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MBIN Merchants Bancorp
- Stocks
- Financial Services
- NASDAQ: MBIN
Price (delayed)
$31.36
Market cap
$1.44B
P/E Ratio
5.74
Dividend/share
$0.37
EPS
$5.46
Enterprise value
$4.92B
Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple lines of business, including multi-family housing, mortgage warehouse financing, retail and correspondent residential mortgage banking, agricultural
Highlights
MBIN's price to earnings (P/E) is 12% lower than its last 4 quarters average of 6.5
Merchants Bancorp's debt has surged by 118% YoY but it has decreased by 9% QoQ
MBIN's equity is up by 22% YoY but it is down by 3.7% QoQ
MBIN's EPS is down by 15% YoY and by 14% from the previous quarter
The company's net income fell by 9% QoQ and by 6% YoY
Sector: Financial Services
Industry: Banks - Regional
Key stats
What are the main financial stats of MBIN
Market
Valuations
Earnings
Shares outstanding
45.88M
Market cap
$1.44B
Enterprise value
$4.92B
Price to earnings (P/E)
5.74
Price to book (P/B)
0.67
Price to sales (P/S)
2.31
EV/EBIT
12.78
EV/EBITDA
12.68
EV/Sales
7.92
Revenue
$621.41M
Gross profit
$621.41M
Operating income
$384.85M
Net income
$291.57M
EBIT
$384.85M
EBITDA
$387.91M
Free cash flow
-$326.41M
Per share
Balance sheet
Liquidity
EPS
$5.46
EPS diluted
$5.44
Free cash flow per share
-$7.12
Book value per share
$47.13
Revenue per share
$13.56
TBVPS
$405.9
Total assets
$18.8B
Total liabilities
$16.64B
Debt
$4B
Equity
$2.16B
Working capital
N/A
Debt to equity
1.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.97
Margins
Efficiency
Dividend
EBITDA margin
62.4%
Gross margin
100%
Net margin
46.9%
Operating margin
61.9%
Return on assets
1.3%
Return on equity
12%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
61.9%
Dividend yield
1.18%
DPS
$0.37
Payout ratio
6.8%
MBIN stock price
How has the Merchants Bancorp stock price performed over time
Intraday
-1.51%
1 week
-3.66%
1 month
0.16%
1 year
-19.77%
YTD
-14.01%
QTD
-15.24%
Financial performance
How have Merchants Bancorp's revenue and profit performed over time
Revenue
$621.41M
Gross profit
$621.41M
Operating income
$384.85M
Net income
$291.57M
Gross margin
100%
Net margin
46.9%
Merchants Bancorp's net margin has decreased by 13% YoY and by 5% QoQ
The operating income has contracted by 9% from the previous quarter
The company's net income fell by 9% QoQ and by 6% YoY
The operating margin is down by 8% YoY and by 5% from the previous quarter
Price vs fundamentals
How does MBIN's price correlate with its fundamentals
Growth
What is Merchants Bancorp's growth rate over time
Valuation
What is Merchants Bancorp stock price valuation
P/E
5.74
P/B
0.67
P/S
2.31
EV/EBIT
12.78
EV/EBITDA
12.68
EV/Sales
7.92
MBIN's EPS is down by 15% YoY and by 14% from the previous quarter
MBIN's price to earnings (P/E) is 12% lower than its last 4 quarters average of 6.5
MBIN's price to book (P/B) is 26% lower than its 5-year quarterly average of 0.9 and 26% lower than its last 4 quarters average of 0.9
MBIN's equity is up by 22% YoY but it is down by 3.7% QoQ
The P/S is 20% below the last 4 quarters average of 2.9 and 14% below the 5-year quarterly average of 2.7
MBIN's revenue is up by 8% year-on-year but it is down by 3.9% since the previous quarter
Efficiency
How efficient is Merchants Bancorp business performance
The ROE has decreased by 28% YoY and by 17% from the previous quarter
Merchants Bancorp's return on assets has decreased by 19% YoY and by 13% QoQ
Merchants Bancorp's return on invested capital has decreased by 18% YoY and by 14% QoQ
MBIN's ROS is down by 8% YoY and by 5% from the previous quarter
Dividends
What is MBIN's dividend history
DPS
$0.37
Dividend yield
1.18%
Payout ratio
6.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Merchants Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 5% YoY
The total liabilities is up by 3.7% YoY
Merchants Bancorp's debt is 85% higher than its equity
Merchants Bancorp's debt has surged by 118% YoY but it has decreased by 9% QoQ
The debt to equity has soared by 80% YoY but it has decreased by 6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.