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UCB United Community Banks Inc
- Stocks
- Financial Services
- NYSE: UCB
Price (delayed)
$28.62
Market cap
$3.42B
P/E Ratio
14.03
Dividend/share
$0.72
EPS
$2.04
Enterprise value
$3.35B
Highlights
The net income has grown by 35% YoY and by 33% from the previous quarter
United Community Banks's EPS has increased by 33% QoQ and by 32% YoY
UCB's P/E is 18% less than its last 4 quarters average of 17.1 but 3.9% more than its 5-year quarterly average of 13.5
United Community Banks's debt has increased by 42% from the previous quarter and by 38% YoY
Key stats
What are the main financial stats of UCB
Market
Valuations
Earnings
Shares outstanding
119.44M
Market cap
$3.42B
Enterprise value
$3.35B
Price to earnings (P/E)
14.03
Price to book (P/B)
0.99
Price to sales (P/S)
3.8
EV/EBIT
10.62
EV/EBITDA
9.4
EV/Sales
3.71
Revenue
$901.17M
Gross profit
$901.17M
Operating income
$331.39M
Net income
$244.63M
EBIT
$315.24M
EBITDA
$356.17M
Free cash flow
$303.85M
Per share
Balance sheet
Liquidity
EPS
$2.04
EPS diluted
$2.04
Free cash flow per share
$2.54
Book value per share
$28.77
Revenue per share
$7.52
TBVPS
$223.43
Total assets
$27.72B
Total liabilities
$24.29B
Debt
$449.15M
Equity
$3.43B
Working capital
N/A
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.2
Margins
Efficiency
Dividend
EBITDA margin
39.5%
Gross margin
100%
Net margin
27.1%
Operating margin
36.8%
Return on assets
0.9%
Return on equity
7.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
35%
Dividend yield
2.52%
DPS
$0.72
Payout ratio
35.3%
UCB stock price
How has the United Community Banks stock price performed over time
Intraday
2.14%
1 week
2.65%
1 month
20.56%
1 year
8.53%
YTD
-11.42%
QTD
1.74%
Financial performance
How have United Community Banks's revenue and profit performed over time
Revenue
$901.17M
Gross profit
$901.17M
Operating income
$331.39M
Net income
$244.63M
Gross margin
100%
Net margin
27.1%
The operating income has grown by 37% year-on-year and by 35% since the previous quarter
The net income has grown by 35% YoY and by 33% from the previous quarter
The company's operating margin rose by 24% QoQ and by 22% YoY
United Community Banks's net margin has increased by 22% from the previous quarter and by 20% YoY
Price vs fundamentals
How does UCB's price correlate with its fundamentals
Growth
What is United Community Banks's growth rate over time
Valuation
What is United Community Banks stock price valuation
P/E
14.03
P/B
0.99
P/S
3.8
EV/EBIT
10.62
EV/EBITDA
9.4
EV/Sales
3.71
United Community Banks's EPS has increased by 33% QoQ and by 32% YoY
UCB's P/E is 18% less than its last 4 quarters average of 17.1 but 3.9% more than its 5-year quarterly average of 13.5
The stock's price to book (P/B) is 10% less than its 5-year quarterly average of 1.1
United Community Banks's equity has increased by 5% YoY
The company's revenue rose by 12% YoY and by 9% QoQ
The price to sales (P/S) is 5% less than the 5-year quarterly average of 4.0 and 5% less than the last 4 quarters average of 4.0
Efficiency
How efficient is United Community Banks business performance
The ROIC has increased by 33% since the previous quarter and by 33% year-on-year
United Community Banks's return on equity has increased by 33% QoQ and by 28% YoY
UCB's return on assets is up by 29% since the previous quarter and by 29% year-on-year
United Community Banks's return on sales has increased by 25% QoQ and by 25% YoY
Dividends
What is UCB's dividend history
DPS
$0.72
Dividend yield
2.52%
Payout ratio
35.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Community Banks financials performed over time
United Community Banks's total assets is 14% more than its total liabilities
United Community Banks's debt is 87% less than its equity
United Community Banks's debt to equity has increased by 44% from the previous quarter and by 30% YoY
United Community Banks's debt has increased by 42% from the previous quarter and by 38% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.