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SPNS Sapiens International Corp NV
- Stocks
- Technology
- NASDAQ: SPNS
Price (delayed)
$29.67
Market cap
$1.66B
P/E Ratio
22.82
Dividend/share
$0.95
EPS
$1.3
Enterprise value
$1.56B
sapiens international corporation (nasdaq and tase: spns) is a leading global provider of software solutions for the insurance industry, with an emerging focus on the broader financial services sector. sapiens
Highlights
The debt has declined by 33% year-on-year and by 32% since the previous quarter
The P/E is 24% lower than the 5-year quarterly average of 29.9 and 7% lower than the last 4 quarters average of 24.5
Sapiens International's equity has decreased by 4% from the previous quarter but it has increased by 3.9% YoY
The quick ratio has declined by 25% since the previous quarter and by 9% year-on-year
Key stats
What are the main financial stats of SPNS
Market
Valuations
Earnings
Shares outstanding
55.89M
Market cap
$1.66B
Enterprise value
$1.56B
Price to earnings (P/E)
22.82
Price to book (P/B)
3.6
Price to sales (P/S)
3.05
EV/EBIT
18.21
EV/EBITDA
14.86
EV/Sales
2.86
Revenue
$544.24M
Gross profit
$241.21M
Operating income
$86.52M
Net income
$72.76M
EBIT
$85.55M
EBITDA
$104.84M
Free cash flow
$79.16M
Per share
Balance sheet
Liquidity
EPS
$1.3
EPS diluted
$1.3
Free cash flow per share
$1.42
Book value per share
$8.24
Revenue per share
$9.74
TBVPS
$6.87
Total assets
$713.98M
Total liabilities
$253.39M
Debt
$43.2M
Equity
$460.59M
Working capital
$132.45M
Debt to equity
0.09
Current ratio
1.68
Quick ratio
1.68
Net debt/EBITDA
-0.96
Margins
Efficiency
Dividend
EBITDA margin
19.3%
Gross margin
44.3%
Net margin
13.4%
Operating margin
15.9%
Return on assets
10.6%
Return on equity
15.6%
Return on invested capital
64.7%
Return on capital employed
16.5%
Return on sales
15.7%
Dividend yield
3.2%
DPS
$0.95
Payout ratio
73.1%
SPNS stock price
How has the Sapiens International stock price performed over time
Intraday
1.06%
1 week
3.38%
1 month
3.74%
1 year
-13.67%
YTD
10.42%
QTD
1.44%
Financial performance
How have Sapiens International's revenue and profit performed over time
Revenue
$544.24M
Gross profit
$241.21M
Operating income
$86.52M
Net income
$72.76M
Gross margin
44.3%
Net margin
13.4%
SPNS's net income is up by 11% year-on-year
SPNS's gross profit is up by 8% YoY
The operating income rose by 7% year-on-year
The net margin has grown by 7% year-on-year
Price vs fundamentals
How does SPNS's price correlate with its fundamentals
Growth
What is Sapiens International's growth rate over time
Valuation
What is Sapiens International stock price valuation
P/E
22.82
P/B
3.6
P/S
3.05
EV/EBIT
18.21
EV/EBITDA
14.86
EV/Sales
2.86
The P/E is 24% lower than the 5-year quarterly average of 29.9 and 7% lower than the last 4 quarters average of 24.5
SPNS's EPS is up by 9% year-on-year
The P/B is 5% below the 5-year quarterly average of 3.8 and 2.7% below the last 4 quarters average of 3.7
Sapiens International's equity has decreased by 4% from the previous quarter but it has increased by 3.9% YoY
The price to sales (P/S) is 8% less than the 5-year quarterly average of 3.3 and 4.7% less than the last 4 quarters average of 3.2
The company's revenue rose by 3.8% YoY
Efficiency
How efficient is Sapiens International business performance
SPNS's ROIC is up by 41% YoY and by 11% QoQ
SPNS's ROA is up by 8% YoY
The ROE rose by 2.6% YoY
Dividends
What is SPNS's dividend history
DPS
$0.95
Dividend yield
3.2%
Payout ratio
73.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sapiens International financials performed over time
SPNS's total assets is 182% greater than its total liabilities
Sapiens International's current ratio has decreased by 25% from the previous quarter and by 9% YoY
The quick ratio has declined by 25% since the previous quarter and by 9% year-on-year
The debt is 91% smaller than the equity
The company's debt to equity fell by 40% YoY and by 31% QoQ
The debt has declined by 33% year-on-year and by 32% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.