HWC Hancock Whitney margins

Relative Growth: Rel. Growth: 45

Relative Strength: Rel. Strength: 59

Relative Valuation: Rel. Valuation: 59

Relative Profitability: Rel. Profitability: 71

Gross margin

100%

Operating margin

38.1%

EBITDA margin

40.6%

Net margin

30.2%

Current Hancock Whitney reports a gross margin of 100%, an operating margin of 38.1%, an EBITDA margin of 40.6%, and a net margin of 30.2%. EBITDA margin contracted by 3.8 percentage points, while other available margins were unchanged.

HWC margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Hancock Whitney's margins averaged 100% gross, 38.95% operating, 41.91% EBITDA, and 31.12% net. Currently, operating, EBITDA, and net margins are below their three-year averages.

HWC margin expansion

Year-over-year margin changes in percentage points

Operating margin contracted by 3.5 percentage points, EBITDA margin by 3.8 percentage points, and net margin by 3 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

-3.5pp

EBITDA margin expansion

-3.8pp

Net margin expansion

-3pp

HWC Gross margin

Across the last 3 years, Hancock Whitney's gross margin stood at 100%. Against its three-year average, Hancock Whitney's gross margin is currently 100%, in line with its three-year average. Gross margin was highest at 100% in Jun 2026 and lowest at 100% in Dec 2023.

HWC Operating margin

Across the last 3 years, Hancock Whitney's operating margin averaged 38.95%. The current operating margin stands at 38.1%, 0.9 percentage points below its three-year average. Operating margin was highest at 42% in Sep 2025 and lowest at 35.3% in Jun 2024.

HWC EBITDA margin

Over the last 3 years, the average EBITDA margin for Hancock Whitney was 41.91%. The current EBITDA margin of 40.6% is 1.3 percentage points below its three-year average. Hancock Whitney's EBITDA margin ranged from a low of 38.7% in Jun 2024 to a high of 44.8% in Mar 2025.

HWC Net margin

Hancock Whitney recorded an average net margin of 31.12% across the last 3 years. Against its three-year average, Hancock Whitney's net margin is currently 30.2%, 0.9 percentage points below its three-year average. Looking back over the last 3 years, Hancock Whitney's net margin reached 33.5% at its highest point in Sep 2025 and 28.4% at its lowest in Jun 2024.

HWC margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, HWC is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.4%, Hancock Whitney's gross margin is 20% higher.

HWC margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Hancock Whitney's gross margin?

The current gross margin for HWC is 100% as of Jun 30, 2026.

What is Hancock Whitney's operating margin?

The current operating margin for HWC is 38.1% as of Jun 30, 2026.

What is Hancock Whitney's EBITDA margin?

For the period ending Jun 30, 2026, HWC recorded an EBITDA margin of 40.6%.

What is Hancock Whitney's net margin?

For the period ending Jun 30, 2026, HWC recorded a net margin of 30.2%.

What are the average margins of HWC?

Across the last 3 years, HWC averaged 100.0% gross, 39.0% operating, 41.9% EBITDA, and 31.1% net.

What are the highest historical margins of HWC?

In the last 5 years, the highest margins reported by HWC were 100% gross in Jun 2026, 46.8% operating in Dec 2022, 50% EBITDA in Dec 2022, and 37.3% net in Sep 2022.

What are the lowest historical margins of HWC?

Hancock Whitney's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 35.3% operating in Jun 2024, 38.7% EBITDA in Jun 2024, and 28.4% net in Jun 2024.