GNTY Guaranty Bancshares Inc
- Stocks
- Financial Services
- NASDAQ: GNTY
Price (delayed)
$43.7
Market cap
$495.89M
P/E Ratio
13.83
Dividend/share
$0.98
EPS
$3.16
Enterprise value
$375.02M
Guaranty Bancshares, Inc. is a bank holding company that conducts commercial banking activities through its wholly-owned subsidiary, Guaranty Bank & Trust, N.A. As one of the oldest regional community banks
Highlights
Guaranty Bancshares's EPS has increased by 39% YoY and by 8% from the previous quarter
The debt has declined by 37% year-on-year and by 19% since the previous quarter
GNTY's P/E is 17% above its 5-year quarterly average of 11.8 and 2.4% above its last 4 quarters average of 13.5
Key stats
What are the main financial stats of GNTY
Market
Valuations
Earnings
Shares outstanding
11.35M
Market cap
$495.89M
Enterprise value
$375.02M
Price to earnings (P/E)
13.83
Price to book (P/B)
1.5
Price to sales (P/S)
3.89
EV/EBIT
8.35
EV/EBITDA
7.49
EV/Sales
2.95
Revenue
$127.33M
Gross profit
$127.33M
Operating income
$44.85M
Net income
$36.06M
EBIT
$44.92M
EBITDA
$50.08M
Free cash flow
$60.22M
Per share
Balance sheet
Liquidity
EPS
$3.16
EPS diluted
$3.14
Free cash flow per share
$5.31
Book value per share
$29.21
Revenue per share
$11.23
TBVPS
$274.33
Total assets
$3.14B
Total liabilities
$2.81B
Debt
$72.29M
Equity
$331.27M
Working capital
N/A
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.41
Margins
Efficiency
Dividend
EBITDA margin
39.3%
Gross margin
100%
Net margin
28.3%
Operating margin
35.2%
Return on assets
1.2%
Return on equity
11.1%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
35.3%
Dividend yield
2.24%
DPS
$0.98
Payout ratio
31%
GNTY stock price
How has the Guaranty Bancshares stock price performed over time
Intraday
-0.02%
1 week
0.53%
1 month
-4.81%
1 year
41.84%
YTD
26.3%
QTD
2.97%
Financial performance
How have Guaranty Bancshares's revenue and profit performed over time
Revenue
$127.33M
Gross profit
$127.33M
Operating income
$44.85M
Net income
$36.06M
Gross margin
100%
Net margin
28.3%
The operating income has grown by 38% year-on-year and by 8% since the previous quarter
The net income rose by 37% year-on-year and by 8% since the previous quarter
GNTY's operating margin is up by 26% YoY and by 5% QoQ
The net margin has grown by 25% year-on-year and by 4.4% since the previous quarter
Price vs fundamentals
How does GNTY's price correlate with its fundamentals
Growth
What is Guaranty Bancshares's growth rate over time
Valuation
What is Guaranty Bancshares stock price valuation
P/E
13.83
P/B
1.5
P/S
3.89
EV/EBIT
8.35
EV/EBITDA
7.49
EV/Sales
2.95
Guaranty Bancshares's EPS has increased by 39% YoY and by 8% from the previous quarter
GNTY's P/E is 17% above its 5-year quarterly average of 11.8 and 2.4% above its last 4 quarters average of 13.5
GNTY's price to book (P/B) is 15% more than its 5-year quarterly average of 1.3 and 15% more than its last 4 quarters average of 1.3
The equity is up by 8% year-on-year
The price to sales (P/S) is 18% more than the 5-year quarterly average of 3.3 and 11% more than the last 4 quarters average of 3.5
Guaranty Bancshares's revenue has increased by 10% YoY and by 2.9% from the previous quarter
Efficiency
How efficient is Guaranty Bancshares business performance
The return on assets has surged by 50% year-on-year and by 9% since the previous quarter
The ROIC has soared by 50% YoY and by 7% from the previous quarter
The company's return on equity rose by 28% YoY and by 6% QoQ
Guaranty Bancshares's ROS has increased by 26% YoY and by 5% from the previous quarter
Dividends
What is GNTY's dividend history
DPS
$0.98
Dividend yield
2.24%
Payout ratio
31%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Guaranty Bancshares financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets rose by 2% YoY
The debt is 78% smaller than the equity
GNTY's debt to equity is down by 41% YoY and by 21% QoQ
The debt has declined by 37% year-on-year and by 19% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.