MNSB MainStreet Bancshares Inc

Price (delayed)

$18.07

Market cap

$137.64M

P/E Ratio

6.98

Dividend/share

$0.4

EPS

$2.59

Enterprise value

$85.64M

MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards, ...

Highlights
The debt has dropped by 59% year-on-year and by 17% since the previous quarter
The equity has grown by 9% YoY
The stock's price to earnings (P/E) is 21% less than its 5-year quarterly average of 8.8 but 4.7% more than its last 4 quarters average of 6.6
The EPS has declined by 29% year-on-year and by 20% since the previous quarter
The net income has contracted by 26% YoY and by 18% from the previous quarter

Key stats

What are the main financial stats of MNSB
Market
Shares outstanding
7.62M
Market cap
$137.64M
Enterprise value
$85.64M
Valuations
Price to earnings (P/E)
6.98
Price to book (P/B)
0.62
Price to sales (P/S)
1.9
EV/EBIT
3.19
EV/EBITDA
2.87
EV/Sales
1.18
Earnings
Revenue
$72.59M
EBIT
$26.85M
EBITDA
$29.83M
Free cash flow
$20.51M
Per share
EPS
$2.59
Free cash flow per share
$2.69
Book value per share
$29.3
Revenue per share
$9.53
TBVPS
$269.81
Balance sheet
Total assets
$2.07B
Total liabilities
$1.85B
Debt
$72.74M
Equity
$223.12M
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.74
Margins
EBITDA margin
41.1%
Gross margin
100%
Net margin
29.9%
Operating margin
37%
Efficiency
Return on assets
1%
Return on equity
9%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37%
Dividend
Dividend yield
2.21%
DPS
$0.4
Payout ratio
15.4%

MNSB stock price

How has the MainStreet Bancshares stock price performed over time
Intraday
0.95%
1 week
-1.42%
1 month
9.98%
1 year
-25.67%
YTD
-27.17%
QTD
1.92%

Financial performance

How have MainStreet Bancshares's revenue and profit performed over time
Revenue
$72.59M
Gross profit
$72.59M
Operating income
$26.85M
Net income
$21.74M
Gross margin
100%
Net margin
29.9%
The operating income has contracted by 27% YoY and by 18% from the previous quarter
The net income has contracted by 26% YoY and by 18% from the previous quarter
The operating margin has contracted by 21% YoY and by 12% from the previous quarter
The net margin has declined by 20% year-on-year and by 12% since the previous quarter

Growth

What is MainStreet Bancshares's growth rate over time

Valuation

What is MainStreet Bancshares stock price valuation
P/E
6.98
P/B
0.62
P/S
1.9
EV/EBIT
3.19
EV/EBITDA
2.87
EV/Sales
1.18
The EPS has declined by 29% year-on-year and by 20% since the previous quarter
The stock's price to earnings (P/E) is 21% less than its 5-year quarterly average of 8.8 but 4.7% more than its last 4 quarters average of 6.6
The price to book (P/B) is 32% lower than the 5-year quarterly average of 0.9 and 13% lower than the last 4 quarters average of 0.7
The equity has grown by 9% YoY
The stock's P/S is 33% below its 5-year quarterly average of 2.8 and 10% below its last 4 quarters average of 2.1
The revenue has declined by 8% year-on-year and by 7% since the previous quarter

Efficiency

How efficient is MainStreet Bancshares business performance
The company's return on equity fell by 35% YoY and by 22% QoQ
MNSB's return on invested capital is down by 30% year-on-year and by 18% since the previous quarter
The company's return on assets fell by 29% YoY and by 17% QoQ
The return on sales has declined by 21% year-on-year and by 12% since the previous quarter

Dividends

What is MNSB's dividend history
DPS
$0.4
Dividend yield
2.21%
Payout ratio
15.4%
Recent dividends

Financial health

How did MainStreet Bancshares financials performed over time
MainStreet Bancshares's total assets is 12% more than its total liabilities
The debt is 67% smaller than the equity
The debt to equity has plunged by 62% YoY and by 18% from the previous quarter
The debt has dropped by 59% year-on-year and by 17% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.