PFIS Peoples Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: PFIS

Price (delayed)

$70.14

Market cap

$702.13M

P/E Ratio

12.35

Dividend/share

$2.49

EPS

$5.68

Enterprise value

$777.27M

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Relative Growth: Rel. Growth: 83
Relative Strength: Rel. Strength: 77
Relative Valuation: Rel. Valuation: 86
Relative Profitability: Rel. Profitability: 88

Peoples Financial Services Corp. (PFSC) is a bank holding company. The Company provides a range of financial services through its wholly owned subsidiaries, Peoples Neighborhood Bank (The Bank), including its ...

Highlights
The gross profit is up by 15% year-on-year
The revenue has grown by 15% YoY
Peoples Financial Services's net income has surged by 68% YoY but it has decreased by 3.7% QoQ
PFIS's EPS has surged by 64% year-on-year but it is down by 3.7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.psbt.com
Peers: PEBO TBBK ASRV FULT

Key stats

What are the main financial stats of PFIS

PFIS stock price

How has the Peoples Financial Services stock price performed over time
Intraday
-0.11%
1 week
-1.71%
1 month
1.55%
1 year
40.42%
YTD
44%
QTD
5.68%

Financial performance

How have Peoples Financial Services's revenue and profit performed over time
Revenue
$190.72M
Gross profit
$190.72M
Operating income
$70.5M
Net income
$56.77M
Gross margin
100%
Net margin
29.8%
PFIS's operating income has surged by 79% year-on-year but it is down by 2.8% since the previous quarter
Peoples Financial Services's net income has surged by 68% YoY but it has decreased by 3.7% QoQ
PFIS's operating margin has surged by 55% year-on-year but it is down by 2.9% since the previous quarter
The net margin has grown by 46% YoY but it has contracted by 3.9% from the previous quarter

Price vs fundamentals

How does PFIS's price correlate with its fundamentals

Growth

What is Peoples Financial Services's growth rate over time

Valuation

What is Peoples Financial Services stock price valuation
PFIS P/E details
P/E
12.35
P/B
1.31
P/S
3.68
EV/EBIT
11.03
EV/EBITDA
9.57
EV/Sales
4.08
PFIS's EPS has surged by 64% year-on-year but it is down by 3.7% since the previous quarter
The P/E is 30% above the last 4 quarters average of 9.5 but 15% below the 5-year quarterly average of 14.5
The stock's price to book (P/B) is 31% more than its 5-year quarterly average of 1.0 and 31% more than its last 4 quarters average of 1.0
PFIS's equity is up by 9% year-on-year and by 2% since the previous quarter
The stock's price to sales (P/S) is 27% more than its last 4 quarters average of 2.9 and 12% more than its 5-year quarterly average of 3.3
The revenue has grown by 15% YoY

Efficiency

How efficient is Peoples Financial Services business performance
The ROIC has soared by 63% YoY but it has contracted by 7% from the previous quarter
The return on assets has surged by 57% year-on-year
Peoples Financial Services's ROE has soared by 56% YoY but it has decreased by 5% from the previous quarter
PFIS's return on sales has surged by 55% year-on-year but it is down by 2.9% since the previous quarter

Dividends

What is PFIS's dividend history
Dividend details
DPS
$2.49
Dividend yield
3.54%
Payout ratio
43.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Peoples Financial Services financials performed over time
Peoples Financial Services's total assets is 11% higher than its total liabilities
Peoples Financial Services's total assets has increased by 7% YoY
PFIS's total liabilities is up by 6% year-on-year
The debt is 38% less than the equity
The debt has grown by 22% YoY but it has contracted by 18% from the previous quarter
The debt to equity has contracted by 19% from the previous quarter but it has grown by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.