RBCAA Republic Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: RBCAA

Price (delayed)

$46.95

Market cap

$909.83M

P/E Ratio

10.21

Dividend/share

$1.46

EPS

$4.6

Enterprise value

$1.27B

epublic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 42 full-service banking centers and two loan production offices ...

Highlights
The equity has increased by 6% year-on-year
The revenue has grown by 3.4% YoY
The debt has soared by 115% YoY but it has contracted by 10% from the previous quarter
RBCAA's P/E is 10% above its last 4 quarters average of 9.3 and 3.1% above its 5-year quarterly average of 9.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.republicbank.com
Peers: UBFO BMRC NBHC

Key stats

What are the main financial stats of RBCAA
Market
Shares outstanding
19.38M
Market cap
$909.83M
Enterprise value
$1.27B
Valuations
Price to earnings (P/E)
10.21
Price to book (P/B)
1.03
Price to sales (P/S)
2.94
EV/EBIT
11.08
EV/EBITDA
10.31
EV/Sales
4.08
Earnings
Revenue
$311.88M
EBIT
$114.88M
EBITDA
$123.46M
Free cash flow
$99.78M
Per share
EPS
$4.6
Free cash flow per share
$5.11
Book value per share
$45.71
Revenue per share
$15.96
TBVPS
$324.72
Balance sheet
Total assets
$6.39B
Total liabilities
$5.49B
Debt
$582.52M
Equity
$893.4M
Working capital
N/A
Liquidity
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.94
Margins
EBITDA margin
39.6%
Gross margin
100%
Net margin
29%
Operating margin
36.8%
Efficiency
Return on assets
1.5%
Return on equity
10.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
36.8%
Dividend
Dividend yield
3.12%
DPS
$1.46
Payout ratio
31.8%

RBCAA stock price

How has the Republic Bancorp stock price performed over time
Intraday
-1.32%
1 week
-0.53%
1 month
7.71%
1 year
6.54%
YTD
14.74%
QTD
6.58%

Financial performance

How have Republic Bancorp's revenue and profit performed over time
Revenue
$311.88M
Gross profit
$311.88M
Operating income
$114.88M
Net income
$90.51M
Gross margin
100%
Net margin
29%
The net margin has contracted by 3% YoY
The revenue has grown by 3.4% YoY
RBCAA's gross profit is up by 3.4% year-on-year
Republic Bancorp's operating margin has decreased by 2.9% YoY

Growth

What is Republic Bancorp's growth rate over time

Valuation

What is Republic Bancorp stock price valuation
RBCAA P/E details
P/E
10.21
P/B
1.03
P/S
2.94
EV/EBIT
11.08
EV/EBITDA
10.31
EV/Sales
4.08
RBCAA's P/E is 10% above its last 4 quarters average of 9.3 and 3.1% above its 5-year quarterly average of 9.9
The EPS has grown by 2.2% from the previous quarter
RBCAA's P/B is 6% below its 5-year quarterly average of 1.1 but 3% above its last 4 quarters average of 1.0
The equity has increased by 6% year-on-year
The stock's P/S is 9% more than its last 4 quarters average of 2.7 but 2% less than its 5-year quarterly average of 3.0
The revenue has grown by 3.4% YoY

Efficiency

How efficient is Republic Bancorp business performance
The ROIC has contracted by 10% YoY and by 5% from the previous quarter
RBCAA's return on equity is down by 3.7% year-on-year
The ROS has contracted by 2.9% YoY

Dividends

What is RBCAA's dividend history
Dividend details
DPS
$1.46
Dividend yield
3.12%
Payout ratio
31.8%
Recent dividends

Financial health

How did Republic Bancorp financials performed over time
The total assets is 16% greater than the total liabilities
Republic Bancorp's total liabilities has increased by 6% YoY
The total assets rose by 6% year-on-year
The debt is 35% less than the equity
The debt has soared by 115% YoY but it has contracted by 10% from the previous quarter
The debt to equity has surged by 103% year-on-year but it has declined by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.