TCBX Third Coast Bancshares Inc

Price (delayed)

$32.63

Market cap

$449.93M

P/E Ratio

10.39

Dividend/share

N/A

EPS

$3.14

Enterprise value

$161.27M

Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's ...

Highlights
TCBX's EPS is up by 49% year-on-year and by 10% since the previous quarter
The net income rose by 43% YoY and by 9% QoQ
TCBX's P/E is 9% more than its last 4 quarters average of 9.6

Key stats

What are the main financial stats of TCBX
Market
Shares outstanding
13.79M
Market cap
$449.93M
Enterprise value
$161.27M
Valuations
Price to earnings (P/E)
10.39
Price to book (P/B)
0.97
Price to sales (P/S)
2.69
EV/EBIT
2.63
EV/EBITDA
2.44
EV/Sales
0.97
Earnings
Revenue
$165.68M
Gross profit
$165.68M
Operating income
$61.35M
Net income
$47.67M
EBIT
$61.35M
EBITDA
$65.97M
Free cash flow
$33.37M
Per share
EPS
$3.14
EPS diluted
$2.78
Free cash flow per share
$2.44
Book value per share
$33.68
Revenue per share
$12.11
TBVPS
$359.94
Balance sheet
Total assets
$4.94B
Total liabilities
$4.48B
Debt
$132.53M
Equity
$460.72M
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.38
Margins
EBITDA margin
39.8%
Gross margin
100%
Net margin
28.8%
Operating margin
37%
Efficiency
Return on assets
0.9%
Return on equity
9.7%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

TCBX stock price

How has the Third Coast Bancshares stock price performed over time
Intraday
-0.34%
1 week
-5.01%
1 month
-8.91%
1 year
75.62%
YTD
-3.89%
QTD
-2.22%

Financial performance

How have Third Coast Bancshares's revenue and profit performed over time
Revenue
$165.68M
Gross profit
$165.68M
Operating income
$61.35M
Net income
$47.67M
Gross margin
100%
Net margin
28.8%
TCBX's operating income is up by 47% YoY and by 11% from the previous quarter
The net income rose by 43% YoY and by 9% QoQ
TCBX's operating margin is up by 26% year-on-year and by 6% since the previous quarter
Third Coast Bancshares's net margin has increased by 22% YoY and by 4.7% from the previous quarter

Growth

What is Third Coast Bancshares's growth rate over time

Valuation

What is Third Coast Bancshares stock price valuation
P/E
10.39
P/B
0.97
P/S
2.69
EV/EBIT
2.63
EV/EBITDA
2.44
EV/Sales
0.97
TCBX's EPS is up by 49% year-on-year and by 10% since the previous quarter
TCBX's P/E is 9% more than its last 4 quarters average of 9.6
TCBX's P/B is 21% above its last 4 quarters average of 0.8
The equity is up by 12% year-on-year and by 2.3% since the previous quarter
The P/S is 23% above the last 4 quarters average of 2.2
Third Coast Bancshares's revenue has increased by 17% YoY and by 4.3% QoQ

Efficiency

How efficient is Third Coast Bancshares business performance
The company's return on equity rose by 35% YoY and by 8% QoQ
Third Coast Bancshares's ROA has increased by 29% YoY
The ROIC has increased by 27% year-on-year and by 8% since the previous quarter
TCBX's return on sales is up by 26% year-on-year and by 6% since the previous quarter

Dividends

What is TCBX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for TCBX.

Financial health

How did Third Coast Bancshares financials performed over time
The total assets is 10% more than the total liabilities
The total assets has grown by 12% YoY and by 7% from the previous quarter
TCBX's total liabilities is up by 12% year-on-year and by 7% since the previous quarter
Third Coast Bancshares's debt is 71% less than its equity
Third Coast Bancshares's debt to equity has decreased by 15% YoY and by 3.3% from the previous quarter
The equity is up by 12% year-on-year and by 2.3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.