Based on the most recent data from Jul 24, 2026, PYPL's PEG ratio comes in at 0.55. This metric factors in a PE of 10.46 with an earnings growth rate of 19.1%. Relative to the 0.62 average from the previous four quarters, the PEG ratio has contracted by 12%.
Looking at the last ten years, PYPL's PEG ratio has has been around 2.63 on average. At 0.55, today's PE to growth ratio sits 79% below its historical average. Within the last ten years, the Jun 2020 quarter recorded the highest PEG value at 34.59. At 0.18, the Jun 2023 quarter showed the minimum PEG ratio in this period.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.3 | 10.69 | 35.5% |
| 2024 | 4.51 | 21.18 | 4.7% |
| 2023 | 0.19 | 15.95 | 83.3% |
| 2022 | N/A | 33.91 | -40.8% |
| 2021 | N/A | 53.12 | -0.8% |
| 2020 | 0.92 | 65.42 | 71.3% |
| 2019 | 2.58 | 51.76 | 20.1% |
| 2018 | 2.88 | 48.33 | 16.8% |
| 2017 | 1.74 | 49.41 | 28.4% |
| 2016 | 2.13 | 34.03 | 16% |
| 2015 | 0.19 | 36.2 | 194.1% |
| 2014 | N/A | N/A | -56.4% |
| 2013 | N/A | N/A | N/A |
| 2012 | N/A | N/A | N/A |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.44 | 8.42 | 19.1% |
| Dec 2025 | 0.3 | 10.69 | 35.5% |
| Sep 2025 | 0.67 | 13.31 | 20% |
| Jun 2025 | 1.08 | 15.71 | 14.5% |
| Mar 2025 | 1.09 | 14.47 | 13.3% |
| Dec 2024 | 4.51 | 21.18 | 4.7% |
| Sep 2024 | 0.76 | 18.58 | 24.6% |
| Jun 2024 | 0.94 | 14.05 | 15% |
| Mar 2024 | 0.25 | 16.83 | 67.9% |
| Dec 2023 | 0.19 | 15.95 | 83.3% |
| Sep 2023 | 0.25 | 17.35 | 70.2% |
| Jun 2023 | 0.18 | 18.59 | 104% |
| Mar 2023 | N/A | 32.04 | -22.5% |
| Dec 2022 | N/A | 33.91 | -40.8% |
| Sep 2022 | N/A | 43.47 | -53% |
PYPL's PEG ratio today is below the 3, 5 and 10-year averages.
PayPal Holdings's PEG of 0.55 is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 0.48, PayPal Holdings's PEG is 15% higher.
Compared to its peer stock PHR, PYPL's PEG ratio sits lower.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| PYPL PayPal Holdings Inc | 0.55 | $49.53B |
| PHR Phreesia Inc | 0.57 | $631.72M |
| PHUN Phunware Inc | N/A | $43.96M |
According to Jul 24, 2026 data, PYPL's PEG ratio sits at 0.55.
PYPL has a 3-year average PEG ratio of 0.95.
PYPL has a 5-year average PEG ratio of 0.9.
PYPL's PEG ratio peaked at 34.59 during the Jun 2020 quarter - the highest in ten years.
PYPL currently has a PEG ratio 79% below its 10-year average.
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth (YoY TTM). As of Jul 24, 2026, PayPal Holdings has a P/E ratio of 10.46. Earnings grew at 19.1% over the TTM period ending Mar 2026. Applying the formula, this produces a price to earnings growth ratio of 0.55. PEG RATIO(0.55) = PE RATIO(10.46) / EPS GROWTH(19.1%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.