MBIN Merchants Bancorp

Price (delayed)

$47.59

Market cap

$2.19B

P/E Ratio

11.61

Dividend/share

$0.41

EPS

$4.1

Enterprise value

$6.88B

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Relative Growth: Rel. Growth: 46
Relative Strength: Rel. Strength: 77
Relative Valuation: Rel. Valuation: 56
Relative Profitability: Rel. Profitability: 72

Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple lines of business, including multi-family housing, mortgage warehouse financing, retail and correspondent residential mortgage banking, agricultural ...

Highlights
MBIN's equity is up by 8% YoY and by 2.2% QoQ
MBIN's EPS is down by 25% YoY but it is up by 8% from the previous quarter
The company's net income fell by 22% YoY but it rose by 4.3% QoQ
MBIN's price to earnings (P/E) is 71% higher than its 5-year quarterly average of 6.5 and 31% higher than its last 4 quarters average of 8.5
Merchants Bancorp's debt has increased by 24% QoQ and by 19% YoY

Key stats

What are the main financial stats of MBIN

MBIN stock price

How has the Merchants Bancorp stock price performed over time
Intraday
4.46%
1 week
0.44%
1 month
3.66%
1 year
51.75%
YTD
39.72%
QTD
10.91%

Financial performance

How have Merchants Bancorp's revenue and profit performed over time
Revenue
$585.48M
Gross profit
$585.48M
Operating income
$271.61M
Net income
$228.26M
Gross margin
100%
Net margin
39%
The operating income has contracted by 29% YoY but it has grown by 3% from the previous quarter
The operating margin is down by 25% YoY
The company's net income fell by 22% YoY but it rose by 4.3% QoQ
Merchants Bancorp's net margin has decreased by 17% YoY

Price vs fundamentals

How does MBIN's price correlate with its fundamentals

Growth

What is Merchants Bancorp's growth rate over time

Valuation

What is Merchants Bancorp stock price valuation
P/E
11.61
P/B
0.94
P/S
3.73
EV/EBIT
25.32
EV/EBITDA
24.94
EV/Sales
11.74
MBIN's price to earnings (P/E) is 71% higher than its 5-year quarterly average of 6.5 and 31% higher than its last 4 quarters average of 8.5
MBIN's EPS is down by 25% YoY but it is up by 8% from the previous quarter
MBIN's price to book (P/B) is 29% higher than its last 4 quarters average of 0.7
MBIN's equity is up by 8% YoY and by 2.2% QoQ
The P/S is 28% above the 5-year quarterly average of 2.8 and 28% above the last 4 quarters average of 2.8
MBIN's revenue is down by 6% year-on-year but it is up by 3.9% since the previous quarter

Efficiency

How efficient is Merchants Bancorp business performance
Merchants Bancorp's return on invested capital has decreased by 33% YoY
The ROE has decreased by 30% YoY but it has increased by 8% from the previous quarter
MBIN's ROS is down by 25% YoY
Merchants Bancorp's return on assets has decreased by 23% YoY but it has increased by 11% QoQ

Dividends

What is MBIN's dividend history
DPS
$0.41
Dividend yield
0.86%
Payout ratio
10%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Merchants Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The total liabilities is up by 8% YoY and by 4.8% from the previous quarter
The company's total assets rose by 8% YoY and by 4.5% QoQ
Merchants Bancorp's debt is 105% higher than its equity
Merchants Bancorp's debt has increased by 24% QoQ and by 19% YoY
The debt to equity has increased by 22% QoQ and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.