MNSB MainStreet Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: MNSB

Price (delayed)

$15.25

Market cap

$116.11M

P/E Ratio

4.69

Dividend/share

$0.4

EPS

$3.25

Enterprise value

$89.24M

MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards, ...

Highlights
The stock's price to earnings (P/E) is 48% less than its 5-year quarterly average of 9.1 and 28% less than its last 4 quarters average of 6.5
The equity has grown by 12% YoY and by 3.6% from the previous quarter
The debt has declined by 49% year-on-year but it is up by 21% since the previous quarter
The gross profit rose by 8% YoY but it fell by 3.9% QoQ
The EPS has declined by 9% since the previous quarter
The net income has contracted by 8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.mstreetbank.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of MNSB
Market
Shares outstanding
7.61M
Market cap
$116.11M
Enterprise value
$89.24M
Valuations
Price to earnings (P/E)
4.69
Price to book (P/B)
0.52
Price to sales (P/S)
1.47
EV/EBIT
2.72
EV/EBITDA
2.51
EV/Sales
1.14
Earnings
Revenue
$77.94M
EBIT
$32.82M
EBITDA
$35.57M
Free cash flow
$25.76M
Per share
EPS
$3.25
Free cash flow per share
$3.42
Book value per share
$29.43
Revenue per share
$10.35
TBVPS
$268.46
Balance sheet
Total assets
$2.04B
Total liabilities
$1.81B
Debt
$87.64M
Equity
$221.52M
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.76
Margins
EBITDA margin
45.6%
Gross margin
100%
Net margin
34.1%
Operating margin
42.1%
Efficiency
Return on assets
1.2%
Return on equity
11.5%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.1%
Dividend
Dividend yield
2.62%
DPS
$0.4
Payout ratio
12.3%

MNSB stock price

How has the MainStreet Bancshares stock price performed over time
Intraday
-4.09%
1 week
-2.24%
1 month
-16.02%
1 year
-29.04%
YTD
-38.53%
QTD
-16.02%

Financial performance

How have MainStreet Bancshares's revenue and profit performed over time
Revenue
$77.94M
Gross profit
$77.94M
Operating income
$32.82M
Net income
$26.59M
Gross margin
100%
Net margin
34.1%
The operating income has contracted by 10% from the previous quarter
The operating margin has contracted by 9% YoY and by 6% from the previous quarter
The net income has contracted by 8% from the previous quarter
The gross profit rose by 8% YoY but it fell by 3.9% QoQ

Growth

What is MainStreet Bancshares's growth rate over time

Valuation

What is MainStreet Bancshares stock price valuation
P/E
4.69
P/B
0.52
P/S
1.47
EV/EBIT
2.72
EV/EBITDA
2.51
EV/Sales
1.14
The stock's price to earnings (P/E) is 48% less than its 5-year quarterly average of 9.1 and 28% less than its last 4 quarters average of 6.5
The EPS has declined by 9% since the previous quarter
The price to book (P/B) is 48% lower than the 5-year quarterly average of 1.0 and 35% lower than the last 4 quarters average of 0.8
The equity has grown by 12% YoY and by 3.6% from the previous quarter
The stock's P/S is 49% below its 5-year quarterly average of 2.9 and 33% below its last 4 quarters average of 2.2
The revenue has grown by 8% year-on-year but it has declined by 3.9% since the previous quarter

Efficiency

How efficient is MainStreet Bancshares business performance
The company's return on assets fell by 14% QoQ and by 8% YoY
The company's return on equity fell by 12% QoQ and by 10% YoY
MNSB's return on invested capital is down by 11% since the previous quarter and by 6% year-on-year
The return on sales has declined by 9% year-on-year and by 6% since the previous quarter

Dividends

What is MNSB's dividend history
DPS
$0.4
Dividend yield
2.62%
Payout ratio
12.3%
Recent dividends

Financial health

How did MainStreet Bancshares financials performed over time
MainStreet Bancshares's total assets is 12% more than its total liabilities
MainStreet Bancshares's total assets has increased by 6% YoY
The total liabilities has grown by 5% YoY
The debt is 60% smaller than the equity
The debt to equity has plunged by 54% YoY but it has grown by 18% from the previous quarter
The debt has declined by 49% year-on-year but it is up by 21% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.