FINW Finwise Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FINW

Price (delayed)

$10.69

Market cap

$137.03M

P/E Ratio

7.75

Dividend/share

N/A

EPS

$1.38

Enterprise value

$26.55M

Highlights
Finwise Bancorp's debt has decreased by 12% YoY and by 4.1% QoQ
The equity has grown by 10% year-on-year and by 3.1% since the previous quarter
Finwise Bancorp's EPS has decreased by 30% YoY and by 11% from the previous quarter
FINW's net income is down by 30% year-on-year and by 12% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: NRIM NKSH

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
12.82M
Market cap
$137.03M
Enterprise value
$26.55M
Valuations
Price to earnings (P/E)
7.75
Price to book (P/B)
0.86
Price to sales (P/S)
2.09
EV/EBIT
1.11
EV/EBITDA
0.94
EV/Sales
0.41
Earnings
Revenue
$64M
EBIT
$23.81M
EBITDA
$28.37M
Free cash flow
$4.81M
Per share
EPS
$1.38
Free cash flow per share
$0.38
Book value per share
$12.41
Revenue per share
$5.12
TBVPS
$46.94
Balance sheet
Total assets
$586.22M
Total liabilities
$431.17M
Debt
$6.49M
Equity
$155.06M
Working capital
N/A
Liquidity
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.89
Margins
EBITDA margin
44.3%
Gross margin
100%
Net margin
27.3%
Operating margin
37.2%
Efficiency
Return on assets
3.4%
Return on equity
11.7%
Return on invested capital
5.8%
Return on capital employed
N/A
Return on sales
37.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
0.66%
1 week
0.75%
1 month
10.09%
1 year
35.49%
YTD
-25.3%
QTD
6.37%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$64M
Gross profit
$64M
Operating income
$23.81M
Net income
$17.46M
Gross margin
100%
Net margin
27.3%
The operating income has contracted by 34% YoY and by 12% from the previous quarter
FINW's net income is down by 30% year-on-year and by 12% since the previous quarter
The company's operating margin fell by 23% YoY and by 9% QoQ
Finwise Bancorp's net margin has decreased by 19% YoY and by 9% QoQ

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
7.75
P/B
0.86
P/S
2.09
EV/EBIT
1.11
EV/EBITDA
0.94
EV/Sales
0.41
Finwise Bancorp's EPS has decreased by 30% YoY and by 11% from the previous quarter
FINW's price to earnings (P/E) is 10% more than its last 4 quarters average of 7.0
The equity has grown by 10% year-on-year and by 3.1% since the previous quarter
FINW's price to book (P/B) is 4.4% lower than its last 4 quarters average of 0.9
The revenue is down by 14% YoY and by 3.1% QoQ
The P/S is 3.5% above the last 4 quarters average of 2.0

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has dropped by 52% year-on-year and by 21% since the previous quarter
Finwise Bancorp's return on assets has decreased by 47% YoY and by 19% QoQ
FINW's ROE is down by 38% YoY and by 14% QoQ
Finwise Bancorp's ROS has decreased by 23% YoY and by 9% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 36% greater than its total liabilities
The company's total liabilities has surged by 66% YoY and by 7% QoQ
FINW's total assets is up by 46% year-on-year and by 6% since the previous quarter
Finwise Bancorp's debt is 96% lower than its equity
Finwise Bancorp's debt to equity has decreased by 20% YoY
Finwise Bancorp's debt has decreased by 12% YoY and by 4.1% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.