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FUSB First Us Bancshares Inc

Price (delayed)

$12.79

Market cap

$73.7M

P/E Ratio

9.14

Dividend/share

$0.24

EPS

$1.4

Enterprise value

$47.36M

First US Bancshares, Inc. is a bank holding company that operates banking offices in Alabama, Tennessee and Virginia through First US Bank (the 'Bank'). In addition, the Company's operations include ...

Highlights
The equity is up by 9% year-on-year
The P/E is 23% below the 5-year quarterly average of 11.6 but 22% above the last 4 quarters average of 7.3
The company's debt has surged by 92% QoQ
FUSB's net income is down by 6% from the previous quarter and by 3.7% YoY

Key stats

What are the main financial stats of FUSB
Market
Shares outstanding
5.76M
Market cap
$73.7M
Enterprise value
$47.36M
Valuations
Price to earnings (P/E)
9.14
Price to book (P/B)
0.74
Price to sales (P/S)
1.87
EV/EBIT
4.4
EV/EBITDA
3.8
EV/Sales
1.21
Earnings
Revenue
$39.11M
Gross profit
$39.11M
Operating income
$10.75M
Net income
$8.17M
EBIT
$10.75M
EBITDA
$12.47M
Free cash flow
$5.66M
Per share
EPS
$1.4
EPS diluted
$1.33
Free cash flow per share
$0.99
Book value per share
$17.26
Revenue per share
$6.84
TBVPS
$191.34
Balance sheet
Total assets
$1.1B
Total liabilities
$1B
Debt
$20.87M
Equity
$98.62M
Working capital
N/A
Liquidity
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.11
Margins
EBITDA margin
31.9%
Gross margin
100%
Net margin
20.9%
Operating margin
27.5%
Efficiency
Return on assets
0.8%
Return on equity
8.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
27.5%
Dividend
Dividend yield
1.88%
DPS
$0.24
Payout ratio
17.1%

FUSB stock price

How has the First Us Bancshares stock price performed over time
Intraday
2.32%
1 week
1.59%
1 month
-4.19%
1 year
21.81%
YTD
1.59%
QTD
-4.27%

Financial performance

How have First Us Bancshares's revenue and profit performed over time
Revenue
$39.11M
Gross profit
$39.11M
Operating income
$10.75M
Net income
$8.17M
Gross margin
100%
Net margin
20.9%
The operating income has contracted by 6% from the previous quarter and by 4.6% YoY
FUSB's net income is down by 6% from the previous quarter and by 3.7% YoY
The company's net margin fell by 3.7% QoQ
First Us Bancshares's operating margin has decreased by 3.5% from the previous quarter

Price vs fundamentals

How does FUSB's price correlate with its fundamentals

Growth

What is First Us Bancshares's growth rate over time

Valuation

What is First Us Bancshares stock price valuation
P/E
9.14
P/B
0.74
P/S
1.87
EV/EBIT
4.4
EV/EBITDA
3.8
EV/Sales
1.21
The P/E is 23% below the 5-year quarterly average of 11.6 but 22% above the last 4 quarters average of 7.3
The EPS has declined by 5% since the previous quarter
The price to book (P/B) is 20% higher than the 5-year quarterly average of 0.6 and 20% higher than the last 4 quarters average of 0.6
The equity is up by 9% year-on-year
FUSB's P/S is 22% above its 5-year quarterly average of 1.5 and 22% above its last 4 quarters average of 1.5
First Us Bancshares's revenue has decreased by 3.2% YoY and by 3% from the previous quarter

Efficiency

How efficient is First Us Bancshares business performance
The ROE has contracted by 12% YoY and by 9% from the previous quarter
The ROIC has contracted by 9% from the previous quarter and by 9% YoY
The return on sales has declined by 3.5% since the previous quarter

Dividends

What is FUSB's dividend history
DPS
$0.24
Dividend yield
1.88%
Payout ratio
17.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Us Bancshares financials performed over time
FUSB's total assets is 10% greater than its total liabilities
FUSB's total assets is up by 2.6% year-on-year
First Us Bancshares's total liabilities has increased by 2% YoY
The company's debt is 79% lower than its equity
The company's debt has surged by 92% QoQ
First Us Bancshares's debt to equity has surged by 91% QoQ but it has decreased by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.