HONE HarborOne Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HONE

Price (delayed)

$13.57

Market cap

$695.57M

P/E Ratio

12.92

Dividend/share

$0.22

EPS

$1.05

Enterprise value

$645.73M

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode ...

Highlights
HarborOne Bancorp's debt has decreased by 32% YoY
The price to earnings (P/E) is 61% lower than the 5-year quarterly average of 32.8 but 3.4% higher than the last 4 quarters average of 12.5
HONE's net income is down by 14% year-on-year and by 12% since the previous quarter
The revenue has declined by 12% year-on-year and by 7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.harboronebancorp.com
Peers: NYCB OCFC NWBI

Key stats

What are the main financial stats of HONE
Market
Shares outstanding
51.26M
Market cap
$695.57M
Enterprise value
$645.73M
Valuations
Price to earnings (P/E)
12.92
Price to book (P/B)
1.07
Price to sales (P/S)
2.93
EV/EBIT
9.14
EV/EBITDA
8.52
EV/Sales
2.91
Earnings
Revenue
$221.54M
EBIT
$70.64M
EBITDA
$75.82M
Free cash flow
$223.6M
Per share
EPS
$1.05
Free cash flow per share
$4.67
Book value per share
$12.63
Revenue per share
$4.63
TBVPS
$94.46
Balance sheet
Total assets
$4.59B
Total liabilities
$3.94B
Debt
$89.89M
Equity
$649.07M
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.66
Margins
EBITDA margin
34.2%
Gross margin
100%
Net margin
23.2%
Operating margin
32.4%
Efficiency
Return on assets
1.1%
Return on equity
7.6%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
31.9%
Dividend
Dividend yield
1.62%
DPS
$0.22
Payout ratio
21%

HONE stock price

How has the HarborOne Bancorp stock price performed over time
Intraday
-0.29%
1 week
-2.16%
1 month
-1.24%
1 year
-8.43%
YTD
-8.56%
QTD
-3.21%

Financial performance

How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$221.54M
Gross profit
$221.54M
Operating income
$71.74M
Net income
$51.39M
Gross margin
100%
Net margin
23.2%
HONE's net income is down by 14% year-on-year and by 12% since the previous quarter
The revenue has declined by 12% year-on-year and by 7% since the previous quarter
The company's gross profit fell by 12% YoY and by 7% QoQ
HONE's operating income is down by 12% since the previous quarter and by 9% year-on-year

Growth

What is HarborOne Bancorp's growth rate over time

Valuation

What is HarborOne Bancorp stock price valuation
P/E
12.92
P/B
1.07
P/S
2.93
EV/EBIT
9.14
EV/EBITDA
8.52
EV/Sales
2.91
The price to earnings (P/E) is 61% lower than the 5-year quarterly average of 32.8 but 3.4% higher than the last 4 quarters average of 12.5
The company's EPS fell by 9% QoQ and by 4.5% YoY
HONE's P/B is 18% below its 5-year quarterly average of 1.3 and 2.7% below its last 4 quarters average of 1.1
The equity has declined by 7% year-on-year and by 4.4% since the previous quarter
The stock's price to sales (P/S) is 19% less than its 5-year quarterly average of 3.6 and 2.3% less than its last 4 quarters average of 3.0
The revenue has declined by 12% year-on-year and by 7% since the previous quarter

Efficiency

How efficient is HarborOne Bancorp business performance
The company's return on invested capital fell by 16% QoQ and by 11% YoY
The ROA has contracted by 15% from the previous quarter and by 15% YoY
The company's return on equity fell by 12% YoY and by 11% QoQ
The company's return on sales fell by 5% QoQ but it rose by 2.2% YoY

Dividends

What is HONE's dividend history
Dividend details
DPS
$0.22
Dividend yield
1.62%
Payout ratio
21%
Recent dividends

Financial health

How did HarborOne Bancorp financials performed over time
The total assets is 16% greater than the total liabilities
HarborOne Bancorp's debt is 86% lower than its equity
HarborOne Bancorp's debt has decreased by 32% YoY
The debt to equity has contracted by 26% YoY but it has grown by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.