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MBIN Merchants Bancorp

Price (delayed)

$40.54

Market cap

$1.86B

P/E Ratio

6.68

Dividend/share

$0.35

EPS

$6.07

Enterprise value

$4.82B

Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple lines of business, including multi-family housing, mortgage warehouse financing, retail and correspondent residential mortgage banking, agricultural ...

Highlights
MBIN's gross profit is up by 26% year-on-year
MBIN's revenue is up by 26% year-on-year
The company's net income rose by 17% YoY but it fell by 6% QoQ
MBIN's EPS is up by 17% YoY but it is down by 8% from the previous quarter
Merchants Bancorp's debt has surged by 116% YoY

Key stats

What are the main financial stats of MBIN
Market
Shares outstanding
45.76M
Market cap
$1.86B
Enterprise value
$4.82B
Valuations
Price to book (P/B)
0.96
Price to sales (P/S)
3.05
EV/EBIT
12.23
EV/EBITDA
12.14
EV/Sales
7.94
Earnings
Revenue
$607.41M
EBIT
$394.22M
EBITDA
$397.2M
Free cash flow
-$127.11M
Per share
EPS
$6.07
Free cash flow per share
-$2.78
Book value per share
$42.38
Revenue per share
$13.27
TBVPS
$403.58
Balance sheet
Total assets
$18.65B
Total liabilities
$16.71B
Debt
$3.57B
Equity
$1.94B
Working capital
N/A
Liquidity
Debt to equity
1.84
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.47
Margins
EBITDA margin
65.4%
Gross margin
100%
Net margin
49.8%
Operating margin
64.9%
Efficiency
Return on assets
1.5%
Return on equity
14.6%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
64.9%
Dividend
Dividend yield
0.86%
DPS
$0.35
Payout ratio
5.8%

MBIN stock price

How has the Merchants Bancorp stock price performed over time
Intraday
1.3%
1 week
-1.91%
1 month
11.53%
1 year
16.93%
YTD
-4.79%
QTD
-9.83%

Financial performance

How have Merchants Bancorp's revenue and profit performed over time
Revenue
$607.41M
Gross profit
$607.41M
Operating income
$394.22M
Net income
$302.19M
Gross margin
100%
Net margin
49.8%
MBIN's gross profit is up by 26% year-on-year
MBIN's revenue is up by 26% year-on-year
The operating income has grown by 22% YoY but it has contracted by 6% from the previous quarter
The company's net income rose by 17% YoY but it fell by 6% QoQ

Growth

What is Merchants Bancorp's growth rate over time

Valuation

What is Merchants Bancorp stock price valuation
P/E
6.68
P/B
0.96
P/S
3.05
EV/EBIT
12.23
EV/EBITDA
12.14
EV/Sales
7.94
MBIN's EPS is up by 17% YoY but it is down by 8% from the previous quarter
MBIN's price to earnings (P/E) is 12% higher than its 5-year quarterly average of 5.9 but 6% lower than its last 4 quarters average of 7.0
MBIN's equity is up by 19% YoY and by 2.7% QoQ
MBIN's price to book (P/B) is 6% lower than its last 4 quarters average of 1.0 but 4.4% higher than its 5-year quarterly average of 0.9
MBIN's revenue is up by 26% year-on-year
The P/S is 11% above the 5-year quarterly average of 2.7 but 9% below the last 4 quarters average of 3.3

Efficiency

How efficient is Merchants Bancorp business performance
Merchants Bancorp's return on assets has decreased by 12% QoQ
The ROE has decreased by 11% from the previous quarter
Merchants Bancorp's return on invested capital has decreased by 9% QoQ
MBIN's ROS is down by 5% from the previous quarter and by 3.1% YoY

Dividends

What is MBIN's dividend history
DPS
$0.35
Dividend yield
0.86%
Payout ratio
5.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Merchants Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets rose by 13% YoY and by 2.4% QoQ
The total liabilities is up by 12% YoY and by 2.4% from the previous quarter
Merchants Bancorp's debt is 84% higher than its equity
Merchants Bancorp's debt has surged by 116% YoY
The debt to equity has soared by 82% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.