USCB Uscb Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: USCB

Price (delayed)

$20.45

Market cap

$373.5M

P/E Ratio

13.91

Dividend/share

$0.45

EPS

$1.47

Enterprise value

$391.63M

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Relative Growth: Rel. Growth: 82
Relative Strength: Rel. Strength: 56
Relative Valuation: Rel. Valuation: 69
Relative Profitability: Rel. Profitability: 81
Highlights
Uscb Financial Holdings's debt has plunged by 52% from the previous quarter and by 16% YoY
USCB's EPS is up by 10% since the previous quarter and by 5% year-on-year
The stock's P/E is 15% more than its last 4 quarters average of 12.1
Sector: Financial Services
Industry: Banks - Regional
Peers: NRIM NKSH

Key stats

What are the main financial stats of USCB

USCB stock price

How has the Uscb Financial Holdings stock price performed over time
Intraday
-1.64%
1 week
2.82%
1 month
10.18%
1 year
21.22%
YTD
11.02%
QTD
-0.05%

Financial performance

How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$91.17M
Gross profit
$91.17M
Operating income
$37.5M
Net income
$27.79M
Gross margin
100%
Net margin
30.5%
The company's gross profit rose by 8% YoY and by 3.7% QoQ
The company's revenue rose by 8% YoY and by 3.7% QoQ
Uscb Financial Holdings's net margin has decreased by 7% YoY but it has increased by 2.7% from the previous quarter
Uscb Financial Holdings's net income has increased by 6% QoQ

Price vs fundamentals

How does USCB's price correlate with its fundamentals

Growth

What is Uscb Financial Holdings's growth rate over time

Valuation

What is Uscb Financial Holdings stock price valuation
USCB P/E details
P/E
13.91
P/B
1.67
P/S
4.1
EV/EBIT
10.44
EV/EBITDA
10.27
EV/Sales
4.3
The stock's P/E is 15% more than its last 4 quarters average of 12.1
USCB's EPS is up by 10% since the previous quarter and by 5% year-on-year
USCB's P/B is 19% above its 5-year quarterly average of 1.4 and 11% above its last 4 quarters average of 1.5
Uscb Financial Holdings's equity has increased by 2.8% from the previous quarter
The price to sales (P/S) is 8% higher than the 5-year quarterly average of 3.8 and 8% higher than the last 4 quarters average of 3.8
The company's revenue rose by 8% YoY and by 3.7% QoQ

Efficiency

How efficient is Uscb Financial Holdings business performance
Uscb Financial Holdings's ROA has decreased by 9% YoY
The return on equity has increased by 7% since the previous quarter but it has declined by 3.1% year-on-year
The ROIC is down by 7% year-on-year
USCB's return on sales is down by 5% year-on-year

Dividends

What is USCB's dividend history
Dividend details
DPS
$0.45
Dividend yield
2.2%
Payout ratio
30.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 7% YoY
USCB's total assets is up by 6% YoY
Uscb Financial Holdings's debt is 57% less than its equity
The debt to equity has dropped by 54% since the previous quarter and by 16% year-on-year
Uscb Financial Holdings's debt has plunged by 52% from the previous quarter and by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.