PFIS Peoples Financial Services Corp
- Stocks
- Financial Services
- NASDAQ: PFIS
Price (delayed)
$50.54
Market cap
$505.17M
P/E Ratio
22.56
Dividend/share
$2.47
EPS
$2.24
Enterprise value
$572.38M
Peoples Financial Services Corp. is the parent company of Peoples Security Bank and Trust Company (the "Bank"), an independent community bank serving its retail and commercial customers through twenty-six full-service
Highlights
The revenue has grown by 43% YoY and by 20% from the previous quarter
The gross profit is up by 43% year-on-year and by 20% since the previous quarter
Peoples Financial Services's net income has surged by 136% QoQ but it has decreased by 14% YoY
PFIS's EPS has surged by 124% since the previous quarter but it is down by 32% year-on-year
Key stats
What are the main financial stats of PFIS
Market
Valuations
Earnings
Shares outstanding
10M
Market cap
$505.17M
Enterprise value
$572.38M
Price to earnings (P/E)
22.56
Price to book (P/B)
1.05
Price to sales (P/S)
3.64
EV/EBIT
25.13
EV/EBITDA
17.07
EV/Sales
4.12
Revenue
$138.79M
Gross profit
$138.79M
Operating income
$22.78M
Net income
$20.04M
EBIT
$22.78M
EBITDA
$33.53M
Free cash flow
$42.41M
Per share
Balance sheet
Liquidity
EPS
$2.24
EPS diluted
$2.21
Free cash flow per share
$4.24
Book value per share
$48.22
Revenue per share
$13.89
TBVPS
$489.43
Total assets
$5B
Total liabilities
$4.52B
Debt
$144.31M
Equity
$481.85M
Working capital
N/A
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2
Margins
Efficiency
Dividend
EBITDA margin
24.2%
Gross margin
100%
Net margin
14.4%
Operating margin
16.4%
Return on assets
0.4%
Return on equity
4.5%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
16.4%
Dividend yield
4.89%
DPS
$2.47
Payout ratio
110.3%
PFIS stock price
How has the Peoples Financial Services stock price performed over time
Intraday
0.26%
1 week
-1.98%
1 month
4.06%
1 year
0.76%
YTD
-1.25%
QTD
2.37%
Financial performance
How have Peoples Financial Services's revenue and profit performed over time
Revenue
$138.79M
Gross profit
$138.79M
Operating income
$22.78M
Net income
$20.04M
Gross margin
100%
Net margin
14.4%
PFIS's operating income has surged by 169% since the previous quarter but it is down by 17% year-on-year
Peoples Financial Services's net income has surged by 136% QoQ but it has decreased by 14% YoY
PFIS's operating margin has surged by 122% since the previous quarter but it is down by 42% year-on-year
The net margin has soared by 95% from the previous quarter but it has contracted by 40% YoY
Price vs fundamentals
How does PFIS's price correlate with its fundamentals
Growth
What is Peoples Financial Services's growth rate over time
Valuation
What is Peoples Financial Services stock price valuation
P/E
22.56
P/B
1.05
P/S
3.64
EV/EBIT
25.13
EV/EBITDA
17.07
EV/Sales
4.12
PFIS's EPS has surged by 124% since the previous quarter but it is down by 32% year-on-year
The P/E is 55% above the 5-year quarterly average of 14.5 but 33% below the last 4 quarters average of 33.6
PFIS's equity is up by 42% year-on-year and by 2.8% since the previous quarter
The stock's price to book (P/B) is 5% more than its 5-year quarterly average of 1.0 and 5% more than its last 4 quarters average of 1.0
The revenue has grown by 43% YoY and by 20% from the previous quarter
The stock's price to sales (P/S) is 10% more than its 5-year quarterly average of 3.3 but 7% less than its last 4 quarters average of 3.9
Efficiency
How efficient is Peoples Financial Services business performance
The ROIC has soared by 150% from the previous quarter but it has contracted by 38% YoY
PFIS's return on sales has surged by 122% since the previous quarter but it is down by 42% year-on-year
Peoples Financial Services's ROE has soared by 114% from the previous quarter but it has decreased by 36% YoY
The return on assets has surged by 100% since the previous quarter but it has declined by 33% year-on-year
Dividends
What is PFIS's dividend history
DPS
$2.47
Dividend yield
4.89%
Payout ratio
110.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peoples Financial Services financials performed over time
Peoples Financial Services's total assets is 11% higher than its total liabilities
Peoples Financial Services's total assets has increased by 36% YoY
PFIS's total liabilities is up by 36% year-on-year but it is down by 2.3% since the previous quarter
The debt is 70% less than the equity
The debt has soared by 84% YoY but it has contracted by 7% from the previous quarter
PFIS's equity is up by 42% year-on-year and by 2.8% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.