ROOT
Root
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ROOT
- PE Ratio
The current PE ratio for Root stock as of Jun 15, 2026 is 15.59. This is calculated based on the TTM EPS of $3.52 and the stock price of $54.86 per share. The PE ratio has decreased by 31% from its last 4 quarters average of 22.6.
ROOT PE ratio history
The average historical PE ratio of Root for the last two years is 27.66. The current price-to-earnings ratio of 15.59 is 44% less than the historical average. Analyzing the last two years, ROOT's PE ratio reached its highest point in the Mar 2025 quarter at 38.34, when the price was $133.44 and the EPS was $3.48. The lowest point was recorded in the Mar 2026 quarter, when it reached 12.55 with a price of $44.17 and an EPS of $3.52.
Root PE ratio by year
Maximum annual decrease: -21.68% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 29.01 | -21.68% | $72.23 | $2.49 |
| 2024 | 37.04 | N/A | $72.59 | $1.96 |
| 2023 | N/A | N/A | $10.48 | -$10.24 |
| 2022 | N/A | N/A | $4.49 | -$21.11 |
| 2021 | N/A | N/A | $55.8 | -$37.76 |
| 2020 | N/A | N/A | $282.78 | -$86.43 |
| 2019 | N/A | N/A | N/A | -$150 |
| 2018 | N/A | N/A | N/A | -$49.1 |
Root PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.55 | -56.74% | $44.17 | $3.52 |
| Dec 2025 | 29.01 | 15.39% | $72.23 | $2.49 |
| Sep 2025 | 25.14 | 5.28% | $89.51 | $3.56 |
| Jun 2025 | 23.88 | -37.72% | $127.97 | $5.36 |
| Mar 2025 | 38.34 | 3.51% | $133.44 | $3.48 |
| Dec 2024 | 37.04 | N/A | $72.59 | $1.96 |
| Sep 2024 | N/A | N/A | $37.78 | -$1.16 |
| Jun 2024 | N/A | N/A | $51.61 | -$5.77 |
| Mar 2024 | N/A | N/A | $61.08 | -$7.8 |
| Dec 2023 | N/A | N/A | $10.48 | -$10.24 |
| Sep 2023 | N/A | N/A | $9.51 | -$12.6 |
| Jun 2023 | N/A | N/A | $8.94 | -$14.15 |
| Mar 2023 | N/A | N/A | $4.51 | -$18.37 |
| Dec 2022 | N/A | N/A | $4.49 | -$21.11 |
| Sep 2022 | N/A | N/A | $7.88 | -$24.98 |
ROOT Price vs fair value
ROOT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
ROOT's current PE ratio is under its 3 and 5-year averages.
PE comparison
Root's price to earnings (P/E) of 15.59 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 12.71, Root's price to earnings (P/E) is 23% higher.
ROOT PE vs peers
When compared to its peer stocks PGR and ORI, ROOT's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NMIH NMI Holdings Inc | 7.45 | $2.83B |
| ORI Old Republic International Corp | 9.25 | $9.36B |
| PGR Progressive Corp | 10.31 | $118.91B |
| ROOT Root Inc | 15.59 | $868.23M |
| NODK NI Holdings Inc | N/A | $319.1M |
Frequently asked questions
What is Root's PE ratio?
ROOT's price to earnings ratio is 15.59 as of Jun 15, 2026.
What is the 3-year average PE ratio for Root (ROOT)?
As an average over the last 3 years, ROOT stock has a PE ratio of 27.66.
What is the 5-year average PE ratio for Root (ROOT)?
As an average over the last 5 years, ROOT stock has a PE ratio of 27.66.
What is the highest PE ratio for ROOT?
Over the last two years, the Mar 2025 quarter recorded the highest quarterly PE ratio at 38.34.
How does the current PE ratio for ROOT compare to its historical average?
The current PE ratio of ROOT is 44% lower than the 2-year historical average.
How is ROOT's PE ratio calculated (Root PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jun 15, 2026), Root's share price is $54.86. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.52. Therefore, Root's price to earnings ratio for today is 15.59. PE RATIO(15.59) = STOCK PRICE($54.86) / TTM EPS($3.52)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.