HONE HarborOne Bancorp Inc
Price (delayed)
$10.49
Market cap
$456.29M
P/E Ratio
15.89
Dividend/share
$0.32
EPS
$0.66
Enterprise value
$741.77M
HarborOne Bancorp, Inc. is the holding company for HarborOne Bank, a Massachusetts-chartered savings bank. HarborOne Bank serves the financial needs of consumers, businesses, and municipalities throughout Eastern Massachusetts and Rhode
Highlights
HONE's net income has surged by 140% since the previous quarter and by 70% year-on-year
The company's EPS has surged by 128% QoQ and by 78% YoY
Key stats
What are the main financial stats of HONE
Market
Valuations
Earnings
Shares outstanding
43.5M
Market cap
$456.29M
Enterprise value
$741.77M
Price to earnings (P/E)
15.89
Price to book (P/B)
0.8
Price to sales (P/S)
2.63
EV/EBIT
21.65
EV/EBITDA
19.14
EV/Sales
4.51
Revenue
$164.29M
Gross profit
$164.29M
Operating income
$34.26M
Net income
$27.41M
EBIT
$34.26M
EBITDA
$38.75M
Free cash flow
$2.6M
Per share
Balance sheet
Liquidity
EPS
$0.66
EPS diluted
$0.66
Free cash flow per share
$0.06
Book value per share
$13.05
Revenue per share
$3.99
TBVPS
$138.12
Total assets
$5.75B
Total liabilities
$5.18B
Debt
$516.56M
Equity
$575.01M
Working capital
N/A
Debt to equity
0.9
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.37
Margins
Efficiency
Dividend
EBITDA margin
23.6%
Gross margin
100%
Net margin
16.7%
Operating margin
20.9%
Return on assets
0.5%
Return on equity
4.7%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
20.9%
Dividend yield
3.05%
DPS
$0.32
Payout ratio
48.5%
HONE stock price
How has the HarborOne Bancorp stock price performed over time
Intraday
1.16%
1 week
-1.5%
1 month
-9.49%
1 year
1.25%
YTD
-11.33%
QTD
1.16%
Financial performance
How have HarborOne Bancorp's revenue and profit performed over time
Revenue
$164.29M
Gross profit
$164.29M
Operating income
$34.26M
Net income
$27.41M
Gross margin
100%
Net margin
16.7%
HONE's net income has surged by 140% since the previous quarter and by 70% year-on-year
HarborOne Bancorp's net margin has surged by 132% QoQ and by 70% YoY
HONE's operating income has surged by 87% since the previous quarter and by 36% year-on-year
HONE's operating margin has soared by 82% QoQ and by 36% YoY
Growth
What is HarborOne Bancorp's growth rate over time
Valuation
What is HarborOne Bancorp stock price valuation
P/E
15.89
P/B
0.8
P/S
2.63
EV/EBIT
21.65
EV/EBITDA
19.14
EV/Sales
4.51
The company's EPS has surged by 128% QoQ and by 78% YoY
The price to earnings (P/E) is 47% lower than the last 4 quarters average of 29.8 and 10% lower than the 5-year quarterly average of 17.7
HONE's P/B is 20% below its 5-year quarterly average of 1.0 and 11% below its last 4 quarters average of 0.9
The stock's price to sales (P/S) is 12% less than its last 4 quarters average of 3.0 and 6% less than its 5-year quarterly average of 2.8
The revenue is up by 3.6% since the previous quarter
Efficiency
How efficient is HarborOne Bancorp business performance
The ROA has soared by 150% from the previous quarter and by 67% YoY
The company's return on equity has surged by 135% QoQ and by 74% YoY
The company's return on invested capital has surged by 100% QoQ and by 50% YoY
The company's return on sales has surged by 82% QoQ and by 36% YoY
Dividends
What is HONE's dividend history
DPS
$0.32
Dividend yield
3.05%
Payout ratio
48.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did HarborOne Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
HarborOne Bancorp's debt is 10% lower than its equity
HarborOne Bancorp's debt has decreased by 9% YoY and by 4.2% QoQ
The debt to equity has contracted by 7% YoY and by 2.2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.