MRBK Meridian Corp

Price (delayed)

$14.3

Market cap

$161.38M

P/E Ratio

9.73

Dividend/share

$0.5

EPS

$1.47

Enterprise value

$308.13M

Meridian is an innovative and entrepreneurial community bank serving businesses, individuals and entrepreneurs in PA, NJ, DE and MD. Meridian's specialties includea robust business banking platform, commercial and consumer real ...

Highlights
The EPS has increased by 44% since the previous quarter and by 24% year-on-year
The net income has grown by 44% from the previous quarter and by 23% YoY
MRBK's price to earnings (P/E) is 35% more than its 5-year quarterly average of 7.2 but 7% less than its last 4 quarters average of 10.5

Key stats

What are the main financial stats of MRBK
Market
Shares outstanding
11.29M
Market cap
$161.38M
Enterprise value
$308.13M
Valuations
Price to earnings (P/E)
9.73
Price to book (P/B)
0.94
Price to sales (P/S)
1.57
EV/EBIT
14.14
EV/EBITDA
13.63
EV/Sales
3.05
Earnings
Revenue
$100.94M
Gross profit
$100.94M
Operating income
$21.79M
Net income
$16.35M
EBIT
$21.79M
EBITDA
$22.6M
Free cash flow
$9.03M
Per share
EPS
$1.47
EPS diluted
$1.45
Free cash flow per share
$0.81
Book value per share
$15.26
Revenue per share
$9.08
TBVPS
$213.97
Balance sheet
Total assets
$2.39B
Total liabilities
$2.21B
Debt
$174.21M
Equity
$171.52M
Working capital
N/A
Liquidity
Debt to equity
1.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.49
Margins
EBITDA margin
22.4%
Gross margin
100%
Net margin
16.2%
Operating margin
21.6%
Efficiency
Return on assets
0.7%
Return on equity
9.9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
21.6%
Dividend
Dividend yield
3.5%
DPS
$0.5
Payout ratio
34%

MRBK stock price

How has the Meridian stock price performed over time
Intraday
-0.69%
1 week
-0.49%
1 month
-6.47%
1 year
44.44%
YTD
4.3%
QTD
-0.69%

Financial performance

How have Meridian's revenue and profit performed over time
Revenue
$100.94M
Gross profit
$100.94M
Operating income
$21.79M
Net income
$16.35M
Gross margin
100%
Net margin
16.2%
The operating income has grown by 46% from the previous quarter and by 28% YoY
The net income has grown by 44% from the previous quarter and by 23% YoY
Meridian's operating margin has increased by 33% QoQ and by 20% YoY
The net margin is up by 32% since the previous quarter and by 15% year-on-year

Growth

What is Meridian's growth rate over time

Valuation

What is Meridian stock price valuation
P/E
9.73
P/B
0.94
P/S
1.57
EV/EBIT
14.14
EV/EBITDA
13.63
EV/Sales
3.05
The EPS has increased by 44% since the previous quarter and by 24% year-on-year
MRBK's price to earnings (P/E) is 35% more than its 5-year quarterly average of 7.2 but 7% less than its last 4 quarters average of 10.5
The stock's P/B is 18% more than its last 4 quarters average of 0.8 but 6% less than its 5-year quarterly average of 1.0
The equity has grown by 9% YoY and by 2.4% from the previous quarter
MRBK's P/S is 21% above its 5-year quarterly average of 1.3 and 12% above its last 4 quarters average of 1.4
Meridian's revenue has increased by 9% QoQ and by 7% YoY

Efficiency

How efficient is Meridian business performance
The return on invested capital has surged by 50% since the previous quarter and by 29% year-on-year
MRBK's ROE is up by 41% from the previous quarter and by 16% YoY
The ROA is up by 40% since the previous quarter and by 17% year-on-year
The return on sales has increased by 33% since the previous quarter and by 20% year-on-year

Dividends

What is MRBK's dividend history
DPS
$0.5
Dividend yield
3.5%
Payout ratio
34%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Meridian financials performed over time
The total assets is 8% more than the total liabilities
Meridian's total liabilities has increased by 6% YoY
The total assets has grown by 6% YoY
MRBK's debt to equity is down by 28% year-on-year and by 12% since the previous quarter
The debt has declined by 22% year-on-year and by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.