SPFI South Plains Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SPFI

Price (delayed)

$45.56

Market cap

$858.31M

P/E Ratio

11.93

Dividend/share

$0.68

EPS

$3.82

Enterprise value

$131.05M

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Relative Growth: Rel. Growth: 65
Relative Strength: Rel. Strength: 58
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 85

South Plains is the bank holding company for City Bank, a Texas state-chartered bank headquartered in Lubbock, Texas. City Bank is one of the largest independent banks in West Texas ...

Highlights
SPFI's debt is down by 46% YoY
SPFI's equity is up by 39% year-on-year and by 25% since the previous quarter
The stock's price to earnings (P/E) is 31% more than its 5-year quarterly average of 9.1 and 8% more than its last 4 quarters average of 11.0
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.spfi.bank
Peers: NRIM NKSH

Key stats

What are the main financial stats of SPFI

SPFI stock price

How has the South Plains Financial stock price performed over time
Intraday
-0.13%
1 week
2.04%
1 month
8.01%
1 year
14.47%
YTD
17.42%
QTD
5.74%

Financial performance

How have South Plains Financial's revenue and profit performed over time
Revenue
$223.82M
Gross profit
$223.82M
Operating income
$82.39M
Net income
$65.11M
Gross margin
100%
Net margin
29.1%
SPFI's operating income is up by 19% year-on-year and by 7% since the previous quarter
The net income is up by 19% year-on-year and by 7% since the previous quarter
SPFI's revenue is up by 12% YoY and by 6% QoQ
SPFI's gross profit is up by 12% YoY and by 6% from the previous quarter

Price vs fundamentals

How does SPFI's price correlate with its fundamentals

Growth

What is South Plains Financial's growth rate over time

Valuation

What is South Plains Financial stock price valuation
SPFI P/E details
P/E
11.93
P/B
1.39
P/S
3.9
EV/EBIT
1.59
EV/EBITDA
1.48
EV/Sales
0.59
The stock's price to earnings (P/E) is 31% more than its 5-year quarterly average of 9.1 and 8% more than its last 4 quarters average of 11.0
The EPS has grown by 14% YoY and by 2.4% from the previous quarter
SPFI's equity is up by 39% year-on-year and by 25% since the previous quarter
The stock's price to book (P/B) is 16% more than its 5-year quarterly average of 1.2 and 7% more than its last 4 quarters average of 1.3
The stock's price to sales (P/S) is 56% more than its 5-year quarterly average of 2.5 and 18% more than its last 4 quarters average of 3.3
SPFI's revenue is up by 12% YoY and by 6% QoQ

Efficiency

How efficient is South Plains Financial business performance
The return on invested capital is up by 18% year-on-year and by 5% since the previous quarter
SPFI's return on assets is up by 8% year-on-year
The ROS has grown by 5% YoY

Dividends

What is SPFI's dividend history
Dividend details
DPS
$0.68
Dividend yield
1.49%
Payout ratio
17.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did South Plains Financial financials performed over time
The total assets is 13% greater than the total liabilities
The total assets is up by 24% year-on-year and by 16% since the previous quarter
SPFI's total liabilities is up by 22% YoY and by 15% QoQ
SPFI's debt is 90% lower than its equity
The debt to equity has dropped by 60% year-on-year and by 17% since the previous quarter
SPFI's debt is down by 46% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.