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PBFS Pioneer Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: PBFS
Price (delayed)
$11.4
Market cap
$294.73M
P/E Ratio
14.81
Dividend/share
N/A
EPS
$0.77
Enterprise value
$155.1M
As a leading financial institution in New York's Capital Region, Pioneer Bank has more than $1 billion in assets and operates 22 branches locally. Recognized as a "Best Places to
Highlights
The debt has plunged by 100% from the previous quarter
The P/E is 73% lower than the 5-year quarterly average of 54.2 and 6% lower than the last 4 quarters average of 15.7
Key stats
What are the main financial stats of PBFS
Market
Valuations
Earnings
Shares outstanding
25.85M
Market cap
$294.73M
Enterprise value
$155.1M
Price to earnings (P/E)
14.81
Price to book (P/B)
0.95
Price to sales (P/S)
3.28
EV/EBIT
6.24
EV/EBITDA
5.67
EV/Sales
1.8
Revenue
$86.2M
Gross profit
$86.2M
Operating income
$24.86M
Net income
$19.29M
EBIT
$24.86M
EBITDA
$27.34M
Free cash flow
$22.3M
Per share
Balance sheet
Liquidity
EPS
$0.77
EPS diluted
$0.77
Free cash flow per share
$0.9
Book value per share
$12.02
Revenue per share
$3.47
TBVPS
$82.84
Total assets
$2.07B
Total liabilities
$1.76B
Debt
$0
Equity
$310.7M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.11
Margins
Efficiency
Dividend
EBITDA margin
31.7%
Gross margin
100%
Net margin
22.4%
Operating margin
28.8%
Return on assets
1%
Return on equity
6.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
28.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
PBFS stock price
How has the Pioneer Bancorp stock price performed over time
Intraday
-1.55%
1 week
-0.09%
1 month
-3.06%
1 year
14.8%
YTD
-1.04%
QTD
-2.65%
Financial performance
How have Pioneer Bancorp's revenue and profit performed over time
Revenue
$86.2M
Gross profit
$86.2M
Operating income
$24.86M
Net income
$19.29M
Gross margin
100%
Net margin
22.4%
The operating income has grown by 24% YoY and by 6% from the previous quarter
PBFS's net income is up by 22% YoY and by 6% QoQ
The operating margin is up by 13% year-on-year and by 5% since the previous quarter
The net margin has grown by 12% YoY and by 5% from the previous quarter
Price vs fundamentals
How does PBFS's price correlate with its fundamentals
Growth
What is Pioneer Bancorp's growth rate over time
Valuation
What is Pioneer Bancorp stock price valuation
P/E
14.81
P/B
0.95
P/S
3.28
EV/EBIT
6.24
EV/EBITDA
5.67
EV/Sales
1.8
The P/E is 73% lower than the 5-year quarterly average of 54.2 and 6% lower than the last 4 quarters average of 15.7
Pioneer Bancorp's EPS has increased by 22% YoY and by 5% from the previous quarter
The P/B is 14% below the 5-year quarterly average of 1.1 but 6% above the last 4 quarters average of 0.9
Pioneer Bancorp's equity has increased by 8% YoY and by 2% QoQ
The P/S is 18% below the 5-year quarterly average of 4.0
The revenue is up by 9% year-on-year
Efficiency
How efficient is Pioneer Bancorp business performance
The ROA has grown by 25% YoY and by 11% from the previous quarter
PBFS's ROIC is up by 17% YoY and by 8% QoQ
Pioneer Bancorp's ROS has increased by 13% YoY and by 5% from the previous quarter
Pioneer Bancorp's return on equity has increased by 11% YoY and by 3.3% QoQ
Dividends
What is PBFS's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for PBFS.
Financial health
How did Pioneer Bancorp financials performed over time
Pioneer Bancorp's total assets is 18% more than its total liabilities
The total liabilities is up by 5% since the previous quarter and by 3.9% year-on-year
Pioneer Bancorp's total assets has increased by 4.5% from the previous quarter and by 4.4% YoY
The debt is 100% less than the equity
PBFS's debt to equity has dropped by 100% since the previous quarter
The debt has plunged by 100% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.