HONE HarborOne Bancorp Inc
Price (delayed)
$11.69
Market cap
$514.96M
P/E Ratio
40.31
Dividend/share
$0.32
EPS
$0.29
Enterprise value
$830.05M
HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode
Highlights
HarborOne Bancorp's debt has decreased by 13% QoQ but it has increased by 6% YoY
The price to earnings (P/E) is 126% higher than the 5-year quarterly average of 17.8 and 21% higher than the last 4 quarters average of 33.4
HONE's net income has dropped by 65% year-on-year and by 28% since the previous quarter
Key stats
What are the main financial stats of HONE
Market
Valuations
Earnings
Shares outstanding
44.05M
Market cap
$514.96M
Enterprise value
$830.05M
Price to earnings (P/E)
40.31
Price to book (P/B)
0.89
Price to sales (P/S)
3.02
EV/EBIT
45.41
EV/EBITDA
36.37
EV/Sales
5.23
Revenue
$158.66M
Gross profit
$158.66M
Operating income
$18.28M
Net income
$11.41M
EBIT
$18.28M
EBITDA
$22.82M
Free cash flow
-$17.54M
Per share
Balance sheet
Liquidity
EPS
$0.29
EPS diluted
$0.29
Free cash flow per share
-$0.43
Book value per share
$13.16
Revenue per share
$3.87
TBVPS
$139.47
Total assets
$5.78B
Total liabilities
$5.19B
Debt
$539.36M
Equity
$584.2M
Working capital
N/A
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.81
Margins
Efficiency
Dividend
EBITDA margin
14.4%
Gross margin
100%
Net margin
7.2%
Operating margin
11.5%
Return on assets
0.2%
Return on equity
2%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
11.5%
Dividend yield
2.74%
DPS
$0.32
Payout ratio
110.3%
HONE stock price
How has the HarborOne Bancorp stock price performed over time
Intraday
0%
1 week
-3.15%
1 month
-1.27%
1 year
10.39%
YTD
-1.18%
QTD
-1.18%
Financial performance
How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$158.66M
Gross profit
$158.66M
Operating income
$18.28M
Net income
$11.41M
Gross margin
100%
Net margin
7.2%
HONE's net income has dropped by 65% year-on-year and by 28% since the previous quarter
HarborOne Bancorp's net margin has shrunk by 62% YoY and by 25% QoQ
HONE's operating income has dropped by 57% year-on-year and by 27% since the previous quarter
HONE's operating margin has shrunk by 54% YoY and by 24% QoQ
Growth
What is HarborOne Bancorp's growth rate over time
Valuation
What is HarborOne Bancorp stock price valuation
P/E
40.31
P/B
0.89
P/S
3.02
EV/EBIT
45.41
EV/EBITDA
36.37
EV/Sales
5.23
The price to earnings (P/E) is 126% higher than the 5-year quarterly average of 17.8 and 21% higher than the last 4 quarters average of 33.4
The company's EPS has shrunk by 61% YoY and by 26% QoQ
The revenue has declined by 8% year-on-year and by 3.8% since the previous quarter
The stock's price to sales (P/S) is 8% more than its 5-year quarterly average of 2.8
Efficiency
How efficient is HarborOne Bancorp business performance
The ROA has plunged by 67% YoY and by 33% from the previous quarter
The company's return on equity has shrunk by 64% YoY and by 26% QoQ
The company's return on invested capital has shrunk by 57% YoY and by 25% QoQ
The company's return on sales has shrunk by 54% YoY and by 24% QoQ
Dividends
What is HONE's dividend history
DPS
$0.32
Dividend yield
2.74%
Payout ratio
110.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did HarborOne Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
HONE's total liabilities is up by 2.2% YoY
HarborOne Bancorp's debt is 8% lower than its equity
The debt to equity has contracted by 14% from the previous quarter but it has grown by 6% YoY
HarborOne Bancorp's debt has decreased by 13% QoQ but it has increased by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.