PFIS Peoples Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: PFIS

Price (delayed)

$64.24

Market cap

$643.1M

P/E Ratio

10.89

Dividend/share

$2.49

EPS

$5.9

Enterprise value

$720.01M

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Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 73
Relative Valuation: Rel. Valuation: 91
Relative Profitability: Rel. Profitability: 94

Peoples Financial Services Corp. is the parent company of Peoples Security Bank and Trust Company (the "Bank"), an independent community bank serving its retail and commercial customers through twenty-six full-service ...

Highlights
Peoples Financial Services's net income has surged by 194% YoY
PFIS's EPS has surged by 163% year-on-year
The P/E is 24% below the 5-year quarterly average of 14.4 but 8% above the last 4 quarters average of 10.1
The debt has soared by 181% YoY and by 57% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.psbt.com
Peers: PEBO TBBK ASRV FULT

Key stats

What are the main financial stats of PFIS

PFIS stock price

How has the Peoples Financial Services stock price performed over time
Intraday
2.41%
1 week
3.05%
1 month
8.42%
1 year
32.13%
YTD
31.88%
QTD
20.46%

Financial performance

How have Peoples Financial Services's revenue and profit performed over time
Revenue
$190.37M
Gross profit
$190.37M
Operating income
$72.5M
Net income
$58.93M
Gross margin
100%
Net margin
31%
Peoples Financial Services's net income has surged by 194% YoY
PFIS's operating margin has surged by 132% year-on-year
The net margin has soared by 115% YoY
The gross profit is up by 37% year-on-year

Price vs fundamentals

How does PFIS's price correlate with its fundamentals

Growth

What is Peoples Financial Services's growth rate over time

Valuation

What is Peoples Financial Services stock price valuation
PFIS P/E details
P/E
10.89
P/B
1.22
P/S
3.38
EV/EBIT
9.93
EV/EBITDA
8.63
EV/Sales
3.78
PFIS's EPS has surged by 163% year-on-year
The P/E is 24% below the 5-year quarterly average of 14.4 but 8% above the last 4 quarters average of 10.1
The stock's price to book (P/B) is 22% more than its 5-year quarterly average of 1.0 and 22% more than its last 4 quarters average of 1.0
PFIS's equity is up by 9% year-on-year
The revenue has grown by 37% YoY
The stock's price to sales (P/S) is 21% more than its last 4 quarters average of 2.8 and 6% more than its 5-year quarterly average of 3.2

Efficiency

How efficient is Peoples Financial Services business performance
The ROIC has soared by 180% YoY
The return on assets has surged by 175% year-on-year but it has declined by 8% since the previous quarter
Peoples Financial Services's ROE has soared by 156% YoY but it has decreased by 2.5% from the previous quarter
PFIS's return on sales has surged by 132% year-on-year

Dividends

What is PFIS's dividend history
Dividend details
DPS
$2.49
Dividend yield
3.87%
Payout ratio
42.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Peoples Financial Services financials performed over time
Peoples Financial Services's total assets is 11% higher than its total liabilities
Peoples Financial Services's total assets has increased by 8% YoY and by 2.9% QoQ
PFIS's total liabilities is up by 8% year-on-year and by 3.1% since the previous quarter
The debt is 23% less than the equity
The debt has soared by 181% YoY and by 57% from the previous quarter
The debt to equity has soared by 157% YoY and by 54% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.