FINW Finwise Bancorp

Price (delayed)

$12.9

Market cap

$179.09M

P/E Ratio

12.65

Dividend/share

N/A

EPS

$1.02

Enterprise value

$85.45M

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Relative Growth: Rel. Growth: 57
Relative Strength: Rel. Strength: 19
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 67

FinWise provides Banking and Payments solutions to fintech brands. The Company is expanding and diversifying its business model by incorporating Payments (MoneyRails™) and BIN Sponsorship offerings. Its existing Strategic Program ...

Highlights
Finwise Bancorp's debt has shrunk by 100% YoY
Finwise Bancorp's gross profit has surged by 56% YoY and by 11% QoQ
FINW's price to earnings (P/E) is 28% more than its 5-year quarterly average of 9.9 but 15% less than its last 4 quarters average of 15.0
Finwise Bancorp's EPS has decreased by 13% from the previous quarter
FINW's net income is down by 13% since the previous quarter

Key stats

What are the main financial stats of FINW

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
-0.23%
1 week
-4.09%
1 month
-5.91%
1 year
-34.91%
YTD
-28.09%
QTD
-11.03%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$116.8M
Gross profit
$116.8M
Operating income
$18.5M
Net income
$13.67M
Gross margin
100%
Net margin
11.7%
Finwise Bancorp's gross profit has surged by 56% YoY and by 11% QoQ
The revenue has soared by 56% YoY and by 11% QoQ
The company's operating margin fell by 35% YoY and by 21% QoQ
Finwise Bancorp's net margin has decreased by 35% YoY and by 21% QoQ

Price vs fundamentals

How does FINW's price correlate with its fundamentals

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
12.65
P/B
0.89
P/S
1.45
EV/EBIT
4.62
EV/EBITDA
3.56
EV/Sales
0.73
FINW's price to earnings (P/E) is 28% more than its 5-year quarterly average of 9.9 but 15% less than its last 4 quarters average of 15.0
Finwise Bancorp's EPS has decreased by 13% from the previous quarter
FINW's price to book (P/B) is 26% lower than its last 4 quarters average of 1.2 and 19% lower than its 5-year quarterly average of 1.1
The equity has grown by 9% year-on-year
The revenue has soared by 56% YoY and by 11% QoQ
The P/S is 37% below the last 4 quarters average of 2.3 and 34% below the 5-year quarterly average of 2.2

Efficiency

How efficient is Finwise Bancorp business performance
Finwise Bancorp's ROS has decreased by 35% YoY and by 21% from the previous quarter
Finwise Bancorp's return on assets has decreased by 17% YoY and by 12% QoQ
FINW's ROE is down by 15% QoQ and by 9% YoY
The return on invested capital has declined by 15% since the previous quarter and by 15% year-on-year

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 27% greater than its total liabilities
FINW's total assets is up by 10% year-on-year and by 2.9% since the previous quarter
The company's total liabilities rose by 10% YoY and by 3.3% QoQ
Finwise Bancorp's debt is 100% lower than its equity
Finwise Bancorp's debt to equity has plunged by 100% YoY
Finwise Bancorp's debt has shrunk by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.