MNSB MainStreet Bancshares Inc
Price (delayed)
$16.6
Market cap
$126.21M
P/E Ratio
13.83
Dividend/share
$0.4
EPS
$1.2
Enterprise value
-$32.96M
MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards,
Highlights
The equity has grown by 6% YoY
The EPS has dropped by 66% year-on-year and by 40% since the previous quarter
The net income has plunged by 61% YoY and by 35% from the previous quarter
Key stats
What are the main financial stats of MNSB
Market
Valuations
Earnings
Shares outstanding
7.6M
Market cap
$126.21M
Enterprise value
-$32.96M
Price to earnings (P/E)
13.83
Price to book (P/B)
0.56
Price to sales (P/S)
2.01
EV/EBIT
-2.47
EV/EBITDA
-1.93
EV/Sales
-0.53
Revenue
$62.7M
Gross profit
$62.7M
Operating income
$13.36M
Net income
$11.34M
EBIT
$13.36M
EBITDA
$17.08M
Free cash flow
$8.37M
Per share
Balance sheet
Liquidity
EPS
$1.2
EPS diluted
$1.2
Free cash flow per share
$1.1
Book value per share
$29.73
Revenue per share
$8.25
TBVPS
$290.13
Total assets
$2.22B
Total liabilities
$2B
Debt
$72.94M
Equity
$226.05M
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.32
Margins
Efficiency
Dividend
EBITDA margin
27.2%
Gross margin
100%
Net margin
18.1%
Operating margin
21.3%
Return on assets
0.4%
Return on equity
4.1%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
21.3%
Dividend yield
2.41%
DPS
$0.4
Payout ratio
33.3%
MNSB stock price
How has the MainStreet Bancshares stock price performed over time
Intraday
1.72%
1 week
-1.19%
1 month
-5.14%
1 year
-7.78%
YTD
-8.29%
QTD
-8.29%
Financial performance
How have MainStreet Bancshares's revenue and profit performed over time
Revenue
$62.7M
Gross profit
$62.7M
Operating income
$13.36M
Net income
$11.34M
Gross margin
100%
Net margin
18.1%
The operating income has plunged by 63% YoY and by 37% from the previous quarter
The net income has plunged by 61% YoY and by 35% from the previous quarter
The operating margin has plunged by 52% YoY and by 31% from the previous quarter
The net margin has declined by 49% year-on-year and by 28% since the previous quarter
Growth
What is MainStreet Bancshares's growth rate over time
Valuation
What is MainStreet Bancshares stock price valuation
P/E
13.83
P/B
0.56
P/S
2.01
EV/EBIT
-2.47
EV/EBITDA
-1.93
EV/Sales
-0.53
The EPS has dropped by 66% year-on-year and by 40% since the previous quarter
The stock's price to earnings (P/E) is 56% more than its 5-year quarterly average of 8.7 and 40% more than its last 4 quarters average of 9.7
The price to book (P/B) is 31% lower than the 5-year quarterly average of 0.8 and 21% lower than the last 4 quarters average of 0.7
The equity has grown by 6% YoY
The revenue has declined by 23% year-on-year and by 9% since the previous quarter
The stock's P/S is 21% below its 5-year quarterly average of 2.5 and 6% below its last 4 quarters average of 2.1
Efficiency
How efficient is MainStreet Bancshares business performance
The company's return on assets has shrunk by 71% YoY and by 43% QoQ
The company's return on equity has shrunk by 68% YoY and by 41% QoQ
MNSB's return on invested capital has dropped by 63% year-on-year and by 36% since the previous quarter
The return on sales has dropped by 52% year-on-year and by 31% since the previous quarter
Dividends
What is MNSB's dividend history
DPS
$0.4
Dividend yield
2.41%
Payout ratio
33.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did MainStreet Bancshares financials performed over time
MainStreet Bancshares's total assets is 11% more than its total liabilities
The total liabilities has grown by 11% YoY and by 7% from the previous quarter
MainStreet Bancshares's total assets has increased by 10% YoY and by 6% from the previous quarter
The debt is 68% smaller than the equity
The equity has grown by 6% YoY
The debt to equity has contracted by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.