UPBD Upbound Group margins

Relative Growth: Rel. Growth: 78

Relative Strength: Rel. Strength: 73

Relative Valuation: Rel. Valuation: 95

Relative Profitability: Rel. Profitability: 63

Gross margin

49.7%

Operating margin

5.5%

EBITDA margin

37.3%

Net margin

2.4%

Using the latest TTM figures, Upbound Group shows a gross margin of 49.7%, an operating margin of 5.5%, an EBITDA margin of 37.3%, and a net margin of 2.4%. Margin expansion was strongest in gross margin, which gained by 1.8 percentage points. EBITDA margin had the strongest contraction, dropping by 0.5 percentage points.

UPBD margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Upbound Group recorded average margins of 48.91% gross, 5.66% operating, 38.09% EBITDA, and 1.66% net. Upbound Group's current performance shows that gross and net margins are above their three-year averages and operating and EBITDA margins are below their three-year averages.

UPBD margin expansion

Year-over-year margin changes in percentage points

Upbound Group's gross margin expanded by 1.8 percentage points, operating margin by 0.1 percentage points, and net margin by 0.6 percentage points, but EBITDA margin contracted by 0.5 percentage points.

Gross margin expansion

1.8pp

Operating margin expansion

0.1pp

EBITDA margin expansion

-0.5pp

Net margin expansion

0.6pp

UPBD Gross margin

Across the last 3 years, Upbound Group's gross margin stood at 48.91%. Upbound Group's current gross margin is 49.7% and is 0.8 percentage points above its three-year average. Gross margin was highest at 50.7% in Dec 2023 and lowest at 47.7% in Mar 2025.

UPBD Operating margin

Looking at the last 3 years, Upbound Group had an average operating margin of 5.66%. The latest operating margin for Upbound Group is 5.5%, 0.2 percentage points below its three-year average. Looking back over the last 3 years, Upbound Group's operating margin reached 6.7% at its highest point in Dec 2024 and 4.1% at its lowest in Dec 2023.

UPBD EBITDA margin

Over the last 3 years, the average EBITDA margin for Upbound Group was 38.09%. The latest EBITDA margin for Upbound Group is 37.3%, 0.8 percentage points below its three-year average. Upbound Group's EBITDA margin ranged from a low of 36.6% in Dec 2023 to a high of 39.6% in Dec 2024.

UPBD Net margin

Over the last 3 years, the average net margin for Upbound Group was 1.66%. The latest net margin for Upbound Group is 2.4%, 0.7 percentage points above its three-year average. Upbound Group's net margin ranged from a low of -0.6% in Mar 2024 to a high of 2.9% in Dec 2024.

UPBD margin group comparison

Margins compared with peer-group, industry and sector averages

Upbound Group's gross margin of 49.7% is below the Technology sector and the industry average. But compared to its Technology sector average of 52.3%, Upbound Group's gross margin is only 5% lower.

Frequently asked questions

What is Upbound Group's gross margin?

As of Sep 30, 2026, UPBD has a gross margin of 49.7%.

What is Upbound Group's operating margin?

For the period ending Sep 30, 2026, UPBD recorded an operating margin of 5.5%.

What is Upbound Group's EBITDA margin?

The current EBITDA margin for UPBD is 37.3% as of Sep 30, 2026.

What is Upbound Group's net margin?

For the period ending Sep 30, 2026, UPBD recorded a net margin of 2.4%.

What are the average margins of UPBD?

Over the last 3 years, Upbound Group's margins averaged 48.9% gross, 5.7% operating, 38.1% EBITDA, and 1.7% net.

What are the highest historical margins of UPBD?

Over this 5-year history, UPBD peaked at 50.7% gross in Dec 2023, 6.7% operating in Dec 2024, 39.6% EBITDA in Dec 2024, and 2.9% net in Dec 2024.

What are the lowest historical margins of UPBD?

In the last 5 years, the lowest margins reported by UPBD were 47.7% gross in Mar 2025, 2.5% operating in Mar 2023, 34.6% EBITDA in Mar 2023, and -0.6% net in Mar 2024.