USCB Uscb Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: USCB

Price (delayed)

$11.91

Market cap

$234.04M

P/E Ratio

14.18

Dividend/share

$0.05

EPS

$0.84

Enterprise value

$387.4M

Highlights
Uscb Financial Holdings's equity has increased by 5% YoY and by 5% from the previous quarter
Uscb Financial Holdings's debt has soared by 70% from the previous quarter
The stock's P/E is 23% more than its last 4 quarters average of 11.4
Sector: Financial Services
Industry: Banks - Regional
Peers: NRIM NKSH

Key stats

What are the main financial stats of USCB
Market
Shares outstanding
19.65M
Market cap
$234.04M
Enterprise value
$387.4M
Valuations
Price to earnings (P/E)
14.18
Price to book (P/B)
1.21
Price to sales (P/S)
3.66
EV/EBIT
17.77
EV/EBITDA
17.31
EV/Sales
6.09
Earnings
Revenue
$63.6M
EBIT
$21.8M
EBITDA
$22.39M
Free cash flow
$22.38M
Per share
EPS
$0.84
Free cash flow per share
$1.15
Book value per share
$9.82
Revenue per share
$3.25
TBVPS
$119.69
Balance sheet
Total assets
$2.34B
Total liabilities
$2.15B
Debt
$194.42M
Equity
$191.97M
Working capital
N/A
Liquidity
Debt to equity
1.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.85
Margins
EBITDA margin
35.2%
Gross margin
100%
Net margin
26%
Operating margin
34.3%
Efficiency
Return on assets
0.7%
Return on equity
8.9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
34.3%
Dividend
Dividend yield
0.45%
DPS
$0.05
Payout ratio
6%

USCB stock price

How has the Uscb Financial Holdings stock price performed over time
Intraday
0.76%
1 week
16.2%
1 month
7.59%
1 year
34.42%
YTD
-2.78%
QTD
4.47%

Financial performance

How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$63.6M
Gross profit
$63.6M
Operating income
$21.8M
Net income
$16.55M
Gross margin
100%
Net margin
26%
The company's operating income fell by 20% YoY and by 10% QoQ
Uscb Financial Holdings's net income has decreased by 18% YoY and by 9% QoQ
Uscb Financial Holdings's operating margin has decreased by 16% YoY and by 7% from the previous quarter
Uscb Financial Holdings's net margin has decreased by 14% YoY and by 7% from the previous quarter

Growth

What is Uscb Financial Holdings's growth rate over time

Valuation

What is Uscb Financial Holdings stock price valuation
P/E
14.18
P/B
1.21
P/S
3.66
EV/EBIT
17.77
EV/EBITDA
17.31
EV/Sales
6.09
The stock's P/E is 23% more than its last 4 quarters average of 11.4
USCB's EPS is down by 17% year-on-year and by 9% since the previous quarter
USCB's P/B is 9% above its last 4 quarters average of 1.1
Uscb Financial Holdings's equity has increased by 5% YoY and by 5% from the previous quarter
The price to sales (P/S) is 13% higher than the last 4 quarters average of 3.2
The company's revenue fell by 4.2% YoY and by 2.5% QoQ

Efficiency

How efficient is Uscb Financial Holdings business performance
The ROIC is down by 31% year-on-year and by 18% since the previous quarter
Uscb Financial Holdings's ROA has decreased by 30% YoY and by 13% from the previous quarter
The return on equity has declined by 19% year-on-year and by 11% since the previous quarter
USCB's return on sales is down by 16% year-on-year and by 7% since the previous quarter

Dividends

What is USCB's dividend
DPS
$0.05
Dividend yield
0.45%
Payout ratio
6%

Financial health

How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 13% YoY and by 4.1% from the previous quarter
USCB's total assets is up by 12% YoY and by 4.2% from the previous quarter
Uscb Financial Holdings's debt has soared by 70% from the previous quarter
The debt to equity has soared by 63% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.