RBCAA Republic Bancorp Inc

Price (delayed)

$50.56

Market cap

$981.01M

P/E Ratio

10.9

Dividend/share

$1.53

EPS

$4.64

Enterprise value

$1.18B

epublic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 42 full-service banking centers and two loan production offices ...

Highlights
The equity has increased by 7% year-on-year and by 2.2% since the previous quarter
RBCAA's gross profit is up by 2.8% year-on-year
The debt has grown by 47% YoY but it has contracted by 12% from the previous quarter
RBCAA's P/E is 9% above its 5-year quarterly average of 10.0 and 8% above its last 4 quarters average of 10.1

Key stats

What are the main financial stats of RBCAA
Market
Shares outstanding
19.4M
Market cap
$981.01M
Enterprise value
$1.18B
Valuations
Price to book (P/B)
1.07
Price to sales (P/S)
3.13
EV/EBIT
10.4
EV/EBITDA
9.18
EV/Sales
3.77
Earnings
Revenue
$312.61M
EBIT
$113.21M
EBITDA
$128.22M
Free cash flow
$101.64M
Per share
EPS
$4.64
Free cash flow per share
$5.24
Book value per share
$47.1
Revenue per share
$16.13
TBVPS
$338.23
Balance sheet
Total assets
$6.59B
Total liabilities
$5.68B
Debt
$513.16M
Equity
$912.76M
Working capital
N/A
Liquidity
Debt to equity
0.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.53
Margins
EBITDA margin
41%
Gross margin
100%
Net margin
28.9%
Operating margin
36.2%
Efficiency
Return on assets
1.4%
Return on equity
10.1%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
36.2%
Dividend
Dividend yield
3.02%
DPS
$1.53
Payout ratio
33%

RBCAA stock price

How has the Republic Bancorp stock price performed over time
Intraday
4.18%
1 week
1.73%
1 month
3.52%
1 year
23.62%
YTD
-8.34%
QTD
-8.34%

Financial performance

How have Republic Bancorp's revenue and profit performed over time
Revenue
$312.61M
Gross profit
$312.61M
Operating income
$113.21M
Net income
$90.37M
Gross margin
100%
Net margin
28.9%
Republic Bancorp's operating margin has decreased by 6% YoY
The net margin has contracted by 3.7% YoY
RBCAA's gross profit is up by 2.8% year-on-year
The revenue has grown by 2.8% YoY

Growth

What is Republic Bancorp's growth rate over time

Valuation

What is Republic Bancorp stock price valuation
P/E
10.9
P/B
1.07
P/S
3.13
EV/EBIT
10.4
EV/EBITDA
9.18
EV/Sales
3.77
RBCAA's P/E is 9% above its 5-year quarterly average of 10.0 and 8% above its last 4 quarters average of 10.1
The EPS has grown by 2.2% from the previous quarter
RBCAA's P/B is 7% above its last 4 quarters average of 1.0 but 2.7% below its 5-year quarterly average of 1.1
The equity has increased by 7% year-on-year and by 2.2% since the previous quarter
The stock's P/S is 8% more than its last 4 quarters average of 2.9 and 4.3% more than its 5-year quarterly average of 3.0
The revenue has grown by 2.8% YoY

Efficiency

How efficient is Republic Bancorp business performance
The ROIC has contracted by 19% YoY and by 6% from the previous quarter
The ROA has contracted by 7% YoY
RBCAA's return on equity is down by 6% year-on-year
The ROS has contracted by 6% YoY

Dividends

What is RBCAA's dividend history
DPS
$1.53
Dividend yield
3.02%
Payout ratio
33%
Recent dividends

Financial health

How did Republic Bancorp financials performed over time
The total assets is 16% greater than the total liabilities
Republic Bancorp's total liabilities has increased by 14% YoY and by 3.4% from the previous quarter
The total assets rose by 13% year-on-year and by 3.3% since the previous quarter
The debt is 44% less than the equity
The debt has grown by 47% YoY but it has contracted by 12% from the previous quarter
The debt to equity has increased by 37% year-on-year but it has declined by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.