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RBCAA Republic Bancorp Inc

Price (delayed)

$71.59

Market cap

$1.39B

P/E Ratio

13.51

Dividend/share

$1.63

EPS

$5.3

Enterprise value

$1.35B

epublic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 42 full-service banking centers and two loan production offices ...

Highlights
The EPS has grown by 17% YoY and by 5% from the previous quarter
Republic Bancorp's net income has increased by 14% YoY and by 5% QoQ
The debt has contracted by 17% YoY but it has grown by 2.3% from the previous quarter
RBCAA's P/E is 36% above its 5-year quarterly average of 9.9 and 19% above its last 4 quarters average of 11.4

Key stats

What are the main financial stats of RBCAA
Market
Shares outstanding
19.45M
Market cap
$1.39B
Enterprise value
$1.35B
Valuations
Price to book (P/B)
1.42
Price to sales (P/S)
4.28
EV/EBIT
10.51
EV/EBITDA
9.14
EV/Sales
4.15
Earnings
Revenue
$324.77M
Gross profit
$324.77M
Net income
$102.01M
EBIT
$128.17M
EBITDA
$147.43M
Free cash flow
$141.26M
Per share
EPS
$5.3
EPS diluted
$5.27
Free cash flow per share
$7.27
Book value per share
$50.41
Revenue per share
$16.71
TBVPS
$342.28
Balance sheet
Total assets
$6.69B
Total liabilities
$5.71B
Debt
$486.18M
Equity
$979.71M
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.3
Margins
EBITDA margin
45.4%
Gross margin
100%
Net margin
31.4%
Operating margin
39.5%
Efficiency
Return on assets
1.5%
Return on equity
10.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
39.5%
Dividend
Dividend yield
2.27%
DPS
$1.63
Payout ratio
30.7%

RBCAA stock price

How has the Republic Bancorp stock price performed over time
Intraday
1.03%
1 week
-4.66%
1 month
-7.77%
1 year
28.37%
YTD
29.79%
QTD
9.63%

Financial performance

How have Republic Bancorp's revenue and profit performed over time
Revenue
$324.77M
Gross profit
$324.77M
Operating income
$128.17M
Net income
$102.01M
Gross margin
100%
Net margin
31.4%
Republic Bancorp's net income has increased by 14% YoY and by 5% QoQ
The operating income is up by 13% year-on-year and by 6% since the previous quarter
The net margin has grown by 9% YoY and by 3% from the previous quarter
Republic Bancorp's operating margin has increased by 8% YoY and by 3.4% from the previous quarter

Growth

What is Republic Bancorp's growth rate over time

Valuation

What is Republic Bancorp stock price valuation
P/E
13.51
P/B
1.42
P/S
4.28
EV/EBIT
10.51
EV/EBITDA
9.14
EV/Sales
4.15
RBCAA's P/E is 36% above its 5-year quarterly average of 9.9 and 19% above its last 4 quarters average of 11.4
The EPS has grown by 17% YoY and by 5% from the previous quarter
RBCAA's P/B is 42% above its 5-year quarterly average of 1.0 and 18% above its last 4 quarters average of 1.2
The equity has increased by 10% year-on-year and by 2.5% since the previous quarter
The stock's P/S is 48% more than its 5-year quarterly average of 2.9 and 26% more than its last 4 quarters average of 3.4
The revenue has grown by 4.6% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is Republic Bancorp business performance
The ROS has grown by 8% YoY and by 3.4% from the previous quarter
RBCAA's return on equity is up by 7% year-on-year and by 2.9% since the previous quarter
The ROA has grown by 7% YoY
The ROIC has grown by 6% from the previous quarter and by 6% YoY

Dividends

What is RBCAA's dividend history
DPS
$1.63
Dividend yield
2.27%
Payout ratio
30.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Republic Bancorp financials performed over time
The total assets is 17% greater than the total liabilities
The total assets rose by 4.8% year-on-year
Republic Bancorp's total liabilities has increased by 4% YoY
The debt is 50% less than the equity
The debt to equity has declined by 23% year-on-year
The debt has contracted by 17% YoY but it has grown by 2.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.