GNTY Guaranty Bancshares Inc

Price (delayed)

$39.73

Market cap

$478.98M

P/E Ratio

14.04

Dividend/share

$0.79

EPS

$2.83

Enterprise value

$163.42M

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has declined by 31% since the previous quarter and by 4.7% year-on-year
Guaranty Bancshares's EPS has increased by 23% YoY and by 15% from the previous quarter
GNTY's P/E is 16% below its 5-year quarterly average of 16.7 but 11% above its last 4 quarters average of 12.6

Key stats

What are the main financial stats of GNTY
Market
Shares outstanding
12.06M
Market cap
$478.98M
Enterprise value
$163.42M
Valuations
Price to earnings (P/E)
14.04
Price to book (P/B)
1.71
Price to sales (P/S)
4.51
EV/EBIT
4.2
EV/EBITDA
3.68
EV/Sales
1.54
Earnings
Revenue
$106.3M
EBIT
$38.87M
EBITDA
$44.47M
Free cash flow
$38.93M
Per share
EPS
$2.83
Free cash flow per share
$3.23
Book value per share
$23.24
Revenue per share
$8.82
TBVPS
$236.97
Balance sheet
Total assets
$2.89B
Total liabilities
$2.61B
Debt
$107.91M
Equity
$280.1M
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.1
Margins
EBITDA margin
41.8%
Gross margin
100%
Net margin
30.2%
Operating margin
36.6%
Efficiency
Return on assets
1.2%
Return on equity
11.9%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
36.6%
Dividend
Dividend yield
1.99%
DPS
$0.79
Payout ratio
27.9%

GNTY stock price

How has the Guaranty Bancshares stock price performed over time
Intraday
-0.43%
1 week
0.1%
1 month
2.42%
1 year
84.88%
YTD
45.91%
QTD
8.11%

Financial performance

How have Guaranty Bancshares's revenue and profit performed over time
Revenue
$106.3M
Gross profit
$106.3M
Operating income
$38.87M
Net income
$32.09M
Gross margin
100%
Net margin
30.2%
The net income rose by 18% year-on-year and by 17% since the previous quarter
The operating income has grown by 17% year-on-year and by 17% since the previous quarter
GNTY's operating margin is up by 10% QoQ and by 6% YoY
Guaranty Bancshares's revenue has increased by 10% YoY and by 6% from the previous quarter

Growth

What is Guaranty Bancshares's growth rate over time

Valuation

What is Guaranty Bancshares stock price valuation
P/E
14.04
P/B
1.71
P/S
4.51
EV/EBIT
4.2
EV/EBITDA
3.68
EV/Sales
1.54
Guaranty Bancshares's EPS has increased by 23% YoY and by 15% from the previous quarter
GNTY's P/E is 16% below its 5-year quarterly average of 16.7 but 11% above its last 4 quarters average of 12.6
GNTY's price to book (P/B) is 43% more than its last 4 quarters average of 1.2 and 22% more than its 5-year quarterly average of 1.4
The equity is up by 10% year-on-year and by 2.7% since the previous quarter
The price to sales (P/S) is 33% more than the last 4 quarters average of 3.4 and 10% more than the 5-year quarterly average of 4.1
Guaranty Bancshares's revenue has increased by 10% YoY and by 6% from the previous quarter

Efficiency

How efficient is Guaranty Bancshares business performance
The return on assets has increased by 20% since the previous quarter
The ROIC has grown by 15% from the previous quarter and by 7% YoY
The company's return on equity rose by 14% QoQ and by 11% YoY
Guaranty Bancshares's ROS has increased by 10% from the previous quarter and by 6% YoY

Dividends

What is GNTY's dividend history
DPS
$0.79
Dividend yield
1.99%
Payout ratio
27.9%
Recent dividends

Financial health

How did Guaranty Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
GNTY's total liabilities is up by 22% YoY and by 6% QoQ
The company's total assets rose by 21% YoY and by 5% QoQ
The debt is 61% smaller than the equity
GNTY's debt to equity is down by 32% QoQ and by 13% YoY
The debt has declined by 31% since the previous quarter and by 4.7% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.