MRBK Meridian Corp

Price (delayed)

$9.97

Market cap

$111.52M

P/E Ratio

8.38

Dividend/share

$0.5

EPS

$1.19

Enterprise value

$279.55M

Meridian is an innovative and entrepreneurial community bank serving businesses, individuals and entrepreneurs in PA, NJ, DE and MD. Meridian's specialties includea robust business banking platform, commercial and consumer real ...

Highlights
The equity has grown by 3.1% YoY
The net income has contracted by 39% YoY and by 23% from the previous quarter
The debt is up by 38% year-on-year

Key stats

What are the main financial stats of MRBK
Market
Shares outstanding
11.19M
Market cap
$111.52M
Enterprise value
$279.55M
Valuations
Price to earnings (P/E)
8.38
Price to book (P/B)
0.71
Price to sales (P/S)
1.18
EV/EBIT
16.48
EV/EBITDA
16.07
EV/Sales
2.97
Earnings
Revenue
$94.09M
EBIT
$16.97M
EBITDA
$17.4M
Free cash flow
$17.03M
Per share
EPS
$1.19
Free cash flow per share
$1.53
Book value per share
$14.14
Revenue per share
$8.47
TBVPS
$200.68
Balance sheet
Total assets
$2.25B
Total liabilities
$2.09B
Debt
$224.73M
Equity
$158.02M
Working capital
N/A
Liquidity
Debt to equity
1.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.66
Margins
EBITDA margin
18.5%
Gross margin
100%
Net margin
14.1%
Operating margin
18%
Efficiency
Return on assets
0.6%
Return on equity
8.5%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
18%
Dividend
Dividend yield
5.02%
DPS
$0.5
Payout ratio
42%

MRBK stock price

How has the Meridian stock price performed over time
Intraday
0.2%
1 week
0.2%
1 month
7.2%
1 year
-21.93%
YTD
-28.27%
QTD
-28.27%

Financial performance

How have Meridian's revenue and profit performed over time
Revenue
$94.09M
Gross profit
$94.09M
Operating income
$16.97M
Net income
$13.24M
Gross margin
100%
Net margin
14.1%
The operating income has contracted by 39% YoY and by 23% from the previous quarter
The net income has contracted by 39% YoY and by 23% from the previous quarter
The net margin has declined by 30% year-on-year and by 18% since the previous quarter
Meridian's operating margin has decreased by 29% YoY and by 19% QoQ

Growth

What is Meridian's growth rate over time

Valuation

What is Meridian stock price valuation
P/E
8.38
P/B
0.71
P/S
1.18
EV/EBIT
16.48
EV/EBITDA
16.07
EV/Sales
2.97
The EPS has declined by 36% year-on-year and by 23% since the previous quarter
MRBK's price to earnings (P/E) is 10% more than its 5-year quarterly average of 7.6 and 7% more than its last 4 quarters average of 7.8
The stock's P/B is 29% less than its 5-year quarterly average of 1.0 and 11% less than its last 4 quarters average of 0.8
The equity has grown by 3.1% YoY
MRBK's P/S is 16% below its 5-year quarterly average of 1.4 and 9% below its last 4 quarters average of 1.3
Meridian's revenue has decreased by 14% YoY and by 5% QoQ

Efficiency

How efficient is Meridian business performance
The return on invested capital has dropped by 50% year-on-year and by 22% since the previous quarter
The ROA is down by 45% year-on-year and by 25% since the previous quarter
MRBK's ROE is down by 40% YoY and by 24% from the previous quarter
The return on sales has declined by 29% year-on-year and by 19% since the previous quarter

Dividends

What is MRBK's dividend history
DPS
$0.5
Dividend yield
5.02%
Payout ratio
42%
Recent dividends

Financial health

How did Meridian financials performed over time
The total assets is 8% more than the total liabilities
Meridian's total liabilities has increased by 9% YoY
The total assets has grown by 9% YoY
The debt is 42% greater than the equity
The debt is up by 38% year-on-year
MRBK's debt to equity is up by 34% year-on-year but it is down by 3.4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.