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FINW Finwise Bancorp

Price (delayed)

$17.83

Market cap

$235.55M

P/E Ratio

16.06

Dividend/share

N/A

EPS

$1.11

Enterprise value

$155.43M

Highlights
Finwise Bancorp's debt has decreased by 17% YoY and by 4.5% QoQ
The equity has grown by 13% year-on-year and by 2.8% since the previous quarter
FINW's price to earnings (P/E) is 59% more than its last 4 quarters average of 10.1
FINW's net income is down by 29% year-on-year and by 9% since the previous quarter

Key stats

What are the main financial stats of FINW
Market
Shares outstanding
13.21M
Market cap
$235.55M
Enterprise value
$155.43M
Valuations
Price to earnings (P/E)
16.06
Price to book (P/B)
1.38
Price to sales (P/S)
3.26
EV/EBIT
8.13
EV/EBITDA
6.22
EV/Sales
2.24
Earnings
Revenue
$69.24M
EBIT
$19.11M
EBITDA
$24.98M
Free cash flow
-$11.88M
Per share
EPS
$1.11
Free cash flow per share
-$0.94
Book value per share
$12.9
Revenue per share
$5.47
TBVPS
$53.96
Balance sheet
Total assets
$683.03M
Total liabilities
$512.66M
Debt
$5.65M
Equity
$170.37M
Working capital
N/A
Liquidity
Debt to equity
0.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.21
Margins
EBITDA margin
36.1%
Gross margin
100%
Net margin
20.4%
Operating margin
27.6%
Efficiency
Return on assets
2.3%
Return on equity
8.6%
Return on invested capital
3.6%
Return on capital employed
N/A
Return on sales
27.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FINW stock price

How has the Finwise Bancorp stock price performed over time
Intraday
0.68%
1 week
0.85%
1 month
10.47%
1 year
61.5%
YTD
24.6%
QTD
14.29%

Financial performance

How have Finwise Bancorp's revenue and profit performed over time
Revenue
$69.24M
Gross profit
$69.24M
Operating income
$19.11M
Net income
$14.11M
Gross margin
100%
Net margin
20.4%
The company's operating margin fell by 33% YoY and by 12% QoQ
Finwise Bancorp's net margin has decreased by 32% YoY and by 12% QoQ
FINW's net income is down by 29% year-on-year and by 9% since the previous quarter
The operating income has contracted by 29% YoY and by 9% from the previous quarter

Growth

What is Finwise Bancorp's growth rate over time

Valuation

What is Finwise Bancorp stock price valuation
P/E
16.06
P/B
1.38
P/S
3.26
EV/EBIT
8.13
EV/EBITDA
6.22
EV/Sales
2.24
FINW's price to earnings (P/E) is 59% more than its last 4 quarters average of 10.1
Finwise Bancorp's EPS has decreased by 28% YoY and by 10% from the previous quarter
FINW's price to book (P/B) is 38% higher than its last 4 quarters average of 1.0
The equity has grown by 13% year-on-year and by 2.8% since the previous quarter
The P/S is 36% above the last 4 quarters average of 2.4
The revenue is up by 5% YoY and by 3.6% QoQ

Efficiency

How efficient is Finwise Bancorp business performance
The return on invested capital has dropped by 51% year-on-year and by 16% since the previous quarter
Finwise Bancorp's return on assets has decreased by 45% YoY and by 12% QoQ
FINW's ROE is down by 37% YoY and by 12% QoQ
Finwise Bancorp's ROS has decreased by 33% YoY and by 12% from the previous quarter

Dividends

What is FINW's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FINW.

Financial health

How did Finwise Bancorp financials performed over time
FINW's total assets is 33% greater than its total liabilities
The company's total liabilities rose by 27% YoY and by 13% QoQ
FINW's total assets is up by 23% year-on-year and by 11% since the previous quarter
Finwise Bancorp's debt is 97% lower than its equity
Finwise Bancorp's debt to equity has decreased by 25% from the previous quarter and by 25% YoY
Finwise Bancorp's debt has decreased by 17% YoY and by 4.5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.