USCB Uscb Financial Holdings Inc
Price (delayed)
$19.52
Market cap
$387.29M
P/E Ratio
18.77
Dividend/share
$0.2
EPS
$1.04
Enterprise value
$476M
Highlights
Uscb Financial Holdings's net income has increased by 18% QoQ and by 12% YoY
USCB's EPS is up by 17% since the previous quarter and by 13% year-on-year
Uscb Financial Holdings's debt has decreased by 26% from the previous quarter but it has increased by 11% YoY
The stock's P/E is 29% more than its last 4 quarters average of 14.6
Key stats
What are the main financial stats of USCB
Market
Valuations
Earnings
Shares outstanding
19.84M
Market cap
$387.29M
Enterprise value
$476M
Price to earnings (P/E)
18.77
Price to book (P/B)
1.79
Price to sales (P/S)
5.33
EV/EBIT
17.71
EV/EBITDA
17.33
EV/Sales
6.63
Revenue
$71.79M
Gross profit
$71.79M
Operating income
$26.88M
Net income
$20.49M
EBIT
$26.88M
EBITDA
$27.47M
Free cash flow
$30.88M
Per share
Balance sheet
Liquidity
EPS
$1.04
EPS diluted
$1.03
Free cash flow per share
$1.57
Book value per share
$10.9
Revenue per share
$3.66
TBVPS
$127.62
Total assets
$2.5B
Total liabilities
$2.29B
Debt
$127.19M
Equity
$213.92M
Working capital
N/A
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.23
Margins
Efficiency
Dividend
EBITDA margin
38.3%
Gross margin
100%
Net margin
28.5%
Operating margin
37.4%
Return on assets
0.8%
Return on equity
10.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
37.4%
Dividend yield
1.02%
DPS
$0.2
Payout ratio
19.2%
USCB stock price
How has the Uscb Financial Holdings stock price performed over time
Intraday
2.25%
1 week
0.67%
1 month
9.72%
1 year
62.67%
YTD
9.97%
QTD
9.97%
Financial performance
How have Uscb Financial Holdings's revenue and profit performed over time
Revenue
$71.79M
Gross profit
$71.79M
Operating income
$26.88M
Net income
$20.49M
Gross margin
100%
Net margin
28.5%
The company's operating income rose by 18% QoQ and by 11% YoY
Uscb Financial Holdings's net income has increased by 18% QoQ and by 12% YoY
The company's gross profit rose by 10% YoY and by 8% QoQ
Uscb Financial Holdings's net margin has increased by 10% from the previous quarter
Growth
What is Uscb Financial Holdings's growth rate over time
Valuation
What is Uscb Financial Holdings stock price valuation
P/E
18.77
P/B
1.79
P/S
5.33
EV/EBIT
17.71
EV/EBITDA
17.33
EV/Sales
6.63
The stock's P/E is 29% more than its last 4 quarters average of 14.6
USCB's EPS is up by 17% since the previous quarter and by 13% year-on-year
USCB's P/B is 38% above its last 4 quarters average of 1.3
Uscb Financial Holdings's equity has increased by 17% YoY and by 6% from the previous quarter
The price to sales (P/S) is 40% higher than the last 4 quarters average of 3.8
The company's revenue rose by 10% YoY and by 8% QoQ
Efficiency
How efficient is Uscb Financial Holdings business performance
The ROIC is up by 22% since the previous quarter
Uscb Financial Holdings's ROA has increased by 14% from the previous quarter
The return on equity has increased by 13% since the previous quarter and by 2% year-on-year
USCB's return on sales is up by 9% since the previous quarter
Dividends
What is USCB's dividend history
DPS
$0.2
Dividend yield
1.02%
Payout ratio
19.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Uscb Financial Holdings financials performed over time
USCB's total assets is 9% more than its total liabilities
USCB's total assets is up by 12% YoY
Uscb Financial Holdings's total liabilities has increased by 11% YoY
Uscb Financial Holdings's debt is 41% less than its equity
The debt to equity has declined by 31% since the previous quarter and by 4.8% year-on-year
Uscb Financial Holdings's debt has decreased by 26% from the previous quarter but it has increased by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.