FINW Finwise Bancorp

Price (delayed)

$10.77

Market cap

$137.79M

P/E Ratio

8.04

Dividend/share

N/A

EPS

$1.34

Enterprise value

$28.2M

Highlights
The equity has grown by 13% year-on-year and by 4.8% since the previous quarter
Finwise Bancorp's debt has decreased by 12% YoY and by 4.3% QoQ
FINW's net income is down by 13% year-on-year and by 3.1% since the previous quarter
Finwise Bancorp's EPS has decreased by 12% YoY and by 2.9% from the previous quarter

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
12.79M
Market cap
$137.79M
Enterprise value
$28.2M
Valuations
Price to earnings (P/E)
8.04
Price to book (P/B)
0.85
Price to sales (P/S)
2.03
EV/EBIT
1.22
EV/EBITDA
1
EV/Sales
0.42
Earnings
Revenue
$66.36M
EBIT
$23.1M
EBITDA
$28.1M
Free cash flow
$2.03M
Per share
EPS
$1.34
Free cash flow per share
$0.16
Book value per share
$12.68
Revenue per share
$5.31
TBVPS
$48.86
Balance sheet
Total assets
$610.83M
Total liabilities
$448.35M
Debt
$6.2M
Equity
$162.48M
Working capital
N/A
Liquidity
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.9
Margins
EBITDA margin
42.3%
Gross margin
100%
Net margin
25.5%
Operating margin
34.8%
Efficiency
Return on assets
3%
Return on equity
11%
Return on invested capital
5.1%
Return on capital employed
N/A
Return on sales
34.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
1.51%
1 week
3.06%
1 month
5.07%
1 year
23.09%
YTD
-24.74%
QTD
5.48%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$66.36M
Gross profit
$66.36M
Operating income
$23.1M
Net income
$16.91M
Gross margin
100%
Net margin
25.5%
The operating income has contracted by 19% YoY and by 3% from the previous quarter
The company's operating margin fell by 19% YoY and by 6% QoQ
FINW's net income is down by 13% year-on-year and by 3.1% since the previous quarter
Finwise Bancorp's net margin has decreased by 12% YoY and by 7% QoQ

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
8.04
P/B
0.85
P/S
2.03
EV/EBIT
1.22
EV/EBITDA
1
EV/Sales
0.42
Finwise Bancorp's EPS has decreased by 12% YoY and by 2.9% from the previous quarter
FINW's price to earnings (P/E) is 9% more than its last 4 quarters average of 7.4
The equity has grown by 13% year-on-year and by 4.8% since the previous quarter
FINW's price to book (P/B) is 6% lower than its last 4 quarters average of 0.9
The revenue is up by 3.7% QoQ

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has declined by 45% year-on-year and by 12% since the previous quarter
Finwise Bancorp's return on assets has decreased by 39% YoY and by 12% QoQ
FINW's ROE is down by 23% YoY and by 6% QoQ
Finwise Bancorp's ROS has decreased by 19% YoY and by 6% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 36% greater than its total liabilities
The company's total liabilities has surged by 50% YoY and by 4% QoQ
FINW's total assets is up by 38% year-on-year and by 4.2% since the previous quarter
Finwise Bancorp's debt is 96% lower than its equity
Finwise Bancorp's debt to equity has decreased by 20% YoY
The equity has grown by 13% year-on-year and by 4.8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.