PBFS Pioneer Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PBFS

Price (delayed)

$16.14

Market cap

$404.74M

P/E Ratio

19.68

Dividend/share

N/A

EPS

$0.82

Enterprise value

$247.8M

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Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 70
Relative Valuation: Rel. Valuation: 62
Relative Profitability: Rel. Profitability: 71

As a leading financial institution in New York's Capital Region, Pioneer Bank has more than $1 billion in assets and operates 22 branches locally. Recognized as a "Best Places to ...

Highlights
The debt has plunged by 100% from the previous quarter
The revenue is up by 10% year-on-year
The P/E is 61% lower than the 5-year quarterly average of 49.1 but 22% higher than the last 4 quarters average of 15.8
PBFS's net income is up by 2.7% YoY but it is down by 2.3% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.pioneerbanking.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of PBFS

PBFS stock price

How has the Pioneer Bancorp stock price performed over time
Intraday
2.02%
1 week
7.6%
1 month
13.5%
1 year
41.7%
YTD
19.73%
QTD
15.95%

Financial performance

How have Pioneer Bancorp's revenue and profit performed over time
Revenue
$94.41M
Gross profit
$94.41M
Operating income
$24.78M
Net income
$19.81M
Gross margin
100%
Net margin
21%
The revenue is up by 10% year-on-year
Pioneer Bancorp's gross profit has increased by 10% YoY
The operating margin has declined by 9% year-on-year and by 8% since the previous quarter
The net margin has contracted by 6% YoY and by 4.1% from the previous quarter

Price vs fundamentals

How does PBFS's price correlate with its fundamentals

Growth

What is Pioneer Bancorp's growth rate over time

Valuation

What is Pioneer Bancorp stock price valuation
PBFS P/E details
P/E
19.68
P/B
1.23
P/S
4.12
EV/EBIT
10
EV/EBITDA
9.28
EV/Sales
2.62
The P/E is 61% lower than the 5-year quarterly average of 49.1 but 22% higher than the last 4 quarters average of 15.8
Pioneer Bancorp's EPS has increased by 6% YoY
The P/B is 21% above the 5-year quarterly average of 1.0 and 21% above the last 4 quarters average of 1.0
Pioneer Bancorp's equity has increased by 6% YoY
The P/S is 15% above the last 4 quarters average of 3.5 and 6% above the 5-year quarterly average of 3.8
The revenue is up by 10% year-on-year

Efficiency

How efficient is Pioneer Bancorp business performance
PBFS's ROIC is down by 14% YoY and by 8% QoQ
The ROA has contracted by 10% YoY
Pioneer Bancorp's ROS has decreased by 9% YoY and by 8% from the previous quarter
Pioneer Bancorp's return on equity has decreased by 3.1% QoQ

Dividends

What is PBFS's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for PBFS.

Financial health

How did Pioneer Bancorp financials performed over time
Pioneer Bancorp's total assets is 17% more than its total liabilities
The total liabilities is up by 8% year-on-year and by 3.6% since the previous quarter
Pioneer Bancorp's total assets has increased by 7% YoY and by 3.3% from the previous quarter
The debt is 100% less than the equity
The debt has plunged by 100% from the previous quarter
PBFS's debt to equity has dropped by 100% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.