WNEB Western New England Bancorp Inc

Price (delayed)

$6.49

Market cap

$140.07M

P/E Ratio

9.27

Dividend/share

$0.28

EPS

$0.7

Enterprise value

$267.68M

Western New England Bancorp, Inc. is a Massachusetts-chartered stock holding company and the parent company of Westfield Bank, CSB Colts, Inc., Elm Street Securities Corporation, WFD Securities, Inc. and WB ...

Highlights
Western New England Bancorp's equity has increased by 4.1% YoY and by 2.8% QoQ
WNEB's price to earnings (P/E) is 21% lower than its 5-year quarterly average of 11.6 but 15% higher than its last 4 quarters average of 8.0
Western New England Bancorp's debt has soared by 152% YoY and by 4.5% from the previous quarter
Western New England Bancorp's net income has decreased by 42% YoY and by 30% QoQ

Key stats

What are the main financial stats of WNEB
Market
Shares outstanding
21.58M
Market cap
$140.07M
Enterprise value
$267.68M
Valuations
Price to earnings (P/E)
9.27
Price to book (P/B)
0.59
Price to sales (P/S)
1.79
EV/EBIT
13.67
EV/EBITDA
12.07
EV/Sales
3.43
Earnings
Revenue
$77.93M
EBIT
$19.58M
EBITDA
$22.18M
Free cash flow
$11.89M
Per share
EPS
$0.7
Free cash flow per share
$0.55
Book value per share
$10.93
Revenue per share
$3.62
TBVPS
$118.42
Balance sheet
Total assets
$2.56B
Total liabilities
$2.33B
Debt
$156.46M
Equity
$237.41M
Working capital
N/A
Liquidity
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.75
Margins
EBITDA margin
28.5%
Gross margin
100%
Net margin
19.3%
Operating margin
25.1%
Efficiency
Return on assets
0.6%
Return on equity
6.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
25.1%
Dividend
Dividend yield
4.31%
DPS
$0.28
Payout ratio
40%

WNEB stock price

How has the Western New England Bancorp stock price performed over time
Intraday
0.62%
1 week
-2.7%
1 month
-13.81%
1 year
-14.27%
YTD
-27.89%
QTD
-15.38%

Financial performance

How have Western New England Bancorp's revenue and profit performed over time
Revenue
$77.93M
Gross profit
$77.93M
Operating income
$19.58M
Net income
$15.07M
Gross margin
100%
Net margin
19.3%
WNEB's operating income is down by 43% year-on-year and by 31% since the previous quarter
Western New England Bancorp's net income has decreased by 42% YoY and by 30% QoQ
The company's operating margin fell by 33% YoY and by 24% QoQ
Western New England Bancorp's net margin has decreased by 32% YoY and by 23% from the previous quarter

Growth

What is Western New England Bancorp's growth rate over time

Valuation

What is Western New England Bancorp stock price valuation
P/E
9.27
P/B
0.59
P/S
1.79
EV/EBIT
13.67
EV/EBITDA
12.07
EV/Sales
3.43
The company's EPS fell by 41% YoY and by 29% QoQ
WNEB's price to earnings (P/E) is 21% lower than its 5-year quarterly average of 11.6 but 15% higher than its last 4 quarters average of 8.0
The price to book (P/B) is 26% lower than the 5-year quarterly average of 0.8 and 16% lower than the last 4 quarters average of 0.7
Western New England Bancorp's equity has increased by 4.1% YoY and by 2.8% QoQ
The stock's price to sales (P/S) is 29% less than its 5-year quarterly average of 2.5 and 6% less than its last 4 quarters average of 1.9
WNEB's revenue is down by 15% year-on-year and by 9% since the previous quarter

Efficiency

How efficient is Western New England Bancorp business performance
Western New England Bancorp's return on invested capital has shrunk by 50% YoY and by 36% QoQ
WNEB's return on equity is down by 46% year-on-year and by 31% since the previous quarter
The company's return on assets fell by 40% YoY and by 25% QoQ
The company's return on sales fell by 33% YoY and by 24% QoQ

Dividends

What is WNEB's dividend history
DPS
$0.28
Dividend yield
4.31%
Payout ratio
40%
Recent dividends

Financial health

How did Western New England Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
Western New England Bancorp's debt is 34% less than its equity
Western New England Bancorp's debt has soared by 152% YoY and by 4.5% from the previous quarter
The debt to equity has soared by 144% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.