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PFIS Peoples Financial Services Corp
- Stocks
- Financial Services
- NASDAQ: PFIS
Price (delayed)
$50.1
Market cap
$500.69M
P/E Ratio
50.1
Dividend/share
$2.26
EPS
$1
Enterprise value
$520.41M
Peoples Financial Services Corp. is the parent company of Peoples Security Bank and Trust Company (the "Bank"), an independent community bank serving its retail and commercial customers through twenty-six full-service
Highlights
PFIS's equity is up by 38% year-on-year
The gross profit is up by 20% since the previous quarter and by 15% year-on-year
The debt has soared by 106% YoY but it has contracted by 18% from the previous quarter
Peoples Financial Services's net income has shrunk by 69% YoY but it has increased by 41% QoQ
PFIS's EPS has dropped by 74% year-on-year and by 4.8% since the previous quarter
The P/E is 50% above the last 4 quarters average of 31.9
Key stats
What are the main financial stats of PFIS
Market
Valuations
Earnings
Shares outstanding
9.99M
Market cap
$500.69M
Enterprise value
$520.41M
Price to earnings (P/E)
50.1
Price to book (P/B)
1.07
Price to sales (P/S)
3.71
EV/EBIT
61.46
EV/EBITDA
30.56
EV/Sales
4.52
Revenue
$115.19M
Gross profit
$115.19M
Operating income
$8.47M
Net income
$8.5M
EBIT
$8.47M
EBITDA
$17.03M
Free cash flow
$33.16M
Per share
Balance sheet
Liquidity
EPS
$1
EPS diluted
$0.99
Free cash flow per share
$3.89
Book value per share
$46.92
Revenue per share
$13.5
TBVPS
$583.92
Total assets
$5.09B
Total liabilities
$4.62B
Debt
$155.58M
Equity
$468.95M
Working capital
N/A
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.16
Margins
Efficiency
Dividend
EBITDA margin
14.8%
Gross margin
100%
Net margin
7.4%
Operating margin
7.4%
Return on assets
0.2%
Return on equity
2.1%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
7.4%
Dividend yield
4.52%
DPS
$2.26
Payout ratio
226.3%
PFIS stock price
How has the Peoples Financial Services stock price performed over time
Intraday
5.03%
1 week
9.7%
1 month
22.76%
1 year
29.62%
YTD
-2.11%
QTD
12.66%
Financial performance
How have Peoples Financial Services's revenue and profit performed over time
Revenue
$115.19M
Gross profit
$115.19M
Operating income
$8.47M
Net income
$8.5M
Gross margin
100%
Net margin
7.4%
PFIS's operating margin has dropped by 77% year-on-year but it is up by 4.2% since the previous quarter
PFIS's operating income has dropped by 74% year-on-year but it is up by 23% since the previous quarter
The net margin has plunged by 73% YoY but it has grown by 17% from the previous quarter
Peoples Financial Services's net income has shrunk by 69% YoY but it has increased by 41% QoQ
Price vs fundamentals
How does PFIS's price correlate with its fundamentals
Growth
What is Peoples Financial Services's growth rate over time
Valuation
What is Peoples Financial Services stock price valuation
P/E
50.1
P/B
1.07
P/S
3.71
EV/EBIT
61.46
EV/EBITDA
30.56
EV/Sales
4.52
PFIS's EPS has dropped by 74% year-on-year and by 4.8% since the previous quarter
The P/E is 50% above the last 4 quarters average of 31.9
PFIS's equity is up by 38% year-on-year
The stock's price to book (P/B) is 2% more than its 5-year quarterly average of 1.0 and 2% more than its last 4 quarters average of 1.0
The revenue has grown by 20% from the previous quarter and by 15% YoY
The stock's price to sales (P/S) is 7% less than its last 4 quarters average of 3.8 but 7% more than its 5-year quarterly average of 3.3
Efficiency
How efficient is Peoples Financial Services business performance
The return on assets has surged by 100% since the previous quarter but it has dropped by 71% year-on-year
The ROIC has plunged by 78% YoY
PFIS's return on sales has dropped by 77% year-on-year but it is up by 4.2% since the previous quarter
Peoples Financial Services's ROE has plunged by 75% YoY but it has increased by 31% from the previous quarter
Dividends
What is PFIS's dividend history
DPS
$2.26
Dividend yield
4.52%
Payout ratio
226.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peoples Financial Services financials performed over time
Peoples Financial Services's total assets is 10% higher than its total liabilities
PFIS's total liabilities is up by 36% year-on-year but it is down by 5% since the previous quarter
Peoples Financial Services's total assets has increased by 36% YoY but it has decreased by 5% QoQ
The debt is 67% less than the equity
The debt has soared by 106% YoY but it has contracted by 18% from the previous quarter
The debt to equity has soared by 50% YoY but it has contracted by 18% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.