MBCN Middlefield Banc Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: MBCN

Price (delayed)

$28.86

Market cap

$232.82M

P/E Ratio

14.08

Dividend/share

$0.8

EPS

$2.05

Enterprise value

$335.38M

Middlefield Banc Corp., headquartered in Middlefield, Ohio, is the bank holding company of The Middlefield Banking Company with total assets of $1.36 billion at September 30, 2020. The bank operates ...

Highlights
The revenue has grown by 10% year-on-year
The company's gross profit rose by 10% YoY
The debt has soared by 53% YoY but it has contracted by 15% from the previous quarter
MBCN's P/E is 25% above its 5-year quarterly average of 11.3 and 14% above its last 4 quarters average of 12.3
MBCN's EPS is down by 20% YoY and by 4.2% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.middlefieldbank.com
Peers: CCBG OVBC FMNB CCNE

Key stats

What are the main financial stats of MBCN
Market
Shares outstanding
8.07M
Market cap
$232.82M
Enterprise value
$335.38M
Valuations
Price to earnings (P/E)
14.08
Price to book (P/B)
1.13
Price to sales (P/S)
3.42
EV/EBIT
16.93
EV/EBITDA
16.37
EV/Sales
4.92
Earnings
Revenue
$68.12M
EBIT
$19.81M
EBITDA
$20.49M
Free cash flow
$20.43M
Per share
EPS
$2.05
Free cash flow per share
$2.53
Book value per share
$25.48
Revenue per share
$8.44
TBVPS
$219.84
Balance sheet
Total assets
$1.82B
Total liabilities
$1.61B
Debt
$148.81M
Equity
$205.58M
Working capital
N/A
Liquidity
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.01
Margins
EBITDA margin
30.1%
Gross margin
100%
Net margin
24.4%
Operating margin
29.1%
Efficiency
Return on assets
0.9%
Return on equity
8.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
29.1%
Dividend
Dividend yield
2.77%
DPS
$0.8
Payout ratio
39%

MBCN stock price

How has the Middlefield Banc stock price performed over time
Intraday
-1.06%
1 week
11.86%
1 month
35.43%
1 year
-0.17%
YTD
-10.84%
QTD
20%

Financial performance

How have Middlefield Banc's revenue and profit performed over time
Revenue
$68.12M
Gross profit
$68.12M
Operating income
$19.81M
Net income
$16.64M
Gross margin
100%
Net margin
24.4%
The operating margin has contracted by 11% YoY and by 3.3% from the previous quarter
The net margin has contracted by 10% YoY and by 3.2% from the previous quarter
The revenue has grown by 10% year-on-year
The company's gross profit rose by 10% YoY

Growth

What is Middlefield Banc's growth rate over time

Valuation

What is Middlefield Banc stock price valuation
P/E
14.08
P/B
1.13
P/S
3.42
EV/EBIT
16.93
EV/EBITDA
16.37
EV/Sales
4.92
MBCN's P/E is 25% above its 5-year quarterly average of 11.3 and 14% above its last 4 quarters average of 12.3
MBCN's EPS is down by 20% YoY and by 4.2% from the previous quarter
MBCN's price to book (P/B) is 13% more than its 5-year quarterly average of 1.0 and 2.7% more than its last 4 quarters average of 1.1
The equity has increased by 5% year-on-year
MBCN's price to sales (P/S) is 10% more than its 5-year quarterly average of 3.1 and 7% more than its last 4 quarters average of 3.2
The revenue has grown by 10% year-on-year

Efficiency

How efficient is Middlefield Banc business performance
Middlefield Banc's ROIC has decreased by 21% YoY and by 8% from the previous quarter
The company's return on equity fell by 20% YoY and by 6% QoQ
The return on assets has declined by 18% year-on-year and by 10% since the previous quarter
MBCN's ROS is down by 11% YoY and by 3.3% from the previous quarter

Dividends

What is MBCN's dividend history
Dividend details
DPS
$0.8
Dividend yield
2.77%
Payout ratio
39%
Recent dividends

Financial health

How did Middlefield Banc financials performed over time
MBCN's total assets is 13% greater than its total liabilities
MBCN's total assets is up by 5% year-on-year
The total liabilities has grown by 5% YoY
The debt is 28% less than the equity
The debt has soared by 53% YoY but it has contracted by 15% from the previous quarter
The debt to equity has increased by 44% year-on-year but it has declined by 15% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.