TCBS
Texas Community Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: TCBS
- PE Ratio
The PE ratio for Texas Community Bancshares stock stands at 14.82 as of Jun 3, 2026. The calculation is based on the latest EPS of $1.14 and the stock price of $16.9 per share. A decrease of 16% has been observed in the PE ratio compared to its average of 17.7 of the last four quarters.
TCBS PE ratio history
Over the last five years, the average PE ratio of Texas Community Bancshares has been 74.15. The current 14.82 P/E ratio is 80% lower than the historical average. Looking back at the last five years, TCBS's PE ratio peaked in the Jun 2023 quarter at 404.67, with a price of $12.14 and an EPS of $0.03. The Mar 2026 quarter marked the lowest point at 15.36, with a price of $17.51 and an EPS of $1.14.
Texas Community Bancshares PE ratio by year
Maximum annual decrease: -70.97% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 17.28 | N/A | $17.97 | $1.04 |
| 2024 | N/A | N/A | $15.25 | -$0.45 |
| 2023 | N/A | N/A | $14.12 | -$0.24 |
| 2022 | 26.47 | -70.97% | $15.35 | $0.58 |
| 2021 | 91.18 | N/A | $15.5 | $0.17 |
| 2020 | N/A | N/A | N/A | N/A |
| 2019 | N/A | N/A | N/A | N/A |
Texas Community Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 15.36 | -11.11% | $17.51 | $1.14 |
| Dec 2025 | 17.28 | -5.93% | $17.97 | $1.04 |
| Sep 2025 | 18.37 | -7.27% | $16.17 | $0.88 |
| Jun 2025 | 19.81 | -14.58% | $16.05 | $0.81 |
| Mar 2025 | 23.19 | N/A | $16 | $0.69 |
| Dec 2024 | N/A | N/A | $15.25 | -$0.45 |
| Sep 2024 | N/A | N/A | $14.75 | -$0.71 |
| Jun 2024 | N/A | N/A | $14.6 | -$0.74 |
| Mar 2024 | N/A | N/A | $14.59 | -$0.81 |
| Dec 2023 | N/A | N/A | $14.12 | -$0.24 |
| Sep 2023 | N/A | N/A | $12.89 | $0 |
| Jun 2023 | 404.67 | 255.5% | $12.14 | $0.03 |
| Mar 2023 | 113.83 | 330.03% | $13.66 | $0.12 |
| Dec 2022 | 26.47 | -7.9% | $15.35 | $0.58 |
| Sep 2022 | 28.74 | -49.39% | $15.52 | $0.54 |
TCBS Price vs fair value
TCBS average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
TCBS's current PE ratio is lower than its 3-year average.
PE comparison
Texas Community Bancshares's price to earnings (P/E) of 14.82 is higher than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 12.1, Texas Community Bancshares's price to earnings (P/E) is 22% higher.
TCBS PE vs peers
In comparison to its peer stocks NRIM and NKSH, TCBS's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
| TCBS Texas Community Bancshares Inc | 14.68 | $48.27M |
Frequently asked questions
What is Texas Community Bancshares's PE ratio?
The price to earnings ratio for TCBS stock is 14.82 as of Jun 3, 2026.
What is the 3-year average PE ratio for Texas Community Bancshares (TCBS)?
As an average over the last 3 years, TCBS stock has a PE ratio of 83.11.
What is the highest PE ratio for TCBS?
Over the last five years, the quarterly PE ratio reached its highest level at 404.67 in the Jun 2023 quarter.
How does the current PE ratio for TCBS compare to its historical average?
TCBS's current price to earnings ratio is 80% below its 5-year historical average.
How is TCBS's PE ratio calculated (Texas Community Bancshares PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2026), Texas Community Bancshares's share price is $16.9. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.14. Therefore, Texas Community Bancshares's PE ratio for today is 14.82. PE RATIO(14.82) = STOCK PRICE($16.9) / TTM EPS($1.14)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.