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RRBI Red River Bancshares Inc

Price (delayed)

$52.72

Market cap

$363.05M

P/E Ratio

11.44

Dividend/share

$0.35

EPS

$4.61

Enterprise value

$153.08M

Red River Bancshares, Inc. (RRBI) is the bank holding company for Red River Bank, a Louisiana state-chartered bank established in 1999 that provides a fully integrated suite of banking products ...

Highlights
The company's debt has shrunk by 95% YoY and by 3.6% QoQ
Red River Bancshares's equity has increased by 8% YoY and by 2.6% from the previous quarter
Red River Bancshares's net income has decreased by 17% YoY and by 2.9% QoQ
RRBI's EPS is down by 15% YoY

Key stats

What are the main financial stats of RRBI
Market
Shares outstanding
6.89M
Market cap
$363.05M
Enterprise value
$153.08M
Valuations
Price to book (P/B)
1.19
Price to sales (P/S)
3.47
EV/EBIT
3.82
EV/EBITDA
3.56
EV/Sales
1.46
Earnings
Revenue
$104.93M
EBIT
$40.11M
EBITDA
$42.99M
Free cash flow
$34.36M
Per share
EPS
$4.61
Free cash flow per share
$4.98
Book value per share
$44.47
Revenue per share
$15.2
TBVPS
$441.39
Balance sheet
Total assets
$3.05B
Total liabilities
$2.74B
Debt
$3.1M
Equity
$306.99M
Working capital
N/A
Liquidity
Debt to equity
0.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.88
Margins
EBITDA margin
41%
Gross margin
100%
Net margin
31%
Operating margin
38.2%
Efficiency
Return on assets
1.1%
Return on equity
10.9%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
38.2%
Dividend
Dividend yield
0.66%
DPS
$0.35
Payout ratio
7.6%

RRBI stock price

How has the Red River Bancshares stock price performed over time
Intraday
-0.28%
1 week
3.86%
1 month
1.91%
1 year
14.86%
YTD
-6.04%
QTD
1.38%

Financial performance

How have Red River Bancshares's revenue and profit performed over time
Revenue
$104.93M
Gross profit
$104.93M
Operating income
$40.11M
Net income
$32.49M
Gross margin
100%
Net margin
31%
Red River Bancshares's net income has decreased by 17% YoY and by 2.9% QoQ
RRBI's operating income is down by 16% YoY and by 2.9% from the previous quarter
The company's net margin fell by 13% YoY and by 2.2% QoQ
The operating margin has contracted by 12% YoY and by 2.3% from the previous quarter

Growth

What is Red River Bancshares's growth rate over time

Valuation

What is Red River Bancshares stock price valuation
P/E
11.44
P/B
1.19
P/S
3.47
EV/EBIT
3.82
EV/EBITDA
3.56
EV/Sales
1.46
RRBI's EPS is down by 15% YoY
The stock's price to earnings (P/E) is 10% more than its last 4 quarters average of 10.4
The stock's price to book (P/B) is 9% less than its 5-year quarterly average of 1.3
Red River Bancshares's equity has increased by 8% YoY and by 2.6% from the previous quarter
The P/S is 9% below the 5-year quarterly average of 3.8 but 4.8% above the last 4 quarters average of 3.3
The revenue has contracted by 4.1% YoY

Efficiency

How efficient is Red River Bancshares business performance
Red River Bancshares's return on equity has decreased by 25% YoY and by 5% QoQ
RRBI's return on invested capital is down by 18% year-on-year and by 7% since the previous quarter
RRBI's return on assets is down by 15% year-on-year
RRBI's ROS is down by 12% YoY and by 2.3% QoQ

Dividends

What is RRBI's dividend history
DPS
$0.35
Dividend yield
0.66%
Payout ratio
7.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Red River Bancshares financials performed over time
RRBI's total assets is 11% greater than its total liabilities
The company's debt is 99% lower than its equity
Red River Bancshares's debt to equity has plunged by 96% YoY
The company's debt has shrunk by 95% YoY and by 3.6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.