MBCN Middlefield Banc Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: MBCN

Price (delayed)

$22.35

Market cap

$180.35M

P/E Ratio

10.44

Dividend/share

$0.8

EPS

$2.14

Enterprise value

$294.37M

Middlefield Banc Corp., headquartered in Middlefield, Ohio, is the bank holding company of The Middlefield Banking Company with total assets of $1.36 billion at September 30, 2020. The bank operates ...

Highlights
The company's gross profit rose by 21% YoY
The revenue has grown by 21% year-on-year
The debt has soared by 127% YoY and by 35% from the previous quarter
MBCN's EPS is down by 18% YoY and by 3.6% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.middlefieldbank.com
Peers: CCBG OVBC FMNB CCNE

Key stats

What are the main financial stats of MBCN
Market
Shares outstanding
8.07M
Market cap
$180.35M
Enterprise value
$294.37M
Valuations
Price to earnings (P/E)
10.44
Price to book (P/B)
0.88
Price to sales (P/S)
2.63
EV/EBIT
14.18
EV/EBITDA
13.5
EV/Sales
4.27
Earnings
Revenue
$68.89M
EBIT
$20.76M
EBITDA
$21.8M
Free cash flow
$21.26M
Per share
EPS
$2.14
Free cash flow per share
$2.63
Book value per share
$25.42
Revenue per share
$8.51
TBVPS
$219.94
Balance sheet
Total assets
$1.82B
Total liabilities
$1.62B
Debt
$174.86M
Equity
$205.68M
Working capital
N/A
Liquidity
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.23
Margins
EBITDA margin
31.6%
Gross margin
100%
Net margin
25.2%
Operating margin
30.1%
Efficiency
Return on assets
1%
Return on equity
8.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
30.1%
Dividend
Dividend yield
3.58%
DPS
$0.8
Payout ratio
37.4%

MBCN stock price

How has the Middlefield Banc stock price performed over time
Intraday
0.27%
1 week
0.9%
1 month
-6.72%
1 year
-13.37%
YTD
-30.95%
QTD
-6.41%

Financial performance

How have Middlefield Banc's revenue and profit performed over time
Revenue
$68.89M
Gross profit
$68.89M
Operating income
$20.76M
Net income
$17.37M
Gross margin
100%
Net margin
25.2%
The company's gross profit rose by 21% YoY
The revenue has grown by 21% year-on-year
Middlefield Banc's net income has increased by 11% YoY
The operating income has grown by 10% year-on-year

Growth

What is Middlefield Banc's growth rate over time

Valuation

What is Middlefield Banc stock price valuation
P/E
10.44
P/B
0.88
P/S
2.63
EV/EBIT
14.18
EV/EBITDA
13.5
EV/Sales
4.27
MBCN's EPS is down by 18% YoY and by 3.6% from the previous quarter
MBCN's P/E is 14% below its last 4 quarters average of 12.1 and 8% below its 5-year quarterly average of 11.3
MBCN's price to book (P/B) is 20% less than its last 4 quarters average of 1.1 and 12% less than its 5-year quarterly average of 1.0
The equity has increased by 6% since the previous quarter and by 4% year-on-year
MBCN's price to sales (P/S) is 23% less than its last 4 quarters average of 3.4 and 15% less than its 5-year quarterly average of 3.1
The revenue has grown by 21% year-on-year

Efficiency

How efficient is Middlefield Banc business performance
The company's return on equity fell by 18% YoY
Middlefield Banc's ROIC has decreased by 14% YoY
The return on assets has declined by 9% year-on-year
MBCN's ROS is down by 9% YoY

Dividends

What is MBCN's dividend history
Dividend details
DPS
$0.8
Dividend yield
3.58%
Payout ratio
37.4%
Recent dividends

Financial health

How did Middlefield Banc financials performed over time
MBCN's total assets is 13% greater than its total liabilities
The total liabilities has grown by 9% YoY
MBCN's total assets is up by 8% year-on-year
The debt is 15% less than the equity
The debt has soared by 127% YoY and by 35% from the previous quarter
The debt to equity has surged by 118% year-on-year and by 27% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.