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Price (delayed)
$18.47
Market cap
$140.42M
P/E Ratio
9.19
Dividend/share
$0.4
EPS
$2.01
Enterprise value
$121.8M
MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards,
Highlights
The debt has declined by 29% year-on-year
The equity has grown by 7% YoY
The EPS has declined by 47% year-on-year and by 22% since the previous quarter
The net income has contracted by 43% YoY and by 20% from the previous quarter
Key stats
What are the main financial stats of MNSB
Market
Valuations
Earnings
Shares outstanding
7.6M
Market cap
$140.42M
Enterprise value
$121.8M
Price to earnings (P/E)
9.19
Price to book (P/B)
0.63
Price to sales (P/S)
2.05
EV/EBIT
5.77
EV/EBITDA
4.98
EV/Sales
1.77
Revenue
$68.67M
EBIT
$21.12M
EBITDA
$24.46M
Free cash flow
$14.17M
Per share
Balance sheet
Liquidity
EPS
$2.01
Free cash flow per share
$1.86
Book value per share
$29.5
Revenue per share
$9.02
TBVPS
$272.61
Total assets
$2.09B
Total liabilities
$1.87B
Debt
$72.84M
Equity
$224.72M
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.76
Margins
Efficiency
Dividend
EBITDA margin
35.6%
Gross margin
100%
Net margin
25.4%
Operating margin
30.7%
Return on assets
0.7%
Return on equity
6.9%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.7%
Dividend yield
2.17%
DPS
$0.4
Payout ratio
19.9%
MNSB stock price
How has the MainStreet Bancshares stock price performed over time
Intraday
2.9%
1 week
-0.48%
1 month
-1.12%
1 year
-2.79%
YTD
-25.55%
QTD
0.11%
Financial performance
How have MainStreet Bancshares's revenue and profit performed over time
Revenue
$68.67M
Gross profit
$68.67M
Operating income
$21.12M
Net income
$17.41M
Gross margin
100%
Net margin
25.4%
The operating income has contracted by 45% YoY and by 21% from the previous quarter
The net income has contracted by 43% YoY and by 20% from the previous quarter
The operating margin has contracted by 35% YoY and by 17% from the previous quarter
The net margin has declined by 32% year-on-year and by 15% since the previous quarter
Growth
What is MainStreet Bancshares's growth rate over time
Valuation
What is MainStreet Bancshares stock price valuation
P/E
9.19
P/B
0.63
P/S
2.05
EV/EBIT
5.77
EV/EBITDA
4.98
EV/Sales
1.77
The EPS has declined by 47% year-on-year and by 22% since the previous quarter
The stock's price to earnings (P/E) is 26% more than its last 4 quarters average of 7.3 and 7% more than its 5-year quarterly average of 8.6
The price to book (P/B) is 30% lower than the 5-year quarterly average of 0.9 and 10% lower than the last 4 quarters average of 0.7
The equity has grown by 7% YoY
The stock's P/S is 24% below its 5-year quarterly average of 2.7 but 2.5% above its last 4 quarters average of 2.0
The revenue has declined by 15% year-on-year and by 5% since the previous quarter
Efficiency
How efficient is MainStreet Bancshares business performance
The company's return on assets has shrunk by 53% YoY and by 30% QoQ
The company's return on equity has shrunk by 51% YoY and by 23% QoQ
MNSB's return on invested capital is down by 45% year-on-year and by 21% since the previous quarter
The return on sales has declined by 35% year-on-year and by 17% since the previous quarter
Dividends
What is MNSB's dividend history
DPS
$0.4
Dividend yield
2.17%
Payout ratio
19.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did MainStreet Bancshares financials performed over time
MainStreet Bancshares's total assets is 12% more than its total liabilities
The total liabilities has grown by 7% YoY
MainStreet Bancshares's total assets has increased by 7% YoY
The debt is 68% smaller than the equity
The debt to equity has contracted by 35% YoY and by 3% from the previous quarter
The debt has declined by 29% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.