USCB Uscb Financial Holdings Inc
Price (delayed)
$18.46
Market cap
$370.18M
P/E Ratio
14.77
Dividend/share
$0.25
EPS
$1.25
Enterprise value
$464.59M
Highlights
USCB's EPS is up by 49% year-on-year and by 20% since the previous quarter
Uscb Financial Holdings's net income has increased by 49% YoY and by 20% QoQ
Uscb Financial Holdings's debt has increased by 35% from the previous quarter but it has decreased by 12% YoY
The stock's P/E is 2.8% more than its last 4 quarters average of 14.5
Key stats
What are the main financial stats of USCB
Market
Valuations
Earnings
Shares outstanding
20.05M
Market cap
$370.18M
Enterprise value
$464.59M
Price to earnings (P/E)
14.77
Price to book (P/B)
1.7
Price to sales (P/S)
4.57
EV/EBIT
14.31
EV/EBITDA
14.05
EV/Sales
5.84
Revenue
$79.52M
Gross profit
$79.52M
Operating income
$32.48M
Net income
$24.67M
EBIT
$32.48M
EBITDA
$33.06M
Free cash flow
$33.78M
Per share
Balance sheet
Liquidity
EPS
$1.25
EPS diluted
$1.24
Free cash flow per share
$1.72
Book value per share
$10.86
Revenue per share
$4.04
TBVPS
$131.19
Total assets
$2.58B
Total liabilities
$2.37B
Debt
$171.45M
Equity
$215.39M
Working capital
N/A
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.86
Margins
Efficiency
Dividend
EBITDA margin
41.6%
Gross margin
100%
Net margin
31%
Operating margin
40.8%
Return on assets
1%
Return on equity
12%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
40.8%
Dividend yield
1.35%
DPS
$0.25
Payout ratio
20%
USCB stock price
How has the Uscb Financial Holdings stock price performed over time
Intraday
-0.91%
1 week
-2.48%
1 month
-5.24%
1 year
66.76%
YTD
4%
QTD
-0.54%
Financial performance
How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$79.52M
Gross profit
$79.52M
Operating income
$32.48M
Net income
$24.67M
Gross margin
100%
Net margin
31%
Uscb Financial Holdings's net income has increased by 49% YoY and by 20% QoQ
The company's operating income rose by 49% YoY and by 21% QoQ
The company's gross profit rose by 25% YoY and by 11% QoQ
The company's revenue rose by 25% YoY and by 11% QoQ
Growth
What is Uscb Financial Holdings's growth rate over time
Valuation
What is Uscb Financial Holdings stock price valuation
P/E
14.77
P/B
1.7
P/S
4.57
EV/EBIT
14.31
EV/EBITDA
14.05
EV/Sales
5.84
USCB's EPS is up by 49% year-on-year and by 20% since the previous quarter
The stock's P/E is 2.8% more than its last 4 quarters average of 14.5
USCB's P/B is 23% above its last 4 quarters average of 1.4
Uscb Financial Holdings's equity has increased by 12% YoY
The company's revenue rose by 25% YoY and by 11% QoQ
The price to sales (P/S) is 15% higher than the last 4 quarters average of 4.0
Efficiency
How efficient is Uscb Financial Holdings business performance
The ROIC is up by 44% year-on-year and by 18% since the previous quarter
Uscb Financial Holdings's ROA has increased by 43% YoY and by 25% from the previous quarter
The return on equity has increased by 35% year-on-year and by 18% since the previous quarter
USCB's return on sales is up by 19% year-on-year and by 9% since the previous quarter
Dividends
What is USCB's dividend history
DPS
$0.25
Dividend yield
1.35%
Payout ratio
20%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 10% YoY and by 3.3% from the previous quarter
USCB's total assets is up by 10% YoY and by 3.1% from the previous quarter
Uscb Financial Holdings's debt is 20% less than its equity
The debt to equity has increased by 36% since the previous quarter but it has declined by 21% year-on-year
Uscb Financial Holdings's debt has increased by 35% from the previous quarter but it has decreased by 12% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.