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FINW Finwise Bancorp

Price (delayed)

$14.55

Market cap

$192.28M

P/E Ratio

15.16

Dividend/share

N/A

EPS

$0.96

Enterprise value

$77.23M

Highlights
Finwise Bancorp's debt has decreased by 16% YoY
The equity has grown by 9% year-on-year and by 2.1% since the previous quarter
Finwise Bancorp's EPS has decreased by 28% YoY and by 2% from the previous quarter
FINW's net income is down by 25% year-on-year

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
13.21M
Market cap
$192.28M
Enterprise value
$77.23M
Valuations
Price to earnings (P/E)
15.16
Price to book (P/B)
1.08
Price to sales (P/S)
2.58
EV/EBIT
4.57
EV/EBITDA
3.35
EV/Sales
1.08
Earnings
Revenue
$71.74M
Gross profit
$71.72M
Operating income
$16.92M
Net income
$12.62M
EBIT
$16.92M
EBITDA
$23.05M
Free cash flow
-$43.21M
Per share
EPS
$0.96
EPS diluted
$0.91
Free cash flow per share
-$3.4
Book value per share
$13.42
Revenue per share
$5.64
TBVPS
$63.24
Balance sheet
Total assets
$804.13M
Total liabilities
$626.77M
Debt
$5.23M
Equity
$177.36M
Working capital
N/A
Liquidity
Debt to equity
0.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.99
Margins
EBITDA margin
32.1%
Gross margin
100%
Net margin
17.6%
Operating margin
23.6%
Efficiency
Return on assets
1.8%
Return on equity
7.3%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
23.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
-0.14%
1 week
1.46%
1 month
5.28%
1 year
44.06%
YTD
-8.95%
QTD
-16.9%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$71.74M
Gross profit
$71.72M
Operating income
$16.92M
Net income
$12.62M
Gross margin
100%
Net margin
17.6%
The company's operating margin fell by 32% YoY and by 2.9% QoQ
Finwise Bancorp's net margin has decreased by 31% YoY and by 3.3% QoQ
The operating income has contracted by 27% YoY
FINW's net income is down by 25% year-on-year

Price vs fundamentals

How does FINW's price correlate with its fundamentals

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
15.16
P/B
1.08
P/S
2.58
EV/EBIT
4.57
EV/EBITDA
3.35
EV/Sales
1.08
Finwise Bancorp's EPS has decreased by 28% YoY and by 2% from the previous quarter
FINW's price to earnings (P/E) is 7% more than its last 4 quarters average of 14.2
The equity has grown by 9% year-on-year and by 2.1% since the previous quarter
The revenue is up by 8% YoY and by 2.7% QoQ
The P/S is 4.4% below the last 4 quarters average of 2.7

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has declined by 47% year-on-year and by 10% since the previous quarter
Finwise Bancorp's return on assets has decreased by 40% YoY and by 5% QoQ
FINW's ROE is down by 34% YoY and by 3.9% QoQ
Finwise Bancorp's ROS has decreased by 32% YoY and by 2.9% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 28% greater than its total liabilities
The company's total liabilities rose by 40% YoY and by 10% QoQ
FINW's total assets is up by 32% year-on-year and by 8% since the previous quarter
Finwise Bancorp's debt is 97% lower than its equity
Finwise Bancorp's debt to equity has decreased by 25% YoY
Finwise Bancorp's debt has decreased by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.