RRBI Red River Bancshares Inc

Price (delayed)

$46.065

Market cap

$326.71M

P/E Ratio

9.46

Dividend/share

$0.33

EPS

$4.87

Enterprise value

$25.05M

Red River Bancshares, Inc. (RRBI) is the bank holding company for Red River Bank, a Louisiana state-chartered bank established in 1999 that provides a fully integrated suite of banking products ...

Highlights
The stock's price to earnings (P/E) is 17% less than its 5-year quarterly average of 11.6
Red River Bancshares's equity has increased by 14% YoY and by 8% from the previous quarter
Red River Bancshares's net income has decreased by 6% YoY and by 5% QoQ
RRBI's EPS is down by 5% YoY and by 5% QoQ

Key stats

What are the main financial stats of RRBI
Market
Shares outstanding
7.09M
Market cap
$326.71M
Enterprise value
$25.05M
Valuations
Price to earnings (P/E)
9.46
Price to book (P/B)
1.08
Price to sales (P/S)
3.08
EV/EBIT
0.58
EV/EBITDA
0.55
EV/Sales
0.23
Earnings
Revenue
$106.82M
EBIT
$42.94M
EBITDA
$45.69M
Free cash flow
$35.21M
Per share
EPS
$4.87
Free cash flow per share
$4.94
Book value per share
$42.61
Revenue per share
$14.98
TBVPS
$438.5
Balance sheet
Total assets
$3.13B
Total liabilities
$2.82B
Debt
$3.77M
Equity
$303.85M
Working capital
N/A
Liquidity
Debt to equity
0.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.6
Margins
EBITDA margin
42.8%
Gross margin
100%
Net margin
32.7%
Operating margin
40.2%
Efficiency
Return on assets
1.1%
Return on equity
12.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
40.2%
Dividend
Dividend yield
0.72%
DPS
$0.33
Payout ratio
6.8%

RRBI stock price

How has the Red River Bancshares stock price performed over time
Intraday
-1.8%
1 week
2.94%
1 month
-5.24%
1 year
0.64%
YTD
-17.9%
QTD
-7.48%

Financial performance

How have Red River Bancshares's revenue and profit performed over time
Revenue
$106.82M
Gross profit
$106.82M
Operating income
$42.94M
Net income
$34.88M
Gross margin
100%
Net margin
32.7%
The company's net margin fell by 8% YoY and by 3.8% QoQ
The operating margin has contracted by 7% YoY and by 3.8% from the previous quarter
Red River Bancshares's net income has decreased by 6% YoY and by 5% QoQ
RRBI's operating income is down by 5% from the previous quarter and by 4.5% YoY

Growth

What is Red River Bancshares's growth rate over time

Valuation

What is Red River Bancshares stock price valuation
P/E
9.46
P/B
1.08
P/S
3.08
EV/EBIT
0.58
EV/EBITDA
0.55
EV/Sales
0.23
The stock's price to earnings (P/E) is 17% less than its 5-year quarterly average of 11.6
RRBI's EPS is down by 5% YoY and by 5% QoQ
The stock's price to book (P/B) is 15% less than its 5-year quarterly average of 1.3 and 8% less than its last 4 quarters average of 1.2
Red River Bancshares's equity has increased by 14% YoY and by 8% from the previous quarter
The P/S is 20% below the 5-year quarterly average of 3.9 and 5% below the last 4 quarters average of 3.3
The revenue has grown by 3.1% YoY

Efficiency

How efficient is Red River Bancshares business performance
Red River Bancshares's return on equity has decreased by 15% YoY and by 8% QoQ
RRBI's return on assets is down by 8% since the previous quarter and by 8% year-on-year
RRBI's ROS is down by 7% YoY and by 3.8% QoQ
RRBI's return on invested capital is down by 6% since the previous quarter and by 6% year-on-year

Dividends

What is RRBI's dividend history
DPS
$0.33
Dividend yield
0.72%
Payout ratio
6.8%
Recent dividends

Financial health

How did Red River Bancshares financials performed over time
RRBI's total assets is 11% greater than its total liabilities
RRBI's total assets is up by 2% since the previous quarter
The company's debt is 99% lower than its equity
Red River Bancshares's debt to equity has plunged by 50% YoY
Red River Bancshares's equity has increased by 14% YoY and by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.