HONE HarborOne Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HONE

Price (delayed)

$11.17

Market cap

$511.22M

P/E Ratio

15.09

Dividend/share

$0.3

EPS

$0.74

Enterprise value

$774.28M

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode ...

Highlights
HarborOne Bancorp's debt has increased by 34% YoY but it has decreased by 20% QoQ
The price to earnings (P/E) is 28% lower than the 5-year quarterly average of 20.9 but 18% higher than the last 4 quarters average of 12.8
HONE's net income is down by 33% year-on-year and by 14% since the previous quarter
The company's EPS fell by 28% YoY and by 12% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.harboronebancorp.com
Peers: NFBK NECB

Key stats

What are the main financial stats of HONE
Market
Shares outstanding
45.77M
Market cap
$511.22M
Enterprise value
$774.28M
Valuations
Price to earnings (P/E)
15.09
Price to book (P/B)
0.89
Price to sales (P/S)
2.78
EV/EBIT
18.12
EV/EBITDA
16.35
EV/Sales
4.49
Earnings
Revenue
$172.47M
EBIT
$42.72M
EBITDA
$47.35M
Free cash flow
$80.7M
Per share
EPS
$0.74
Free cash flow per share
$1.88
Book value per share
$12.56
Revenue per share
$4.02
TBVPS
$130.44
Balance sheet
Total assets
$5.66B
Total liabilities
$5.08B
Debt
$509.85M
Equity
$584.63M
Working capital
N/A
Liquidity
Debt to equity
0.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.56
Margins
EBITDA margin
27.5%
Gross margin
100%
Net margin
19%
Operating margin
24.8%
Efficiency
Return on assets
0.6%
Return on equity
5.5%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
24.8%
Dividend
Dividend yield
2.64%
DPS
$0.3
Payout ratio
39.9%

HONE stock price

How has the HarborOne Bancorp stock price performed over time
Intraday
2.1%
1 week
1.45%
1 month
13.63%
1 year
-22.21%
YTD
-19.64%
QTD
17.33%

Financial performance

How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$172.47M
Gross profit
$172.47M
Operating income
$42.72M
Net income
$32.77M
Gross margin
100%
Net margin
19%
HONE's operating income is down by 35% year-on-year and by 15% since the previous quarter
HONE's net income is down by 33% year-on-year and by 14% since the previous quarter
HONE's operating margin is down by 22% YoY and by 10% QoQ
HarborOne Bancorp's net margin has decreased by 18% YoY and by 9% QoQ

Growth

What is HarborOne Bancorp's growth rate over time

Valuation

What is HarborOne Bancorp stock price valuation
HONE P/E details
P/E
15.09
P/B
0.89
P/S
2.78
EV/EBIT
18.12
EV/EBITDA
16.35
EV/Sales
4.49
The company's EPS fell by 28% YoY and by 12% QoQ
The price to earnings (P/E) is 28% lower than the 5-year quarterly average of 20.9 but 18% higher than the last 4 quarters average of 12.8
HONE's P/B is 11% below its 5-year quarterly average of 1.0
The equity has declined by 4.4% year-on-year
The revenue has declined by 17% year-on-year and by 6% since the previous quarter
The stock's price to sales (P/S) is 7% less than its 5-year quarterly average of 3.0 but 7% more than its last 4 quarters average of 2.6

Efficiency

How efficient is HarborOne Bancorp business performance
The company's return on invested capital has shrunk by 50% YoY and by 22% QoQ
The ROA has contracted by 40% YoY and by 14% from the previous quarter
The company's return on equity fell by 28% YoY and by 13% QoQ
The company's return on sales fell by 22% YoY and by 10% QoQ

Dividends

What is HONE's dividend history
Dividend details
DPS
$0.3
Dividend yield
2.64%
Payout ratio
39.9%
Recent dividends

Financial health

How did HarborOne Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
HONE's total liabilities is up by 16% YoY
The total assets has increased by 14% year-on-year
HarborOne Bancorp's debt is 13% lower than its equity
The debt to equity has grown by 40% YoY but it has contracted by 19% from the previous quarter
HarborOne Bancorp's debt has increased by 34% YoY but it has decreased by 20% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.