REFI Chicago Atlantic Real Estate Finance Inc
Price (delayed)
$13.91
Market cap
$290.63M
P/E Ratio
7.24
Dividend/share
$2.06
EPS
$1.92
Enterprise value
$368.33M
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured
Highlights
The equity has grown by 14% YoY and by 4.6% from the previous quarter
The P/E is 7% lower than the last 4 quarters average of 7.8
REFI's debt has surged by 93% since the previous quarter and by 58% year-on-year
The EPS has decreased by 10% YoY and by 6% QoQ
Key stats
What are the main financial stats of REFI
Market
Valuations
Earnings
Shares outstanding
20.89M
Market cap
$290.63M
Enterprise value
$368.33M
Price to earnings (P/E)
7.24
Price to book (P/B)
0.88
Price to sales (P/S)
4.88
EV/EBIT
9.94
EV/EBITDA
9.94
EV/Sales
6.7
Revenue
$54.95M
Gross profit
$46.89M
Operating income
$37.21M
Net income
$37.05M
EBIT
$37.05M
EBITDA
$37.05M
Free cash flow
$23.16M
Per share
Balance sheet
Liquidity
EPS
$1.92
EPS diluted
$1.88
Free cash flow per share
$1.2
Book value per share
$15.74
Revenue per share
$2.85
TBVPS
$22.57
Total assets
$435.15M
Total liabilities
$126.19M
Debt
$104.1M
Equity
$308.96M
Working capital
N/A
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.1
Margins
Efficiency
Dividend
EBITDA margin
67.4%
Gross margin
85.3%
Net margin
67.4%
Operating margin
67.7%
Return on assets
9.4%
Return on equity
12.5%
Return on invested capital
8.1%
Return on capital employed
N/A
Return on sales
67.4%
Dividend yield
14.81%
DPS
$2.06
Payout ratio
107.3%
REFI stock price
How has the Chicago Atlantic Real Estate Finance stock price performed over time
Intraday
0.58%
1 week
3.81%
1 month
-10.43%
1 year
-9.14%
YTD
-9.79%
QTD
-5.37%
Financial performance
How have Chicago Atlantic Real Estate Finance's revenue and profit performed over time
Revenue
$54.95M
Gross profit
$46.89M
Operating income
$37.21M
Net income
$37.05M
Gross margin
85.3%
Net margin
67.4%
The company's net income fell by 4.3% YoY and by 3.8% QoQ
Chicago Atlantic Real Estate Finance's revenue has decreased by 3.8% YoY
Chicago Atlantic Real Estate Finance's gross profit has decreased by 3.1% YoY
Chicago Atlantic Real Estate Finance's operating income has decreased by 3.4% YoY and by 3.2% QoQ
Growth
What is Chicago Atlantic Real Estate Finance's growth rate over time
Valuation
What is Chicago Atlantic Real Estate Finance stock price valuation
P/E
7.24
P/B
0.88
P/S
4.88
EV/EBIT
9.94
EV/EBITDA
9.94
EV/Sales
6.7
The EPS has decreased by 10% YoY and by 6% QoQ
The P/E is 7% lower than the last 4 quarters average of 7.8
The equity has grown by 14% YoY and by 4.6% from the previous quarter
REFI's price to book (P/B) is 12% lower than its last 4 quarters average of 1.0
REFI's price to sales (P/S) is 10% lower than its last 4 quarters average of 5.4
Chicago Atlantic Real Estate Finance's revenue has decreased by 3.8% YoY
Efficiency
How efficient is Chicago Atlantic Real Estate Finance business performance
The ROIC is down by 20% YoY and by 8% QoQ
Chicago Atlantic Real Estate Finance's return on assets has decreased by 17% YoY and by 9% QoQ
The company's return on equity fell by 12% YoY and by 7% QoQ
The ROS has decreased by 2.5% QoQ
Dividends
What is REFI's dividend history
DPS
$2.06
Dividend yield
14.81%
Payout ratio
107.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Chicago Atlantic Real Estate Finance financials performed over time
REFI's total liabilities has surged by 79% since the previous quarter and by 44% year-on-year
The company's total assets rose by 21% YoY and by 19% QoQ
REFI's debt is 66% smaller than its equity
REFI's debt has surged by 93% since the previous quarter and by 58% year-on-year
The debt to equity has soared by 89% since the previous quarter and by 42% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.