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FINW Finwise Bancorp

Price (delayed)

$14.7

Market cap

$194.28M

P/E Ratio

15

Dividend/share

N/A

EPS

$0.98

Enterprise value

$90.49M

Highlights
Finwise Bancorp's debt has decreased by 17% YoY and by 5% QoQ
The equity has grown by 12% year-on-year
FINW's price to earnings (P/E) is 30% more than its last 4 quarters average of 11.5
Finwise Bancorp's EPS has decreased by 29% YoY and by 12% from the previous quarter

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
13.22M
Market cap
$194.28M
Enterprise value
$90.49M
Valuations
Price to earnings (P/E)
15
Price to book (P/B)
1.12
Price to sales (P/S)
2.66
EV/EBIT
5.33
EV/EBITDA
3.93
EV/Sales
1.3
Earnings
Revenue
$69.82M
Gross profit
$69.82M
Operating income
$16.99M
Net income
$12.74M
EBIT
$16.99M
EBITDA
$23.01M
Free cash flow
-$19.89M
Per share
EPS
$0.98
EPS diluted
$0.93
Free cash flow per share
-$1.58
Book value per share
$13.15
Revenue per share
$5.54
TBVPS
$59.15
Balance sheet
Total assets
$745.98M
Total liabilities
$572.26M
Debt
$5.37M
Equity
$173.72M
Working capital
N/A
Liquidity
Debt to equity
0.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.51
Margins
EBITDA margin
32.9%
Gross margin
100%
Net margin
18.2%
Operating margin
24.3%
Efficiency
Return on assets
1.9%
Return on equity
7.6%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
24.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
6.06%
1 week
1.03%
1 month
3.38%
1 year
36.49%
YTD
-8.01%
QTD
-16.05%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$69.82M
Gross profit
$69.82M
Operating income
$16.99M
Net income
$12.74M
Gross margin
100%
Net margin
18.2%
The company's operating margin fell by 34% YoY and by 12% QoQ
Finwise Bancorp's net margin has decreased by 33% YoY and by 10% QoQ
The operating income has contracted by 29% YoY and by 11% from the previous quarter
FINW's net income is down by 27% year-on-year and by 10% since the previous quarter

Price vs fundamentals

How does FINW's price correlate with its fundamentals

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
15
P/B
1.12
P/S
2.66
EV/EBIT
5.33
EV/EBITDA
3.93
EV/Sales
1.3
FINW's price to earnings (P/E) is 30% more than its last 4 quarters average of 11.5
Finwise Bancorp's EPS has decreased by 29% YoY and by 12% from the previous quarter
FINW's price to book (P/B) is 12% higher than its last 4 quarters average of 1.0
The equity has grown by 12% year-on-year
The P/S is 11% above the last 4 quarters average of 2.4
The revenue is up by 8% YoY

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has declined by 48% year-on-year and by 17% since the previous quarter
Finwise Bancorp's return on assets has decreased by 44% YoY and by 17% QoQ
FINW's ROE is down by 35% YoY and by 12% QoQ
Finwise Bancorp's ROS has decreased by 34% YoY and by 12% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 30% greater than its total liabilities
The company's total liabilities rose by 33% YoY and by 12% QoQ
FINW's total assets is up by 27% year-on-year and by 9% since the previous quarter
Finwise Bancorp's debt is 97% lower than its equity
Finwise Bancorp's debt to equity has decreased by 25% YoY
Finwise Bancorp's debt has decreased by 17% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.