HONE HarborOne Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HONE

Price (delayed)

$10.04

Market cap

$454.18M

P/E Ratio

27.14

Dividend/share

$0.31

EPS

$0.37

Enterprise value

$795.29M

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode ...

Highlights
HONE's net income has dropped by 65% year-on-year and by 51% since the previous quarter
The company's EPS has shrunk by 62% YoY and by 50% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.harboronebancorp.com
Peers: NFBK NECB

Key stats

What are the main financial stats of HONE
Market
Shares outstanding
45.24M
Market cap
$454.18M
Enterprise value
$795.29M
Valuations
Price to earnings (P/E)
27.14
Price to book (P/B)
0.79
Price to sales (P/S)
2.65
EV/EBIT
31.65
EV/EBITDA
26.76
EV/Sales
4.87
Earnings
Revenue
$163.45M
EBIT
$25.13M
EBITDA
$29.73M
Free cash flow
$49.03M
Per share
EPS
$0.37
Free cash flow per share
$1.13
Book value per share
$12.76
Revenue per share
$3.78
TBVPS
$129.73
Balance sheet
Total assets
$5.67B
Total liabilities
$5.08B
Debt
$568.46M
Equity
$583.76M
Working capital
N/A
Liquidity
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.48
Margins
EBITDA margin
18.2%
Gross margin
100%
Net margin
9.8%
Operating margin
15.4%
Efficiency
Return on assets
0.3%
Return on equity
2.7%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
15.4%
Dividend
Dividend yield
3.04%
DPS
$0.31
Payout ratio
82.4%

HONE stock price

How has the HarborOne Bancorp stock price performed over time
Intraday
-0.1%
1 week
9.37%
1 month
-1.18%
1 year
-11.23%
YTD
-16.19%
QTD
-5.82%

Financial performance

How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$163.45M
Gross profit
$163.45M
Operating income
$25.13M
Net income
$16.08M
Gross margin
100%
Net margin
9.8%
HONE's net income has dropped by 65% year-on-year and by 51% since the previous quarter
HONE's operating income has dropped by 59% year-on-year and by 41% since the previous quarter
HarborOne Bancorp's net margin has shrunk by 57% YoY and by 48% QoQ
HONE's operating margin has shrunk by 50% YoY and by 38% QoQ

Growth

What is HarborOne Bancorp's growth rate over time

Valuation

What is HarborOne Bancorp stock price valuation
HONE P/E details
P/E
27.14
P/B
0.79
P/S
2.65
EV/EBIT
31.65
EV/EBITDA
26.76
EV/Sales
4.87
The company's EPS has shrunk by 62% YoY and by 50% QoQ
The price to earnings (P/E) is 56% higher than the last 4 quarters average of 17.4 and 44% higher than the 5-year quarterly average of 18.9
HONE's P/B is 21% below its 5-year quarterly average of 1.0
The equity has declined by 5% year-on-year
The revenue has declined by 19% year-on-year and by 5% since the previous quarter
The stock's price to sales (P/S) is 8% less than its 5-year quarterly average of 2.9 but 2.3% more than its last 4 quarters average of 2.6

Efficiency

How efficient is HarborOne Bancorp business performance
The ROA has plunged by 67% YoY and by 50% from the previous quarter
The company's return on invested capital has shrunk by 67% YoY and by 43% QoQ
The company's return on equity has shrunk by 63% YoY and by 51% QoQ
The company's return on sales has shrunk by 50% YoY and by 38% QoQ

Dividends

What is HONE's dividend history
Dividend details
DPS
$0.31
Dividend yield
3.04%
Payout ratio
82.4%
Recent dividends

Financial health

How did HarborOne Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
HONE's total liabilities is up by 7% YoY
The total assets has increased by 6% year-on-year
HarborOne Bancorp's debt is 2.6% lower than its equity
The debt to equity has grown by 39% YoY and by 11% from the previous quarter
HarborOne Bancorp's debt has increased by 31% YoY and by 11% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.