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USCB Uscb Financial Holdings Inc

Price (delayed)

$14.82

Market cap

$290.78M

P/E Ratio

16.65

Dividend/share

$0.15

EPS

$0.89

Enterprise value

$385.45M

Highlights
Uscb Financial Holdings's equity has increased by 9% YoY and by 3.1% from the previous quarter
The company's gross profit rose by 6% QoQ
USCB's EPS is up by 14% since the previous quarter but it is down by 11% year-on-year
Uscb Financial Holdings's net income has decreased by 13% YoY but it has increased by 13% QoQ
Uscb Financial Holdings's debt has soared by 72% YoY
The stock's P/E is 21% more than its last 4 quarters average of 13.8

Key stats

What are the main financial stats of USCB
Market
Shares outstanding
19.62M
Market cap
$290.78M
Enterprise value
$385.45M
Valuations
Price to book (P/B)
1.45
Price to sales (P/S)
4.37
EV/EBIT
16.91
EV/EBITDA
16.49
EV/Sales
5.78
Earnings
Revenue
$66.71M
EBIT
$22.79M
EBITDA
$23.37M
Free cash flow
$28M
Per share
EPS
$0.89
Free cash flow per share
$1.42
Book value per share
$10.23
Revenue per share
$3.39
TBVPS
$125.07
Balance sheet
Total assets
$2.46B
Total liabilities
$2.26B
Debt
$171.94M
Equity
$201.02M
Working capital
N/A
Liquidity
Debt to equity
0.86
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.05
Margins
EBITDA margin
35%
Gross margin
100%
Net margin
26%
Operating margin
34.2%
Efficiency
Return on assets
0.7%
Return on equity
9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
34.2%
Dividend
Dividend yield
1.01%
DPS
$0.15
Payout ratio
16.9%

USCB stock price

How has the Uscb Financial Holdings stock price performed over time
Intraday
0.14%
1 week
-0.87%
1 month
-4.02%
1 year
41.14%
YTD
20.98%
QTD
-2.82%

Financial performance

How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$66.71M
Gross profit
$66.71M
Operating income
$22.79M
Net income
$17.36M
Gross margin
100%
Net margin
26%
The company's operating income fell by 14% YoY but it rose by 13% QoQ
Uscb Financial Holdings's net income has decreased by 13% YoY but it has increased by 13% QoQ
Uscb Financial Holdings's operating margin has decreased by 13% YoY but it has increased by 7% from the previous quarter
Uscb Financial Holdings's net margin has decreased by 12% YoY but it has increased by 7% from the previous quarter

Growth

What is Uscb Financial Holdings's growth rate over time

Valuation

What is Uscb Financial Holdings stock price valuation
P/E
16.65
P/B
1.45
P/S
4.37
EV/EBIT
16.91
EV/EBITDA
16.49
EV/Sales
5.78
The stock's P/E is 21% more than its last 4 quarters average of 13.8
USCB's EPS is up by 14% since the previous quarter but it is down by 11% year-on-year
USCB's P/B is 21% above its last 4 quarters average of 1.2
Uscb Financial Holdings's equity has increased by 9% YoY and by 3.1% from the previous quarter
The price to sales (P/S) is 21% higher than the last 4 quarters average of 3.6
The company's revenue rose by 6% QoQ

Efficiency

How efficient is Uscb Financial Holdings business performance
The ROIC is down by 25% year-on-year but it is up by 13% since the previous quarter
Uscb Financial Holdings's ROA has decreased by 22% YoY
The return on equity has declined by 18% year-on-year but it has increased by 11% since the previous quarter
USCB's return on sales is down by 13% year-on-year but it is up by 7% since the previous quarter

Dividends

What is USCB's dividend history
DPS
$0.15
Dividend yield
1.01%
Payout ratio
16.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
Uscb Financial Holdings's total liabilities has increased by 11% YoY
USCB's total assets is up by 10% YoY
Uscb Financial Holdings's debt is 14% less than its equity
Uscb Financial Holdings's debt has soared by 72% YoY
The debt to equity has soared by 59% year-on-year but it has declined by 3.4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.