FINW Finwise Bancorp
Price (delayed)
$17.04
Market cap
$225.21M
P/E Ratio
17.39
Dividend/share
N/A
EPS
$0.98
Enterprise value
$121.41M
Highlights
Finwise Bancorp's debt has decreased by 17% YoY and by 5% QoQ
The equity has grown by 12% year-on-year
FINW's price to earnings (P/E) is 52% more than its last 4 quarters average of 11.5
Finwise Bancorp's EPS has decreased by 29% YoY and by 12% from the previous quarter
Key stats
What are the main financial stats of FINW
Market
Valuations
Earnings
Shares outstanding
13.22M
Market cap
$225.21M
Enterprise value
$121.41M
Price to earnings (P/E)
17.39
Price to book (P/B)
1.3
Price to sales (P/S)
3.08
EV/EBIT
7.15
EV/EBITDA
5.28
EV/Sales
1.74
Revenue
$69.82M
Gross profit
$69.82M
Operating income
$16.99M
Net income
$12.74M
EBIT
$16.99M
EBITDA
$23.01M
Free cash flow
-$19.89M
Per share
Balance sheet
Liquidity
EPS
$0.98
EPS diluted
$0.93
Free cash flow per share
-$1.58
Book value per share
$13.15
Revenue per share
$5.54
TBVPS
$59.15
Total assets
$745.98M
Total liabilities
$572.26M
Debt
$5.37M
Equity
$173.72M
Working capital
N/A
Debt to equity
0.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.51
Margins
Efficiency
Dividend
EBITDA margin
32.9%
Gross margin
100%
Net margin
18.2%
Operating margin
24.3%
Return on assets
1.9%
Return on equity
7.6%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
24.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
FINW stock price
How has the Finwise Bancorp stock price performed over time
Intraday
-0.58%
1 week
-2.29%
1 month
-14.07%
1 year
74.06%
YTD
6.63%
QTD
-2.68%
Financial performance
How have Finwise Bancorp's revenue and profit performed over time
Revenue
$69.82M
Gross profit
$69.82M
Operating income
$16.99M
Net income
$12.74M
Gross margin
100%
Net margin
18.2%
The company's operating margin fell by 34% YoY and by 12% QoQ
Finwise Bancorp's net margin has decreased by 33% YoY and by 10% QoQ
The operating income has contracted by 29% YoY and by 11% from the previous quarter
FINW's net income is down by 27% year-on-year and by 10% since the previous quarter
Growth
What is Finwise Bancorp's growth rate over time
Valuation
What is Finwise Bancorp stock price valuation
P/E
17.39
P/B
1.3
P/S
3.08
EV/EBIT
7.15
EV/EBITDA
5.28
EV/Sales
1.74
FINW's price to earnings (P/E) is 52% more than its last 4 quarters average of 11.5
Finwise Bancorp's EPS has decreased by 29% YoY and by 12% from the previous quarter
FINW's price to book (P/B) is 30% higher than its last 4 quarters average of 1.0
The equity has grown by 12% year-on-year
The P/S is 29% above the last 4 quarters average of 2.4
The revenue is up by 8% YoY
Efficiency
How efficient is Finwise Bancorp business performance
The return on invested capital has declined by 48% year-on-year and by 17% since the previous quarter
Finwise Bancorp's return on assets has decreased by 44% YoY and by 17% QoQ
FINW's ROE is down by 35% YoY and by 12% QoQ
Finwise Bancorp's ROS has decreased by 34% YoY and by 12% from the previous quarter
Dividends
What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for FINW.
Financial health
How did Finwise Bancorp financials performed over time
FINW's total assets is 30% greater than its total liabilities
The company's total liabilities rose by 33% YoY and by 12% QoQ
FINW's total assets is up by 27% year-on-year and by 9% since the previous quarter
Finwise Bancorp's debt is 97% lower than its equity
Finwise Bancorp's debt to equity has decreased by 25% YoY
Finwise Bancorp's debt has decreased by 17% YoY and by 5% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.