Price (delayed)
$62.89
Market cap
$1.22B
P/E Ratio
12.48
Dividend/share
$1.56
EPS
$5.04
Enterprise value
$1.3B
epublic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 42 full-service banking centers and two loan production offices
Highlights
The EPS has grown by 14% YoY and by 5% from the previous quarter
Republic Bancorp's net income has increased by 11% YoY and by 4.5% QoQ
The debt has contracted by 27% YoY but it has grown by 22% from the previous quarter
RBCAA's P/E is 25% above its 5-year quarterly average of 9.9 and 16% above its last 4 quarters average of 10.7
Key stats
What are the main financial stats of RBCAA
Market
Valuations
Earnings
Shares outstanding
19.43M
Market cap
$1.22B
Enterprise value
$1.3B
Price to earnings (P/E)
12.48
Price to book (P/B)
1.28
Price to sales (P/S)
3.85
EV/EBIT
10.69
EV/EBITDA
9.3
EV/Sales
4.09
Revenue
$317.42M
EBIT
$121.4M
EBITDA
$139.54M
Free cash flow
$111.1M
Per share
Balance sheet
Liquidity
EPS
$5.04
Free cash flow per share
$5.72
Book value per share
$49.22
Revenue per share
$16.35
TBVPS
$338.76
Total assets
$6.62B
Total liabilities
$5.66B
Debt
$475.2M
Equity
$955.42M
Working capital
N/A
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.54
Margins
Efficiency
Dividend
EBITDA margin
44%
Gross margin
100%
Net margin
30.6%
Operating margin
38.2%
Return on assets
1.5%
Return on equity
10.5%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
38.2%
Dividend yield
2.48%
DPS
$1.56
Payout ratio
31%
RBCAA stock price
How has the Republic Bancorp stock price performed over time
Intraday
0.79%
1 week
1.75%
1 month
11.51%
1 year
43.81%
YTD
14.01%
QTD
17.31%
Financial performance
How have Republic Bancorp's revenue and profit performed over time
Revenue
$317.42M
Gross profit
$317.42M
Operating income
$121.4M
Net income
$97.04M
Gross margin
100%
Net margin
30.6%
Republic Bancorp's net income has increased by 11% YoY and by 4.5% QoQ
The operating income is up by 8% year-on-year and by 4.8% since the previous quarter
The net margin has grown by 7% YoY and by 3.4% from the previous quarter
Republic Bancorp's operating margin has increased by 4.7% YoY and by 3.5% from the previous quarter
Growth
What is Republic Bancorp's growth rate over time
Valuation
What is Republic Bancorp stock price valuation
P/E
12.48
P/B
1.28
P/S
3.85
EV/EBIT
10.69
EV/EBITDA
9.3
EV/Sales
4.09
RBCAA's P/E is 25% above its 5-year quarterly average of 9.9 and 16% above its last 4 quarters average of 10.7
The EPS has grown by 14% YoY and by 5% from the previous quarter
RBCAA's P/B is 27% above its 5-year quarterly average of 1.0 and 15% above its last 4 quarters average of 1.1
The equity has increased by 8% year-on-year and by 2.1% since the previous quarter
The stock's P/S is 32% more than its 5-year quarterly average of 2.9 and 19% more than its last 4 quarters average of 3.2
The revenue has grown by 3.4% YoY
Efficiency
How efficient is Republic Bancorp business performance
The ROA has grown by 7% from the previous quarter and by 7% YoY
The ROIC has grown by 6% from the previous quarter but it has contracted by 5% YoY
The ROS has grown by 4.7% YoY and by 3.5% from the previous quarter
RBCAA's return on equity is up by 4% year-on-year and by 2.9% since the previous quarter
Dividends
What is RBCAA's dividend history
DPS
$1.56
Dividend yield
2.48%
Payout ratio
31%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Republic Bancorp financials performed over time
The total assets is 17% greater than the total liabilities
Republic Bancorp's total liabilities has decreased by 4.7% from the previous quarter but it has increased by 3.3% YoY
The total assets rose by 3.9% year-on-year but it has declined by 3.8% since the previous quarter
The debt is 50% less than the equity
The debt to equity has declined by 32% year-on-year but it has increased by 19% since the previous quarter
The debt has contracted by 27% YoY but it has grown by 22% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.