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Price (delayed)
$13.99
Market cap
$157.25M
P/E Ratio
13.72
Dividend/share
$0.5
EPS
$1.02
Enterprise value
$319.71M
Meridian is an innovative and entrepreneurial community bank serving businesses, individuals and entrepreneurs in PA, NJ, DE and MD. Meridian's specialties includea robust business banking platform, commercial and consumer real
Highlights
The debt has declined by 18% since the previous quarter and by 15% year-on-year
The equity has grown by 8% YoY and by 3.1% from the previous quarter
The EPS has declined by 34% year-on-year but it has increased by 7% since the previous quarter
The net income has contracted by 34% YoY but it has grown by 7% from the previous quarter
MRBK's price to earnings (P/E) is 85% more than its 5-year quarterly average of 7.4 and 24% more than its last 4 quarters average of 11.1
The gross profit has declined by 7% year-on-year
Key stats
What are the main financial stats of MRBK
Market
Valuations
Earnings
Shares outstanding
11.24M
Market cap
$157.25M
Enterprise value
$319.71M
Price to earnings (P/E)
13.72
Price to book (P/B)
0.93
Price to sales (P/S)
1.68
EV/EBIT
21.43
EV/EBITDA
20.85
EV/Sales
3.46
Revenue
$92.36M
Gross profit
$92.36M
Net income
$11.32M
EBIT
$14.92M
EBITDA
$15.34M
Free cash flow
$17.2M
Per share
Balance sheet
Liquidity
EPS
$1.02
EPS diluted
$1.01
Free cash flow per share
$1.55
Book value per share
$14.96
Revenue per share
$8.31
TBVPS
$214.19
Total assets
$2.39B
Total liabilities
$2.22B
Debt
$194.81M
Equity
$167.45M
Working capital
N/A
Debt to equity
1.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.59
Margins
Efficiency
Dividend
EBITDA margin
16.6%
Gross margin
100%
Net margin
12.3%
Operating margin
16.2%
Return on assets
0.5%
Return on equity
7%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
16.2%
Dividend yield
3.57%
DPS
$0.5
Payout ratio
49%
MRBK stock price
How has the Meridian stock price performed over time
Intraday
0.43%
1 week
-7.72%
1 month
-9.74%
1 year
4.48%
YTD
0.65%
QTD
10.68%
Financial performance
How have Meridian's revenue and profit performed over time
Revenue
$92.36M
Gross profit
$92.36M
Operating income
$14.92M
Net income
$11.32M
Gross margin
100%
Net margin
12.3%
The net income has contracted by 34% YoY but it has grown by 7% from the previous quarter
The operating income has contracted by 32% YoY but it has grown by 7% from the previous quarter
The net margin has declined by 29% year-on-year but it is up by 6% since the previous quarter
Meridian's operating margin has decreased by 27% YoY but it has increased by 6% QoQ
Growth
What is Meridian's growth rate over time
Valuation
What is Meridian stock price valuation
P/E
13.72
P/B
0.93
P/S
1.68
EV/EBIT
21.43
EV/EBITDA
20.85
EV/Sales
3.46
MRBK's price to earnings (P/E) is 85% more than its 5-year quarterly average of 7.4 and 24% more than its last 4 quarters average of 11.1
The EPS has declined by 34% year-on-year but it has increased by 7% since the previous quarter
The stock's P/B is 16% more than its last 4 quarters average of 0.8 but 7% less than its 5-year quarterly average of 1.0
The equity has grown by 8% YoY and by 3.1% from the previous quarter
MRBK's P/S is 29% above its 5-year quarterly average of 1.3 and 20% above its last 4 quarters average of 1.4
Meridian's revenue has decreased by 7% YoY
Efficiency
How efficient is Meridian business performance
MRBK's ROE is down by 38% YoY but it is up by 4.5% from the previous quarter
The ROA is down by 38% year-on-year
The return on invested capital has declined by 33% year-on-year
The return on sales has declined by 27% year-on-year but it has increased by 6% since the previous quarter
Dividends
What is MRBK's dividend history
DPS
$0.5
Dividend yield
3.57%
Payout ratio
49%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Meridian financials performed over time
The total assets is 8% more than the total liabilities
The total assets has grown by 7% YoY
Meridian's total liabilities has increased by 7% YoY
The debt is 16% greater than the equity
MRBK's debt to equity is down by 21% year-on-year and by 21% since the previous quarter
The debt has declined by 18% since the previous quarter and by 15% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.