RBKB
Rhinebeck Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: RBKB
- PE Ratio
As of Jun 3, 2026, the Rhinebeck Bancorp stock's PE ratio is 17.79. This takes into account the latest EPS of $0.92 and stock price of $16.37.
RBKB PE ratio history
The PE ratio of Rhinebeck Bancorp has averaged 21.5 over the last eight years. The current price-to-earnings ratio of 17.79 is 17% less than the historical average. Analyzing the last eight years, RBKB's PE ratio reached its highest point in the Mar 2019 quarter at 133.33, when the price was $12 and the EPS was $0.09. The lowest point was recorded in the Dec 2021 quarter, when it reached 9.96 with a price of $10.66 and an EPS of $1.07.
Rhinebeck Bancorp PE ratio by year
Maximum annual increase: 40.76% in 2022
Maximum annual decrease: -35.95% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.92 | N/A | $12.02 | $0.93 |
| 2024 | N/A | N/A | $9.67 | -$0.8 |
| 2023 | 19.63 | 40.01% | $8.05 | $0.41 |
| 2022 | 14.02 | 40.76% | $9.11 | $0.65 |
| 2021 | 9.96 | -35.95% | $10.66 | $1.07 |
| 2020 | 15.55 | -23.02% | $8.55 | $0.55 |
| 2019 | 20.2 | N/A | $11.31 | $0.56 |
| 2018 | N/A | N/A | N/A | $0 |
| 2017 | N/A | N/A | N/A | N/A |
| 2016 | N/A | N/A | N/A | N/A |
Rhinebeck Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 16.76 | 29.72% | $15.42 | $0.92 |
| Dec 2025 | 12.92 | -47.69% | $12.02 | $0.93 |
| Sep 2025 | 24.7 | N/A | $11.36 | $0.46 |
| Jun 2025 | N/A | N/A | $11.73 | -$0.54 |
| Mar 2025 | N/A | N/A | $9.84 | -$0.7 |
| Dec 2024 | N/A | N/A | $9.67 | -$0.8 |
| Sep 2024 | N/A | N/A | $9.25 | -$0.47 |
| Jun 2024 | 19.65 | 2.34% | $7.86 | $0.4 |
| Mar 2024 | 19.2 | -2.19% | $8.45 | $0.44 |
| Dec 2023 | 19.63 | 15.95% | $8.05 | $0.41 |
| Sep 2023 | 16.93 | 18.23% | $6.77 | $0.4 |
| Jun 2023 | 14.32 | -0.76% | $6.73 | $0.47 |
| Mar 2023 | 14.43 | 2.92% | $7.65 | $0.53 |
| Dec 2022 | 14.02 | 20.76% | $9.11 | $0.65 |
| Sep 2022 | 11.61 | 12.94% | $9.75 | $0.84 |
RBKB Price vs fair value
RBKB average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of RBKB is above its 5-year average, but it is under its 3-year average.
PE comparison
Rhinebeck Bancorp's price to earnings (P/E) of 17.79 is higher than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 12.1, Rhinebeck Bancorp's price to earnings (P/E) is 47% higher.
RBKB PE vs peers
When compared to its peers EQBK and CZNC, RBKB's PE ratio is lower, but it is higher than HBT's and MBWM's. Rhinebeck Bancorp's PE ratio is trading above the peer average of 12.47.
| Stock name | PE ratio | Market cap |
|---|---|---|
| MBWM Mercantile Bank Corp | 9.43 | $909.15M |
| FUNC First United Corp | 10.16 | $256.06M |
| CAC Camden National Corp | 10.67 | $852.16M |
| HBT HBT Financial Inc | 13.14 | $1.04B |
| MPB Mid Penn Bancorp Inc | 14.5 | $823.2M |
| RBKB Rhinebeck Bancorp Inc | 17.75 | $182.41M |
| CZNC Citizens & Northern Corp | 19.35 | $374.46M |
| EQBK Equity Bancshares Inc | 34.46 | $945.97M |
Frequently asked questions
What is Rhinebeck Bancorp's PE ratio?
RBKB's price to earnings ratio is 17.79 as of Jun 3, 2026.
What is the 3-year average PE ratio for Rhinebeck Bancorp (RBKB)?
The 3-year average PE ratio for RBKB stock is 18.01.
What is the 5-year average PE ratio for Rhinebeck Bancorp (RBKB)?
The 5-year average PE ratio for RBKB stock is 14.9.
What is the highest PE ratio for RBKB?
Over the last eight years, the Mar 2019 quarter recorded the highest quarterly PE ratio at 133.33.
How does the current PE ratio for RBKB compare to its historical average?
RBKB's price to earnings ratio is currently 17% below its 8-year historical average.
How is RBKB's PE ratio calculated (Rhinebeck Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 3, 2026), Rhinebeck Bancorp's share price is $16.37. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.92. Therefore, Rhinebeck Bancorp's price to earnings ratio for today is 17.79. PE RATIO(17.79) = STOCK PRICE($16.37) / TTM EPS($0.92)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.