MBCN Middlefield Banc Corp
Price (delayed)
$26.45
Market cap
$213.48M
P/E Ratio
15.03
Dividend/share
$0.81
EPS
$1.76
Enterprise value
$257.32M
Middlefield Banc Corp., headquartered in Middlefield, Ohio, is the bank holding company of The Middlefield Banking Company with total assets of $1.36 billion at September 30, 2020. The bank operates
Highlights
The debt has contracted by 14% from the previous quarter and by 9% YoY
The equity has increased by 9% year-on-year
MBCN's P/E is 28% above its 5-year quarterly average of 11.5 and 6% above its last 4 quarters average of 13.9
MBCN's EPS is down by 21% YoY and by 9% from the previous quarter
Key stats
What are the main financial stats of MBCN
Market
Valuations
Earnings
Shares outstanding
8.07M
Market cap
$213.48M
Enterprise value
$257.32M
Price to earnings (P/E)
15.03
Price to book (P/B)
1.01
Price to sales (P/S)
3.3
EV/EBIT
15.36
EV/EBITDA
15.63
EV/Sales
3.98
Revenue
$64.66M
Gross profit
$64.66M
Operating income
$16.75M
Net income
$14.21M
EBIT
$16.75M
EBITDA
$16.46M
Free cash flow
$22.14M
Per share
Balance sheet
Liquidity
EPS
$1.76
EPS diluted
$1.76
Free cash flow per share
$2.74
Book value per share
$26.11
Revenue per share
$8.01
TBVPS
$224.93
Total assets
$1.86B
Total liabilities
$1.65B
Debt
$117.71M
Equity
$210.71M
Working capital
N/A
Debt to equity
0.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.66
Margins
Efficiency
Dividend
EBITDA margin
25.5%
Gross margin
100%
Net margin
22%
Operating margin
25.9%
Return on assets
0.8%
Return on equity
6.9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
25.9%
Dividend yield
3.06%
DPS
$0.81
Payout ratio
46%
MBCN stock price
How has the Middlefield Banc stock price performed over time
Intraday
1.93%
1 week
3.73%
1 month
2.4%
1 year
11.46%
YTD
-5.7%
QTD
-5.7%
Financial performance
How have Middlefield Banc's revenue and profit performed over time
Revenue
$64.66M
Gross profit
$64.66M
Operating income
$16.75M
Net income
$14.21M
Gross margin
100%
Net margin
22%
The operating income has declined by 19% year-on-year and by 10% since the previous quarter
Middlefield Banc's net income has decreased by 18% YoY and by 10% from the previous quarter
The operating margin has contracted by 14% YoY and by 7% from the previous quarter
The net margin has contracted by 12% YoY and by 6% from the previous quarter
Growth
What is Middlefield Banc's growth rate over time
Valuation
What is Middlefield Banc stock price valuation
P/E
15.03
P/B
1.01
P/S
3.3
EV/EBIT
15.36
EV/EBITDA
15.63
EV/Sales
3.98
MBCN's P/E is 28% above its 5-year quarterly average of 11.5 and 6% above its last 4 quarters average of 13.9
MBCN's EPS is down by 21% YoY and by 9% from the previous quarter
MBCN's price to book (P/B) is 10% less than its last 4 quarters average of 1.1
The equity has increased by 9% year-on-year
The revenue has declined by 6% year-on-year and by 3.1% since the previous quarter
MBCN's price to sales (P/S) is 4.5% more than its 5-year quarterly average of 3.1
Efficiency
How efficient is Middlefield Banc business performance
Middlefield Banc's ROIC has decreased by 25% YoY and by 10% from the previous quarter
The company's return on equity fell by 22% YoY and by 10% QoQ
The return on assets has declined by 20% year-on-year and by 11% since the previous quarter
MBCN's ROS is down by 14% YoY and by 7% from the previous quarter
Dividends
What is MBCN's dividend history
DPS
$0.81
Dividend yield
3.06%
Payout ratio
46%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Middlefield Banc financials performed over time
MBCN's total assets is 13% greater than its total liabilities
MBCN's total assets is up by 3.6% year-on-year
The total liabilities has grown by 3% YoY
The debt is 44% less than the equity
The debt to equity has declined by 16% year-on-year and by 15% since the previous quarter
The debt has contracted by 14% from the previous quarter and by 9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.