USCB Uscb Financial Holdings Inc

Price (delayed)

$15.205

Market cap

$298.86M

P/E Ratio

19.49

Dividend/share

$0.1

EPS

$0.78

Enterprise value

$345M

Highlights
Uscb Financial Holdings's equity has increased by 6% YoY
Uscb Financial Holdings's debt has increased by 29% YoY but it has decreased by 11% from the previous quarter
The stock's P/E is 53% more than its last 4 quarters average of 12.7
Uscb Financial Holdings's net income has decreased by 27% YoY and by 7% QoQ

Key stats

What are the main financial stats of USCB
Market
Shares outstanding
19.66M
Market cap
$298.86M
Enterprise value
$345M
Valuations
Price to earnings (P/E)
19.49
Price to book (P/B)
1.53
Price to sales (P/S)
4.75
EV/EBIT
17.13
EV/EBITDA
16.65
EV/Sales
5.48
Earnings
Revenue
$62.95M
EBIT
$20.14M
EBITDA
$20.72M
Free cash flow
$21.34M
Per share
EPS
$0.78
Free cash flow per share
$1.09
Book value per share
$9.92
Revenue per share
$3.2
TBVPS
$126.67
Balance sheet
Total assets
$2.49B
Total liabilities
$2.29B
Debt
$172.68M
Equity
$195.01M
Working capital
N/A
Liquidity
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.23
Margins
EBITDA margin
32.9%
Gross margin
100%
Net margin
24.4%
Operating margin
32%
Efficiency
Return on assets
0.7%
Return on equity
8.1%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
32%
Dividend
Dividend yield
0.69%
DPS
$0.1
Payout ratio
12.8%

USCB stock price

How has the Uscb Financial Holdings stock price performed over time
Intraday
0.36%
1 week
2.81%
1 month
27.99%
1 year
30.07%
YTD
24.12%
QTD
18.51%

Financial performance

How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$62.95M
Gross profit
$62.95M
Operating income
$20.14M
Net income
$15.35M
Gross margin
100%
Net margin
24.4%
The company's operating income fell by 28% YoY and by 8% QoQ
Uscb Financial Holdings's net income has decreased by 27% YoY and by 7% QoQ
Uscb Financial Holdings's operating margin has decreased by 23% YoY and by 7% from the previous quarter
Uscb Financial Holdings's net margin has decreased by 22% YoY and by 6% from the previous quarter

Growth

What is Uscb Financial Holdings's growth rate over time

Valuation

What is Uscb Financial Holdings stock price valuation
P/E
19.49
P/B
1.53
P/S
4.75
EV/EBIT
17.13
EV/EBITDA
16.65
EV/Sales
5.48
The stock's P/E is 53% more than its last 4 quarters average of 12.7
USCB's EPS is down by 26% year-on-year and by 7% since the previous quarter
USCB's P/B is 28% above its last 4 quarters average of 1.2
Uscb Financial Holdings's equity has increased by 6% YoY
The price to sales (P/S) is 39% higher than the last 4 quarters average of 3.4
The company's revenue fell by 7% YoY

Efficiency

How efficient is Uscb Financial Holdings business performance
The ROIC is down by 38% year-on-year and by 11% since the previous quarter
The return on equity has declined by 31% year-on-year and by 9% since the previous quarter
Uscb Financial Holdings's ROA has decreased by 30% YoY
USCB's return on sales is down by 23% year-on-year and by 7% since the previous quarter

Dividends

What is USCB's dividend
DPS
$0.1
Dividend yield
0.69%
Payout ratio
12.8%

Financial health

How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 16% YoY and by 7% from the previous quarter
USCB's total assets is up by 15% YoY and by 6% from the previous quarter
Uscb Financial Holdings's debt is 11% less than its equity
Uscb Financial Holdings's debt has increased by 29% YoY but it has decreased by 11% from the previous quarter
The debt to equity has increased by 22% year-on-year but it has declined by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.