MBIN Merchants Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: MBIN

Price (delayed)

$26.89

Market cap

$1.16B

P/E Ratio

5.99

Dividend/share

$0.28

EPS

$4.49

Enterprise value

$1.87B

Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple lines of business, including multi-family housing, mortgage warehouse financing, retail and correspondent residential mortgage banking, agricultural ...

Highlights
MBIN's equity is up by 26% YoY and by 3.3% QoQ
Merchants Bancorp's debt has decreased by 10% YoY
MBIN's price to earnings (P/E) is 17% lower than its 5-year quarterly average of 7.2 but 11% higher than its last 4 quarters average of 5.4
MBIN's EPS is down by 6% YoY
The company's net income fell by 3.3% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.merchantsbankofindiana.com
Peers: NBTB NBHC

Key stats

What are the main financial stats of MBIN
Market
Shares outstanding
43.23M
Market cap
$1.16B
Enterprise value
$1.87B
Valuations
Price to earnings (P/E)
5.99
Price to book (P/B)
0.79
Price to sales (P/S)
2.72
EV/EBIT
6.41
EV/EBITDA
6.36
EV/Sales
4.37
Earnings
Revenue
$427.19M
EBIT
$291.14M
EBITDA
$293.63M
Free cash flow
$969.01M
Per share
EPS
$4.49
Free cash flow per share
$22.45
Book value per share
$33.86
Revenue per share
$9.9
TBVPS
$288.48
Balance sheet
Total assets
$12.62B
Total liabilities
$11.16B
Debt
$930.39M
Equity
$1.46B
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.4
Margins
EBITDA margin
68.7%
Gross margin
100%
Net margin
51.4%
Operating margin
68.2%
Efficiency
Return on assets
1.7%
Return on equity
14.7%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
68.2%
Dividend
Dividend yield
1.04%
DPS
$0.28
Payout ratio
6.2%

MBIN stock price

How has the Merchants Bancorp stock price performed over time
Intraday
-0.04%
1 week
0.49%
1 month
-10.52%
1 year
-6.27%
YTD
10.57%
QTD
10.57%

Financial performance

How have Merchants Bancorp's revenue and profit performed over time
Revenue
$427.19M
Gross profit
$427.19M
Operating income
$291.14M
Net income
$219.72M
Gross margin
100%
Net margin
51.4%
The operating income has contracted by 4.5% YoY
The operating margin is down by 3.8% YoY
Merchants Bancorp's net margin has decreased by 2.7% YoY
The company's net income fell by 3.3% YoY

Growth

What is Merchants Bancorp's growth rate over time

Valuation

What is Merchants Bancorp stock price valuation
P/E
5.99
P/B
0.79
P/S
2.72
EV/EBIT
6.41
EV/EBITDA
6.36
EV/Sales
4.37
MBIN's price to earnings (P/E) is 17% lower than its 5-year quarterly average of 7.2 but 11% higher than its last 4 quarters average of 5.4
MBIN's EPS is down by 6% YoY
MBIN's price to book (P/B) is 28% lower than its 5-year quarterly average of 1.1
MBIN's equity is up by 26% YoY and by 3.3% QoQ
The P/S is 20% below the 5-year quarterly average of 3.4 but 9% above the last 4 quarters average of 2.5

Efficiency

How efficient is Merchants Bancorp business performance
The ROE has decreased by 23% YoY and by 6% from the previous quarter
Merchants Bancorp's return on assets has decreased by 15% YoY and by 6% QoQ
Merchants Bancorp's return on invested capital has decreased by 14% YoY and by 3.8% QoQ
MBIN's ROS is down by 3.8% YoY

Dividends

What is MBIN's dividend history
Dividend details
DPS
$0.28
Dividend yield
1.04%
Payout ratio
6.2%
Recent dividends

Financial health

How did Merchants Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 12% YoY and by 5% QoQ
The total liabilities is up by 10% YoY and by 6% from the previous quarter
Merchants Bancorp's debt is 36% lower than its equity
The debt to equity has decreased by 28% YoY
MBIN's equity is up by 26% YoY and by 3.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.