REFI Chicago Atlantic Real Estate Finance PE ratio, current and historical analysis
As of Jan 30, 2025, the Chicago Atlantic Real Estate Finance stock's price-to-earnings ratio is 7.48. This results from the current EPS of $2.04 and stock price of $15.25. The current PE ratio is nearly equal to the average from the previous four quarters.
REFI PE ratio history
The PE ratio of Chicago Atlantic Real Estate Finance has averaged 8.32 over the last four years. The current P/E ratio of 7.48 is 10% lower than the historical average. In the past four years, REFI's PE ratio peaked in the Dec 2021 quarter at 11.33, when the stock price was $16.65 and the EPS was $1.47. The lowest point was in the Mar 2023 quarter, when it reached 6.82 with a price of $13.51 and an EPS of $1.98.
Chicago Atlantic Real Estate Finance PE ratio by year
Maximum annual decrease: -27.36% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 7.56 | -8.14% | $16.18 | $2.14 |
| 2022 | 8.23 | -27.36% | $15.07 | $1.83 |
| 2021 | 11.33 | N/A | $16.65 | $1.47 |
Chicago Atlantic Real Estate Finance PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 7.6 | 0% | $15.51 | $2.04 |
| Jun 2024 | 7.6 | -2.19% | $15.36 | $2.02 |
| Mar 2024 | 7.77 | 2.78% | $15.77 | $2.03 |
| Dec 2023 | 7.56 | 4.71% | $16.18 | $2.14 |
| Sep 2023 | 7.22 | -2.83% | $14.72 | $2.04 |
| Jun 2023 | 7.43 | 8.94% | $15.15 | $2.04 |
| Mar 2023 | 6.82 | -17.13% | $13.51 | $1.98 |
| Dec 2022 | 8.23 | -15.5% | $15.07 | $1.83 |
| Sep 2022 | 9.74 | 13.79% | $14.41 | $1.48 |
| Jun 2022 | 8.56 | -14.06% | $15.06 | $1.76 |
| Mar 2022 | 9.96 | -12.09% | $17.73 | $1.78 |
| Dec 2021 | 11.33 | N/A | $16.65 | $1.47 |
| Sep 2021 | N/A | N/A | N/A | N/A |
| Jun 2021 | N/A | N/A | N/A | N/A |
| Mar 2021 | N/A | N/A | N/A | N/A |
REFI average PE ratio chart
The current PE ratio of REFI is lower than the 3-year average.
REFI PE vs peers
REFI's PE ratio stands lower than its peer stocks STWD and RITM, but it is higher than AGNC's and IVR's. Chicago Atlantic Real Estate Finance's current PE ratio of 7.48 is lower than the average of its peers, which is 9.98.
| Stock name | PE ratio | Market cap |
|---|---|---|
| IVR Invesco Mortgage Capital Inc | 6.53 | $511.35M |
| AGNC AGNC Investment Corp | 6.65 | $8.83B |
| REFI Chicago Atlantic Real Estate Finance Inc | 7.49 | $300.11M |
| PMT PennyMac Mortgage Investment Trust | 9.34 | $1.18B |
| ABR Arbor Realty Trust Inc | 9.84 | $2.52B |
| RITM Rithm Capital Corporation | 11.51 | $5.98B |
| STWD Starwood Property Trust Inc | 16.36 | $6.51B |
| NLY Annaly Capital Management Inc | N/A | $11.41B |
| BXMT Blackstone Mortgage Trust Inc | N/A | $3.11B |
| TWO Two Harbors Investment Corp | N/A | $1.32B |
Frequently asked questions
What is Chicago Atlantic Real Estate Finance's PE ratio?
As of Jan 30, 2025, REFI stock has a price to earnings ratio of 7.48.
What is the 3-year average PE ratio for Chicago Atlantic Real Estate Finance (REFI)?
As an average over the last 3 years, REFI stock has a PE ratio of 8.04.
What is the highest PE ratio for REFI?
Over the last four years, the quarterly PE ratio reached a historic high of 11.33 in the Dec 2021 quarter.
How does the current PE ratio for REFI compare to its historical average?
REFI's price to earnings ratio is currently 10% below its 4-year historical average.
Why is Chicago Atlantic Real Estate Finance's PE ratio so low?
REFI's PE ratio of 7.48 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is REFI's PE ratio calculated (Chicago Atlantic Real Estate Finance PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jan 30, 2025), Chicago Atlantic Real Estate Finance's stock price is $15.25. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $2.04. Therefore, Chicago Atlantic Real Estate Finance's PE ratio for today is 7.48. PE RATIO(7.48) = STOCK PRICE($15.25) / TTM EPS($2.04)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.