PBFS Pioneer Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PBFS

Price (delayed)

$18.17

Market cap

$451.37M

P/E Ratio

25.96

Dividend/share

N/A

EPS

$0.7

Enterprise value

$356.81M

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Relative Growth: Rel. Growth: 82
Relative Strength: Rel. Strength: 80
Relative Valuation: Rel. Valuation: 39
Relative Profitability: Rel. Profitability: 62
Highlights
The revenue is up by 11% year-on-year and by 4.3% since the previous quarter
Pioneer Bancorp's gross profit has increased by 11% YoY and by 4.3% from the previous quarter
The P/E is 40% higher than the last 4 quarters average of 18.5 and 27% higher than the 5-year quarterly average of 20.5
PBFS's net income is down by 23% YoY and by 15% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.pioneerbanking.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of PBFS

PBFS stock price

How has the Pioneer Bancorp stock price performed over time
Intraday
-1.52%
1 week
-0.06%
1 month
2.25%
1 year
38.6%
YTD
34.79%
QTD
2.31%

Financial performance

How have Pioneer Bancorp's revenue and profit performed over time
Revenue
$98.52M
Gross profit
$98.52M
Operating income
$21.43M
Net income
$16.85M
Gross margin
100%
Net margin
17.1%
The operating margin has declined by 31% year-on-year and by 17% since the previous quarter
The net margin has contracted by 30% YoY and by 19% from the previous quarter
The operating income has contracted by 23% YoY and by 14% from the previous quarter
PBFS's net income is down by 23% YoY and by 15% QoQ

Price vs fundamentals

How does PBFS's price correlate with its fundamentals

Growth

What is Pioneer Bancorp's growth rate over time

Valuation

What is Pioneer Bancorp stock price valuation
PBFS P/E details
P/E
25.96
P/B
1.39
P/S
4.43
EV/EBIT
16.65
EV/EBITDA
14.98
EV/Sales
3.62
The P/E is 40% higher than the last 4 quarters average of 18.5 and 27% higher than the 5-year quarterly average of 20.5
Pioneer Bancorp's EPS has decreased by 20% YoY and by 15% from the previous quarter
The P/B is 39% above the 5-year quarterly average of 1.0 and 26% above the last 4 quarters average of 1.1
Pioneer Bancorp's equity has increased by 4.5% YoY
The P/S is 23% above the 5-year quarterly average of 3.6 and 20% above the last 4 quarters average of 3.7
The revenue is up by 11% year-on-year and by 4.3% since the previous quarter

Efficiency

How efficient is Pioneer Bancorp business performance
PBFS's ROIC is down by 33% YoY and by 17% QoQ
Pioneer Bancorp's ROS has decreased by 31% YoY and by 17% from the previous quarter
The ROA has contracted by 27% YoY and by 11% from the previous quarter
Pioneer Bancorp's return on equity has decreased by 27% YoY and by 16% QoQ

Dividends

What is PBFS's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for PBFS.

Financial health

How did Pioneer Bancorp financials performed over time
Pioneer Bancorp's total assets is 16% more than its total liabilities
The total liabilities is up by 14% year-on-year and by 8% since the previous quarter
Pioneer Bancorp's total assets has increased by 13% YoY and by 6% from the previous quarter
The debt is 100% less than the equity
Pioneer Bancorp's equity has increased by 4.5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.