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HONE HarborOne Bancorp Inc

Price (delayed)

$12.13

Market cap

$534.35M

P/E Ratio

41.83

Dividend/share

$0.32

EPS

$0.29

Enterprise value

$849.43M

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode ...

Highlights
HarborOne Bancorp's debt has decreased by 13% QoQ but it has increased by 6% YoY
The price to earnings (P/E) is 125% higher than the 5-year quarterly average of 18.6 and 25% higher than the last 4 quarters average of 33.4
HONE's net income has dropped by 65% year-on-year and by 28% since the previous quarter

Key stats

What are the main financial stats of HONE
Market
Shares outstanding
44.05M
Market cap
$534.35M
Enterprise value
$849.43M
Valuations
Price to book (P/B)
0.92
Price to sales (P/S)
3.13
EV/EBIT
46.47
EV/EBITDA
37.22
EV/Sales
5.35
Earnings
Revenue
$158.66M
Gross profit
$158.66M
Net income
$11.41M
EBIT
$18.28M
EBITDA
$22.82M
Free cash flow
-$17.54M
Per share
EPS
$0.29
EPS diluted
$0.29
Free cash flow per share
-$0.43
Book value per share
$13.16
Revenue per share
$3.87
TBVPS
$139.47
Balance sheet
Total assets
$5.78B
Total liabilities
$5.19B
Debt
$539.36M
Equity
$584.2M
Working capital
N/A
Liquidity
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.81
Margins
EBITDA margin
14.4%
Gross margin
100%
Net margin
7.2%
Operating margin
11.5%
Efficiency
Return on assets
0.2%
Return on equity
2%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
11.5%
Dividend
Dividend yield
2.6%
DPS
$0.32
Payout ratio
108.6%

HONE stock price

How has the HarborOne Bancorp stock price performed over time
Intraday
-0.08%
1 week
-4.64%
1 month
-8.04%
1 year
0.25%
YTD
1.25%
QTD
-6.55%

Financial performance

How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$158.66M
Gross profit
$158.66M
Operating income
$18.28M
Net income
$11.41M
Gross margin
100%
Net margin
7.2%
HONE's net income has dropped by 65% year-on-year and by 28% since the previous quarter
HarborOne Bancorp's net margin has shrunk by 62% YoY and by 25% QoQ
HONE's operating income has dropped by 57% year-on-year and by 27% since the previous quarter
HONE's operating margin has shrunk by 54% YoY and by 24% QoQ

Growth

What is HarborOne Bancorp's growth rate over time

Valuation

What is HarborOne Bancorp stock price valuation
P/E
41.83
P/B
0.92
P/S
3.13
EV/EBIT
46.47
EV/EBITDA
37.22
EV/Sales
5.35
The price to earnings (P/E) is 125% higher than the 5-year quarterly average of 18.6 and 25% higher than the last 4 quarters average of 33.4
The company's EPS has shrunk by 61% YoY and by 26% QoQ
HONE's P/B is 2.2% above its 5-year quarterly average of 0.9 and 2.2% above its last 4 quarters average of 0.9
The stock's price to sales (P/S) is 12% more than its 5-year quarterly average of 2.8 and 4.3% more than its last 4 quarters average of 3.0
The revenue has declined by 8% year-on-year and by 3.8% since the previous quarter

Efficiency

How efficient is HarborOne Bancorp business performance
The ROA has plunged by 67% YoY and by 33% from the previous quarter
The company's return on equity has shrunk by 64% YoY and by 26% QoQ
The company's return on invested capital has shrunk by 57% YoY and by 25% QoQ
The company's return on sales has shrunk by 54% YoY and by 24% QoQ

Dividends

What is HONE's dividend history
DPS
$0.32
Dividend yield
2.6%
Payout ratio
108.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did HarborOne Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
HONE's total liabilities is up by 2.2% YoY
HarborOne Bancorp's debt is 8% lower than its equity
The debt to equity has contracted by 14% from the previous quarter but it has grown by 6% YoY
HarborOne Bancorp's debt has decreased by 13% QoQ but it has increased by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.