- Stocks
- Financial Services
- NASDAQ: GNTY

Price (delayed)

$30.01

Market cap

$345.99M

P/E Ratio

10.99

Dividend/share

$0.91

EPS

$2.73

Enterprise value

$459.94M

Guaranty Bancshares, Inc. is a bank holding company that conducts commercial banking activities through its wholly-owned subsidiary, Guaranty Bank & Trust, N.A. As one of the oldest regional community banks

The debt has declined by 14% year-on-year and by 11% since the previous quarter

The equity is up by 2.8% year-on-year

GNTY's P/E is 14% above its last 4 quarters average of 9.6 but 11% below its 5-year quarterly average of 12.4

The net income has declined by 23% year-on-year and by 13% since the previous quarter

Guaranty Bancshares's EPS has decreased by 21% YoY and by 12% from the previous quarter

What are the main financial stats of GNTY

Market
Valuations
Earnings

Shares outstanding

11.53M

Market cap

$345.99M

Enterprise value

$459.94M

Price to earnings (P/E)

10.99

Price to book (P/B)

1.17

Price to sales (P/S)

2.86

EV/EBIT

11.58

EV/EBITDA

10.33

EV/Sales

3.78

Revenue

$121.56M

EBIT

$39.73M

EBITDA

$44.52M

Free cash flow

$15.67M

Per share
Balance sheet
Liquidity

EPS

$2.73

Free cash flow per share

$1.35

Book value per share

$25.61

Revenue per share

$10.51

TBVPS

$276.36

Total assets

$3.23B

Total liabilities

$2.93B

Debt

$244.12M

Equity

$296.23M

Working capital

N/A

Debt to equity

0.82

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

2.56

Margins
Efficiency
Dividend

EBITDA margin

36.6%

Gross margin

100%

Net margin

26.5%

Operating margin

32.7%

Return on assets

1%

Return on equity

10.8%

Return on invested capital

1.2%

Return on capital employed

N/A

Return on sales

32.7%

Dividend yield

3.03%

DPS

$0.91

Payout ratio

33.3%

How has the Guaranty Bancshares stock price performed over time

Intraday

2.77%

1 week

2.49%

1 month

6.23%

1 year

-13.29%

YTD

-13.37%

QTD

4.6%

How have Guaranty Bancshares's revenue and profit performed over time

Revenue

$121.56M

Gross profit

$121.56M

Operating income

$39.72M

Net income

$32.18M

Gross margin

100%

Net margin

26.5%

The net income has declined by 23% year-on-year and by 13% since the previous quarter

The operating income has declined by 21% year-on-year and by 12% since the previous quarter

The net margin has declined by 18% year-on-year and by 9% since the previous quarter

GNTY's operating margin is down by 17% YoY and by 8% QoQ

What is Guaranty Bancshares's growth rate over time

What is Guaranty Bancshares stock price valuation

P/E

10.99

P/B

1.17

P/S

2.86

EV/EBIT

11.58

EV/EBITDA

10.33

EV/Sales

3.78

Guaranty Bancshares's EPS has decreased by 21% YoY and by 12% from the previous quarter

GNTY's P/E is 14% above its last 4 quarters average of 9.6 but 11% below its 5-year quarterly average of 12.4

GNTY's price to book (P/B) is 10% less than its 5-year quarterly average of 1.3 and 2.5% less than its last 4 quarters average of 1.2

The equity is up by 2.8% year-on-year

The price to sales (P/S) is 16% less than the 5-year quarterly average of 3.4 but 2.1% more than the last 4 quarters average of 2.8

Guaranty Bancshares's revenue has decreased by 5% YoY and by 4.1% from the previous quarter

How efficient is Guaranty Bancshares business performance

The ROIC has contracted by 25% YoY and by 8% from the previous quarter

The company's return on equity fell by 24% YoY and by 14% QoQ

The return on assets has declined by 23% year-on-year and by 9% since the previous quarter

Guaranty Bancshares's ROS has decreased by 17% YoY and by 8% from the previous quarter

What is GNTY's dividend history

DPS

$0.91

Dividend yield

3.03%

Payout ratio

33.3%

Recent dividends

How did Guaranty Bancshares financials performed over time

The company's total assets is 10% higher than its total liabilities

The company's total assets fell by 4.7% YoY

GNTY's total liabilities is down by 5% YoY

The debt is 18% smaller than the equity

GNTY's debt to equity is down by 16% YoY and by 12% QoQ

The debt has declined by 14% year-on-year and by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.