PLMR Palomar Holdings margins

Relative Growth: Rel. Growth: 99

Relative Strength: Rel. Strength: 74

Relative Valuation: Rel. Valuation: 65

Relative Profitability: Rel. Profitability: 87

Gross margin

69.8%

Operating margin

24.9%

EBITDA margin

25.7%

Net margin

18.6%

Based on the latest figures, Palomar Holdings reports a gross margin of 69.8%, an operating margin of 24.9%, an EBITDA margin of 25.7%, and a net margin of 18.6%. Gross margin had the largest decline, contracting by 6.4 percentage points, while the other available margins also decreased.

PLMR margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Palomar Holdings recorded average margins of 76.02% gross, 28.03% operating, 28.95% EBITDA, and 21.43% net. The current gross, operating, EBITDA, and net margins are all below their three-year averages.

PLMR margin expansion

Year-over-year margin changes in percentage points

All available margins contracted year over year, led by gross margin with a decline of 6.4 percentage points.

Gross margin expansion

-6.4pp

Operating margin expansion

-4pp

EBITDA margin expansion

-4pp

Net margin expansion

-4.1pp

PLMR Gross margin

Across the last 3 years, Palomar Holdings's gross margin averaged 76.02%. The current gross margin stands at 69.8%, 6.2 percentage points below its three-year average. Gross margin was highest at 80.7% in Dec 2023 and lowest at 69.8% in Jun 2026.

PLMR Operating margin

In the last 3 years, Palomar Holdings had an average operating margin of 28.03%. The latest operating margin for Palomar Holdings is 24.9%, 3.1 percentage points below its three-year average. Looking back over the last 3 years, Palomar Holdings's operating margin reached 29.3% at its highest point in Mar 2024 and 24.9% at its lowest in Jun 2026.

PLMR EBITDA margin

Palomar Holdings's EBITDA margin averaged 28.95% over the last 3 years. As of the latest period, Palomar Holdings's current EBITDA margin is 25.7%, which is 3.3 percentage points below its three-year average. Over the last 3 years, Palomar Holdings's EBITDA margin peaked at 30.4% in Mar 2024 and reached a low of 25.7% in Jun 2026.

PLMR Net margin

Over the last 3 years, Palomar Holdings's net margin averaged 21.43%. The current net margin of 18.6% is 2.8 percentage points below its three-year average. During this period, net margin reached a high of 22.7% in Jun 2025 and a low of 18.6% in Jun 2026.

PLMR margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 69.8%, PLMR stands above the industry and its peers average but below the Financial Services sector average. Looking at its Financial Services sector average of 83.4%, Palomar Holdings's gross margin is 16% lower.

PLMR margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Palomar Holdings's gross margin?

As of Jun 30, 2026, PLMR has a gross margin of 69.8%.

What is Palomar Holdings's operating margin?

As of Jun 30, 2026, PLMR has an operating margin of 24.9%.

What is Palomar Holdings's EBITDA margin?

The current EBITDA margin for PLMR is 25.7% as of Jun 30, 2026.

What is Palomar Holdings's net margin?

As of Jun 30, 2026, PLMR has a net margin of 18.6%.

What are the average margins of PLMR?

Across the last 3 years, PLMR averaged 76.0% gross, 28.0% operating, 29.0% EBITDA, and 21.4% net.

What are the highest historical margins of PLMR?

Looking back across 5 years, PLMR reached 83.3% gross in Dec 2021, 29.3% operating in Mar 2024, 30.4% EBITDA in Mar 2024, and 22.7% net in Jun 2025.

What are the lowest historical margins of PLMR?

Palomar Holdings's lowest recorded margins during the past 5 years were 69.8% gross in Jun 2026, 19.8% operating in Jun 2022, 21% EBITDA in Jun 2022, and 15.4% net in Jun 2022.