SPNS Sapiens International Corp NV

  1. Stocks
  2. Technology
  3. NASDAQ: SPNS

Price (delayed)

$31.3

Market cap

$1.74B

P/E Ratio

27.7

Dividend/share

$0.54

EPS

$1.13

Enterprise value

$1.7B

sapiens international corporation (nasdaq and tase: spns) is a leading global provider of software solutions for the insurance industry, with an emerging focus on the broader financial services sector. sapiens ...

Highlights
The debt has declined by 25% year-on-year
SPNS's EPS is up by 19% year-on-year and by 7% since the previous quarter
The P/E is 19% lower than the 5-year quarterly average of 34.0 but 9% higher than the last 4 quarters average of 25.3
Sector: Technology
Industry: Software - Application
Website: http://sapiens.com
Peers: FICO GWRE

Key stats

What are the main financial stats of SPNS
Market
Shares outstanding
55.73M
Market cap
$1.74B
Enterprise value
$1.7B
Valuations
Price to earnings (P/E)
27.7
Price to book (P/B)
3.88
Price to sales (P/S)
3.37
EV/EBIT
21.73
EV/EBITDA
17.07
EV/Sales
3.31
Earnings
Revenue
$514.58M
EBIT
$78.45M
EBITDA
$99.88M
Free cash flow
$70.38M
Per share
EPS
$1.13
Free cash flow per share
$1.27
Book value per share
$8.07
Revenue per share
$9.29
TBVPS
$6.72
Balance sheet
Total assets
$689.62M
Total liabilities
$239.68M
Debt
$87.05M
Equity
$447.27M
Working capital
$165.78M
Liquidity
Debt to equity
0.19
Current ratio
2.11
Quick ratio
2.11
Net debt/EBITDA
-0.4
Margins
EBITDA margin
19.4%
Gross margin
42.7%
Net margin
12.1%
Operating margin
15.3%
Efficiency
Return on assets
9.4%
Return on equity
14.7%
Return on invested capital
41.8%
Return on capital employed
14.5%
Return on sales
15.2%
Dividend
Dividend yield
1.73%
DPS
$0.54
Payout ratio
47.8%

SPNS stock price

How has the Sapiens International stock price performed over time
Intraday
0.58%
1 week
4.19%
1 month
1.76%
1 year
56.19%
YTD
8.15%
QTD
-2.67%

Financial performance

How have Sapiens International's revenue and profit performed over time
Revenue
$514.58M
Gross profit
$219.59M
Operating income
$78.87M
Net income
$62.44M
Gross margin
42.7%
Net margin
12.1%
The operating income rose by 19% year-on-year and by 4.8% since the previous quarter
SPNS's net income is up by 19% year-on-year and by 6% since the previous quarter
SPNS's gross profit is up by 10% YoY and by 2.6% QoQ
The net margin has grown by 9% year-on-year and by 3.4% since the previous quarter

Growth

What is Sapiens International's growth rate over time

Valuation

What is Sapiens International stock price valuation
SPNS P/E details
P/E
27.7
P/B
3.88
P/S
3.37
EV/EBIT
21.73
EV/EBITDA
17.07
EV/Sales
3.31
SPNS's EPS is up by 19% year-on-year and by 7% since the previous quarter
The P/E is 19% lower than the 5-year quarterly average of 34.0 but 9% higher than the last 4 quarters average of 25.3
The P/B is 14% above the last 4 quarters average of 3.4 but 3% below the 5-year quarterly average of 4.0
Sapiens International's equity has increased by 12% YoY and by 7% from the previous quarter
The price to sales (P/S) is 16% more than the last 4 quarters average of 2.9 and 2.1% more than the 5-year quarterly average of 3.3
The company's revenue rose by 8% YoY and by 2.3% QoQ

Efficiency

How efficient is Sapiens International business performance
SPNS's ROA is up by 19% YoY and by 6% from the previous quarter
The ROE rose by 11% YoY and by 3.5% QoQ
SPNS's ROS is up by 9% year-on-year and by 2% since the previous quarter

Dividends

What is SPNS's dividend history
DPS
$0.54
Dividend yield
1.73%
Payout ratio
47.8%
Recent dividends

Financial health

How did Sapiens International financials performed over time
SPNS's total assets is 188% greater than its total liabilities
The total liabilities is down by 10% YoY but it is up by 4% from the previous quarter
The quick ratio has grown by 8% year-on-year
The debt is 81% smaller than the equity
The company's debt to equity fell by 34% YoY and by 10% QoQ
The debt has declined by 25% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.