HAPN
Happen
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: HAPN
- PE Ratio
The PE ratio for Happen stock stands at 12.86 as of Jun 25, 2026. This is calculated based on the TTM EPS of $1.53 and the stock price of $19.67 per share. A decrease of 15% has been observed in the PE ratio compared to its average of 15.2 of the past four quarters.
HAPN PE ratio history
Over the last five years, the average PE ratio of Happen has been 30.15. The current 12.86 price-to-earnings ratio is 57% less than the historical average. Analyzing the last five years, HAPN's PE ratio reached its highest point in the Sep 2021 quarter at 176.5, with a price of $28.24 and an EPS of $0.16. The Mar 2023 quarter saw the lowest point at 2.86, with a price of $7.21 and an EPS of $2.52.
Happen PE ratio by year
Maximum annual increase: 673.25% in 2023
Maximum annual decrease: -97.53% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 16.05 | -54.4% | $18.94 | $1.18 |
| 2024 | 35.2 | 44.98% | $16.19 | $0.46 |
| 2023 | 24.28 | 673.25% | $8.74 | $0.36 |
| 2022 | 3.14 | -97.53% | $8.8 | $2.8 |
| 2021 | 127.26 | N/A | $24.18 | $0.19 |
| 2020 | N/A | N/A | $10.56 | -$2.07 |
| 2019 | N/A | N/A | $12.62 | -$0.35 |
| 2018 | N/A | N/A | $13.15 | -$1.52 |
| 2017 | N/A | N/A | $20.65 | -$1.88 |
| 2016 | N/A | N/A | $26.25 | -$1.9 |
| 2015 | N/A | N/A | $55.25 | -$0.05 |
| 2014 | N/A | N/A | $126.5 | -$2.2 |
| 2013 | N/A | N/A | N/A | $0 |
| 2012 | N/A | N/A | N/A | -$1.7 |
Happen PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.36 | -41.68% | $14.32 | $1.53 |
| Dec 2025 | 16.05 | -3.83% | $18.94 | $1.18 |
| Sep 2025 | 16.69 | -9.83% | $15.19 | $0.91 |
| Jun 2025 | 18.51 | -19.28% | $12.03 | $0.65 |
| Mar 2025 | 22.93 | -34.86% | $10.32 | $0.45 |
| Dec 2024 | 35.2 | 41.65% | $16.19 | $0.46 |
| Sep 2024 | 24.85 | 11.64% | $11.43 | $0.46 |
| Jun 2024 | 22.26 | -13.89% | $8.46 | $0.38 |
| Mar 2024 | 25.85 | 6.47% | $8.79 | $0.34 |
| Dec 2023 | 24.28 | 91.03% | $8.74 | $0.36 |
| Sep 2023 | 12.71 | 9.47% | $6.1 | $0.48 |
| Jun 2023 | 11.61 | 305.94% | $9.75 | $0.84 |
| Mar 2023 | 2.86 | -8.92% | $7.21 | $2.52 |
| Dec 2022 | 3.14 | -18.23% | $8.8 | $2.8 |
| Sep 2022 | 3.84 | -10.07% | $11.05 | $2.88 |
HAPN Price vs fair value
HAPN average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, HAPN's PE ratio is under its 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 12.86, HAPN stands higher than the industry average but lower than the Financial Services sector average. But when looking at the Financial Services sector average of 12.98, Happen's price to earnings (P/E) is only 0.9% lower.
HAPN PE vs peers
HAPN's PE ratio is less than its peer stock WRLD, but it is above SLM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SLM SLM Corp | 6.97 | $4.8B |
| HAPN Happen Inc. | 13.13 | $2.32B |
| WRLD World Acceptance Corp | 30.57 | $992.94M |
| FMCC Federal Home Loan Mortgage Corp | N/A | $4.24B |
Frequently asked questions
What is Happen's PE ratio?
The price to earnings ratio for HAPN stock as of Jun 25, 2026, stands at 12.86.
What is the 3-year average PE ratio for Happen (HAPN)?
As an average over the last 3 years, HAPN stock has a PE ratio of 20.03.
What is the 5-year average PE ratio for Happen (HAPN)?
As an average over the last 5 years, HAPN stock has a PE ratio of 30.15.
What is the highest PE ratio for HAPN?
The highest quarterly PE ratio in the last five years has been 176.5 and it was in the Sep 2021 quarter.
How does the current PE ratio for HAPN compare to its historical average?
The current PE ratio of HAPN is 57% lower than the 5-year historical average.
How is HAPN's PE ratio calculated (Happen PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Jun 25, 2026), Happen's share price is $19.67. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.53. Therefore, Happen's price to earnings ratio for today is 12.86. PE RATIO(12.86) = STOCK PRICE($19.67) / TTM EPS($1.53)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.