Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

HONE HarborOne Bancorp Inc

Price (delayed)

$11.7

Market cap

$504.16M

P/E Ratio

18.57

Dividend/share

$0.33

EPS

$0.63

Enterprise value

$673.22M

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode ...

Highlights
HarborOne Bancorp's debt has decreased by 47% YoY and by 23% QoQ
The company's EPS has surged by 66% YoY but it fell by 4.5% QoQ
HONE's net income has surged by 59% year-on-year but it is down by 7% since the previous quarter

Key stats

What are the main financial stats of HONE
Market
Shares outstanding
43.09M
Market cap
$504.16M
Enterprise value
$673.22M
Valuations
Price to earnings (P/E)
18.57
Price to book (P/B)
0.88
Price to sales (P/S)
2.9
EV/EBIT
21.28
EV/EBITDA
18.65
EV/Sales
4.14
Earnings
Revenue
$162.78M
Gross profit
$162.78M
Operating income
$31.64M
Net income
$25.61M
EBIT
$31.64M
EBITDA
$36.09M
Free cash flow
$10.89M
Per share
EPS
$0.63
EPS diluted
$0.63
Free cash flow per share
$0.27
Book value per share
$13.24
Revenue per share
$4.03
TBVPS
$139.81
Balance sheet
Total assets
$5.7B
Total liabilities
$5.12B
Debt
$399.55M
Equity
$575.97M
Working capital
N/A
Liquidity
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.68
Margins
EBITDA margin
22.2%
Gross margin
100%
Net margin
15.7%
Operating margin
19.4%
Efficiency
Return on assets
0.4%
Return on equity
4.4%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
19.4%
Dividend
Dividend yield
2.82%
DPS
$0.33
Payout ratio
52.4%

HONE stock price

How has the HarborOne Bancorp stock price performed over time
Intraday
-0.34%
1 week
1.74%
1 month
25.67%
1 year
6.95%
YTD
-1.1%
QTD
12.83%

Financial performance

How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$162.78M
Gross profit
$162.78M
Operating income
$31.64M
Net income
$25.61M
Gross margin
100%
Net margin
15.7%
HarborOne Bancorp's net margin has surged by 60% YoY but it has decreased by 6% QoQ
HONE's net income has surged by 59% year-on-year but it is down by 7% since the previous quarter
HONE's operating margin is up by 26% YoY but it is down by 7% QoQ
HONE's operating income is up by 26% year-on-year but it is down by 8% since the previous quarter

Price vs fundamentals

How does HONE's price correlate with its fundamentals

Growth

What is HarborOne Bancorp's growth rate over time

Valuation

What is HarborOne Bancorp stock price valuation
P/E
18.57
P/B
0.88
P/S
2.9
EV/EBIT
21.28
EV/EBITDA
18.65
EV/Sales
4.14
The company's EPS has surged by 66% YoY but it fell by 4.5% QoQ
The price to earnings (P/E) is 31% lower than the last 4 quarters average of 26.9 but 4.9% higher than the 5-year quarterly average of 17.7
HONE's P/B is 12% below its 5-year quarterly average of 1.0 and 2.2% below its last 4 quarters average of 0.9
The stock's price to sales (P/S) is 3.6% more than its 5-year quarterly average of 2.8

Efficiency

How efficient is HarborOne Bancorp business performance
The company's return on equity has surged by 63% YoY but it fell by 6% QoQ
The ROA has grown by 33% YoY but it has contracted by 20% from the previous quarter
The company's return on sales rose by 26% YoY but it fell by 7% QoQ
The company's return on invested capital rose by 25% YoY but it fell by 17% QoQ

Dividends

What is HONE's dividend history
DPS
$0.33
Dividend yield
2.82%
Payout ratio
52.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did HarborOne Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
The total assets has declined by 2.8% year-on-year
HONE's total liabilities is down by 3% YoY
HarborOne Bancorp's debt is 31% lower than its equity
HarborOne Bancorp's debt has decreased by 47% YoY and by 23% QoQ
The debt to equity has contracted by 47% YoY and by 23% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.