OBNK Origin Bancorp Inc

Price (delayed)

$37.16

Market cap

$1.14B

P/E Ratio

10.5

Dividend/share

$0.58

EPS

$3.54

Enterprise value

$1.49B

Origin is a financial holding company headquartered in Ruston, Louisiana. Origin's wholly owned bank subsidiary, Origin Bank, was founded in 1912. Deeply rooted in Origin's history is a culture committed ...

Highlights
The company's equity rose by 40% QoQ and by 29% YoY
The gross profit has grown by 4.1% YoY
OBNK's debt is up by 40% year-on-year but it is down by 38% since the previous quarter
The stock's price to earnings (P/E) is 31% less than its 5-year quarterly average of 15.0 but 6% more than its last 4 quarters average of 9.8
The EPS has declined by 15% year-on-year and by 14% since the previous quarter
OBNK's net income is down by 11% YoY and by 11% from the previous quarter

Key stats

What are the main financial stats of OBNK
Market
Shares outstanding
30.67M
Market cap
$1.14B
Enterprise value
$1.49B
Valuations
Price to earnings (P/E)
10.5
Price to book (P/B)
0.98
Price to sales (P/S)
3.07
EV/EBIT
14.3
EV/EBITDA
13.1
EV/Sales
5.18
Earnings
Revenue
$287.84M
EBIT
$104.32M
EBITDA
$113.84M
Free cash flow
$113.45M
Per share
EPS
$3.54
Free cash flow per share
$4.77
Book value per share
$38.1
Revenue per share
$12.09
TBVPS
$389.52
Balance sheet
Total assets
$9.46B
Total liabilities
$8.56B
Debt
$652.14M
Equity
$907.02M
Working capital
N/A
Liquidity
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.09
Margins
EBITDA margin
39.6%
Gross margin
100%
Net margin
30.1%
Operating margin
36.2%
Efficiency
Return on assets
1%
Return on equity
11.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
36.2%
Dividend
Dividend yield
1.56%
DPS
$0.58
Payout ratio
16.4%

OBNK stock price

How has the Origin Bancorp stock price performed over time
Intraday
0.76%
1 week
-4.03%
1 month
1.25%
1 year
-11.25%
YTD
1.25%
QTD
1.25%

Financial performance

How have Origin Bancorp's revenue and profit performed over time
Revenue
$287.84M
Gross profit
$287.84M
Operating income
$104.32M
Net income
$86.56M
Gross margin
100%
Net margin
30.1%
Origin Bancorp's operating margin has decreased by 17% YoY and by 13% QoQ
OBNK's net margin is down by 15% year-on-year and by 12% since the previous quarter
The operating income has contracted by 14% YoY and by 12% from the previous quarter
OBNK's net income is down by 11% YoY and by 11% from the previous quarter

Growth

What is Origin Bancorp's growth rate over time

Valuation

What is Origin Bancorp stock price valuation
P/E
10.5
P/B
0.98
P/S
3.07
EV/EBIT
14.3
EV/EBITDA
13.1
EV/Sales
5.18
The stock's price to earnings (P/E) is 31% less than its 5-year quarterly average of 15.0 but 6% more than its last 4 quarters average of 9.8
The EPS has declined by 15% year-on-year and by 14% since the previous quarter
The company's equity rose by 40% QoQ and by 29% YoY
The stock's price to book (P/B) is 25% less than its 5-year quarterly average of 1.3 and 25% less than its last 4 quarters average of 1.3
OBNK's P/S is 18% below its 5-year quarterly average of 3.7 and 10% below its last 4 quarters average of 3.4
Origin Bancorp's revenue has increased by 4.1% YoY

Efficiency

How efficient is Origin Bancorp business performance
OBNK's return on invested capital is down by 25% year-on-year and by 20% since the previous quarter
The return on assets has declined by 23% year-on-year and by 17% since the previous quarter
The return on equity has declined by 19% year-on-year and by 17% since the previous quarter
The return on sales has declined by 17% year-on-year and by 13% since the previous quarter

Dividends

What is OBNK's dividend history
DPS
$0.58
Dividend yield
1.56%
Payout ratio
16.4%
Recent dividends

Financial health

How did Origin Bancorp financials performed over time
The total assets is 11% more than the total liabilities
The total assets has grown by 27% YoY and by 17% from the previous quarter
Origin Bancorp's total liabilities has increased by 26% YoY and by 15% QoQ
OBNK's debt is 28% smaller than its equity
Origin Bancorp's debt to equity has shrunk by 56% QoQ but it has increased by 9% YoY
The company's equity rose by 40% QoQ and by 29% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.