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RBCAA Republic Bancorp Inc

Price (delayed)

$73.11

Market cap

$1.43B

P/E Ratio

11.99

Dividend/share

$1.72

EPS

$6.1

Enterprise value

$1.13B

epublic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 42 full-service banking centers and two loan production offices ...

Highlights
The EPS has grown by 27% YoY and by 16% from the previous quarter
Republic Bancorp's net income has increased by 27% YoY and by 16% QoQ
The debt has grown by 28% YoY but it has contracted by 7% from the previous quarter
RBCAA's P/E is 16% above its 5-year quarterly average of 10.3 and 2.5% above its last 4 quarters average of 11.7

Key stats

What are the main financial stats of RBCAA
Market
Shares outstanding
19.52M
Market cap
$1.43B
Enterprise value
$1.13B
Valuations
Price to earnings (P/E)
11.99
Price to book (P/B)
1.38
Price to sales (P/S)
3.97
EV/EBIT
7.59
EV/EBITDA
6.91
EV/Sales
3.15
Earnings
Revenue
$358.93M
Gross profit
$358.93M
Operating income
$148.97M
Net income
$118.03M
EBIT
$148.97M
EBITDA
$163.62M
Free cash flow
$165.62M
Per share
EPS
$6.1
EPS diluted
$6.06
Free cash flow per share
$8.5
Book value per share
$53.06
Revenue per share
$18.42
TBVPS
$360.95
Balance sheet
Total assets
$7.08B
Total liabilities
$6.04B
Debt
$496.55M
Equity
$1.03B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.81
Margins
EBITDA margin
45.6%
Gross margin
100%
Net margin
32.9%
Operating margin
41.5%
Efficiency
Return on assets
1.7%
Return on equity
11.9%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
41.5%
Dividend
Dividend yield
2.35%
DPS
$1.72
Payout ratio
28.1%

RBCAA stock price

How has the Republic Bancorp stock price performed over time
Intraday
0.38%
1 week
3.25%
1 month
6.67%
1 year
36.37%
YTD
4.64%
QTD
14.56%

Financial performance

How have Republic Bancorp's revenue and profit performed over time
Revenue
$358.93M
Gross profit
$358.93M
Operating income
$148.97M
Net income
$118.03M
Gross margin
100%
Net margin
32.9%
The operating income is up by 29% year-on-year and by 17% since the previous quarter
Republic Bancorp's net income has increased by 27% YoY and by 16% QoQ
RBCAA's gross profit is up by 14% year-on-year and by 9% since the previous quarter
The revenue has grown by 14% YoY and by 9% from the previous quarter

Price vs fundamentals

How does RBCAA's price correlate with its fundamentals

Growth

What is Republic Bancorp's growth rate over time

Valuation

What is Republic Bancorp stock price valuation
P/E
11.99
P/B
1.38
P/S
3.97
EV/EBIT
7.59
EV/EBITDA
6.91
EV/Sales
3.15
The EPS has grown by 27% YoY and by 16% from the previous quarter
RBCAA's P/E is 16% above its 5-year quarterly average of 10.3 and 2.5% above its last 4 quarters average of 11.7
RBCAA's P/B is 25% above its 5-year quarterly average of 1.1 and 15% above its last 4 quarters average of 1.2
The equity has increased by 11% year-on-year and by 4.2% since the previous quarter
The stock's P/S is 28% more than its 5-year quarterly average of 3.1 and 7% more than its last 4 quarters average of 3.7
The revenue has grown by 14% YoY and by 9% from the previous quarter

Efficiency

How efficient is Republic Bancorp business performance
The ROIC has grown by 29% YoY and by 16% from the previous quarter
The ROA has grown by 21% YoY and by 13% from the previous quarter
RBCAA's return on equity is up by 17% year-on-year and by 13% since the previous quarter
The ROS has grown by 12% YoY and by 8% from the previous quarter

Dividends

What is RBCAA's dividend history
DPS
$1.72
Dividend yield
2.35%
Payout ratio
28.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Republic Bancorp financials performed over time
The total assets is 17% greater than the total liabilities
Republic Bancorp's total liabilities has increased by 3.2% from the previous quarter
The total assets rose by 3.3% since the previous quarter and by 2.9% year-on-year
The debt is 52% less than the equity
The debt has grown by 28% YoY but it has contracted by 7% from the previous quarter
The debt to equity has increased by 14% year-on-year but it has declined by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.