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MNSB MainStreet Bancshares Inc

Price (delayed)

$18.35

Market cap

$139.52M

P/E Ratio

15.29

Dividend/share

$0.4

EPS

$1.2

Enterprise value

-$19.65M

MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. It offers products and services such as checking, deposits, loans, credit cards, ...

Highlights
The equity has grown by 6% YoY
The stock's price to earnings (P/E) is 72% more than its 5-year quarterly average of 8.9 and 58% more than its last 4 quarters average of 9.7
The EPS has dropped by 66% year-on-year and by 40% since the previous quarter

Key stats

What are the main financial stats of MNSB
Market
Shares outstanding
7.6M
Market cap
$139.52M
Enterprise value
-$19.65M
Valuations
Price to earnings (P/E)
15.29
Price to book (P/B)
0.62
Price to sales (P/S)
2.22
EV/EBIT
-1.47
EV/EBITDA
-1.15
EV/Sales
-0.31
Earnings
Revenue
$62.7M
EBIT
$13.36M
EBITDA
$17.08M
Free cash flow
$8.37M
Per share
EPS
$1.2
Free cash flow per share
$1.1
Book value per share
$29.73
Revenue per share
$8.25
TBVPS
$290.13
Balance sheet
Total assets
$2.22B
Total liabilities
$2B
Debt
$72.94M
Equity
$226.05M
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.32
Margins
EBITDA margin
27.2%
Gross margin
100%
Net margin
18.1%
Operating margin
21.3%
Efficiency
Return on assets
0.4%
Return on equity
4.1%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
21.3%
Dividend
Dividend yield
2.18%
DPS
$0.4
Payout ratio
33.3%

MNSB stock price

How has the MainStreet Bancshares stock price performed over time
Intraday
1.27%
1 week
4.02%
1 month
4.38%
1 year
-16.67%
YTD
-26.04%
QTD
-0.54%

Financial performance

How have MainStreet Bancshares's revenue and profit performed over time
Revenue
$62.7M
Gross profit
$62.7M
Operating income
$13.36M
Net income
$11.34M
Gross margin
100%
Net margin
18.1%
The operating income has plunged by 63% YoY and by 37% from the previous quarter
The net income has plunged by 61% YoY and by 35% from the previous quarter
The operating margin has plunged by 52% YoY and by 31% from the previous quarter
The net margin has declined by 49% year-on-year and by 28% since the previous quarter

Growth

What is MainStreet Bancshares's growth rate over time

Valuation

What is MainStreet Bancshares stock price valuation
P/E
15.29
P/B
0.62
P/S
2.22
EV/EBIT
-1.47
EV/EBITDA
-1.15
EV/Sales
-0.31
The stock's price to earnings (P/E) is 72% more than its 5-year quarterly average of 8.9 and 58% more than its last 4 quarters average of 9.7
The EPS has dropped by 66% year-on-year and by 40% since the previous quarter
The price to book (P/B) is 31% lower than the 5-year quarterly average of 0.9 and 11% lower than the last 4 quarters average of 0.7
The equity has grown by 6% YoY
The revenue has declined by 23% year-on-year and by 9% since the previous quarter
The stock's P/S is 15% below its 5-year quarterly average of 2.6 but 6% above its last 4 quarters average of 2.1

Efficiency

How efficient is MainStreet Bancshares business performance
The company's return on assets has shrunk by 71% YoY and by 43% QoQ
The company's return on equity has shrunk by 68% YoY and by 41% QoQ
MNSB's return on invested capital has dropped by 63% year-on-year and by 36% since the previous quarter
The return on sales has dropped by 52% year-on-year and by 31% since the previous quarter

Dividends

What is MNSB's dividend history
DPS
$0.4
Dividend yield
2.18%
Payout ratio
33.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did MainStreet Bancshares financials performed over time
MainStreet Bancshares's total assets is 11% more than its total liabilities
The total liabilities has grown by 11% YoY and by 7% from the previous quarter
MainStreet Bancshares's total assets has increased by 10% YoY and by 6% from the previous quarter
The debt is 68% smaller than the equity
The equity has grown by 6% YoY
The debt to equity has contracted by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.