
55.3%
Net margin
6.1%
Operating margin
19.3%
Efficiency
Return on assets
1.3%
Return on equity
23.2%
Return on invested capital
5.5%
Return on capital employed
8.7%
Return on sales
18.6%
Dividend
Dividend yield
1.72%
DPS
$1.26
Payout ratio
20.3%

ADS stock price

How has the Alliance Data Systems stock price performed over time
Intraday
-1.92%
1 week
3%
1 month
41.91%
1 year
-31.59%
YTD
-34.81%
QTD
74.23%

Financial performance

How have Alliance Data Systems's revenue and profit performed over time
Revenue
$4.87B
Gross profit
$2.69B
Operating income
$938.7M
Net income
$299.2M
Gross margin
55.3%
Net margin
6.1%
The company's operating income fell by 41% YoY and by 8% QoQ
The net income has contracted by 36% YoY
The operating margin has contracted by 32% YoY
The net margin has declined by 27% year-on-year

Growth

What is Alliance Data Systems's growth rate over time

Valuation

What is Alliance Data Systems stock price valuation
P/E
11.76
P/B
2.64
P/S
0.72
EV/EBIT
8.67
EV/EBITDA
7.35
EV/Sales
1.61
ADS's P/E is 41% below its 5-year quarterly average of 19.9 and 38% below its last 4 quarters average of 19.0
Alliance Data Systems's EPS has decreased by 27% YoY
The stock's price to book (P/B) is 54% less than its 5-year quarterly average of 5.7 but 32% more than its last 4 quarters average of 2.0
The equity has increased by 15% from the previous quarter but it has decreased by 12% YoY
The price to sales (P/S) is 58% lower than the 5-year quarterly average of 1.7 but 44% higher than the last 4 quarters average of 0.5
ADS's revenue is down by 13% year-on-year and by 7% since the previous quarter

Efficiency

How efficient is Alliance Data Systems business performance
Alliance Data Systems's ROS has increased by 42% from the previous quarter but it has decreased by 19% YoY
Alliance Data Systems's ROIC has increased by 41% from the previous quarter and by 10% YoY
ADS's return on assets is down by 19% year-on-year
Alliance Data Systems's return on equity has increased by 5% YoY

Dividends

What is ADS's dividend history
DPS
$1.26
Dividend yield
1.72%
Payout ratio
20.3%
Recent dividends

Financial health

How did Alliance Data Systems financials performed over time
Alliance Data Systems's total assets is 7% more than its total liabilities
The total liabilities has contracted by 23% YoY and by 9% from the previous quarter
Alliance Data Systems's total assets has decreased by 22% YoY and by 8% from the previous quarter
The debt has declined by 26% year-on-year and by 13% since the previous quarter
The company's debt to equity fell by 24% QoQ and by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.