REFI Chicago Atlantic Real Estate Finance Inc
- Stocks
- Real Estate
- NASDAQ: REFI
Price (delayed)
$14.035
Market cap
$295.78M
P/E Ratio
7.55
Dividend/share
$2.06
EPS
$1.86
Enterprise value
$380.64M
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured
Highlights
The equity has grown by 6% YoY
Chicago Atlantic Real Estate Finance's gross profit has increased by 2.5% YoY and by 2.3% from the previous quarter
REFI's debt has surged by 57% year-on-year and by 38% since the previous quarter
The EPS has decreased by 8% YoY and by 2.6% QoQ
Key stats
What are the main financial stats of REFI
Market
Valuations
Earnings
Shares outstanding
21.07M
Market cap
$295.78M
Enterprise value
$380.64M
Price to earnings (P/E)
7.55
Price to book (P/B)
0.95
Price to sales (P/S)
5.26
EV/EBIT
10
EV/EBITDA
10
EV/Sales
6.8
Revenue
$55.99M
Gross profit
$47.79M
Operating income
$38.05M
Net income
$38.05M
EBIT
$38.05M
EBITDA
$38.05M
Free cash flow
$24.12M
Per share
Balance sheet
Liquidity
EPS
$1.86
EPS diluted
$1.83
Free cash flow per share
$1.15
Book value per share
$14.79
Revenue per share
$2.67
TBVPS
$21.67
Total assets
$455.21M
Total liabilities
$145.19M
Debt
$120.42M
Equity
$310.03M
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.23
Margins
Efficiency
Dividend
EBITDA margin
68%
Gross margin
85.4%
Net margin
68%
Operating margin
68%
Return on assets
9.1%
Return on equity
12.4%
Return on invested capital
7.8%
Return on capital employed
N/A
Return on sales
68%
Dividend yield
14.68%
DPS
$2.06
Payout ratio
110.8%
REFI stock price
How has the Chicago Atlantic Real Estate Finance stock price performed over time
Intraday
-2.2%
1 week
3.27%
1 month
0.68%
1 year
-7.54%
YTD
-8.98%
QTD
0.54%
Financial performance
How have Chicago Atlantic Real Estate Finance's revenue and profit performed over time
Revenue
$55.99M
Gross profit
$47.79M
Operating income
$38.05M
Net income
$38.05M
Gross margin
85.4%
Net margin
68%
Chicago Atlantic Real Estate Finance's gross profit has increased by 2.5% YoY and by 2.3% from the previous quarter
REFI's net margin is down by 3% since the previous quarter
REFI's operating margin is down by 3.4% since the previous quarter
The company's net income rose by 2% YoY
Price vs fundamentals
How does REFI's price correlate with its fundamentals
Growth
What is Chicago Atlantic Real Estate Finance's growth rate over time
Valuation
What is Chicago Atlantic Real Estate Finance stock price valuation
P/E
7.55
P/B
0.95
P/S
5.26
EV/EBIT
10
EV/EBITDA
10
EV/Sales
6.8
The EPS has decreased by 8% YoY and by 2.6% QoQ
The equity has grown by 6% YoY
REFI's price to book (P/B) is 3% lower than its last 4 quarters average of 1.0
Chicago Atlantic Real Estate Finance's revenue has increased by 2.3% from the previous quarter
Efficiency
How efficient is Chicago Atlantic Real Estate Finance business performance
Chicago Atlantic Real Estate Finance's return on assets has decreased by 10% YoY and by 5% QoQ
The ROIC is down by 9% YoY and by 4.9% QoQ
The company's return on equity fell by 6% YoY and by 2.4% QoQ
The ROS has decreased by 3% QoQ
Dividends
What is REFI's dividend history
DPS
$2.06
Dividend yield
14.68%
Payout ratio
110.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Chicago Atlantic Real Estate Finance financials performed over time
REFI's total liabilities has surged by 55% year-on-year and by 40% since the previous quarter
The company's total assets rose by 18% YoY and by 10% QoQ
REFI's debt is 61% smaller than its equity
REFI's debt has surged by 57% year-on-year and by 38% since the previous quarter
The debt to equity has soared by 50% year-on-year and by 39% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.