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RRBI Red River Bancshares Inc

Price (delayed)

$59.4

Market cap

$405.47M

P/E Ratio

12.45

Dividend/share

$0.35

EPS

$4.77

Enterprise value

$175.81M

Red River Bancshares, Inc. (RRBI) is the bank holding company for Red River Bank, a Louisiana state-chartered bank established in 1999 that provides a fully integrated suite of banking products ...

Highlights
The company's debt fell by 23% YoY and by 3.8% QoQ
Red River Bancshares's equity has increased by 15% YoY and by 6% from the previous quarter
Red River Bancshares's net income has decreased by 10% YoY but it has increased by 2.3% QoQ
RRBI's EPS is down by 7% YoY but it is up by 3.5% QoQ
The stock's price to earnings (P/E) is 14% more than its last 4 quarters average of 10.9 and 10% more than its 5-year quarterly average of 11.3

Key stats

What are the main financial stats of RRBI
Market
Shares outstanding
6.83M
Market cap
$405.47M
Enterprise value
$175.81M
Valuations
Price to book (P/B)
1.26
Price to sales (P/S)
3.85
EV/EBIT
4.28
EV/EBITDA
3.99
EV/Sales
1.65
Earnings
Revenue
$106.38M
EBIT
$41.05M
EBITDA
$44.09M
Free cash flow
$38.7M
Per share
EPS
$4.77
Free cash flow per share
$5.62
Book value per share
$47.1
Revenue per share
$15.45
TBVPS
$450.2
Balance sheet
Total assets
$3.1B
Total liabilities
$2.78B
Debt
$2.98M
Equity
$324.32M
Working capital
N/A
Liquidity
Debt to equity
0.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.21
Margins
EBITDA margin
41.4%
Gross margin
100%
Net margin
31.2%
Operating margin
38.6%
Efficiency
Return on assets
1.1%
Return on equity
10.8%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
38.6%
Dividend
Dividend yield
0.59%
DPS
$0.35
Payout ratio
7.3%

RRBI stock price

How has the Red River Bancshares stock price performed over time
Intraday
1.12%
1 week
1.94%
1 month
17.02%
1 year
16.72%
YTD
5.86%
QTD
14.23%

Financial performance

How have Red River Bancshares's revenue and profit performed over time
Revenue
$106.38M
Gross profit
$106.38M
Operating income
$41.05M
Net income
$33.22M
Gross margin
100%
Net margin
31.2%
Red River Bancshares's net income has decreased by 10% YoY but it has increased by 2.3% QoQ
RRBI's operating income is down by 9% YoY but it is up by 2.3% from the previous quarter
The company's net margin fell by 8% YoY
The operating margin has contracted by 8% YoY

Growth

What is Red River Bancshares's growth rate over time

Valuation

What is Red River Bancshares stock price valuation
P/E
12.45
P/B
1.26
P/S
3.85
EV/EBIT
4.28
EV/EBITDA
3.99
EV/Sales
1.65
The stock's price to earnings (P/E) is 14% more than its last 4 quarters average of 10.9 and 10% more than its 5-year quarterly average of 11.3
RRBI's EPS is down by 7% YoY but it is up by 3.5% QoQ
Red River Bancshares's equity has increased by 15% YoY and by 6% from the previous quarter
The stock's price to book (P/B) is 5% more than its last 4 quarters average of 1.2 but 3.1% less than its 5-year quarterly average of 1.3
The P/S is 13% above the last 4 quarters average of 3.4

Efficiency

How efficient is Red River Bancshares business performance
Red River Bancshares's return on equity has decreased by 19% YoY
RRBI's return on invested capital is down by 13% year-on-year
RRBI's return on assets is down by 8% year-on-year
RRBI's ROS is down by 8% YoY

Dividends

What is RRBI's dividend history
DPS
$0.35
Dividend yield
0.59%
Payout ratio
7.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Red River Bancshares financials performed over time
RRBI's total assets is 12% greater than its total liabilities
The company's debt is 99% lower than its equity
The company's debt fell by 23% YoY and by 3.8% QoQ
Red River Bancshares's equity has increased by 15% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.