PFIS Peoples Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: PFIS

Price (delayed)

$72.71

Market cap

$727.99M

P/E Ratio

12

Dividend/share

$2.49

EPS

$6.06

Enterprise value

$694.6M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 80

Peoples Financial Services Corp. (PFSC) is a bank holding company. The Company provides a range of financial services through its wholly owned subsidiaries, Peoples Neighborhood Bank (The Bank), including its ...

Highlights
The debt has contracted by 18% from the previous quarter and by 11% YoY
Peoples Financial Services's net income has increased by 14% YoY and by 7% QoQ
The P/E is 20% above the last 4 quarters average of 10.0 but 18% below the 5-year quarterly average of 14.6
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.psbt.com
Peers: PEBO TBBK ASRV FULT

Key stats

What are the main financial stats of PFIS

PFIS stock price

How has the Peoples Financial Services stock price performed over time
Intraday
0.37%
1 week
-0.32%
1 month
6.58%
1 year
54.42%
YTD
49.27%
QTD
7.94%

Financial performance

How have Peoples Financial Services's revenue and profit performed over time
Revenue
$197.31M
Gross profit
$197.31M
Operating income
$74.07M
Net income
$60.66M
Gross margin
100%
Net margin
30.7%
PFIS's operating income is up by 17% year-on-year and by 5% since the previous quarter
Peoples Financial Services's net income has increased by 14% YoY and by 7% QoQ
The revenue has grown by 8% YoY and by 3.5% from the previous quarter
The gross profit is up by 8% year-on-year and by 3.5% since the previous quarter

Price vs fundamentals

How does PFIS's price correlate with its fundamentals

Growth

What is Peoples Financial Services's growth rate over time

Valuation

What is Peoples Financial Services stock price valuation
PFIS P/E details
P/E
12
P/B
1.38
P/S
3.69
EV/EBIT
9.38
EV/EBITDA
8.2
EV/Sales
3.52
The P/E is 20% above the last 4 quarters average of 10.0 but 18% below the 5-year quarterly average of 14.6
PFIS's EPS is up by 12% year-on-year and by 7% since the previous quarter
The stock's price to book (P/B) is 37% more than its 5-year quarterly average of 1.0 and 25% more than its last 4 quarters average of 1.1
PFIS's equity is up by 3.9% year-on-year
The stock's price to sales (P/S) is 19% more than its last 4 quarters average of 3.1 and 12% more than its 5-year quarterly average of 3.3
The revenue has grown by 8% YoY and by 3.5% from the previous quarter

Efficiency

How efficient is Peoples Financial Services business performance
The return on assets is up by 10% year-on-year
PFIS's return on sales is up by 8% year-on-year
The ROIC has grown by 8% from the previous quarter and by 8% YoY
Peoples Financial Services's ROE has increased by 6% from the previous quarter and by 6% YoY

Dividends

What is PFIS's dividend history
Dividend details
DPS
$2.49
Dividend yield
3.43%
Payout ratio
41.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Peoples Financial Services financials performed over time
Peoples Financial Services's total assets is 11% higher than its total liabilities
PFIS's total liabilities is up by 8% year-on-year and by 2.6% since the previous quarter
Peoples Financial Services's total assets has increased by 8% YoY and by 2.2% QoQ
The debt is 49% less than the equity
The debt to equity has contracted by 18% from the previous quarter and by 15% YoY
The debt has contracted by 18% from the previous quarter and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.