MBCN Middlefield Banc Corp
Price (delayed)
$25.72
Market cap
$207.85M
P/E Ratio
13.33
Dividend/share
$0.81
EPS
$1.93
Enterprise value
$336.12M
Middlefield Banc Corp., headquartered in Middlefield, Ohio, is the bank holding company of The Middlefield Banking Company with total assets of $1.36 billion at September 30, 2020. The bank operates
Highlights
The equity has increased by 2.4% year-on-year
MBCN's P/E is 13% above its 5-year quarterly average of 11.8 but 2.7% below its last 4 quarters average of 13.7
Middlefield Banc's net income has decreased by 11% YoY but it has increased by 9% from the previous quarter
The debt has soared by 56% from the previous quarter and by 5% YoY
The company's gross profit fell by 4.4% YoY
Key stats
What are the main financial stats of MBCN
Market
Valuations
Earnings
Shares outstanding
8.08M
Market cap
$207.85M
Enterprise value
$336.12M
Price to earnings (P/E)
13.33
Price to book (P/B)
0.99
Price to sales (P/S)
3.15
EV/EBIT
18.32
EV/EBITDA
17.24
EV/Sales
5.1
Revenue
$65.89M
Gross profit
$65.89M
Operating income
$18.34M
Net income
$15.52M
EBIT
$18.34M
EBITDA
$19.5M
Free cash flow
$16.69M
Per share
Balance sheet
Liquidity
EPS
$1.93
EPS diluted
$1.92
Free cash flow per share
$2.07
Book value per share
$26.09
Revenue per share
$8.16
TBVPS
$224.43
Total assets
$1.85B
Total liabilities
$1.64B
Debt
$184.06M
Equity
$210.56M
Working capital
N/A
Debt to equity
0.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.58
Margins
Efficiency
Dividend
EBITDA margin
29.6%
Gross margin
100%
Net margin
23.6%
Operating margin
27.8%
Return on assets
0.8%
Return on equity
7.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
27.8%
Dividend yield
3.15%
DPS
$0.81
Payout ratio
42%
MBCN stock price
How has the Middlefield Banc stock price performed over time
Intraday
0.94%
1 week
5.54%
1 month
-3.85%
1 year
17.98%
YTD
-8.31%
QTD
-7.98%
Financial performance
How have Middlefield Banc's revenue and profit performed over time
Revenue
$65.89M
Gross profit
$65.89M
Operating income
$18.34M
Net income
$15.52M
Gross margin
100%
Net margin
23.6%
The operating income has declined by 12% year-on-year but it has grown by 9% since the previous quarter
Middlefield Banc's net income has decreased by 11% YoY but it has increased by 9% from the previous quarter
The operating margin has contracted by 8% YoY but it has grown by 7% from the previous quarter
The net margin has grown by 7% from the previous quarter but it has contracted by 6% YoY
Growth
What is Middlefield Banc's growth rate over time
Valuation
What is Middlefield Banc stock price valuation
P/E
13.33
P/B
0.99
P/S
3.15
EV/EBIT
18.32
EV/EBITDA
17.24
EV/Sales
5.1
MBCN's P/E is 13% above its 5-year quarterly average of 11.8 but 2.7% below its last 4 quarters average of 13.7
MBCN's EPS is down by 10% YoY but it is up by 10% from the previous quarter
The equity has increased by 2.4% year-on-year
The revenue has declined by 4.4% year-on-year
Efficiency
How efficient is Middlefield Banc business performance
The return on assets has declined by 20% year-on-year
Middlefield Banc's ROIC has decreased by 17% YoY but it has increased by 11% from the previous quarter
The company's return on equity fell by 16% YoY but it rose by 7% QoQ
MBCN's ROS is down by 8% YoY but it is up by 7% from the previous quarter
Dividends
What is MBCN's dividend history
DPS
$0.81
Dividend yield
3.15%
Payout ratio
42%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Middlefield Banc financials performed over time
MBCN's total assets is 13% greater than its total liabilities
The debt is 13% less than the equity
The debt has soared by 56% from the previous quarter and by 5% YoY
The debt to equity has surged by 55% since the previous quarter and by 2.4% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.