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FINW Finwise Bancorp

Price (delayed)

$16.05

Market cap

$212.04M

P/E Ratio

13.05

Dividend/share

N/A

EPS

$1.23

Enterprise value

$128.95M

Highlights
Finwise Bancorp's debt has decreased by 16% YoY and by 4.7% QoQ
The equity has grown by 12% year-on-year and by 2% since the previous quarter
FINW's price to earnings (P/E) is 65% more than its last 4 quarters average of 7.9
FINW's net income is down by 17% year-on-year and by 9% since the previous quarter

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
13.21M
Market cap
$212.04M
Enterprise value
$128.95M
Valuations
Price to earnings (P/E)
13.05
Price to book (P/B)
1.24
Price to sales (P/S)
3.02
EV/EBIT
6.14
EV/EBITDA
4.85
EV/Sales
1.92
Earnings
Revenue
$67.15M
EBIT
$21M
EBITDA
$26.56M
Free cash flow
$7.07M
Per share
EPS
$1.23
Free cash flow per share
$0.56
Book value per share
$12.96
Revenue per share
$5.32
TBVPS
$48.93
Balance sheet
Total assets
$617.82M
Total liabilities
$452.02M
Debt
$5.92M
Equity
$165.8M
Working capital
N/A
Liquidity
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.13
Margins
EBITDA margin
39.6%
Gross margin
100%
Net margin
23%
Operating margin
31.3%
Efficiency
Return on assets
2.6%
Return on equity
9.8%
Return on invested capital
4.3%
Return on capital employed
N/A
Return on sales
31.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
-0.56%
1 week
-0.93%
1 month
9.26%
1 year
86.63%
YTD
12.16%
QTD
2.88%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$67.15M
Gross profit
$67.15M
Operating income
$21M
Net income
$15.46M
Gross margin
100%
Net margin
23%
The company's operating margin fell by 26% YoY and by 10% QoQ
The operating income has contracted by 24% YoY and by 9% from the previous quarter
Finwise Bancorp's net margin has decreased by 20% YoY and by 10% QoQ
FINW's net income is down by 17% year-on-year and by 9% since the previous quarter

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
13.05
P/B
1.24
P/S
3.02
EV/EBIT
6.14
EV/EBITDA
4.85
EV/Sales
1.92
FINW's price to earnings (P/E) is 65% more than its last 4 quarters average of 7.9
Finwise Bancorp's EPS has decreased by 15% YoY and by 8% from the previous quarter
FINW's price to book (P/B) is 38% higher than its last 4 quarters average of 0.9
The equity has grown by 12% year-on-year and by 2% since the previous quarter
The P/S is 44% above the last 4 quarters average of 2.1
The revenue is up by 3.2% YoY

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has declined by 48% year-on-year and by 16% since the previous quarter
Finwise Bancorp's return on assets has decreased by 40% YoY and by 13% QoQ
FINW's ROE is down by 26% YoY and by 11% QoQ
Finwise Bancorp's ROS has decreased by 26% YoY and by 10% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 37% greater than its total liabilities
The company's total liabilities rose by 30% YoY
FINW's total assets is up by 25% year-on-year
Finwise Bancorp's debt is 96% lower than its equity
Finwise Bancorp's debt to equity has decreased by 20% YoY
Finwise Bancorp's debt has decreased by 16% YoY and by 4.7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.