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REFI Chicago Atlantic Real Estate Finance Inc
- Stocks
- Real Estate
- NASDAQ: REFI
Price (delayed)
$15.05
Market cap
$315.56M
P/E Ratio
7.88
Dividend/share
$2.06
EPS
$1.91
Enterprise value
$392.84M
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured
Highlights
The equity has grown by 9% YoY
The company's net income rose by 4.4% YoY and by 3.5% QoQ
REFI's debt is down by 16% since the previous quarter but it is up by 7% year-on-year
The EPS has decreased by 6% YoY
The P/E is 2.3% higher than the last 4 quarters average of 7.7
Key stats
What are the main financial stats of REFI
Market
Valuations
Earnings
Shares outstanding
20.97M
Market cap
$315.56M
Enterprise value
$392.84M
Price to earnings (P/E)
7.88
Price to book (P/B)
1.01
Price to sales (P/S)
5.73
EV/EBIT
10.24
EV/EBITDA
10.24
EV/Sales
7.17
Revenue
$54.75M
Gross profit
$46.71M
Operating income
$38.52M
Net income
$38.36M
EBIT
$38.36M
EBITDA
$38.36M
Free cash flow
$23.87M
Per share
Balance sheet
Liquidity
EPS
$1.91
EPS diluted
$1.88
Free cash flow per share
$1.14
Book value per share
$14.87
Revenue per share
$2.62
TBVPS
$19.88
Total assets
$414.67M
Total liabilities
$103.89M
Debt
$87.16M
Equity
$310.78M
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.01
Margins
Efficiency
Dividend
EBITDA margin
70.1%
Gross margin
85.3%
Net margin
70.1%
Operating margin
70.4%
Return on assets
9.6%
Return on equity
12.7%
Return on invested capital
8.2%
Return on capital employed
N/A
Return on sales
70.1%
Dividend yield
13.69%
DPS
$2.06
Payout ratio
107.9%
REFI stock price
How has the Chicago Atlantic Real Estate Finance stock price performed over time
Intraday
0.27%
1 week
3.08%
1 month
11.56%
1 year
-4.38%
YTD
-2.4%
QTD
2.38%
Financial performance
How have Chicago Atlantic Real Estate Finance's revenue and profit performed over time
Revenue
$54.75M
Gross profit
$46.71M
Operating income
$38.52M
Net income
$38.36M
Gross margin
85.3%
Net margin
70.1%
REFI's operating margin is up by 7% year-on-year and by 4% since the previous quarter
REFI's net margin is up by 6% year-on-year and by 4% since the previous quarter
Chicago Atlantic Real Estate Finance's operating income has increased by 5% YoY and by 3.5% QoQ
The company's net income rose by 4.4% YoY and by 3.5% QoQ
Price vs fundamentals
How does REFI's price correlate with its fundamentals
Growth
What is Chicago Atlantic Real Estate Finance's growth rate over time
Valuation
What is Chicago Atlantic Real Estate Finance stock price valuation
P/E
7.88
P/B
1.01
P/S
5.73
EV/EBIT
10.24
EV/EBITDA
10.24
EV/Sales
7.17
The EPS has decreased by 6% YoY
The P/E is 2.3% higher than the last 4 quarters average of 7.7
The equity has grown by 9% YoY
REFI's price to sales (P/S) is 4.2% higher than its last 4 quarters average of 5.5
Efficiency
How efficient is Chicago Atlantic Real Estate Finance business performance
The ROIC is down by 9% YoY
Chicago Atlantic Real Estate Finance's return on assets has decreased by 7% YoY but it has increased by 2.1% QoQ
The ROS has increased by 6% YoY and by 4% QoQ
The company's return on equity fell by 4.5% YoY
Dividends
What is REFI's dividend history
DPS
$2.06
Dividend yield
13.69%
Payout ratio
107.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Chicago Atlantic Real Estate Finance financials performed over time
REFI's total liabilities is down by 18% since the previous quarter but it is up by 6% year-on-year
The company's total assets rose by 8% YoY but it fell by 4.7% QoQ
REFI's debt is 72% smaller than its equity
The debt to equity has declined by 18% since the previous quarter
REFI's debt is down by 16% since the previous quarter but it is up by 7% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.