USCB Uscb Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: USCB

Price (delayed)

$22.47

Market cap

$415.12M

P/E Ratio

14.5

Dividend/share

$0.45

EPS

$1.55

Enterprise value

$589.87M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 79
Highlights
The company's revenue rose by 7% YoY and by 3.6% QoQ
The company's gross profit rose by 7% YoY and by 3.6% QoQ
Uscb Financial Holdings's net income has increased by 3.4% QoQ but it has decreased by 3.1% YoY
Uscb Financial Holdings's debt has soared by 155% YoY
The stock's P/E is 19% more than its 5-year quarterly average of 12.2 and 15% more than its last 4 quarters average of 12.6
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.uscentury.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of USCB

USCB stock price

How has the Uscb Financial Holdings stock price performed over time
Intraday
-0.71%
1 week
0.58%
1 month
12.01%
1 year
29.29%
YTD
21.99%
QTD
9.82%

Financial performance

How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$94.48M
Gross profit
$94.48M
Operating income
$39.48M
Net income
$28.73M
Gross margin
100%
Net margin
30.4%
Uscb Financial Holdings's net margin has decreased by 10% YoY
The company's revenue rose by 7% YoY and by 3.6% QoQ
The company's gross profit rose by 7% YoY and by 3.6% QoQ
Uscb Financial Holdings's operating margin has decreased by 6% YoY

Price vs fundamentals

How does USCB's price correlate with its fundamentals

Growth

What is Uscb Financial Holdings's growth rate over time

Valuation

What is Uscb Financial Holdings stock price valuation
USCB P/E details
P/E
14.5
P/B
1.76
P/S
4.34
EV/EBIT
14.94
EV/EBITDA
14.69
EV/Sales
6.24
The stock's P/E is 19% more than its 5-year quarterly average of 12.2 and 15% more than its last 4 quarters average of 12.6
USCB's EPS is up by 5% since the previous quarter and by 4% year-on-year
USCB's P/B is 26% above its 5-year quarterly average of 1.4 and 10% above its last 4 quarters average of 1.6
Uscb Financial Holdings's equity has increased by 4.5% from the previous quarter
The price to sales (P/S) is 14% higher than the 5-year quarterly average of 3.8 and 11% higher than the last 4 quarters average of 3.9
The company's revenue rose by 7% YoY and by 3.6% QoQ

Efficiency

How efficient is Uscb Financial Holdings business performance
The ROIC is down by 13% year-on-year
Uscb Financial Holdings's ROA has decreased by 9% YoY
USCB's return on sales is down by 6% year-on-year
The return on equity has increased by 3.2% since the previous quarter but it has declined by 3% year-on-year

Dividends

What is USCB's dividend history
Dividend details
DPS
$0.45
Dividend yield
2%
Payout ratio
29%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Uscb Financial Holdings financials performed over time
USCB's total assets is 8% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 12% YoY and by 6% from the previous quarter
USCB's total assets is up by 11% YoY and by 6% from the previous quarter
Uscb Financial Holdings's debt is 26% more than its equity
The debt to equity has soared by 193% since the previous quarter and by 152% year-on-year
Uscb Financial Holdings's debt has soared by 155% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.