FUSB First Us Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FUSB

Price (delayed)

$9.6

Market cap

$55.56M

P/E Ratio

6.76

Dividend/share

$0.2

EPS

$1.42

Enterprise value

$16.6M

First US Bancshares, Inc. is a bank holding company that operates banking offices in Alabama, Tennessee and Virginia through First US Bank (the 'Bank'). In addition, the Company's operations include ...

Highlights
The company's debt fell by 49% QoQ and by 32% YoY
The EPS has increased by 26% year-on-year
The P/E is 47% below the 5-year quarterly average of 12.8 but 6% above the last 4 quarters average of 6.4
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstusbank.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of FUSB
Market
Shares outstanding
5.79M
Market cap
$55.56M
Enterprise value
$16.6M
Valuations
Price to earnings (P/E)
6.76
Price to book (P/B)
0.62
Price to sales (P/S)
1.4
EV/EBIT
1.47
EV/EBITDA
1.27
EV/Sales
0.41
Earnings
Revenue
$40.41M
EBIT
$11.27M
EBITDA
$13.05M
Free cash flow
$11.6M
Per share
EPS
$1.42
Free cash flow per share
$1.98
Book value per share
$15.42
Revenue per share
$6.88
TBVPS
$181.34
Balance sheet
Total assets
$1.07B
Total liabilities
$982.35M
Debt
$20.8M
Equity
$90.59M
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.99
Margins
EBITDA margin
32.3%
Gross margin
100%
Net margin
21%
Operating margin
27.9%
Efficiency
Return on assets
0.8%
Return on equity
9.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
27.9%
Dividend
Dividend yield
2.08%
DPS
$0.2
Payout ratio
14.1%

FUSB stock price

How has the First Us Bancshares stock price performed over time
Intraday
0%
1 week
0%
1 month
-0.52%
1 year
25.16%
YTD
-6.89%
QTD
3.67%

Financial performance

How have First Us Bancshares's revenue and profit performed over time
Revenue
$40.41M
Gross profit
$40.41M
Operating income
$11.27M
Net income
$8.49M
Gross margin
100%
Net margin
21%
The operating income has grown by 25% YoY
FUSB's net income is up by 24% YoY
First Us Bancshares's operating margin has increased by 15% YoY
The company's net margin rose by 14% YoY

Growth

What is First Us Bancshares's growth rate over time

Valuation

What is First Us Bancshares stock price valuation
P/E
6.76
P/B
0.62
P/S
1.4
EV/EBIT
1.47
EV/EBITDA
1.27
EV/Sales
0.41
The P/E is 47% below the 5-year quarterly average of 12.8 but 6% above the last 4 quarters average of 6.4
The EPS has increased by 26% year-on-year
The equity is up by 6% year-on-year and by 3.6% since the previous quarter
The price to book (P/B) is 3.3% higher than the 5-year quarterly average of 0.6 and 3.3% higher than the last 4 quarters average of 0.6
First Us Bancshares's revenue has increased by 9% YoY
FUSB's P/S is 8% above its last 4 quarters average of 1.3 but 7% below its 5-year quarterly average of 1.5

Efficiency

How efficient is First Us Bancshares business performance
The ROIC has grown by 22% YoY
The ROE has grown by 20% YoY
The return on sales has increased by 15% year-on-year
The company's return on assets rose by 14% YoY

Dividends

What is FUSB's dividend history
Dividend details
DPS
$0.2
Dividend yield
2.08%
Payout ratio
14.1%
Recent dividends

Financial health

How did First Us Bancshares financials performed over time
FUSB's total assets is 9% greater than its total liabilities
First Us Bancshares's total liabilities has increased by 8% YoY
FUSB's total assets is up by 8% year-on-year
The company's debt is 77% lower than its equity
First Us Bancshares's debt to equity has shrunk by 51% QoQ and by 36% YoY
The company's debt fell by 49% QoQ and by 32% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.