GNTY Guaranty Bancshares Inc
Price (delayed)
$39.85
Market cap
$454.22M
P/E Ratio
14.49
Dividend/share
$0.97
EPS
$2.75
Enterprise value
$381.25M
Guaranty Bancshares, Inc. is a bank holding company that conducts commercial banking activities through its wholly-owned subsidiary, Guaranty Bank & Trust, N.A. As one of the oldest regional community banks
Highlights
The debt has dropped by 66% year-on-year and by 2.7% since the previous quarter
The net income rose by 15% since the previous quarter and by 5% year-on-year
GNTY's P/E is 23% above its 5-year quarterly average of 11.8 and 9% above its last 4 quarters average of 13.3
Key stats
What are the main financial stats of GNTY
Market
Valuations
Earnings
Shares outstanding
11.4M
Market cap
$454.22M
Enterprise value
$381.25M
Price to earnings (P/E)
14.49
Price to book (P/B)
1.43
Price to sales (P/S)
3.77
EV/EBIT
9.77
EV/EBITDA
8.66
EV/Sales
3.16
Revenue
$120.82M
Gross profit
$120.82M
Operating income
$38.96M
Net income
$31.54M
EBIT
$39.01M
EBITDA
$44.02M
Free cash flow
$58.91M
Per share
Balance sheet
Liquidity
EPS
$2.75
EPS diluted
$2.74
Free cash flow per share
$5.16
Book value per share
$27.9
Revenue per share
$10.58
TBVPS
$269.97
Total assets
$3.12B
Total liabilities
$2.8B
Debt
$72.99M
Equity
$318.5M
Working capital
N/A
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.66
Margins
Efficiency
Dividend
EBITDA margin
36.4%
Gross margin
100%
Net margin
26.1%
Operating margin
32.3%
Return on assets
1%
Return on equity
10.1%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
32.3%
Dividend yield
2.43%
DPS
$0.97
Payout ratio
35.3%
GNTY stock price
How has the Guaranty Bancshares stock price performed over time
Intraday
-0.45%
1 week
-0.1%
1 month
-1.48%
1 year
34.13%
YTD
15.17%
QTD
-0.45%
Financial performance
How have Guaranty Bancshares's revenue and profit performed over time
Revenue
$120.82M
Gross profit
$120.82M
Operating income
$38.96M
Net income
$31.54M
Gross margin
100%
Net margin
26.1%
The net income rose by 15% since the previous quarter and by 5% year-on-year
The operating income has grown by 15% since the previous quarter and by 4.9% year-on-year
GNTY's operating margin is up by 12% QoQ and by 3.9% YoY
The net margin has grown by 12% since the previous quarter and by 4% year-on-year
Growth
What is Guaranty Bancshares's growth rate over time
Valuation
What is Guaranty Bancshares stock price valuation
P/E
14.49
P/B
1.43
P/S
3.77
EV/EBIT
9.77
EV/EBITDA
8.66
EV/Sales
3.16
GNTY's P/E is 23% above its 5-year quarterly average of 11.8 and 9% above its last 4 quarters average of 13.3
Guaranty Bancshares's EPS has increased by 15% from the previous quarter and by 7% YoY
GNTY's price to book (P/B) is 19% more than its last 4 quarters average of 1.2 and 10% more than its 5-year quarterly average of 1.3
The equity is up by 5% year-on-year
The price to sales (P/S) is 18% more than the 5-year quarterly average of 3.2 and 18% more than the last 4 quarters average of 3.2
Guaranty Bancshares's revenue has increased by 3.1% from the previous quarter
Efficiency
How efficient is Guaranty Bancshares business performance
The ROIC has grown by 18% from the previous quarter and by 18% YoY
The company's return on equity rose by 13% QoQ
Guaranty Bancshares's ROS has increased by 12% from the previous quarter and by 3.9% YoY
The return on assets has increased by 11% since the previous quarter and by 11% year-on-year
Dividends
What is GNTY's dividend history
DPS
$0.97
Dividend yield
2.43%
Payout ratio
35.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Guaranty Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
GNTY's total liabilities is down by 2.9% YoY
The company's total assets fell by 2.2% YoY
The debt is 77% smaller than the equity
GNTY's debt to equity has shrunk by 68% YoY and by 4.2% QoQ
The debt has dropped by 66% year-on-year and by 2.7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.