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GNTY Guaranty Bancshares Inc
- Stocks
- Financial Services
- NASDAQ: GNTY
Price (delayed)
$45.88
Market cap
$520.33M
P/E Ratio
15.66
Dividend/share
$0.98
EPS
$2.93
Enterprise value
$392.17M
Guaranty Bancshares, Inc. is a bank holding company that conducts commercial banking activities through its wholly-owned subsidiary, Guaranty Bank & Trust, N.A. As one of the oldest regional community banks
Highlights
Guaranty Bancshares's EPS has increased by 20% YoY and by 7% from the previous quarter
The net income rose by 18% year-on-year and by 6% since the previous quarter
The debt has declined by 44% year-on-year but it has grown by 23% since the previous quarter
GNTY's P/E is 34% above its 5-year quarterly average of 11.7 and 15% above its last 4 quarters average of 13.6
Key stats
What are the main financial stats of GNTY
Market
Valuations
Earnings
Shares outstanding
11.34M
Market cap
$520.33M
Enterprise value
$392.17M
Price to earnings (P/E)
15.66
Price to book (P/B)
1.61
Price to sales (P/S)
4.22
EV/EBIT
9.46
EV/EBITDA
8.42
EV/Sales
3.17
Revenue
$123.78M
Gross profit
$123.78M
Operating income
$41.41M
Net income
$33.49M
EBIT
$41.47M
EBITDA
$46.57M
Free cash flow
$72.14M
Per share
Balance sheet
Liquidity
EPS
$2.93
EPS diluted
$2.92
Free cash flow per share
$6.33
Book value per share
$28.54
Revenue per share
$10.86
TBVPS
$273.74
Total assets
$3.15B
Total liabilities
$2.83B
Debt
$89.65M
Equity
$325.25M
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.75
Margins
Efficiency
Dividend
EBITDA margin
37.6%
Gross margin
100%
Net margin
27.1%
Operating margin
33.5%
Return on assets
1.1%
Return on equity
10.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
33.5%
Dividend yield
2.14%
DPS
$0.98
Payout ratio
33.4%
GNTY stock price
How has the Guaranty Bancshares stock price performed over time
Intraday
3.15%
1 week
8.08%
1 month
12.59%
1 year
49.2%
YTD
32.6%
QTD
8.11%
Financial performance
How have Guaranty Bancshares's revenue and profit performed over time
Revenue
$123.78M
Gross profit
$123.78M
Operating income
$41.41M
Net income
$33.49M
Gross margin
100%
Net margin
27.1%
The net income rose by 18% year-on-year and by 6% since the previous quarter
The operating income has grown by 17% year-on-year and by 6% since the previous quarter
The net margin has grown by 13% year-on-year and by 3.8% since the previous quarter
GNTY's operating margin is up by 12% YoY and by 3.7% QoQ
Price vs fundamentals
How does GNTY's price correlate with its fundamentals
Growth
What is Guaranty Bancshares's growth rate over time
Valuation
What is Guaranty Bancshares stock price valuation
P/E
15.66
P/B
1.61
P/S
4.22
EV/EBIT
9.46
EV/EBITDA
8.42
EV/Sales
3.17
GNTY's P/E is 34% above its 5-year quarterly average of 11.7 and 15% above its last 4 quarters average of 13.6
Guaranty Bancshares's EPS has increased by 20% YoY and by 7% from the previous quarter
GNTY's price to book (P/B) is 24% more than its 5-year quarterly average of 1.3 and 24% more than its last 4 quarters average of 1.3
The equity is up by 7% year-on-year and by 2.1% since the previous quarter
The price to sales (P/S) is 28% more than the 5-year quarterly average of 3.3 and 24% more than the last 4 quarters average of 3.4
Guaranty Bancshares's revenue has increased by 4.4% YoY and by 2.5% from the previous quarter
Efficiency
How efficient is Guaranty Bancshares business performance
The ROIC has grown by 27% YoY and by 8% from the previous quarter
The return on assets has increased by 22% year-on-year and by 10% since the previous quarter
Guaranty Bancshares's ROS has increased by 12% YoY and by 3.7% from the previous quarter
The company's return on equity rose by 11% YoY and by 4% QoQ
Dividends
What is GNTY's dividend history
DPS
$0.98
Dividend yield
2.14%
Payout ratio
33.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Guaranty Bancshares financials performed over time
The company's total assets is 12% higher than its total liabilities
The debt is 72% smaller than the equity
GNTY's debt to equity is down by 46% YoY but it is up by 22% QoQ
The debt has declined by 44% year-on-year but it has grown by 23% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.